The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 733 3,477 SH   SOLE   3,477 0 0
ABBOTT LABS COM 002824100 531 7,237 SH   SOLE   7,237 0 0
ABBVIE INC COM 00287Y109 603 6,380 SH   SOLE   6,380 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 252 28,685 SH   SOLE   28,685 0 0
ADVANCED MICRO DEVICES INC COM 007903107 469 15,190 SH   SOLE   15,190 0 0
ALPHABET INC CAP STK CL C 02079K107 993 832 SH   SOLE   832 0 0
ALPHABET INC CAP STK CL A 02079K305 1,039 861 SH   SOLE   861 0 0
ALTRIA GROUP INC COM 02209S103 555 9,202 SH   SOLE   9,202 0 0
AMAZON COM INC COM 023135106 1,598 798 SH   SOLE   798 0 0
AMGEN INC COM 031162100 352 1,699 SH   SOLE   1,699 0 0
ANNALY CAP MGMT INC COM 035710409 192 18,784 SH   SOLE   18,784 0 0
APPLE INC COM 037833100 1,654 7,327 SH   SOLE   7,327 0 0
APPLIED MATLS INC COM 038222105 379 9,815 SH   SOLE   9,815 0 0
AT&T INC COM 00206R102 639 19,019 SH   SOLE   19,019 0 0
B2GOLD CORP COM 11777Q209 26 11,137 SH   SOLE   11,137 0 0
BAXTER INTL INC COM 071813109 216 2,806 SH   SOLE   2,806 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 208 36,318 SH   SOLE   36,318 0 0
BLACKROCK MUN 2030 TAR TERM COM SHS BEN IN 09257P105 553 26,683 SH   SOLE   26,683 0 0
BLACKROCK MUNIYIELD INVST FD COM 09254R104 153 10,712 SH   SOLE   10,712 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 262 12,350 SH   SOLE   12,350 0 0
BOEING CO COM 097023105 266 716 SH   SOLE   716 0 0
BP PLC SPONSORED ADR 055622104 379 8,230 SH   SOLE   8,230 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 250 4,023 SH   SOLE   4,023 0 0
CAMPBELL SOUP CO COM 134429109 407 11,108 SH   SOLE   11,108 0 0
CENTURYLINK INC COM 156700106 212 10,009 SH   SOLE   10,009 0 0
CHEVRON CORP NEW COM 166764100 487 3,985 SH   SOLE   3,985 0 0
CISCO SYS INC COM 17275R102 488 10,033 SH   SOLE   10,033 0 0
CITIGROUP INC COM NEW 172967424 407 5,673 SH   SOLE   5,673 0 0
CLOROX CO DEL COM 189054109 206 1,367 SH   SOLE   1,367 0 0
COCA COLA CO COM 191216100 822 17,789 SH   SOLE   17,789 0 0
CONAGRA BRANDS INC COM 205887102 216 6,371 SH   SOLE   6,371 0 0
CONOCOPHILLIPS COM 20825C104 496 6,408 SH   SOLE   6,408 0 0
CORNING INC COM 219350105 225 6,382 SH   SOLE   6,382 0 0
COSTCO WHSL CORP NEW COM 22160K105 265 1,129 SH   SOLE   1,129 0 0
CSX CORP COM 126408103 329 4,438 SH   SOLE   4,438 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 286 4,947 SH   SOLE   4,947 0 0
DISNEY WALT CO COM DISNEY 254687106 887 7,583 SH   SOLE   7,583 0 0
DOMINION ENERGY INC COM 25746U109 322 4,577 SH   SOLE   4,577 0 0
DOWDUPONT INC COM 26078J100 317 4,934 SH   SOLE   4,934 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,441 18,008 SH   SOLE   18,008 0 0
EATON VANCE RISK MNGD DIV EQ COM 27829G106 311 31,295 SH   SOLE   31,295 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 225 3,390 SH   SOLE   3,390 0 0
EXELON CORP COM 30161N101 311 7,124 SH   SOLE   7,124 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 228 2,403 SH   SOLE   2,403 0 0
EXXON MOBIL CORP COM 30231G102 1,449 17,045 SH   SOLE   17,045 0 0
FACEBOOK INC CL A 30303M102 335 2,035 SH   SOLE   2,035 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 221 23,867 SH   SOLE   23,867 0 0
GENERAL ELECTRIC CO COM 369604103 312 27,644 SH   SOLE   27,644 0 0
GILEAD SCIENCES INC COM 375558103 217 2,816 SH   SOLE   2,816 0 0
GOLDCORP INC NEW COM 380956409 117 11,457 SH   SOLE   11,457 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 213 3,632 SH   SOLE   3,632 0 0
HOME DEPOT INC COM 437076102 1,577 7,611 SH   SOLE   7,611 0 0
HONEYWELL INTL INC COM 438516106 1,486 8,929 SH   SOLE   8,929 0 0
INTEL CORP COM 458140100 828 17,499 SH   SOLE   17,499 0 0
INTERACTIVE BROKERS GROUP IN COM 45841N107 241 4,363 SH   SOLE   4,363 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 378 2,497 SH   SOLE   2,497 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 200 1,872 SH   SOLE   1,872 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 251 5,071 SH   SOLE   5,071 0 0
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 398 16,050 SH   SOLE   16,050 0 0
INVESCO QUALITY MUNI INC TRS COM 46133G107 166 14,332 SH   SOLE   14,332 0 0
ISHARES TR TIPS BD ETF 464287176 560 5,058 SH   SOLE   5,058 0 0
ISHARES TR CORE S&P500 ETF 464287200 755 2,578 SH   SOLE   2,578 0 0
ISHARES TR CORE US AGGBD ET 464287226 811 7,689 SH   SOLE   7,689 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 424 5,107 SH   SOLE   5,107 0 0
ISHARES TR MSCI EAFE ETF 464287465 484 7,113 SH   SOLE   7,113 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 452 2,684 SH   SOLE   2,684 0 0
ISHARES TR NATIONAL MUN ETF 464288414 738 6,833 SH   SOLE   6,833 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 290 2,437 SH   SOLE   2,437 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 233 1,954 SH   SOLE   1,954 0 0
JOHNSON & JOHNSON COM 478160104 958 6,932 SH   SOLE   6,932 0 0
JPMORGAN CHASE & CO COM 46625H100 560 4,962 SH   SOLE   4,962 0 0
MCDONALDS CORP COM 580135101 925 5,529 SH   SOLE   5,529 0 0
MERCK & CO INC COM 58933Y105 506 7,135 SH   SOLE   7,135 0 0
MICROSOFT CORP COM 594918104 1,702 14,883 SH   SOLE   14,883 0 0
NEXTERA ENERGY INC COM 65339F101 544 3,246 SH   SOLE   3,246 0 0
NORFOLK SOUTHERN CORP COM 655844108 477 2,642 SH   SOLE   2,642 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 430 33,979 SH   SOLE   33,979 0 0
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 225 16,200 SH   SOLE   16,200 0 0
NVIDIA CORP COM 67066G104 840 2,989 SH   SOLE   2,989 0 0
PAYCHEX INC COM 704326107 274 3,717 SH   SOLE   3,717 0 0
PAYPAL HLDGS INC COM 70450Y103 416 4,737 SH   SOLE   4,737 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 293 17,139 SH   SOLE   17,139 0 0
PEPSICO INC COM 713448108 354 3,168 SH   SOLE   3,168 0 0
PFIZER INC COM 717081103 434 9,849 SH   SOLE   9,849 0 0
PHILIP MORRIS INTL INC COM 718172109 264 3,242 SH   SOLE   3,242 0 0
PHILLIPS 66 COM 718546104 334 2,967 SH   SOLE   2,967 0 0
PPG INDS INC COM 693506107 479 4,389 SH   SOLE   4,389 0 0
PROCTER AND GAMBLE CO COM 742718109 878 10,550 SH   SOLE   10,550 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 165 14,478 SH   SOLE   14,478 0 0
RAYTHEON CO COM NEW 755111507 294 1,421 SH   SOLE   1,421 0 0
REPUBLIC SVCS INC COM 760759100 209 2,879 SH   SOLE   2,879 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 562 8,253 SH   SOLE   8,253 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,084 72,233 SH   SOLE   72,233 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,156 16,615 SH   SOLE   16,615 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 336 4,413 SH   SOLE   4,413 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 835 32,463 SH   SOLE   32,463 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 392 7,394 SH   SOLE   7,394 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,913 57,052 SH   SOLE   57,052 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,280 25,471 SH   SOLE   25,471 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,195 23,082 SH   SOLE   23,082 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,660 53,670 SH   SOLE   53,670 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 866 16,053 SH   SOLE   16,053 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 212 2,227 SH   SOLE   2,227 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,328 48,164 SH   SOLE   48,164 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,244 15,867 SH   SOLE   15,867 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,785 23,696 SH   SOLE   23,696 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 272 5,164 SH   SOLE   5,164 0 0
SOUTHERN CO COM 842587107 381 8,732 SH   SOLE   8,732 0 0
SOUTHWEST AIRLS CO COM 844741108 466 7,467 SH   SOLE   7,467 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 290 1,095 SH   SOLE   1,095 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,807 26,853 SH   SOLE   26,853 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 220 600 SH   SOLE   600 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 422 14,320 SH   SOLE   14,320 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 369 11,983 SH   SOLE   11,983 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 252 5,314 SH   SOLE   5,314 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 434 9,105 SH   SOLE   9,105 0 0
SPLUNK INC COM 848637104 339 2,802 SH   SOLE   2,802 0 0
SUNTRUST BKS INC COM 867914103 311 4,662 SH   SOLE   4,662 0 0
SYSCO CORP COM 871829107 210 2,870 SH   SOLE   2,870 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 214 3,514 SH   SOLE   3,514 0 0
TRI CONTL CORP COM 895436103 1,192 42,780 SH   SOLE   42,780 0 0
UNION PAC CORP COM 907818108 317 1,944 SH   SOLE   1,944 0 0
UNITED PARCEL SERVICE INC CL B 911312106 363 3,106 SH   SOLE   3,106 0 0
UNITEDHEALTH GROUP INC COM 91324P102 395 1,484 SH   SOLE   1,484 0 0
UNIVERSAL INS HLDGS INC COM 91359V107 294 6,063 SH   SOLE   6,063 0 0
VALLEY NATL BANCORP COM 919794107 806 71,675 SH   SOLE   71,675 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 356 4,423 SH   SOLE   4,423 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 499 6,335 SH   SOLE   6,335 0 0
VANGUARD GROUP DIV APP ETF 921908844 518 4,683 SH   SOLE   4,683 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 221 1,343 SH   SOLE   1,343 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,753 11,712 SH   SOLE   11,712 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 926 12,214 SH   SOLE   12,214 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 714 14,757 SH   SOLE   14,757 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 641 12,685 SH   SOLE   12,685 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 812 15,031 SH   SOLE   15,031 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 711 13,312 SH   SOLE   13,312 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 331 4,546 SH   SOLE   4,546 0 0
WALMART INC COM 931142103 1,399 14,901 SH   SOLE   14,901 0 0
WASTE MGMT INC DEL COM 94106L109 348 3,856 SH   SOLE   3,856 0 0
WEC ENERGY GROUP INC COM 92939U106 279 4,178 SH   SOLE   4,178 0 0
WELLS FARGO CO NEW COM 949746101 238 4,528 SH   SOLE   4,528 0 0