The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 76,328 190,653 SH   SOLE   190,653 0 0
ISHARES GOLD TRUST ISHARES ETF 464285105 56,922 1,646,582 SH   SOLE   1,646,582 0 0
ISHARES TR TIPS BD ETF ETF 464287176 14,565 112,593 SH   SOLE   112,593 0 0
ISHARES TR CHINA LG-CAP ETF ETF 464287184 17,984 486,181 SH   SOLE   486,181 0 0
ISHARES TR GLOB COMM SVC ETF ETF 464287275 2,579 30,921 SH   SOLE   30,921 0 0
ISHARES TR GLOB HLTHCRE ETF ETF 464287325 13,608 150,419 SH   SOLE   150,419 0 0
ISHARES GLOBAL ENERGY ETF ETF 464287341 22,562 821,916 SH   SOLE   821,916 0 0
ISHARES TR 20 YR TR BD ETF ETF 464287432 50,047 338,382 SH   SOLE   338,382 0 0
ISHARES TR BARCLAYS 7 10 YR ETF 464287440 54,771 475,732 SH   SOLE   475,732 0 0
ISHARES TR U.S. REAL ES ETF ETF 464287739 20,486 176,676 SH   SOLE   176,676 0 0
ISHARES TR INTL TREA BD ETF ETF 464288117 26,291 524,669 SH   SOLE   524,669 0 0
ISHARES GLOBAL CLEAN ENERGY ETF 464288224 20,238 954,162 SH   SOLE   954,162 0 0
ISHARES TR GLB INFRASTR ETF ETF 464288372 17,608 370,936 SH   SOLE   370,936 0 0
ISHARES INTERNATIONAL DEVELO ETF 464288489 31 1,080 SH   SOLE   1,080 0 0
ISHARES TR IBOXX HI YD ETF ETF 464288513 4,225 48,541 SH   SOLE   48,541 0 0
ISHARES TR MBS ETF ETF 464288588 54,391 506,619 SH   SOLE   506,619 0 0
ISHARES TR SH TR CRPORT ETF ETF 464288646 43,282 803,010 SH   SOLE   803,010 0 0
ISHARES TR GLOB CNSM STP ETF ETF 464288737 11,945 185,275 SH   SOLE   185,275 0 0
ISHARES MSCI USA ESG SELECT ETF 464288802 35,878 337,166 SH   SOLE   337,166 0 0
ISHARES SILVER TRUST ISHARES ETF 46428Q109 36,001 1,687,003 SH   SOLE   1,687,003 0 0
ISHARES INC CORE MSCI EMKT ETF 46434G103 1,524 25,388 SH   SOLE   25,388 0 0
ISHARES INC MSCI TAIWAN ETF ETF 46434G772 22,860 342,530 SH   SOLE   342,530 0 0
ISHARES INC MSCI JPN ETF NEW ETF 46434G822 41,321 617,567 SH   SOLE   617,567 0 0
NUVEEN ESG LARGE-CAP GROWTH ETF 67092P201 14,310 207,669 SH   SOLE   207,669 0 0
NUVEEN ESG LARGE-CAP VALUE E ETF 67092P300 17,240 443,767 SH   SOLE   443,767 0 0
NUVEEN ESG MIDCAP GROWTH ETF ETF 67092P409 5,837 118,177 SH   SOLE   118,177 0 0
SPDR INDEX SHS FDS EURO STOXX 50 ETF 78463X202 19,049 409,039 SH   SOLE   409,039 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF ETF 78463X863 3,625 102,055 SH   SOLE   102,055 0 0
SPDR SERIES TRUST PRTFLO S&P 500 GW ETF 78464A409 39,095 536,730 SH   SOLE   536,730 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS ETF 78464A417 56,382 2,078,233 SH   SOLE   2,078,233 0 0
SPDR SERIES TRUST PORTFOLIO SHORT ETF 78464A474 5,622 181,711 SH   SOLE   181,711 0 0
SPDR SERIES TRUST PRTFLO S&P 500 VL ETF 78464A508 23,706 564,436 SH   SOLE   564,436 0 0
SPDR SERIES TRUST BLOOMBERG INTL TR ETF 78464A516 11,525 409,552 SH   SOLE   409,552 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE ETF 78464A649 27,351 922,784 SH   SOLE   922,784 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR ETF 78464A664 16,802 399,280 SH   SOLE   399,280 0 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN ETF 78467V608 28,525 625,131 SH   SOLE   625,131 0 0
SPDR GENDER DIVERSITY ETF ETF 78468R747 8,563 83,430 SH   SOLE   83,430 0 0
ENERGY SELECT SECTOR SPDR ETF 81369Y506 6,778 122,437 SH   SOLE   122,437 0 0
REAL ESTATE SELECT SECT SPDR ETF 81369Y860 24,723 478,206 SH   SOLE   478,206 0 0
VANECK VECTORS ETF TR INTL HIGH YIELD ETF 92189F445 799 33,201 SH   SOLE   33,201 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS ETF 92189F494 1,999 69,910 SH   SOLE   69,910 0 0
VANGUARD MALVERN FDS STRM INFPROIDX ETF 922020805 11,314 220,115 SH   SOLE   220,115 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF ETF 922042858 16,542 333,570 SH   SOLE   333,570 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF ETF 922042866 979 12,529 SH   SOLE   12,529 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF ETF 922042874 75,823 1,111,129 SH   SOLE   1,111,129 0 0
VANGUARD ENERGY ETF ETF 92204A306 36 467 SH   SOLE   467 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS ETF 92206C706 3,494 52,516 SH   SOLE   52,516 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC ETF 92206C771 18,689 354,032 SH   SOLE   354,032 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP ETF 922908512 9,465 63,053 SH   SOLE   63,053 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 30,158 118,086 SH   SOLE   118,086 0 0
VANGUARD INDEX FDS VALUE ETF ETF 922908744 80,532 547,652 SH   SOLE   547,652 0 0
WISDOMTREE TR INDIA ERNGS FD ETF 97717W422 17,411 476,872 SH   SOLE   476,872 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E204 25,780 1,427,446 SH   SOLE   1,427,446 0 0