The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 14,634 327,669 SH   SOLE   0 0 327,668
ALLIANZIM U.S. LARGE CAP BUFFER20 JAN ETF ETF 00888H802 13,233 537,705 SH   SOLE   0 0 537,705
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 12,056 63,915 SH   SOLE   0 0 63,914
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 10,844 142,200 SH   SOLE   0 0 142,199
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 10,603 182,834 SH   SOLE   0 0 182,834
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 9,668 134,974 SH   SOLE   0 0 134,974
INNOVATOR RUSSELL 2000 POWER BUFFER ETF - JANUARY ETF 45782C474 9,547 337,947 SH   SOLE   0 0 337,947
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609 8,759 217,767 SH   SOLE   0 0 217,766
VANGUARD U.S. QUALITY FACTOR ETF ETF 921935706 8,692 88,738 SH   SOLE   0 0 88,738
INNOVATOR EMERGING MARKETS POWER BUFFER ETF - JANUARY ETF 45782C516 8,529 314,987 SH   SOLE   0 0 314,987
INNOVATOR U.S. EQUITY ULTRA BUFFER ETF - JANUARY ETF 45782C300 6,576 225,837 SH   SOLE   0 0 225,837
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 6,414 80,157 SH   SOLE   0 0 80,156
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 4,585 77,900 SH   SOLE   0 0 77,900
JANUS HENDERSON SHORT DURATION INCOME ETF ETF 47103U886 4,567 93,905 SH   SOLE   0 0 93,905
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 3,889 123,648 SH   SOLE   0 0 123,648
INNOVATOR U.S. EQUITY POWER BUFFER ETF - JANUARY ETF 45782C508 3,880 129,209 SH   SOLE   0 0 129,209
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 3,866 99,155 SH   SOLE   0 0 99,155
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 3,399 68,082 SH   SOLE   0 0 68,082
VANGUARD S&P 500 ETF ETF 922908363 3,394 9,785 SH   SOLE   0 0 9,784
VANGUARD VALUE INDEX FUND ETF 922908744 3,215 24,381 SH   SOLE   0 0 24,380
INNOVATOR INTERNATIONAL DEVELOPED POWER BUFFER ETF - JANUARY ETF 45782C524 2,736 110,678 SH   SOLE   0 0 110,678
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 2,294 37,503 SH   SOLE   0 0 37,503
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 2,145 48,531 SH   SOLE   0 0 48,531
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,055 32,925 SH   SOLE   0 0 32,924
ALLIANZIM U.S. LARGE CAP BUFFER20 OCT ETF ETF 00888H505 1,632 62,412 SH   SOLE   0 0 62,412
INNOVATOR U.S. EQUITY POWER BUFFER ETF A DECEMBER ETF 45782C540 1,624 56,452 SH   SOLE   0 0 56,452
VANGUARD EXTENDED MARKET INDEX FUND ETF 922908652 1,611 12,288 SH   SOLE   0 0 12,287
APPLE INC COM Stock 037833100 1,266 9,258 SH   SOLE   0 0 9,258
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810 1,248 18,191 SH   SOLE   0 0 18,191
ALLIANZIM U.S. LARGE CAP BUFFER20 JUL ETF ETF 00888H406 1,131 42,911 SH   SOLE   0 0 42,911
INNOVATOR DEFINED WEALTH SHIELD ETF ETF 45783Y855 1,104 42,735 SH   SOLE   0 0 42,735
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 1,100 22,021 SH   SOLE   0 0 22,021
ALLIANZIM U.S. LARGE CAP BUFFER20 APR ETF ETF 00888H208 890 35,174 SH   SOLE   0 0 35,174
FIDELITY TOTAL BOND ETF ETF 316188309 814 17,497 SH   SOLE   0 0 17,497
VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 759 8,313 SH   SOLE   0 0 8,313
INNOVATOR U.S. EQUITY ULTRA BUFFER ETF A DECEMBER ETF 45782C532 713 25,628 SH   SOLE   0 0 25,628
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 660 2,417 SH   SOLE   0 0 2,416
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 638 10,293 SH   SOLE   0 0 10,293
SCHWAB CHARLES CORP COM Stock 808513105 632 10,000 SH   SOLE   0 0 10,000
SCHWAB U.S. MID-CAP ETF ETF 808524508 623 9,924 SH   SOLE   0 0 9,924
VANGUARD GROWTH INDEX FUND ETF 922908736 616 2,763 SH   SOLE   0 0 2,762
FIDELITY MOMENTUM FACTOR ETF ETF 316092816 593 14,207 SH   SOLE   0 0 14,207
INNOVATOR EMERGING MARKETS POWER BUFFER ETF - OCTOBER ETF 45782C623 577 25,057 SH   SOLE   0 0 25,057
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 437 2,356 SH   SOLE   0 0 2,356
VANGUARD MID-CAP INDEX FUND ETF 922908629 399 2,024 SH   SOLE   0 0 2,023
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 399 2,780 SH   SOLE   0 0 2,779
COMCAST CORP NEW CL A Stock 20030N101 398 384,886 SH   SOLE   0 0 384,886
VANGUARD RUSSELL 2000 VALUE ETF ETF 92206C649 379 3,184 SH   SOLE   0 0 3,184
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 379 9,094 SH   SOLE   0 0 9,094
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 373 3,561 SH   SOLE   0 0 3,561
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 368 4,744 SH   SOLE   0 0 4,744
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 361 2,052 SH   SOLE   0 0 2,051
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 282 8,938 SH   SOLE   0 0 8,937
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 280 2,161 SH   SOLE   0 0 2,160
INNOVATOR RUSSELL 2000 POWER BUFFER ETF - JULY ETF 45782C284 265 11,342 SH   SOLE   0 0 11,342
INNOVATOR U.S. EQUITY POWER BUFFER ETF A OCTOBER ETF 45782C797 261 9,310 SH   SOLE   0 0 9,310
INNOVATOR RUSSELL 2000 POWER BUFFER ETF -APRIL ETF 45782C342 256 10,593 SH   SOLE   0 0 10,593
AMAZON COM INC COM Stock 023135106 244 2,301 SH   SOLE   0 0 2,301
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 237 2,778 SH   SOLE   0 0 2,777
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 211 1,069 SH   SOLE   0 0 1,069
SPDR DOW JONES INDUSTRIAL AVERAGE ETF ETF 78467X109 202 657 SH   SOLE   0 0 657
INVESCO QQQ TRUST ETF 46090E103 200 714 SH   SOLE   0 0 714
LYFT INC CL A COM Stock 55087P104 152 11,463 SH   SOLE   0 0 11,463
IPSIDY INC COM NEW Stock 46264C206 129 66,667 SH   SOLE   0 0 66,667
COMPASS INC CL A Stock 20464U100 89 24,594 SH   SOLE   0 0 24,594
ABRDN ASIA PACIFIC INCOME FUND COM CEF 003009107 37 12,801 SH   SOLE   0 0 12,800