The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   722 3,477 SH   SOLE   3,477 0 0
ABBOTT LABS COM 002824100   581 7,266 SH   SOLE   7,266 0 0
ABBVIE INC COM 00287Y109   518 6,428 SH   SOLE   6,428 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100   180 21,848 SH   SOLE   21,848 0 0
ADVANCED MICRO DEVICES INC COM 007903107   374 14,640 SH   SOLE   14,640 0 0
AIR PRODS & CHEMS INC COM 009158106   210 1,100 SH   SOLE   1,100 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   277 1,520 SH   SOLE   1,520 0 0
ALPHABET INC CAP STK CL C 02079K107   951 811 SH   SOLE   811 0 0
ALPHABET INC CAP STK CL A 02079K305   1,045 888 SH   SOLE   888 0 0
ALTRIA GROUP INC COM 02209S103   536 9,327 SH   SOLE   9,327 0 0
AMAZON COM INC COM 023135106   1,417 796 SH   SOLE   796 0 0
AMGEN INC COM 031162100   323 1,699 SH   SOLE   1,699 0 0
ANNALY CAP MGMT INC COM 035710409   179 17,944 SH   SOLE   17,944 0 0
APPLE INC COM 037833100   1,357 7,145 SH   SOLE   7,145 0 0
APPLIED MATLS INC COM 038222105   475 11,975 SH   SOLE   11,975 0 0
AT&T INC COM 00206R102   559 17,823 SH   SOLE   17,823 0 0
B2GOLD CORP COM 11777Q209   31 11,137 SH   SOLE   11,137 0 0
BAXTER INTL INC COM 071813109   217 2,670 SH   SOLE   2,670 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107   191 34,318 SH   SOLE   34,318 0 0
BLACKROCK MUN 2030 TAR TERM COM SHS BEN IN 09257P105   651 29,283 SH   SOLE   29,283 0 0
BLACKROCK MUNIYIELD INVST FD COM 09254R104   154 10,712 SH   SOLE   10,712 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   277 12,350 SH   SOLE   12,350 0 0
BOEING CO COM 097023105   340 891 SH   SOLE   891 0 0
BP PLC SPONSORED ADR 055622104   356 8,147 SH   SOLE   8,147 0 0
CAMPBELL SOUP CO COM 134429109   421 11,049 SH   SOLE   11,049 0 0
CENTURYLINK INC COM 156700106   127 10,563 SH   SOLE   10,563 0 0
CHEVRON CORP NEW COM 166764100   479 3,886 SH   SOLE   3,886 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   215 303 SH   SOLE   303 0 0
CISCO SYS INC COM 17275R102   502 9,305 SH   SOLE   9,305 0 0
CITIGROUP INC COM NEW 172967424   335 5,378 SH   SOLE   5,378 0 0
CLOROX CO DEL COM 189054109   219 1,367 SH   SOLE   1,367 0 0
COCA COLA CO COM 191216100   823 17,554 SH   SOLE   17,554 0 0
COMCAST CORP NEW CL A 20030N101   208 5,214 SH   SOLE   5,214 0 0
CONOCOPHILLIPS COM 20825C104   427 6,400 SH   SOLE   6,400 0 0
CONSTELLATION BRANDS INC CL A 21036P108   201 1,147 SH   SOLE   1,147 0 0
CORNING INC COM 219350105   211 6,373 SH   SOLE   6,373 0 0
COSTCO WHSL CORP NEW COM 22160K105   233 961 SH   SOLE   961 0 0
CSX CORP COM 126408103   332 4,438 SH   SOLE   4,438 0 0
DANAHER CORPORATION COM 235851102   214 1,618 SH   SOLE   1,618 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   227 4,397 SH   SOLE   4,397 0 0
DISNEY WALT CO COM DISNEY 254687106   987 8,890 SH   SOLE   8,890 0 0
DOMINION ENERGY INC COM 25746U109   376 4,903 SH   SOLE   4,903 0 0
DOWDUPONT INC COM 26078J100   270 5,068 SH   SOLE   5,068 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,621 18,007 SH   SOLE   18,007 0 0
EATON VANCE RISK MNGD DIV EQ COM 27829G106   285 30,995 SH   SOLE   30,995 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   255 3,390 SH   SOLE   3,390 0 0
EXELON CORP COM 30161N101   356 7,094 SH   SOLE   7,094 0 0
EXXON MOBIL CORP COM 30231G102   1,278 15,813 SH   SOLE   15,813 0 0
FACEBOOK INC CL A 30303M102   384 2,301 SH   SOLE   2,301 0 0
FORD MTR CO DEL COM 345370860   189 21,531 SH   SOLE   21,531 0 0
GENERAL ELECTRIC CO COM 369604103   265 26,517 SH   SOLE   26,517 0 0
GENERAL MLS INC COM 370334104   237 4,581 SH   SOLE   4,581 0 0
GOLDCORP INC NEW COM 380956409   119 10,407 SH   SOLE   10,407 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503   207 3,634 SH   SOLE   3,634 0 0
HOME DEPOT INC COM 437076102   1,441 7,512 SH   SOLE   7,512 0 0
HONEYWELL INTL INC COM 438516106   1,369 8,615 SH   SOLE   8,615 0 0
INTEL CORP COM 458140100   875 16,290 SH   SOLE   16,290 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   300 2,124 SH   SOLE   2,124 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354   242 4,596 SH   SOLE   4,596 0 0
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537   386 15,050 SH   SOLE   15,050 0 0
INVESCO QUALITY MUNI INC TRS COM 46133G107   174 14,332 SH   SOLE   14,332 0 0
ISHARES TR TIPS BD ETF 464287176   440 3,891 SH   SOLE   3,891 0 0
ISHARES TR CORE S&P500 ETF 464287200   850 2,986 SH   SOLE   2,986 0 0
ISHARES TR CORE US AGGBD ET 464287226   641 5,878 SH   SOLE   5,878 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   419 4,979 SH   SOLE   4,979 0 0
ISHARES TR MSCI EAFE ETF 464287465   392 6,051 SH   SOLE   6,051 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   360 2,350 SH   SOLE   2,350 0 0
ISHARES TR NATIONAL MUN ETF 464288414   646 5,810 SH   SOLE   5,810 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   310 2,513 SH   SOLE   2,513 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   216 2,170 SH   SOLE   2,170 0 0
JOHNSON & JOHNSON COM 478160104   914 6,542 SH   SOLE   6,542 0 0
JPMORGAN CHASE & CO COM 46625H100   513 5,067 SH   SOLE   5,067 0 0
MCDONALDS CORP COM 580135101   1,029 5,419 SH   SOLE   5,419 0 0
MERCK & CO INC COM 58933Y105   587 7,055 SH   SOLE   7,055 0 0
MICROSOFT CORP COM 594918104   1,962 16,634 SH   SOLE   16,634 0 0
NEXTERA ENERGY INC COM 65339F101   628 3,251 SH   SOLE   3,251 0 0
NORFOLK SOUTHERN CORP COM 655844108   494 2,642 SH   SOLE   2,642 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   486 36,379 SH   SOLE   36,379 0 0
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100   230 15,700 SH   SOLE   15,700 0 0
NVIDIA CORP COM 67066G104   537 2,991 SH   SOLE   2,991 0 0
PAYCHEX INC COM 704326107   289 3,607 SH   SOLE   3,607 0 0
PAYPAL HLDGS INC COM 70450Y103   493 4,743 SH   SOLE   4,743 0 0
PEOPLES UTD FINL INC COM 712704105   281 17,115 SH   SOLE   17,115 0 0
PEPSICO INC COM 713448108   388 3,165 SH   SOLE   3,165 0 0
PFIZER INC COM 717081103   399 9,400 SH   SOLE   9,400 0 0
PHILIP MORRIS INTL INC COM 718172109   279 3,152 SH   SOLE   3,152 0 0
PHILLIPS 66 COM 718546104   282 2,964 SH   SOLE   2,964 0 0
PPG INDS INC COM 693506107   479 4,244 SH   SOLE   4,244 0 0
PROCTER AND GAMBLE CO COM 742718109   1,082 10,399 SH   SOLE   10,399 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   178 14,478 SH   SOLE   14,478 0 0
RAYTHEON CO COM NEW 755111507   255 1,402 SH   SOLE   1,402 0 0
REPUBLIC SVCS INC COM 760759100   221 2,748 SH   SOLE   2,748 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206   525 8,384 SH   SOLE   8,384 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   6,056 88,991 SH   SOLE   88,991 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   949 14,037 SH   SOLE   14,037 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   313 4,469 SH   SOLE   4,469 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   944 36,295 SH   SOLE   36,295 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   424 8,104 SH   SOLE   8,104 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,199 70,219 SH   SOLE   70,219 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,483 28,582 SH   SOLE   28,582 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854   1,074 19,962 SH   SOLE   19,962 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,064 80,971 SH   SOLE   80,971 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   935 16,999 SH   SOLE   16,999 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   209 2,277 SH   SOLE   2,277 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   1,022 39,740 SH   SOLE   39,740 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,036 13,803 SH   SOLE   13,803 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,473 19,899 SH   SOLE   19,899 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   301 5,174 SH   SOLE   5,174 0 0
SIRIUS XM HLDGS INC COM 82968B103   76 13,420 SH   SOLE   13,420 0 0
SOUTHERN CO COM 842587107   436 8,437 SH   SOLE   8,437 0 0
SOUTHWEST AIRLS CO COM 844741108   407 7,838 SH   SOLE   7,838 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109   267 1,030 SH   SOLE   1,030 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,224 25,574 SH   SOLE   25,574 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   207 600 SH   SOLE   600 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101   755 25,380 SH   SOLE   25,380 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200   708 23,067 SH   SOLE   23,067 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721   227 4,614 SH   SOLE   4,614 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739   292 6,030 SH   SOLE   6,030 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805   204 5,790 SH   SOLE   5,790 0 0
SPLUNK INC COM 848637104   345 2,772 SH   SOLE   2,772 0 0
SUNTRUST BKS INC COM 867914103   278 4,691 SH   SOLE   4,691 0 0
TRI CONTL CORP COM 895436103   1,019 38,753 SH   SOLE   38,753 0 0
UNION PACIFIC CORP COM 907818108   326 1,948 SH   SOLE   1,948 0 0
UNITED PARCEL SERVICE INC CL B 911312106   350 3,132 SH   SOLE   3,132 0 0
UNITEDHEALTH GROUP INC COM 91324P102   358 1,447 SH   SOLE   1,447 0 0
VALLEY NATL BANCORP COM 919794107   684 71,370 SH   SOLE   71,370 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819   226 2,693 SH   SOLE   2,693 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   495 6,092 SH   SOLE   6,092 0 0
VANGUARD GROUP DIV APP ETF 921908844   463 4,223 SH   SOLE   4,223 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,676 11,584 SH   SOLE   11,584 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   848 11,585 SH   SOLE   11,585 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   709 14,559 SH   SOLE   14,559 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746   629 12,065 SH   SOLE   12,065 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768   773 14,900 SH   SOLE   14,900 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   863 14,601 SH   SOLE   14,601 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   389 6,147 SH   SOLE   6,147 0 0
WALMART INC COM 931142103   1,515 15,533 SH   SOLE   15,533 0 0
WASTE MGMT INC DEL COM 94106L109   395 3,797 SH   SOLE   3,797 0 0
WEC ENERGY GROUP INC COM 92939U106   325 4,113 SH   SOLE   4,113 0 0