The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,607 15,497 SH   SOLE   15,497 0 0
ALPHABET INC CAP STK CL A 02079K305 1,698 969 SH   SOLE   969 0 0
ALPHABET INC CAP STK CL C 02079K107 1,214 693 SH   SOLE   693 0 0
AMAZON COM INC COM 023135106 3,381 1,038 SH   SOLE   1,038 0 0
AMERICAN EXPRESS CO COM 025816109 435 3,596 SH   SOLE   3,596 0 0
AMERICAN TOWER CORP NEW COM 03027X100 224 1,000 SH   SOLE   1,000 0 0
AMGEN INC COM 031162100 739 3,215 SH   SOLE   3,215 0 0
APPLE INC COM 037833100 6,899 51,993 SH   SOLE   51,993 0 0
AXIS CAP HLDGS LTD SHS G0692U109 1,008 20,000 SH   SOLE   20,000 0 0
BK OF AMERICA CORP COM 060505104 1,505 49,655 SH   SOLE   49,655 0 0
BOEING CO COM 097023105 1,289 6,021 SH   SOLE   6,021 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 370 5,962 SH   SOLE   5,962 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 797 1,205 SH   SOLE   1,205 0 0
CHEVRON CORP NEW COM 166764100 238 2,815 SH   SOLE   2,815 0 0
CNO FINL GROUP INC COM 12621E103 958 43,079 SH   SOLE   43,079 0 0
COCA COLA CO COM 191216100 245 4,471 SH   SOLE   4,471 0 0
COMCAST CORP NEW CL A 20030N101 1,007 19,213 SH   SOLE   19,213 0 0
COPART INC COM 217204106 208 1,632 SH   SOLE   1,632 0 0
CORTEVA INC COM 22052L104 233 6,011 SH   SOLE   6,011 0 0
CVS HEALTH CORP COM 126650100 260 3,800 SH   SOLE   3,800 0 0
CYRUSONE INC COM 23283R100 565 7,727 SH   SOLE   7,727 0 0
DATADOG INC CL A COM 23804L103 256 2,600 SH   SOLE   2,600 0 0
DIGITAL RLTY TR INC COM 253868103 607 4,348 SH   SOLE   4,348 0 0
DISNEY WALT CO COM 254687106 2,553 14,093 SH   SOLE   14,093 0 0
DOCUSIGN INC COM 256163106 1,059 4,765 SH   SOLE   4,765 0 0
DROPBOX INC CL A 26210C104 444 20,000 SH   SOLE   20,000 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 228 36,902 SH   SOLE   36,902 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 700 35,710 SH   SOLE   35,710 0 0
EQUIFAX INC COM 294429105 1,509 7,823 SH   SOLE   7,823 0 0
EQUINIX INC COM 29444U700 618 865 SH   SOLE   865 0 0
ESSENTIAL UTILS INC COM 29670G102 3,037 64,215 SH   SOLE   64,215 0 0
EXXON MOBIL CORP COM 30231G102 433 10,493 SH   SOLE   10,493 0 0
FACEBOOK INC CL A 30303M102 4,364 15,977 SH   SOLE   15,977 0 0
FEDEX CORP COM 31428X106 409 1,574 SH   SOLE   1,574 0 0
FORD MTR CO DEL COM 345370860 329 37,468 SH   SOLE   37,468 0 0
FULTON FINL CORP PA COM 360271100 3,576 281,104 SH   SOLE   281,104 0 0
GENERAL ELECTRIC CO COM 369604103 322 29,791 SH   SOLE   29,791 0 0
GENERAL MTRS CO COM 37045V100 354 8,508 SH   SOLE   8,508 0 0
GILDAN ACTIVEWEAR INC COM 375916103 597 21,308 SH   SOLE   21,308 0 0
GILEAD SCIENCES INC COM 375558103 316 5,416 SH   SOLE   5,416 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 606 8,012 SH   SOLE   8,012 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 236 7,404 SH   SOLE   7,404 0 0
GRAINGER W W INC COM 384802104 449 1,100 SH   SOLE   1,100 0 0
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300 234 50,000 SH   SOLE   50,000 0 0
HUBSPOT INC COM 443573100 546 1,376 SH   SOLE   1,376 0 0
INDEPENDENT BK GROUP INC COM 45384B106 502 8,025 SH   SOLE   8,025 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,042 9,697 SH   SOLE   9,697 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 227 2,000 SH   SOLE   2,000 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 383 2,550 SH   SOLE   2,550 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,219 3,248 SH   SOLE   3,248 0 0
ISHARES TR RUS 1000 ETF 464287622 3,157 14,901 SH   SOLE   14,901 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,868 7,747 SH   SOLE   7,747 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 301 2,200 SH   SOLE   2,200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 279 1,422 SH   SOLE   1,422 0 0
ISHARES TR RUS MID CAP ETF 464287499 398 5,807 SH   SOLE   5,807 0 0
ISHARES TR S&P 100 ETF 464287101 38,054 221,706 SH   SOLE   221,706 0 0
ISHARES TR TIPS BD ETF 464287176 207 1,624 SH   SOLE   1,624 0 0
JD.COM INC SPON ADR CL A 47215P106 412 4,682 SH   SOLE   4,682 0 0
JOHNSON & JOHNSON COM 478160104 2,936 18,657 SH   SOLE   18,657 0 0
JPMORGAN CHASE & CO COM 46625H100 308 2,423 SH   SOLE   2,423 0 0
KINDER MORGAN INC DEL COM 49456B101 206 15,061 SH   SOLE   15,061 0 0
LAKELAND BANCORP INC COM 511637100 789 62,121 SH   SOLE   62,121 0 0
MCDONALDS CORP COM 580135101 671 3,127 SH   SOLE   3,127 0 0
MERCADOLIBRE INC COM 58733R102 3,350 2,000 SH   SOLE   2,000 0 0
MERCK & CO. INC COM 58933Y105 470 5,748 SH   SOLE   5,748 0 0
MICROSOFT CORP COM 594918104 3,687 16,575 SH   SOLE   16,575 0 0
NEW JERSEY RES CORP COM 646025106 686 19,288 SH   SOLE   19,288 0 0
PEPSICO INC COM 713448108 282 1,900 SH   SOLE   1,900 0 0
PFIZER INC COM 717081103 306 8,307 SH   SOLE   8,307 0 0
PHILIP MORRIS INTL INC COM 718172109 206 2,485 SH   SOLE   2,485 0 0
PHREESIA INC COM 71944F106 1,139 20,999 SH   SOLE   20,999 0 0
PINTEREST INC CL A 72352L106 657 9,970 SH   SOLE   9,970 0 0
PPL CORP COM 69351T106 226 8,000 SH   SOLE   8,000 0 0
PROCTER AND GAMBLE CO COM 742718109 243 1,750 SH   SOLE   1,750 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 209 3,582 SH   SOLE   3,582 0 0
QTS RLTY TR INC COM CL A 74736A103 589 9,515 SH   SOLE   9,515 0 0
RAPID7 INC COM 753422104 508 5,638 SH   SOLE   5,638 0 0
REEDS INC COM 758338107 177 300,000 SH   SOLE   300,000 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 1,000 8,631 SH   SOLE   8,631 0 0
S & T BANCORP INC COM 783859101 360 14,502 SH   SOLE   14,502 0 0
SAILPOINT TECHNOLOGIES HLDGS COM 78781P105 284 5,334 SH   SOLE   5,334 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 919 8,099 SH   SOLE   8,099 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,919 28,444 SH   SOLE   28,444 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,613 20,098 SH   SOLE   20,098 0 0
SERVICENOW INC COM 81762P102 1,694 3,078 SH   SOLE   3,078 0 0
SHOPIFY INC CL A 82509L107 215 190 SH   SOLE   190 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 748 2,445 SH   SOLE   2,445 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,746 9,790 SH   SOLE   9,790 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,644 23,120 SH   SOLE   23,120 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 6,919 16,476 SH   SOLE   16,476 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 816 2,594 SH   SOLE   2,594 0 0
STARBUCKS CORP COM 855244109 467 4,363 SH   SOLE   4,363 0 0
STONEMOR INC COM 86184W106 423 161,015 SH   SOLE   161,015 0 0
TALEND S A ADS 874224207 234 6,100 SH   SOLE   6,100 0 0
TESLA INC COM 88160R101 367 520 SH   SOLE   520 0 0
TIFFANY & CO NEW COM 886547108 213 1,618 SH   SOLE   1,618 0 0
UBER TECHNOLOGIES INC COM 90353T100 7,427 145,620 SH   SOLE   145,620 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,110 6,590 SH   SOLE   6,590 0 0
UNITEDHEALTH GROUP INC COM 91324P102 213 606 SH   SOLE   606 0 0
V F CORP COM 918204108 1,543 18,064 SH   SOLE   18,064 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,118 11,982 SH   SOLE   11,982 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 829 4,011 SH   SOLE   4,011 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,189 6,109 SH   SOLE   6,109 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 335 6,693 SH   SOLE   6,693 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 9,168 57,924 SH   SOLE   57,924 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 261 738 SH   SOLE   738 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 377 6,409 SH   SOLE   6,409 0 0
VIPSHOP HOLDINGS LIMITED SPONSORED ADS A 92763W103 384 13,675 SH   SOLE   13,675 0 0
XCEL BRANDS INC COM NEW 98400M101 74 60,792 SH   SOLE   60,792 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 508 3,296 SH   SOLE   3,296 0 0
ZSCALER INC COM 98980G102 519 2,600 SH   SOLE   2,600 0 0