Segments (Tables)

6 Months Ended

Jun. 30, 2023

Segment Reporting [Abstract]

Schedule of Revenue and Gross Profit for Each Reportable Segment

The following table presents revenue and gross profit for each reportable segment.

	Three Months Ended June 30,						Six Months Ended June 30,
($ in thousand)	2023			2022			2023			2022
Revenue
Consumer Payments	$	65,924		$	59,833		$	135,865		$	120,914
Business Payments		9,829			9,934			18,503			18,826
Elimination of intersegment revenues (1)		(3,970	)		(2,332	)		(8,048	)		(4,741	)
Total revenue	$	71,783		$	67,435		$	146,320		$	134,999
Gross profit (2)
Consumer Payments	$	51,704		$	46,082		$	106,329		$	93,572
Business Payments		7,209			6,954			13,234			12,872
Elimination of intersegment revenues		(3,970	)		(2,332	)		(8,048	)		(4,741	)
Total gross profit	$	54,943		$	50,704		$	111,515		$	101,703
Total other operating expenses (3)	$	64,809		$	67,271		$	139,345		$	125,178
Total other income (expense)		3,485			18,259			(2,126	)		41,897
Income (loss) before income tax benefit (expense)		(6,381	)		1,692			(29,956	)		18,422
Income tax benefit (expense)		1,051			(3,045	)		(3,306	)		(6,888	)
Net income (loss)	$	(5,330	)	$	(1,353	)	$	(33,262	)	$	11,534

(1)Represents intercompany eliminations between segments for consolidation purpose.

(2)Represents revenue less costs of services.

(3)Represents total operating expenses less costs of services.