EX-99.1 2 caf2021-2_ex991.htm REPORT OF INDEPENDENT ACCOUNTANTS ON APPLYING AGREED-UPON PROCEDURES
Exhibit 99.1

   
Ernst & Young LLP           Tel: +1 212 773 3000
5 Times Square                    ey.com
New York, NY  10036

Report of Independent Accountants on Applying Agreed-Upon Procedures

CoreVest Purchaser 2, LLC (“CoreVest”)
CoreVest American Finance Depositor LLC (the “Depositor”)
Wells Fargo Securities, LLC
Morgan Stanley & Co. LLC
(collectively, the “Specified Parties”)

Re:
CoreVest American Finance 2021-2 Trust (the “Issuing Entity”)
Mortgage Pass-Through Certificates (the “Certificates”)
Mortgage Loan and Sample Property Agreed-Upon Procedures


We have performed the procedures enumerated in Attachment A, which were agreed to and acknowledged as appropriate by the Specified Parties, for the intended purpose of assisting the Specified Parties in evaluating the accuracy of certain information with respect to the Mortgage Loans and certain Mortgaged Properties (both as defined herein) contained on the Data Files (as defined herein) (the “Subject Matter”) relating to the Issuing Entity’s securitization transaction as of 14 July 2021.  This report may not be suitable for any other purpose.  The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes.  The appropriateness of these procedures is solely the responsibility of the Specified Parties identified in this report.  No other party acknowledged the appropriateness of the procedures.  Consequently, we make no representation regarding the appropriateness of the procedures described in Attachment A, either for the purpose for which this report has been requested or for any other purpose.

The procedures performed and our associated findings are included in Attachment A.



 
 Page 2 of 4


For the purpose of the procedures described in this report, CoreVest, on behalf of the Depositor, provided us with:
a.
Certain electronic data files containing information relating to the Mortgage Loans (the “Mortgage Loan Data Files”) that are described in Attachment A,
b.
Certain electronic data files containing information relating to the Mortgaged Properties (the “Property Data Files,” together with the Mortgage Loan Data Files, the “Data Files”) that are described in Attachment A,
c.
Electronic copies of the files for the Mortgage Loans and certain Mortgaged Properties which contain copies of:
 
i.
Various source documents relating to the Mortgage Loans (the “Mortgage Loan Source Documents”) and
 
ii.
Appraisal or desktop review reports (collectively, the “Appraisals”) and/or broker price opinions (the “BPOs,” together with the Appraisals, the “Property Source Documents”) relating to certain Mortgaged Properties,
d.
An electronic data file labeled “MSA List by Zip Code v6.xlsx” (the “MSA Support File,” together with the Property Source Documents, the “Property Sources”) which contains metropolitan statistical area information for certain zip codes,
e.
A schedule (the “Property Sampling Schedule”), certain information from which is shown on Exhibit 2 to Attachment A, that CoreVest, on behalf of the Depositor, indicated contains a list of loan identification numbers (each, a “Loan ID”) corresponding to certain fixed-rate mortgage loans,
f.
A list of characteristics on the Property Data Files (the “Property Sample Characteristics”), which are described in Attachment A, that CoreVest, on behalf of the Depositor, instructed us to compare to information contained in the Property Sources,
g.
A list of characteristics on the Mortgage Loan Data Files (the “Compared Mortgage Loan Characteristics”), which are listed on Exhibit 6 to Attachment A, that CoreVest, on behalf of the Depositor, instructed us to compare to information contained in the Mortgage Loan Source Documents,
h.
A list of characteristics on the Data Files (the “Recalculated Characteristics”), which are described in Attachment A, that CoreVest, on behalf of the Depositor, instructed us to recalculate using information on the Data Files,
i.
A list of characteristics on the Mortgage Loan Data Files (the “Provided Mortgage Loan Characteristics”), which are listed on Exhibit 7 to Attachment A, on which CoreVest, on behalf of the Depositor, instructed us to perform no procedures,
j.
A draft of the preliminary confidential offering circular for the Issuing Entity’s securitization transaction (the “Draft Preliminary Offering Circular”) and
k.
Instructions, assumptions and methodologies, which are described in Attachment A.



 
 Page 3 of 4

The procedures included in Attachment A were limited to comparing or recalculating certain information that is further described in Attachment A.  The Depositor is responsible for the Subject Matter, Data Files, Mortgage Loan Source Documents, Property Sources, Property Sampling Schedule, Property Sample Characteristics, Compared Mortgage Loan Characteristics, Recalculated Characteristics, Provided Mortgage Loan Characteristics, Draft Preliminary Offering Circular and the determination of the instructions, assumptions and methodologies that are described herein.  We were not requested to perform, and we have not performed, any procedures other than those listed in Attachment A with respect to the Data Files.  We have not verified, and we make no representation as to, the accuracy, completeness or reasonableness of the Mortgage Loan Source Documents, Property Sources, Property Sampling Schedule, Provided Mortgage Loan Characteristics, Draft Preliminary Offering Circular or any other information provided to us by CoreVest, on behalf of the Depositor, upon which we relied in forming our findings.  Accordingly, we make no representation and express no opinion or conclusion as to: (a) the existence of the Mortgage Loans and Mortgaged Properties, (b) questions of legal or tax interpretation or (c) the appropriateness, accuracy, completeness or reasonableness of any instructions, assumptions and methodologies provided to us by CoreVest, on behalf of the Depositor, that are described in this report.  We undertake no responsibility to update this report for events and circumstances occurring after the date hereof.

This agreed-upon procedures engagement was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants (the “AICPA”).  An agreed-upon procedures engagement involves the practitioner performing specific procedures that the Specified Parties have agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed.  We were not engaged to, and did not, conduct an examination to express an opinion or a review to express a conclusion in accordance with attestation standards established by the AICPA on any of the items referred to herein.  Accordingly, we do not express such an opinion or conclusion.  Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

The agreed-upon procedures described in this report were not performed for the purpose of:
a.
Satisfying any criteria for due diligence published by a nationally recognized statistical rating organization (a “rating agency”) or
b.
Making any findings with respect to:

i.
Whether the origination of the Mortgage Loans conformed to, or deviated from, stated underwriting or credit extension guidelines, standards, criteria, or other requirements,

ii.
The value of the collateral securing the Mortgage Loans,

iii.
Whether the originator(s) of the Mortgage Loans complied with federal, state or local laws or regulations or

iv.
Any other factor or characteristic of the Mortgage Loans or Mortgaged Properties would be material to the likelihood that the issuer of the Certificates will pay interest and principal in accordance with applicable terms and conditions.




 
 Page 4 of 4

We are required to be independent of the Depositor and to meet our other ethical responsibilities, as applicable for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA.  Independence requirements for agreed‑upon procedure engagements are less restrictive than independence requirements for audit and other attestation services.

This report is intended solely for the information and use of the Specified Parties and is not intended to be and should not be used by anyone other than the Specified Parties.  It is not intended to be and should not be used by any other person or entity, including investors and rating agencies, who are not identified in the report as Specified Parties, but who may have access to this report as required by law or regulation.

/s/ Ernst & Young LLP


14 July 2021



 
Attachment A
 Page 1 of 9

Background


For the purpose of the procedures described in this report, CoreVest, on behalf of the Depositor, indicated that:
a.
The primary assets of the Issuing Entity will be 83 fixed-rate mortgage loans (the “Mortgage Loans”) and
b.
The Mortgage Loans are secured by first liens on 2,394 mortgaged properties (the “Mortgaged Properties”) which consist of:
i.
1,611 single-family residential properties,
ii.
356 2-4 unit residential properties,
iii.
330 townhomes,
iv.
52 condominiums,
v.
41 multifamily properties and
vi.
4 mixed use properties.

Procedures performed and our associated findings

1.
CoreVest, on behalf of the Depositor, provided us with electronic data files:
a.
Labeled “Active Term Data Tape 2021-2 v40 - SENT TO EY.xlsx” and the corresponding record layout and decode information (“Preliminary Property Data File 1”) that CoreVest, on behalf of the Depositor, indicated contains information relating to 1,099 mortgaged properties (the “Preliminary Properties 1”) that secure 50 mortgage loans (the “Preliminary Mortgage Loans 1”) and
b.
Labeled “Active Term Data Tape 2021-2 v87 - Sent to EY.xlsx” and the corresponding record layout and decode information (“Preliminary Property Data File 2,” together with Preliminary Property Data File 1, the “Preliminary Property Data Files,” which together with the Final Property Data File (as defined herein) comprise the Property Data Files) that CoreVest, on behalf of the Depositor, indicated contains information relating to 2,551 mortgaged properties (the “Preliminary Properties 2,” together with the Preliminary Properties 1, the “Preliminary Properties”) that secure 89 mortgage loans (the “Preliminary Mortgage Loans 2,” together with the Preliminary Mortgage Loans 1, the “Preliminary Mortgage Loans”).

As instructed by CoreVest, on behalf of the Depositor, we selected a sample of:
a.
Preliminary Properties 1 from Preliminary Property Data File 1 and
b.
Preliminary Properties 2 from Preliminary Property Data File 2
using the sample selection methodology provided by CoreVest, on behalf of the Depositor, that is described in the succeeding paragraph(s) of this Item.


 
Attachment A
 Page 2 of 9

1. (continued)

For each of the:
a.
50 Preliminary Mortgage Loans 1 and
b.
39 Preliminary Mortgage Loans 2
listed on the Property Sampling Schedule, CoreVest, on behalf of the Depositor, instructed us to:
i.
Multiply 25% by the number of Preliminary Properties which secure such Preliminary Mortgage Loan,
ii.
Round the value computed in i. above up to the nearest integer and
iii.
Select a random sample of Preliminary Properties from the applicable Preliminary Property Data File equal to the number computed in ii. above from the population of Preliminary Properties which:
1)
Secure such Preliminary Mortgage Loan and
2)
Have “Y” for the “Parent” characteristic, as shown on the applicable Preliminary Property Data File.

The application of the sample selection methodology described in the preceding paragraph of this Item resulted in the selection of:
a.
424 Preliminary Properties 1 from Preliminary Property Data File 1 (the “Sample Properties 1”) and
b.
444 Preliminary Properties 2 from Preliminary Property Data File 2 (the “Sample Properties 2,” together with the Sample Properties 1, the “Sample Properties”).

The Sample Properties are shown on Exhibit 1 to Attachment A.  For the purpose of this procedure, CoreVest, on behalf of the Depositor, did not inform us as to the basis for the instructions or methodology they instructed us to use to select the Sample Properties from the Preliminary Property Data Files or the basis for the inclusion of the:
a.
50 Preliminary Mortgage Loans 1 and
b.
39 Preliminary Mortgage Loans 2
on the Property Sampling Schedule.  We performed no procedures relating to any Preliminary Mortgage Loan that was not included on the Property Sampling Schedule.

For the purpose of the procedures described in this report, the:
a.
424 Sample Properties 1 are referred to as Sample Property Numbers 1 through 424 and
b.
444 Sample Properties 2 are referred to as Sample Property Numbers 425 through 868.


 
Attachment A
 Page 3 of 9

1. (continued)

For the purpose of performing any procedures subsequent to this Item, CoreVest, on behalf of the Depositor, provided the decode table shown below, and instructed us to use the “Updated Property ID” for each Sample Property which corresponds to the “Unit ID” and “Property ID,” as shown on the applicable Preliminary Property Data File.

 
 
Unit ID 
 
Property ID
Updated
Property ID
 
Unit ID 
 
Property ID
Updated
Property ID
 
 
 
 
 
 
 
 
35780-17-1
35780-12
35780-17
35780-46-1
35780-12
35780-46
 
35780-20-1
35780-12
35780-20
35780-51-1
35780-12
35780-51
 
35780-25-1
35780-12
35780-25
35780-61-1
35780-12
35780-61
 
35780-28-1
35780-12
35780-28
35780-70-1
35780-12
35780-70
 
35780-29-1
35780-12
35780-29
35780-72-1
35780-12
35780-72
 
35780-32-1
35780-12
35780-32
35780-73-1
35780-12
35780-73
 
35780-34-1
35780-12
35780-34
35780-76-1
35780-12
35780-76
 
35780-39-1
35780-12
35780-39
35780-80-1
35780-12
35780-80
 
35780-41-1
35780-12
35780-41
35780-82-1
35780-12
35780-82
 
35780-44-1
35780-12
35780-44
35780-84-1
35780-12
35780-84

2.
For each Sample Property, we compared the characteristics listed on Exhibit 3 to Attachment A (the “Base Property Sample Characteristics”), as shown on the applicable Preliminary Property Data File, to the corresponding information located in the Property Source Documents that were provided by CoreVest, on behalf of the Depositor, subject to the instructions, assumptions and methodologies provided by CoreVest, on behalf of the Depositor, that are described in the notes to Exhibit 3 to Attachment A.  The Property Source Document(s) that we were instructed by CoreVest, on behalf of the Depositor, to use for each Base Property Sample Characteristic are indicated on Exhibit 3 to Attachment A.  Except for the information shown on Exhibit 4 to Attachment A, all such compared information was in agreement.

3.
CoreVest, on behalf of the Depositor, provided us with an electronic data file labeled “Active Term Data Tape 2021-2 v129 - Sent to EY.xlsx” and the corresponding record layout and decode information (the “Final Property Data File”) that CoreVest, on behalf of the Depositor, indicated contains information relating to the Mortgage Loans and Mortgaged Properties as of the related due date of each Mortgage Loan in July 2021 (the “Cut-Off Date”).

We compared the property identification number (the “Property ID”) for each Sample Property, as shown on the applicable Preliminary Property Data File, to the corresponding Property ID, as shown on the Final Property Data File, and noted that:
a.
825 of the Mortgaged Properties included on the Final Property Data File were Sample Properties (the “Final Sample Properties”) and
b.
43 Sample Properties were not included on the Final Property Data File (the “Removed Sample Properties”), which are shown on Exhibit 1 to Attachment A.


 
Attachment A
 Page 4 of 9

4.
For each Final Sample Property, we compared the Base Property Sample Characteristics listed on Exhibit 3 to Attachment A, as shown on the Final Property Data File, to the corresponding information that we identified in performing the procedures described in Item 2.  Except for the information shown on Exhibit 5 to Attachment A, all such compared information was in agreement.

For the purpose of the procedures described in this Item, all references to the “Sample Properties” in the notes to Exhibit 3 to Attachment A refer to the “Final Sample Properties.”

5.
For each Mortgaged Property, we compared the “closest MSA” characteristic (the “Closest MSA Property Sample Characteristic,” which together with the Base Property Sample Characteristics comprise the Property Sample Characteristics), as shown on the Final Property Data File, to the metropolitan statistical area information on the MSA Support File for the corresponding “zip code,” as shown on the Final Property Data File.  All such compared information was in agreement.

6.
CoreVest, on behalf of the Depositor, provided us with an electronic data file and the corresponding record layout and decode information (the “Preliminary Mortgage Loan Data File”) that CoreVest, on behalf of the Depositor, indicated contains information relating to the Mortgage Loans as of the Cut‑Off Date.

We performed certain procedures on earlier versions of the Data Files and communicated differences prior to being provided the Data Files which were subjected to the procedures as described herein.

For each Mortgage Loan on the Preliminary Mortgage Loan Data File, we compared the Compared Mortgage Loan Characteristics listed on Exhibit 6 to Attachment A, as shown on the Preliminary Mortgage Loan Data File, to the corresponding information located in the Mortgage Loan Source Documents that were provided by CoreVest, on behalf of the Depositor, subject to the instructions, assumptions and methodologies described in the notes to Exhibit 6 to Attachment A and the succeeding paragraph(s) of this Item.

The Mortgage Loan Source Document(s) that CoreVest, on behalf of the Depositor, instructed us to use for each Compared Mortgage Loan Characteristic are indicated on Exhibit 6 to Attachment A.  If more than one Mortgage Loan Source Document is listed for a Compared Mortgage Loan Characteristic, CoreVest, on behalf of the Depositor, instructed us to note agreement if the value on the Preliminary Mortgage Loan Data File for the Compared Mortgage Loan Characteristic agreed with the corresponding information on at least one of the Mortgage Loan Source Documents that are listed for such Compared Mortgage Loan Characteristic on Exhibit 6 to Attachment A (except as described in the notes to Exhibit 6 to Attachment A).  We performed no procedures to reconcile any differences that may exist between various Mortgage Loan Source Documents for any of the Compared Mortgage Loan Characteristics listed on Exhibit 6 to Attachment A.




 
Attachment A
 Page 5 of 9

7.
As instructed by CoreVest, on behalf of the Depositor, we adjusted the information on the Preliminary Mortgage Loan Data File to correct all the differences we noted in performing the procedures described in the Item above and provided a list of such differences to CoreVest.  The Preliminary Mortgage Loan Data File, as so adjusted, is hereinafter referred to as the “Updated Mortgage Loan Data File.”

8.
Subsequent to the performance of the procedures described in Items 6. and 7. above, CoreVest, on behalf of the Depositor, provided us with an electronic data file and the corresponding record layout and decode information (the “Final Mortgage Loan Data File,” which together with the Preliminary Mortgage Loan Data File comprise the Mortgage Loan Data Files) that CoreVest, on behalf of the Depositor, indicated contains information relating the Mortgage Loans as of the Cut‑Off Date.

Using information on the:
a.
Final Mortgage Loan Data File and
b.
Updated Mortgage Loan Data File
for each Mortgage Loan, we compared each Compared Mortgage Loan Characteristic listed on Exhibit 6 to Attachment A, as shown on the Final Mortgage Loan Data File, to the corresponding information on the Updated Mortgage Loan Data File.  All such compared information was in agreement.

9.
Using the:
a.
First Payment Date and
b.
Initial Maturity Date,
as shown on the Final Mortgage Loan Data File, we recalculated the “Original Term to Maturity (months)” of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

10.
Using the:
a.
Mortgage Loan Initial Funded Amount ($),
b.
Interest Rate (adjusted as described in the succeeding paragraph(s) of this Item, as applicable) and
c.
Monthly Debt Service ($),
as shown on the Final Mortgage Loan Data File, and assuming that each Mortgage Loan has a fixed level monthly payment, we recalculated the “Original Amortization Term (months)” of each Mortgage Loan (except for any Interest Only Mortgage Loan (as defined herein)), which are described in the succeeding paragraph(s) of this Item).  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.


 
Attachment A
 Page 6 of 9

10. (continued)

For the purpose of the “Original Amortization Term (months)” recalculation described above for each Mortgage Loan (except for any Interest Only Mortgage Loan), all of which have an “Interest Rate Accrual” of “Actual/360,” as shown on the Final Mortgage Loan Data File, CoreVest, on behalf of the Depositor, instructed us to divide the “Interest Rate,” as shown on the Final Mortgage Loan Data File, by twelve (12) and then multiply by a fraction equal to 365/360.

For any Interest Only Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use “N/A” for the “Original Amortization Term (months)” characteristic.

We performed no procedures to determine the accuracy, completeness or reasonableness of the instructions, assumptions and methodologies provided by CoreVest, on behalf of the Depositor, that are described in the preceding paragraph(s) of this Item.

11.
Using the “First Payment Date,” as shown on the Final Mortgage Loan Data File, we recalculated the “Seasoning (months)” of each Mortgage Loan as of the Cut‑Off Date.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

12.
Using the:
a.
Mortgage Loan Initial Funded Amount ($),
b.
Interest Rate Accrual,
c.
Seasoning (months),
d.
IO Term (months),
e.
First Payment Date,
f.
Initial Maturity Date,
g.
Interest Rate and
h.
Monthly Debt Service ($),
as shown on the Final Mortgage Loan Data File, we recalculated the principal balance of each Mortgage Loan as of:
i.
The Cut‑Off Date (the “Cut-Off Date Principal Balance”) and
ii.
The “Initial Maturity Date” of the Mortgage Loan (the “Maturity Date Balance”),
assuming all scheduled payments of principal and/or interest on the Mortgage Loans are made and that there are no prepayments or other unscheduled collections.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

For the purpose of this procedure, CoreVest, on behalf of the Depositor, instructed us to:
a.
Ignore differences of +/- $1.00 or less and
b.
Recalculate the “Maturity Date Balance” as the aggregate principal balance that is scheduled to be paid on the “Initial Maturity Date” of the Mortgage Loan, including any principal component of the related “Monthly Debt Service ($),” as shown on the Final Mortgage Loan Data File, on the “Initial Maturity Date.”

We performed no procedures to determine the accuracy, completeness or reasonableness of the instructions, assumptions and methodologies provided by CoreVest, on behalf of the Depositor, that are described in the preceding paragraph(s) of this Item.


 
Attachment A
 Page 7 of 9

13.
Using the “Cut-Off Date Principal Balance,” as shown on the Final Mortgage Loan Data File, we recalculated the “% of Pool” of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

14.
Using the:
a.
Original Term to Maturity (months) and
b.
Seasoning (months),
as shown on the Final Mortgage Loan Data File, we recalculated the “Remaining Term (months)” of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

15.
Using the:
a.
IO Term (months),
b.
Original Amortization Term (months) and
c.
Seasoning (months),
as shown on the Final Mortgage Loan Data File, we recalculated the “Remaining Amortization Term (months)” of each Mortgage Loan (except for any Interest Only Mortgage Loan, which are described in the succeeding paragraph(s) of this Item).  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

For any Interest Only Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use “N/A” for the “Remaining Amortization Term (months)” characteristic.

16.
Using the:
a.
IO Term (months) and
b.
Seasoning (months),
as shown on the Final Mortgage Loan Data File, we recalculated the “Remaining IO Term (months)” of each Mortgage Loan (except for any Amortizing Balloon Mortgage Loan (as defined herein), which are described in the succeeding paragraph(s) of this Item).  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

For any Amortizing Balloon Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use “N/A” for the “Remaining IO Term (months)” characteristic.

17.
Using the “Monthly Debt Service ($),” as shown on the Final Mortgage Loan Data File, we recalculated the “Annualized Debt Service Payment ($)” of each Mortgage Loan as twelve (12) times the “Monthly Debt Service ($),” as shown on the Final Mortgage Loan Data File.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.


 
Attachment A
 Page 8 of 9

18.
Using the:
a.
Servicing Fee Rate,
b.
Trustee/Note Administrator Fee Rate and
c.
CREFC® License Fee Rate,
as shown on the Final Mortgage Loan Data File, we recalculated the “Administrative Fee Rate” of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

19.
Using the:
a.
Interest Rate and
b.
Administrative Fee Rate,
as shown on the Final Mortgage Loan Data File, we recalculated the “Net Mortgage Rate” of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

20.
Using:
a.
Information on the Final Mortgage Loan Data File and
b.
The applicable calculation methodologies and assumptions described in the Draft Preliminary Offering Circular,
we recalculated the:
i.
Mortgage Loan UW NOI DSCR,
ii.
Mortgage Loan UW NCF DSCR,
iii.
NOI DSCR as of 3/31,
iv.
NCF DSCR as of 3/31,
v.
Mortgage Loan Cutoff NOI Debt Yield,
vi.
Mortgage Loan Cutoff NCF Debt Yield,
vii.
NCF Debt Yield as of 3/31,
viii.
Origination Date LTV Ratio,
ix.
Cut-Off Date LTV Ratio and
x.
Maturity Date LTV Ratio
of each Mortgage Loan.  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.  For the purpose of this procedure, CoreVest, on behalf of the Depositor, instructed us to round the characteristics listed in i. through iv. above to two decimal places and the characteristics listed in v. through x. above to the nearest 1/10th of one percent.

21.
Using the:
a.
Original Yield Maintenance Period and
b.
Seasoning (months),
as shown on the Final Mortgage Loan Data File, we recalculated the “Current Yield Maintenance Period” of each Yield Maintenance Mortgage Loan (as defined herein).  We compared this recalculated information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

For any Mortgage Loan that is not a Yield Maintenance Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use “N/A” for the “Current Yield Maintenance Period” characteristic.


 
Attachment A
 Page 9 of 9

22.
Using the “Guarantor,” as shown on the Final Mortgage Loan Data File, we identified those Mortgage Loans that have at least one common “Guarantor” (the “Related Guarantor Loans”).  We compared the “Related Guarantor Loan” information to the corresponding information on the Final Mortgage Loan Data File and found such information to be in agreement.

23.
For each Mortgaged Property, we compared the “Closing Date Allocated Loan Amount” characteristic, as shown on the Final Property Data File, to the corresponding information in the loan agreement Mortgage Loan Source Document for the related Mortgage Loan and found all such compared information to be in agreement.  For the purpose of this procedure, CoreVest, on behalf of the Depositor, instructed us to ignore differences of +/- $1.00 or less.

24.
Using the “Closing Date Allocated Loan Amount,” as shown on the Final Property Data File, we recalculated the “Allocated Loan Amount %” of each Mortgaged Property.  We compared this recalculated information to the corresponding information on the Final Property Data File and found such information to be in agreement.

25.
Using the:
a.
Cut-Off Date Principal Balance and
b.
Maturity Date Balance,
as shown on the Final Mortgage Loan Data File, and the “Closing Date Allocated Loan Amount,” as shown on the Final Property Data File, we recalculated the principal balance of each Mortgaged Property as of the Cut-Off Date (the “Cut-Off Date Allocated Loan Amount”) and as of the “Initial Maturity Date” of the related Mortgage Loan (the “Maturity Date Allocated Loan Amount”), based on the calculation methodology provided by CoreVest, on behalf of the Depositor, that is described in the succeeding paragraph(s) of this Item.  We compared this recalculated information to the corresponding information on the Final Property Data File and found such information to be in agreement.  For the purpose of this procedure, CoreVest, on behalf of the Depositor, instructed us to ignore differences of +/- $1.00 or less.

For the purpose of this procedure, CoreVest, on behalf of the Depositor, instructed us to allocate the “Cut-Off Date Principal Balance” and “Maturity Date Balance” of each Mortgage Loan, as shown on the Final Mortgage Loan Data File, to the respective Mortgaged Properties that secure such Mortgage Loan on a pro-rata basis using the “Mortgage Loan Initial Funded Amount ($)” of the Mortgage Loans, as shown on the Final Mortgage Loan Data File, and “Closing Date Allocated Loan Amount” of the Mortgaged Properties, as shown on the Final Property Data File.



Exhibit 1 to Attachment A
 Page 1 of 5

Sample
Property
Number
Loan ID
Property ID             
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
Sample
Property
Number
Loan ID
Property ID
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
1
33537
33537-3
X
   
88
35268
35268-18
X
   
2
33537
33537-12
X
   
89
35268
35268-6
X
   
3
33537
33537-6
X
   
90
35268
35268-4
X
   
4
33537
33537-2
X
   
91
35268
35268-12
X
   
5
33537
33537-14
X
   
92
35268
35268-13
X
   
6
34538
34538-1
X
   
93
35274
35274-3
X
   
7
34538
34538-22
X
   
94
35274
35274-1
X
   
8
34538
34538-6
X
   
95
35274
35274-2
X
   
9
34538
34538-8
X
   
96
35298
35298-12
X
   
10
34538
34538-12
X
   
97
35298
35298-11
X
   
11
34538
34538-14
X
   
98
35298
35298-7
X
   
12
34538
34538-18
X
   
99
35298
35298-2
X
   
13
34786
34786-10
X
   
100
35298
35298-8
X
   
14
34786
34786-26
X
   
101
35298
35298-1
X
   
15
34786
34786-3
X
   
102
35298
35298-9
X
   
16
34786
34786-19
X
   
103
35298
35298-5
X
   
17
34786
34786-13
X
   
104
35298
35298-10
X
   
18
34786
34786-17
X
   
105
35342
35342-16
X
   
19
34786
34786-2
X
   
106
35342
35342-32
X
   
20
34786
34786-28
X
   
107
35342
35342-14
X
   
21
34786
34786-5
X
   
108
35342
35342-15
X
   
22
34786
34786-29
X
   
109
35342
35342-6
X
   
23
34786
34786-23
X
   
110
35342
35342-34
X
   
24
34801
34801-23
X
   
111
35342
35342-11
X
   
25
34801
34801-19
X
   
112
35342
35342-33
X
   
26
34801
34801-13
X
   
113
35342
35342-13
X
   
27
34801
34801-8
X
   
114
35342
35342-29
X
   
28
34801
34801-21
X
   
115
35342
35342-19
X
   
29
34801
34801-6
X
   
116
35342
35342-22
X
   
30
34801
34801-1
X
   
117
35342
35342-18
X
   
31
34801
34801-20
X
   
118
35342
35342-8
X
   
32
34801
34801-7
X
   
119
35342
35342-5
X
   
33
34822
34822-20
X
   
120
35342
35342-4
X
   
34
34822
34822-5
X
   
121
35342
35342-17
X
   
35
34822
34822-19
X
   
122
35342
35342-3
X
   
36
34822
34822-15
X
   
123
35342
35342-12
X
   
37
34822
34822-2
X
   
124
35342
35342-7
X
   
38
34822
34822-10
X
   
125
35342
35342-24
X
   
39
34822
34822-3
X
   
126
35342
35342-28
X
   
40
34822
34822-16
X
   
127
35342
35342-27
X
   
41
34822
34822-4
X
   
128
35342
35342-35
X
   
42
34859
34859-3
X
   
129
35342
35342-2
X
   
43
34859
34859-4
X
   
130
35342
35342-1
X
   
44
34859
34859-2
X
   
131
35342
35342-30
X
   
45
34859
34859-1
X
   
132
35342
35342-9
X
   
46
34859
34859-5
X
   
133
35342
35342-25
X
   
47
35057
35057-16
X
   
134
35342
35342-36
X
   
48
35057
35057-20
X
   
135
35342
35342-21
X
   
49
35057
35057-22
X
   
136
35342
35342-37
X
   
50
35057
35057-26
X
   
137
35342
35342-31
X
   
51
35057
35057-25
X
   
138
35342
35342-20
X
   
52
35057
35057-23
X
   
139
35342
35342-10
X
   
53
35057
35057-32
X
   
140
35342
35342-23
X
   
54
35057
35057-28
X
   
141
35403
35403-4
X
   
55
35057
35057-29
X
   
142
35403
35403-28
X
   
56
35057
35057-19
X
   
143
35403
35403-8
X
   
57
35057
35057-27
X
   
144
35403
35403-21
X
   
58
35057
35057-5
X
   
145
35403
35403-24
X
   
59
35057
35057-1
X
   
146
35403
35403-23
X
   
60
35076
35076-9
X
   
147
35403
35403-6
X
   
61
35076
35076-7
X
   
148
35403
35403-22
X
   
62
35076
35076-8
X
   
149
35403
35403-25
X
   
63
35076
35076-6
X
   
150
35403
35403-14
X
   
64
35235
35235-14
X
   
151
35422
35422-3
X
   
65
35235
35235-4
X
   
152
35422
35422-5
X
   
66
35235
35235-25
X
   
153
35435
35435-6
X
   
67
35235
35235-23
X
   
154
35435
35435-5
X
   
68
35235
35235-28
X
   
155
35435
35435-11
X
   
69
35235
35235-24
X
   
156
35435
35435-3
X
   
70
35235
35235-7
X
   
157
35435
35435-13
X
   
71
35235
35235-22
X
   
158
35435
35435-9
X
   
72
35235
35235-20
X
   
159
35435
35435-1
X
   
73
35235
35235-26
X
   
160
35444
35444-53
X
   
74
35235
35235-29
X
   
161
35444
35444-40
X
   
75
35235
35235-3
X
   
162
35444
35444-25
X
   
76
35235
35235-30
X
   
163
35444
35444-1
X
   
77
35235
35235-1
X
   
164
35444
35444-24
X
   
78
35261
35261-1
X
 
X
165
35444
35444-41
X
   
79
35268
35268-1
X
   
166
35444
35444-27
X
   
80
35268
35268-7
X
   
167
35444
35444-6
X
   
81
35268
35268-16
X
   
168
35444
35444-42
X
   
82
35268
35268-2
X
   
169
35444
35444-4
X
   
83
35268
35268-14
X
   
170
35444
35444-35
X
   
84
35268
35268-19
X
   
171
35444
35444-45
X
   
85
35268
35268-15
X
   
172
35444
35444-21
X
   
86
35268
35268-5
X
   
173
35444
35444-3
X
   
87
35268
35268-17
X
   
174
35444
35444-2
X
   



Exhibit 1 to Attachment A
 Page 2 of 5

Sample
Property
Number
Loan ID
Property ID             
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
Sample
Property
Number
Loan ID
Property ID
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
175
35466
35466-13
X
   
262
35620
35620-63
X
   
176
35466
35466-25
X
   
263
35620
35620-18
X
   
177
35466
35466-6
X
   
264
35620
35620-29
X
   
178
35466
35466-11
X
   
265
35620
35620-109
X
   
179
35466
35466-15
X
   
266
35620
35620-110
X
   
180
35466
35466-27
X
   
267
35620
35620-92
X
   
181
35466
35466-4
X
   
268
35620
35620-80
X
   
182
35466
35466-35
X
   
269
35620
35620-77
X
   
183
35466
35466-19
X
   
270
35620
35620-99
X
   
184
35470
35470-1
X
   
271
35620
35620-64
X
   
185
35470
35470-5
X
   
272
35620
35620-50
X
   
186
35470
35470-6
X
   
273
35620
35620-26
X
   
187
35481
35481-17
X
   
274
35620
35620-2
X
   
188
35481
35481-2
X
   
275
35620
35620-82
X
   
189
35481
35481-7
X
   
276
35620
35620-10
X
   
190
35481
35481-20
X
   
277
35620
35620-32
X
   
191
35481
35481-24
X
   
278
35620
35620-33
X
   
192
35481
35481-11
X
   
279
35620
35620-42
X
   
193
35481
35481-10
X
   
280
35620
35620-96
X
   
194
35481
35481-29
X
   
281
35620
35620-46
X
   
195
35481
35481-23
X
   
282
35620
35620-60
X
   
196
35481
35481-1
X
   
283
35620
35620-14
X
   
197
35481
35481-6
X
   
284
35623
35623-7
X
 
X
198
35481
35481-27
X
   
285
35623
35623-100
X
 
X
199
35481
35481-12
X
   
286
35623
35623-37
X
 
X
200
35481
35481-16
X
   
287
35623
35623-49
X
 
X
201
35481
35481-30
X
   
288
35623
35623-75
X
 
X
202
35481
35481-3
X
   
289
35623
35623-62
X
 
X
203
35481
35481-14
X
   
290
35623
35623-87
X
 
X
204
35481
35481-22
X
   
291
35623
35623-27
X
 
X
205
35493
35493-2
X
   
292
35623
35623-34
X
 
X
206
35493
35493-3
X
   
293
35623
35623-95
X
 
X
207
35493
35493-4
X
   
294
35623
35623-92
X
 
X
208
35493
35493-14
X
   
295
35623
35623-23
X
 
X
209
35493
35493-9
X
   
296
35623
35623-60
X
 
X
210
35493
35493-8
X
   
297
35623
35623-56
X
 
X
211
35493
35493-6
X
   
298
35623
35623-28
X
 
X
212
35493
35493-10
X
   
299
35623
35623-9
X
 
X
213
35526
35526-2
X
   
300
35623
35623-97
X
 
X
214
35526
35526-3
X
   
301
35623
35623-46
X
 
X
215
35526
35526-4
X
   
302
35623
35623-90
X
 
X
216
35526
35526-1
X
   
303
35623
35623-74
X
 
X
217
35531
35531-2
X
   
304
35623
35623-45
X
 
X
218
35531
35531-26
X
   
305
35623
35623-15
X
 
X
219
35531
35531-6
X
   
306
35623
35623-21
X
 
X
220
35531
35531-15
X
   
307
35623
35623-33
X
 
X
221
35531
35531-18
X
   
308
35623
35623-69
X
 
X
222
35531
35531-20
X
   
309
35623
35623-20
X
 
X
223
35531
35531-30
X
   
310
35625
35625-1
X
   
224
35531
35531-22
X
   
311
35625
35625-18
X
   
225
35531
35531-14
X
   
312
35625
35625-9
X
   
226
35531
35531-25
X
   
313
35625
35625-31
X
   
227
35548
35548-2
X
   
314
35625
35625-3
X
   
228
35548
35548-18
X
   
315
35625
35625-23
X
   
229
35548
35548-6
X
   
316
35625
35625-13
X
   
230
35548
35548-22
X
   
317
35625
35625-8
X
   
231
35548
35548-12
X
   
318
35625
35625-10
X
   
232
35548
35548-23
X
   
319
35669
35669-2
X
   
233
35548
35548-10
X
   
320
35669
35669-3
X
   
234
35560
35560-25
X
   
321
35669
35669-1
X
   
235
35560
35560-11
X
   
322
35669
35669-4
X
   
236
35560
35560-23
X
   
323
35750
35750-9
X
   
237
35560
35560-10
X
   
324
35750
35750-12
X
   
238
35560
35560-2
X
   
325
35750
35750-3
X
   
239
35560
35560-5
X
   
326
35750
35750-4
X
   
240
35560
35560-29
X
   
327
35780
35780-72
X
   
241
35560
35560-18
X
   
328
35780
35780-44
X
   
242
35560
35560-7
X
   
329
35780
35780-73
X
   
243
35560
35560-20
X
   
330
35780
35780-84
X
   
244
35560
35560-14
X
   
331
35780
35780-39
X
   
245
35560
35560-12
X
   
332
35780
35780-28
X
   
246
35560
35560-17
X
   
333
35780
35780-41
X
   
247
35560
35560-13
X
   
334
35780
35780-61
X
   
248
35560
35560-16
X
   
335
35780
35780-80
X
   
249
35560
35560-9
X
   
336
35780
35780-51
X
   
250
35560
35560-32
X
   
337
35780
35780-46
X
   
251
35560
35560-1
X
   
338
35780
35780-11
X
   
252
35560
35560-3
X
   
339
35780
35780-2
X
   
253
35620
35620-52
X
   
340
35780
35780-17
X
   
254
35620
35620-17
X
   
341
35780
35780-76
X
   
255
35620
35620-3
X
   
342
35780
35780-70
X
   
256
35620
35620-90
X
   
343
35780
35780-25
X
   
257
35620
35620-24
X
   
344
35780
35780-32
X
   
258
35620
35620-106
X
   
345
35780
35780-29
X
   
259
35620
35620-12
X
   
346
35780
35780-82
X
   
260
35620
35620-37
X
   
347
35780
35780-20
X
   
261
35620
35620-27
X
   
348
35780
35780-34
X
   



Exhibit 1 to Attachment A
 Page 3 of 5

Sample
Property
Number
Loan ID
Property ID             
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
Sample
Property
Number
Loan ID
Property ID
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
349
35783
35783-3
X
   
436
17903
17903-5
 
X
X
350
35783
35783-7
X
   
437
18023
18023-3
 
X
X
351
35783
35783-9
X
   
438
18023
18023-9
 
X
X
352
35783
35783-1
X
   
439
18023
18023-4
 
X
X
353
35783
35783-2
X
   
440
18096
18096-1
 
X
 
354
35876
35876-10
X
   
441
18096
18096-2
 
X
 
355
35876
35876-11
X
   
442
18096
18096-6
 
X
 
356
35876
35876-2
X
   
443
18500
18500-3
 
X
X
357
35876
35876-12
X
   
444
18500
18500-12
 
X
X
358
35876
35876-6
X
   
445
18500
18500-1
 
X
X
359
35876
35876-5
X
   
446
18500
18500-2
 
X
X
360
35883
35883-1
X
   
447
34983
34983-37
 
X
 
361
35895
35895-5
X
   
448
34983
34983-15
 
X
 
362
35895
35895-3
X
   
449
34983
34983-9
 
X
 
363
35922
35922-8
X
   
450
34983
34983-29
 
X
 
364
35922
35922-10
X
   
451
34983
34983-18
 
X
 
365
35922
35922-1
X
   
452
34983
34983-36
 
X
 
366
35927
35927-9
X
   
453
34983
34983-42
 
X
 
367
35927
35927-30
X
   
454
34983
34983-19
 
X
 
368
35927
35927-13
X
   
455
34983
34983-51
 
X
 
369
35927
35927-18
X
   
456
34983
34983-38
 
X
 
370
35927
35927-12
X
   
457
34983
34983-10
 
X
 
371
35927
35927-4
X
   
458
34983
34983-13
 
X
 
372
35927
35927-17
X
   
459
34983
34983-33
 
X
 
373
35927
35927-15
X
   
460
34983
34983-52
 
X
 
374
35957
35957-1
X
   
461
34983
34983-6
 
X
 
375
35997
35997-4
X
   
462
34983
34983-3
 
X
 
376
35997
35997-7
X
   
463
34983
34983-35
 
X
 
377
35997
35997-9
X
   
464
35043
35043-4
 
X
 
378
35997
35997-10
X
   
465
35043
35043-3
 
X
 
379
36004
36004-1
X
   
466
35043
35043-1
 
X
 
380
36153
36153-11
X
   
467
35043
35043-6
 
X
 
381
36153
36153-1
X
   
468
35535
35535-18
 
X
 
382
36153
36153-2
X
   
469
35535
35535-10
 
X
 
383
36153
36153-23
X
   
470
35535
35535-4
 
X
 
384
36153
36153-9
X
   
471
35535
35535-14
 
X
 
385
36153
36153-25
X
   
472
35535
35535-13
 
X
 
386
36153
36153-12
X
   
473
35535
35535-1
 
X
 
387
36153
36153-4
X
   
474
35535
35535-2
 
X
 
388
36206
36206-1
X
   
475
35558
35558-8
 
X
 
389
36396
36396-3
X
   
476
35558
35558-11
 
X
 
390
36396
36396-8
X
   
477
35558
35558-12
 
X
 
391
36396
36396-1
X
   
478
35558
35558-2
 
X
 
392
36396
36396-6
X
   
479
35563
35563-5
 
X
 
393
36396
36396-7
X
   
480
35563
35563-4
 
X
 
394
36396
36396-9
X
   
481
35563
35563-10
 
X
 
395
36396
36396-5
X
   
482
35563
35563-6
 
X
 
396
36605
36605-4
X
   
483
35563
35563-9
 
X
 
397
36605
36605-1
X
   
484
35563
35563-11
 
X
 
398
36605
36605-5
X
   
485
35563
35563-3
 
X
 
399
36605
36605-9
X
   
486
35563
35563-1
 
X
 
400
36605
36605-8
X
   
487
35563
35563-2
 
X
 
401
36605
36605-7
X
   
488
35563
35563-8
 
X
 
402
36605
36605-6
X
   
489
35569
35569-1
 
X
 
403
36605
36605-2
X
   
490
35606
35606-31
 
X
 
404
36606
36606-17
X
   
491
35606
35606-99
 
X
 
405
36606
36606-12
X
   
492
35606
35606-143
 
X
 
406
36606
36606-5
X
   
493
35606
35606-21
 
X
 
407
36606
36606-20
X
   
494
35606
35606-67
 
X
 
408
36606
36606-15
X
   
495
35606
35606-90
 
X
 
409
36606
36606-6
X
   
496
35606
35606-110
 
X
 
410
36607
36607-7
X
   
497
35606
35606-65
 
X
 
411
36607
36607-9
X
   
498
35606
35606-38
 
X
 
412
36607
36607-8
X
   
499
35606
35606-78
 
X
 
413
36607
36607-4
X
   
500
35606
35606-12
 
X
 
414
36607
36607-2
X
   
501
35606
35606-3
 
X
 
415
36607
36607-5
X
   
502
35606
35606-25
 
X
 
416
36607
36607-1
X
   
503
35606
35606-1
 
X
 
417
36608
36608-6
X
   
504
35606
35606-44
 
X
 
418
36608
36608-9
X
   
505
35606
35606-74
 
X
 
419
36608
36608-1
X
   
506
35606
35606-102
 
X
 
420
36608
36608-2
X
   
507
35606
35606-63
 
X
 
421
36608
36608-3
X
   
508
35606
35606-83
 
X
 
422
36608
36608-7
X
   
509
35606
35606-114
 
X
 
423
36641
36641-1
X
   
510
35606
35606-77
 
X
 
424
36646
36646-1
X
   
511
35606
35606-126
 
X
 
425
17594
17594-4
 
X
 
512
35606
35606-120
 
X
 
426
17594
17594-1
 
X
 
513
35606
35606-148
 
X
 
427
17594
17594-2
 
X
 
514
35606
35606-45
 
X
 
428
17659
17659-8
 
X
X
515
35606
35606-106
 
X
 
429
17659
17659-9
 
X
X
516
35606
35606-127
 
X
 
430
17659
17659-1
 
X
X
517
35606
35606-35
 
X
 
431
17903
17903-19
 
X
X
518
35606
35606-79
 
X
 
432
17903
17903-17
 
X
X
519
35606
35606-136
 
X
 
433
17903
17903-2
 
X
X
520
35606
35606-62
 
X
 
434
17903
17903-20
 
X
X
521
35606
35606-61
 
X
 
435
17903
17903-15
 
X
X
522
35606
35606-5
 
X
 



Exhibit 1 to Attachment A
 Page 4 of 5

Sample
Property
Number
Loan ID
Property ID             
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
Sample
Property
Number
Loan ID
Property ID
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
523
35606
35606-30
 
X
 
610
36257
36257-22
 
X
 
524
35606
35606-18
 
X
 
611
36257
36257-6
 
X
 
525
35606
35606-69
 
X
 
612
36257
36257-21
 
X
 
526
35606
35606-86
 
X
 
613
36257
36257-19
 
X
 
527
35606
35606-103
 
X
 
614
36257
36257-30
 
X
 
528
35618
35618-27
 
X
 
615
36257
36257-24
 
X
 
529
35618
35618-24
 
X
 
616
36257
36257-14
 
X
 
530
35618
35618-40
 
X
 
617
36257
36257-23
 
X
 
531
35618
35618-25
 
X
 
618
36257
36257-11
 
X
 
532
35618
35618-39
 
X
 
619
36274
36274-4
 
X
 
533
35618
35618-30
 
X
 
620
36274
36274-22
 
X
 
534
35618
35618-34
 
X
 
621
36274
36274-17
 
X
 
535
35618
35618-5
 
X
 
622
36274
36274-20
 
X
 
536
35618
35618-13
 
X
 
623
36274
36274-5
 
X
 
537
35618
35618-31
 
X
 
624
36274
36274-16
 
X
 
538
35618
35618-32
 
X
 
625
36274
36274-19
 
X
 
539
35714
35714-43
 
X
 
626
36275
36275-2
 
X
 
540
35714
35714-16
 
X
 
627
36275
36275-5
 
X
 
541
35714
35714-28
 
X
 
628
36275
36275-7
 
X
 
542
35714
35714-47
 
X
 
629
36275
36275-4
 
X
 
543
35714
35714-3
 
X
 
630
36279
36279-8
 
X
 
544
35714
35714-37
 
X
 
631
36279
36279-48
 
X
 
545
35714
35714-38
 
X
 
632
36279
36279-58
 
X
 
546
35714
35714-22
 
X
 
633
36279
36279-5
 
X
 
547
35714
35714-40
 
X
 
634
36279
36279-20
 
X
 
548
35714
35714-19
 
X
 
635
36279
36279-13
 
X
 
549
35714
35714-41
 
X
 
636
36279
36279-9
 
X
 
550
35714
35714-31
 
X
 
637
36279
36279-40
 
X
 
551
35855
35855-39
 
X
 
638
36279
36279-69
 
X
 
552
35855
35855-38
 
X
 
639
36279
36279-50
 
X
 
553
35855
35855-25
 
X
 
640
36279
36279-45
 
X
 
554
35855
35855-46
 
X
 
641
36279
36279-65
 
X
 
555
35855
35855-1
 
X
 
642
36279
36279-104
 
X
 
556
35855
35855-34
 
X
 
643
36279
36279-47
 
X
 
557
35855
35855-6
 
X
 
644
36279
36279-86
 
X
 
558
35855
35855-2
 
X
 
645
36279
36279-14
 
X
 
559
35855
35855-33
 
X
 
646
36279
36279-64
 
X
 
560
35855
35855-32
 
X
 
647
36279
36279-87
 
X
 
561
35855
35855-42
 
X
 
648
36279
36279-11
 
X
 
562
35855
35855-59
 
X
 
649
36279
36279-33
 
X
 
563
35855
35855-36
 
X
 
650
36279
36279-31
 
X
 
564
35855
35855-20
 
X
 
651
36279
36279-26
 
X
 
565
35855
35855-41
 
X
 
652
36279
36279-29
 
X
 
566
35985
35985-1
 
X
 
653
36279
36279-4
 
X
 
567
36006
36006-51
 
X
 
654
36279
36279-42
 
X
 
568
36006
36006-32
 
X
 
655
36279
36279-114
 
X
 
569
36006
36006-22
 
X
 
656
36279
36279-41
 
X
 
570
36006
36006-18
 
X
 
657
36279
36279-92
 
X
 
571
36006
36006-33
 
X
 
658
36279
36279-62
 
X
 
572
36006
36006-23
 
X
 
659
36279
36279-96
 
X
 
573
36006
36006-27
 
X
 
660
36279
36279-109
 
X
 
574
36006
36006-12
 
X
 
661
36279
36279-80
 
X
 
575
36006
36006-42
 
X
 
662
36279
36279-61
 
X
 
576
36006
36006-25
 
X
 
663
36279
36279-71
 
X
 
577
36006
36006-55
 
X
 
664
36279
36279-105
 
X
 
578
36006
36006-19
 
X
 
665
36279
36279-106
 
X
 
579
36006
36006-29
 
X
 
666
36279
36279-17
 
X
 
580
36006
36006-9
 
X
 
667
36279
36279-66
 
X
 
581
36006
36006-52
 
X
 
668
36279
36279-111
 
X
 
582
36006
36006-30
 
X
 
669
36279
36279-84
 
X
 
583
36006
36006-53
 
X
 
670
36286
36286-6
 
X
 
584
36032
36032-5
 
X
 
671
36286
36286-5
 
X
 
585
36032
36032-9
 
X
 
672
36286
36286-7
 
X
 
586
36032
36032-4
 
X
 
673
36339
36339-2
 
X
 
587
36067
36067-35
 
X
 
674
36339
36339-1
 
X
 
588
36067
36067-26
 
X
 
675
36340
36340-2
 
X
 
589
36067
36067-12
 
X
 
676
36340
36340-4
 
X
 
590
36067
36067-14
 
X
 
677
36340
36340-9
 
X
 
591
36067
36067-16
 
X
 
678
36340
36340-3
 
X
 
592
36067
36067-13
 
X
 
679
36340
36340-5
 
X
 
593
36067
36067-8
 
X
 
680
36340
36340-7
 
X
 
594
36067
36067-10
 
X
 
681
36345
36345-14
 
X
 
595
36067
36067-47
 
X
 
682
36345
36345-17
 
X
 
596
36067
36067-7
 
X
 
683
36345
36345-35
 
X
 
597
36067
36067-21
 
X
 
684
36345
36345-22
 
X
 
598
36067
36067-20
 
X
 
685
36345
36345-26
 
X
 
599
36067
36067-24
 
X
 
686
36345
36345-32
 
X
 
600
36067
36067-6
 
X
 
687
36345
36345-20
 
X
 
601
36167
36167-5
 
X
 
688
36345
36345-15
 
X
 
602
36167
36167-11
 
X
 
689
36345
36345-30
 
X
 
603
36167
36167-1
 
X
 
690
36345
36345-27
 
X
 
604
36223
36223-6
 
X
 
691
36345
36345-13
 
X
 
605
36223
36223-2
 
X
 
692
36345
36345-11
 
X
 
606
36257
36257-15
 
X
 
693
36398
36398-52
 
X
 
607
36257
36257-4
 
X
 
694
36398
36398-100
 
X
 
608
36257
36257-29
 
X
 
695
36398
36398-98
 
X
 
609
36257
36257-27
 
X
 
696
36398
36398-32
 
X
 



Exhibit 1 to Attachment A
 Page 5 of 5

Sample
Property
Number
Loan ID
Property ID             
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
Sample
Property
Number
Loan ID
Property ID
Sample
Properties 1
Sample
Properties 2
Removed
Sample
Properties
697
36398
36398-38
 
X
 
783
36581
36581-379
 
X
 
698
36398
36398-44
 
X
 
784
36581
36581-198
 
X
 
699
36398
36398-33
 
X
 
785
36581
36581-286
 
X
 
700
36398
36398-65
 
X
 
786
36581
36581-190
 
X
 
701
36398
36398-61
 
X
 
787
36581
36581-268
 
X
 
702
36398
36398-91
 
X
 
788
36581
36581-237
 
X
 
703
36398
36398-27
 
X
 
789
36581
36581-380
 
X
 
704
36398
36398-59
 
X
 
790
36581
36581-19
 
X
 
705
36398
36398-14
 
X
 
791
36581
36581-62
 
X
 
706
36398
36398-6
 
X
 
792
36581
36581-37
 
X
 
707
36398
36398-5
 
X
 
793
36581
36581-331
 
X
 
708
36398
36398-24
 
X
 
794
36581
36581-350
 
X
 
709
36398
36398-30
 
X
 
795
36581
36581-120
 
X
 
710
36398
36398-82
 
X
 
796
36581
36581-133
 
X
 
711
36398
36398-89
 
X
 
797
36581
36581-126
 
X
 
712
36398
36398-51
 
X
 
798
36581
36581-201
 
X
 
713
36398
36398-78
 
X
 
799
36581
36581-56
 
X
 
714
36398
36398-102
 
X
 
800
36581
36581-335
 
X
 
715
36398
36398-49
 
X
 
801
36581
36581-73
 
X
 
716
36398
36398-35
 
X
 
802
36581
36581-88
 
X
 
717
36398
36398-2
 
X
 
803
36581
36581-222
 
X
 
718
36398
36398-23
 
X
 
804
36581
36581-261
 
X
 
719
36398
36398-55
 
X
 
805
36581
36581-5
 
X
 
720
36404
36404-1
 
X
 
806
36581
36581-93
 
X
 
721
36404
36404-2
 
X
 
807
36581
36581-119
 
X
 
722
36406
36406-13
 
X
 
808
36581
36581-26
 
X
 
723
36406
36406-12
 
X
 
809
36581
36581-313
 
X
 
724
36406
36406-16
 
X
 
810
36581
36581-32
 
X
 
725
36406
36406-9
 
X
 
811
36581
36581-99
 
X
 
726
36406
36406-27
 
X
 
812
36581
36581-4
 
X
 
727
36406
36406-2
 
X
 
813
36581
36581-162
 
X
 
728
36406
36406-5
 
X
 
814
36581
36581-240
 
X
 
729
36406
36406-17
 
X
 
815
36581
36581-166
 
X
 
730
36406
36406-14
 
X
 
816
36581
36581-334
 
X
 
731
36406
36406-18
 
X
 
817
36581
36581-79
 
X
 
732
36406
36406-24
 
X
 
818
36581
36581-374
 
X
 
733
36407
36407-3
 
X
 
819
36581
36581-322
 
X
 
734
36407
36407-9
 
X
 
820
36581
36581-341
 
X
 
735
36407
36407-6
 
X
 
821
36581
36581-14
 
X
 
736
36407
36407-1
 
X
 
822
36581
36581-109
 
X
 
737
36418
36418-20
 
X
 
823
36581
36581-349
 
X
 
738
36418
36418-14
 
X
 
824
36581
36581-55
 
X
 
739
36418
36418-8
 
X
 
825
36581
36581-200
 
X
 
740
36418
36418-4
 
X
 
826
36581
36581-156
 
X
 
741
36418
36418-26
 
X
 
827
36581
36581-355
 
X
 
742
36418
36418-5
 
X
 
828
36581
36581-345
 
X
 
743
36418
36418-25
 
X
 
829
36581
36581-74
 
X
 
744
36418
36418-3
 
X
 
830
36581
36581-260
 
X
 
745
36418
36418-17
 
X
 
831
36581
36581-279
 
X
 
746
36418
36418-24
 
X
 
832
36581
36581-114
 
X
 
747
36418
36418-21
 
X
 
833
36581
36581-319
 
X
 
748
36418
36418-15
 
X
 
834
36581
36581-184
 
X
 
749
36418
36418-23
 
X
 
835
36581
36581-347
 
X
 
750
36419
36419-2
 
X
 
836
36581
36581-15
 
X
 
751
36419
36419-5
 
X
 
837
36581
36581-46
 
X
 
752
36419
36419-15
 
X
 
838
36581
36581-71
 
X
 
753
36419
36419-7
 
X
 
839
36581
36581-265
 
X
 
754
36419
36419-1
 
X
 
840
36581
36581-306
 
X
 
755
36419
36419-17
 
X
 
841
36581
36581-309
 
X
 
756
36419
36419-4
 
X
 
842
36581
36581-284
 
X
 
757
36419
36419-11
 
X
 
843
36581
36581-353
 
X
 
758
36574
36574-2
 
X
 
844
36581
36581-357
 
X
 
759
36574
36574-10
 
X
 
845
36581
36581-230
 
X
 
760
36574
36574-11
 
X
 
846
36581
36581-108
 
X
 
761
36574
36574-9
 
X
 
847
36581
36581-315
 
X
 
762
36574
36574-1
 
X
 
848
36581
36581-112
 
X
 
763
36574
36574-13
 
X
 
849
36581
36581-318
 
X
 
764
36574
36574-5
 
X
 
850
36581
36581-300
 
X
 
765
36574
36574-7
 
X
 
851
36581
36581-205
 
X
 
766
36574
36574-12
 
X
 
852
36581
36581-141
 
X
 
767
36574
36574-8
 
X
 
853
36581
36581-338
 
X
 
768
36574
36574-6
 
X
 
854
36581
36581-144
 
X
 
769
36574
36574-4
 
X
 
855
36581
36581-102
 
X
 
770
36574
36574-3
 
X
 
856
36581
36581-16
 
X
 
771
36581
36581-310
 
X
 
857
36581
36581-342
 
X
 
772
36581
36581-270
 
X
 
858
36581
36581-139
 
X
 
773
36581
36581-243
 
X
 
859
36581
36581-98
 
X
 
774
36581
36581-94
 
X
 
860
36581
36581-53
 
X
 
775
36581
36581-121
 
X
 
861
36581
36581-173
 
X
 
776
36581
36581-232
 
X
 
862
36581
36581-80
 
X
 
777
36581
36581-8
 
X
 
863
36581
36581-158
 
X
 
778
36581
36581-83
 
X
 
864
36581
36581-123
 
X
 
779
36581
36581-364
 
X
 
865
36581
36581-163
 
X
 
780
36581
36581-57
 
X
 
866
36581
36581-92
 
X
 
781
36581
36581-219
 
X
 
867
36636
36636-1
 
X
 
782
36581
36581-273
 
X
 
868
36636
36636-3
 
X
 
                       



Exhibit 2 to Attachment A
 Page 1 of 2

Property Sampling Schedule

 
Mortgage Loan Population 
Loan ID provided by CoreVest
 
       
 
Preliminary Mortgage Loans 1
33537
 
   
34538
 
   
34786
 
   
34801
 
   
34822
 
   
34859
 
   
35057
 
   
35076
 
   
35235
 
   
35261
 
   
35268
 
   
35274
 
   
35298
 
   
35342
 
   
35403
 
   
35422
 
   
35435
 
   
35444
 
   
35466
 
   
35470
 
   
35481
 
   
35493
 
   
35526
 
   
35531
 
   
35548
 
   
35560
 
   
35620
 
   
35623
 
   
35625
 
   
35669
 
   
35750
 
   
35780
 
   
35783
 
   
35876
 
   
35883
 
   
35895
 
   
35922
 
   
35927
 
   
35957
 
   
35997
 
   
36004
 
   
36153
 
   
36206
 



Exhibit 2 to Attachment A
 Page 2 of 2

 
Mortgage Loan Population 
Loan ID provided by CoreVest
 
       
 
Preliminary Mortgage Loans 1 (continued)
36396
 
36605
 
   
36606
 
   
36607
 
   
36608
 
   
36641
 
   
36646
 
       
 
Preliminary Mortgage Loans 2
17594
 
   
17659
 
   
17903
 
   
18023
 
   
18096
 
   
18500
 
   
34983
 
   
35043
 
   
35535
 
   
35558
 
   
35563
 
   
35569
 
   
35606
 
   
35618
 
   
35714
 
   
35855
 
   
35985
 
   
36006
 
   
36032
 
   
36067
 
   
36167
 
   
36223
 
   
36257
 
   
36274
 
   
36275
 
   
36279
 
   
36286
 
   
36339
 
   
36340
 
   
36345
 
   
36398
 
   
36404
 
   
36406
 
   
36407
 
   
36418
 
   
36419
 
   
36574
 
   
36581
 
   
36636
 
       




Exhibit 3 to Attachment A
 Page 1 of 3


Base Property Sample Characteristics and Property Source Documents


Base Property Sample Characteristic
Property Source Document(s)
Notes
     
Address (Street)
Appraisal or BPO
1., 2., 3.
City
Appraisal or BPO
1., 2.
Cut-Off Date Valuation Date
Appraisal or BPO
1., 2.
Cut-Off Date Valuation Type
Appraisal or BPO
1., 2., 4.
Cut-Off Date Value
(a) Appraisal or BPO or
(b) Appraisal and recalculation
1., 2.
Number Bedrooms
 
(a) Appraisal or BPO or
(b) Appraisal or BPO and recalculation
1., 2., 5.
Number of Bathrooms
(a) Appraisal or BPO or
(b) Appraisal or BPO and recalculation
1., 2., 6.
Number of Units
Appraisal or BPO
1., 2.
Property Type
Appraisal or BPO
1., 2., 7.
State
Appraisal or BPO
1., 2.
Swimming Pool (Y/N)
Appraisal or BPO
1., 2., 8.
Total Square Footage
(a) Appraisal or BPO or
(b) Appraisal or BPO and recalculation
1., 2., 9.
Year Built
(a) Appraisal or BPO or
(b) Appraisal or BPO and recalculation
1., 2., 10.
Zip Code
Appraisal or BPO
1., 2., 11.

Notes:

1.
For each Sample Property for which CoreVest, on behalf of the Depositor, provided more than one Appraisal and/or BPO Property Source Document, CoreVest, on behalf of the Depositor, instructed us to use the Appraisal and/or BPO Property Source Document with the most recent valuation date.

2.
With respect to certain Sample Properties, the applicable Property Source Document contains conflicting information relating to certain Base Property Sample Characteristics.  For such Sample Properties, CoreVest, on behalf of the Depositor, instructed us to note agreement if the information on the Property Data File for a Base Property Sample Characteristic agreed with any of the information on the corresponding Property Source Document which relates to such Base Property Sample Characteristic.  We performed no procedures to reconcile any conflicting information which exists on the Property Source Documents for any of the Base Property Sample Characteristics.

3.
For the purpose of comparing the “Address (Street)” Base Property Sample Characteristic, CoreVest, on behalf of the Depositor, instructed us to ignore differences that are due to truncation, abbreviation or punctuation.

Exhibit 3 to Attachment A
 Page 2 of 3

Notes: (continued)

4.
CoreVest, on behalf of the Depositor, indicated that the seven possible values for the “Cut‑Off Date Valuation Type” Base Property Sample Characteristic are “Appraisal,” “Exterior Appraisal,” “Exterior Desktop Appraisal,” “Exterior RAR,” “Interior BPO,” “Interior Desktop Appraisal” and “Interior RAR.”  For the purpose of comparing the “Cut‑Off Date Valuation Type” Base Property Sample Characteristic for each Sample Property where the applicable Property Source Document did not specifically state “Appraisal,” “Exterior Appraisal,” “Exterior Desktop Appraisal,” “Exterior RAR,” “Interior BPO,” “Interior Desktop Appraisal” and “Interior RAR,” CoreVest, on behalf of the Depositor, instructed us to use “Exterior Appraisal.”

For the purpose of comparing the “Cut‑Off Date Valuation Type” Base Property Sample Characteristic, CoreVest, on behalf of the Depositor, instructed us to note agreement with a value of “Exterior Desktop Appraisal” or “Exterior RAR,” as shown on the Property Data File, if the applicable Property Source Document specifically indicates any of “Exterior Desktop Appraisal” or “Exterior RAR.”

For the purpose of comparing the “Cut‑Off Date Valuation Type” Base Property Sample Characteristic, CoreVest, on behalf of the Depositor, further instructed us to note agreement with a value of “Interior Desktop Appraisal” or “Interior RAR,” as shown on the Property Data File, if the applicable Property Source Document specifically indicates any of “Interior Desktop Appraisal” or “Interior RAR.”

5.
For the purpose of comparing the “Number Bedrooms” Base Property Sample Characteristic, CoreVest, on behalf of the Depositor, provided the following instructions:
a.
For each Sample Property with the “Number of Units” value equal to 1, as shown on the Property Data File, compare the “Number Bedrooms,” as shown on the Property Data File, to the corresponding information in the applicable Property Source Document and
b.
For each Sample Property with the “Number of Units” value greater than 1, as shown on the Property Data File:
i.
Recalculate the “Number Bedrooms” for the Sample Property as the sum of the “Number Bedrooms” for all units corresponding to such Sample Property, as shown on the Property Data File, and
ii.
Compare the result of i. above to the corresponding information in the applicable Property Source Document.

6.
For the purpose of comparing the “Number of Bathrooms” Base Property Sample Characteristic, CoreVest, on behalf of the Depositor, provided the following instructions:
a.
For each Sample Property with the “Number of Units” value equal to 1, as shown on the Property Data File, compare the “Number of Bathrooms,” as shown on the Property Data File, to the corresponding information in the applicable Property Source Document and
b.
For each Sample Property with the “Number of Units” value greater than 1, as shown on the Property Data File:
i.
Recalculate the “Number of Bathrooms” for the Sample Property as the sum of the “Number of Bathrooms” for all units corresponding to such Sample Property, as shown on the Property Data File, and
ii.
Compare the result of i. above to the corresponding information in the applicable Property Source Document.



Exhibit 3 to Attachment A
 Page 3 of 3

Notes: (continued)

7.
For the purpose of comparing the “Property Type” Base Property Sample Characteristic for each Sample Property with an attached unit or a semi-attached unit with a design style of “row house,” “colonial,” “duplex” or “twin,” as shown in the applicable Property Source Document, CoreVest, on behalf of the Depositor, instructed us to use “townhome.”

8.
For the purpose of comparing the “Swimming Pool (Y/N)” Base Property Sample Characteristic for each Sample Property for which the applicable Property Source Document did not specifically state if the Sample Property has a swimming pool, CoreVest, on behalf of the Depositor, instructed us to use “N.”

9.
For the purpose of comparing the “Total Square Footage” Base Property Sample Characteristic for each Sample Property, CoreVest, on behalf of the Depositor, provided the following instructions:
a.
For each Sample Property with the “Number of Units” value equal to 1, as shown on the Property Data File, compare the “Total Square Footage,” as shown on the Property Data File, to the corresponding information in the applicable Property Source Document and
b.
For each Sample Property with the “Number of Units” value greater than 1, as shown on the Property Data File:
i.
Recalculate the “Total Square Footage” for the Sample Property as the sum of the “Total Square Footage” for all units corresponding to such Sample Property, as shown on the Property Data File, and
ii.
Compare the result of i. above to the corresponding information in the applicable Property Source Document.
 
10.
For the purpose of comparing the “Year Built” Base Property Sample Characteristic for each Sample Property for which the applicable Property Source Document did not specifically state the year built, CoreVest, on behalf of the Depositor, instructed us to recalculate the “Year Built” of each Sample Property by subtracting the property age (in years), as shown in the applicable Property Source Document, from the year of the “Cut‑Off Date Valuation Date,” as shown on the Property Data File.

11.
For the purpose of comparing the “Zip Code” Base Property Sample Characteristic for each Sample Property, CoreVest, on behalf of the Depositor, instructed us to compare only the first five digits of the property zip code, as shown in the applicable Property Source Document.

We performed no procedures to determine the accuracy, completeness or reasonableness of the instructions, assumptions and methodologies provided by CoreVest, on behalf of the Depositor, that are described in the notes above.




Exhibit 4 to Attachment A
 Page 1 of 5

Sample Property Base Property Sample Characteristic Differences


Sample
Property
Number 
Base Property Sample
Characteristic 
Preliminary
Property
Data File Value 
Property
Source Document Value 
       
       
6
Total Square Footage
1,037.00
1,128.00
 
Year Built
1945
1946
       
41
Property Type
Townhome
SFR
       
63
Property Type
SFR
Condo
       
68
Number Bedrooms
4
5
 
Number of Bathrooms
1
2.5
       
74
Number Bedrooms
9
8
 
Number of Bathrooms
3.5
2
 
Zip Code
07208
07028
       
90
Number Bedrooms
8
6
 
Number of Bathrooms
5
4
 
Total Square Footage
3,610.00
2,855.00
       
91
Total Square Footage
3,399.00
3,400.00
       
114
Cut-Off Date Value
$279,600.00
$279,612.00
       
144
Address (Street)
[Redacted]
[Redacted]
 
Zip Code
08101
08104
       
150
Zip Code
81001
08104
       
151
Property Type
Condo
Townhome
       
256
Total Square Footage
1,000.00
1,320.00
       
270
Cut-Off Date Valuation Type
Interior Desktop Appraisal
Exterior RAR
       
278
Number of Bathrooms
2
1
       
291
Property Type
SFR
Townhome
       
320
Number of Bathrooms
86
92
       
325
Zip Code
35218
35208
       
374
Cut-Off Date Valuation Date
5/3/2021
4/16/2021
 
Number of Bathrooms
287.5
289



Exhibit 4 to Attachment A
 Page 2 of 5


Sample
Property
Number 
Base Property Sample
Characteristic 
Preliminary
Property
Data File Value 
Property
Source Document Value 
       
417
Year Built
1965
1978
       
419
Number Bedrooms
4
3
       
423
Cut-Off Date Value
$4,100,000.00
$4,150,000.00
       
433
Cut-Off Date Valuation Type
Interior BPO
Appraisal
       
436
Number of Bathrooms
2
2.5
       
500
Total Square Footage
975.00
925.00
       
566
Zip Code
93403
94303
       
568
Cut-Off Date Valuation Date
5/12/2021
5/11/2021
       
573
Cut-Off Date Valuation Date
4/29/2021
4/27/2021
       
581
Cut-Off Date Valuation Date
5/13/2021
5/3/2021
       
587
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
588
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
589
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
590
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
 
Property Type
SFR
Condo
       
591
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
 
Property Type
SFR
Condo
       
592
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
593
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
 
Property Type
SFR
Condo
       
594
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
595
Property Type
SFR
Condo
       
596
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
597
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
598
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
 
Property Type
SFR
Condo



Exhibit 4 to Attachment A
 Page 3 of 5


Sample
Property
Number 
Base Property Sample
Characteristic 
Preliminary
Property
Data File Value 
Property
Source Document Value 
       
599
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
600
Cut-Off Date Valuation Type
Interior Appraisal
Appraisal
       
608
Swimming Pool (Y/N)
N
Y
       
611
Address (Street)
[Redacted]
[Redacted]
       
616
Address (Street)
[Redacted]
[Redacted]
       
622
Cut-Off Date Valuation Date
5/13/2021
6/17/2021
 
Total Square Footage
1,000.00
924.00
 
Year Built
1951
1958
 
     
652
Number Bedrooms
6
3
 
Year Built
1900
N/A
       
659
Cut-Off Date Valuation Date
5/11/2021
6/21/2021
 
Cut-Off Date Valuation Type
Appraisal
Exterior Appraisal
 
Cut-Off Date Value
$194,000.00
$275,000.00
 
Property Type
Townhome
SFR
       
683
Property Type
SFR
Townhome
       
684
Property Type
SFR
Townhome
       
686
Property Type
SFR
Townhome
       
690
Property Type
SFR
Townhome
       
710
Cut-Off Date Value
$184,000.00
$190,000.00
       
723
Property Type
SFR
Townhome
       
724
Property Type
SFR
Townhome
       
725
Cut-Off Date Value
$200,000.00
$285,000.00
       
726
Cut-Off Date Value
$130,000.00
$150,000.00
       
727
Property Type
SFR
Townhome
       
728
Cut-Off Date Value
$260,000.00
$350,000.00
       
729
Property Type
SFR
Townhome
       
730
Property Type
SFR
Townhome



Exhibit 4 to Attachment A
 Page 4 of 5


Sample
Property
Number 
Base Property Sample
Characteristic 
Preliminary
Property
Data File Value 
Property
Source Document Value 
       
737
Cut-Off Date Valuation Date
5/19/2021
6/16/2021
       
738
Number of Bathrooms
1
2
       
742
Total Square Footage
1,950.00
1,956.00
       
744
Cut-Off Date Valuation Date
5/21/2021
5/20/2021
       
746
Total Square Footage
2,328.00
2,324.00
       
753
Address (Street)
[Redacted]
[Redacted]
       
758
Number Bedrooms
16
22
 
Number of Bathrooms
8
12
 
Total Square Footage
4,924.00
6,924.00
       
762
Number Bedrooms
12
6
 
Number of Bathrooms
6
2
 
Total Square Footage
4,226.00
2,226.00
       
765
Number Bedrooms
5
4
 
Number of Bathrooms
4
6
       
768
Cut-Off Date Valuation Date
6/1/2021
6/9/2021
       
776
Year Built
2021
2020
       
777
Year Built
2021
2020
       
787
Year Built
2020
2019
       
795
Total Square Footage
1,870.00
1,858.00
       
803
Year Built
2021
2020
       
804
Year Built
2021
2020
       
809
Year Built
2021
2020
       
822
Year Built
2021
2020
 
Zip Code
77449
77084
       
824
Zip Code
77449
77084
       
826
Year Built
2021
2020



Exhibit 4 to Attachment A
 Page 5 of 5


Sample
Property
Number 
Base Property Sample
Characteristic 
Preliminary
Property
Data File Value 
Property
Source Document Value 
       
829
Year Built
2021
2020
 
Zip Code
77449
77084
       
830
Year Built
2021
2020
       
838
Number of Bathrooms
2.5
3
 
Zip Code
77449
77084
       
841
Year Built
2021
2020
       
845
Year Built
2021
2020
       
846
Year Built
2021
2020
 
Zip Code
77449
77084
       
847
Year Built
2021
2020
       
851
Year Built
2021
2020
       
855
Year Built
2021
2020
       
860
Zip Code
77449
77084
       
862
Year Built
2021
2020
 
Zip Code
77449
77084
       



Exhibit 5 to Attachment A
 
Final Property Data File Base Property Sample Characteristic Difference

Sample
Property
Number
Base Property Sample
Characteristic 
Final
Property
Data File Value 
Property
Source Document Value 
       
       
652
Year Built
1900
N/A




Exhibit 6 to Attachment A
 Page 1 of 9

Compared Mortgage Loan Characteristics and Mortgage Loan Source Documents

Underwriting Information: (see Note 2)

Compared Mortgage Loan Characteristic
Mortgage Loan Source Document(s)
   
UW Annual Rent ($)
Underwriting Summary
Average Lease Term
Underwriting Summary
UW Other Income ($)
Underwriting Summary
UW Credit and Vacancy Loss ($)
Underwriting Summary
UW Effective Gross Income ($)
Underwriting Summary
UW Annual Property Management Fee ($)
Underwriting Summary
UW Annual Marketing and Leasing Costs ($)
Underwriting Summary
UW Repairs and Maintenance ($)
Underwriting Summary
UW Annual Insurance Costs ($)
Underwriting Summary
UW Annual HOA/Special Assessment Fees ($)
Underwriting Summary
UW Annual Real Estate Taxes ($)
Underwriting Summary
UW Annual Turnover Costs ($)
Underwriting Summary
UW Annual Landscaping ($)
Underwriting Summary
UW Annual Other Costs ($)
Underwriting Summary
UW Annual Expenses ($)
Underwriting Summary
UW Annual Net Operating Income ($)
Underwriting Summary
UW Annual CapEx Reserve ($)
Underwriting Summary
UW Annual Net Cash Flow ($)
Underwriting Summary
Value at Origination ($)
Underwriting Summary
% HOA (see Note 3)
Underwriting Summary
% Section 8 (see Notes 1 and 4)
Underwriting Summary
Occupancy as of Origination
Underwriting Summary
Number of Units
Underwriting Summary
Number of Properties
Underwriting Summary

Reserve and Escrow Information:

Compared Mortgage Loan Characteristic
Mortgage Loan Source Document(s)
   
Monthly Tax Escrow
Loan Agreement or Settlement Statement
Monthly Insurance Escrow
Loan Agreement or Settlement Statement
Monthly Capital Expenditure Escrow ($)
Loan Agreement, Settlement Statement, Servicer Report or Partial Release Letter
Upfront Leasing Escrow ($)
Loan Agreement or Settlement Statement
Monthly Leasing Escrow ($)
Loan Agreement or Settlement Statement
Upfront Interest Escrow ($)
Loan Agreement or Settlement Statement
Monthly Interest Escrow ($)
Loan Agreement or Settlement Statement
Upfront Deferred Maintenance Escrow ($)
Loan Agreement or Settlement Statement
Monthly Deferred Maintenance Escrow ($)
Loan Agreement or Settlement Statement

Exhibit 6 to Attachment A
 Page 2 of 9

Mortgage Loan Information:

Compared Mortgage Loan Characteristic
Mortgage Loan Source Document(s)
   
Rent Rolls (Y/N)
Loan Agreement
Frequency of Rent Rolls
Loan Agreement
Operating Statement (Y/N)
Loan Agreement
Frequency of Operating Statements
Loan Agreement
Loan Originator
Loan Agreement
Borrower
Loan Agreement
Guarantor
Guaranty Agreement
Type of Guarantor (Individual or Type of Entity)
Guaranty Agreement
Guarantor FICO (see Notes 1 and 5)
Credit Report
Sponsor
Loan Agreement
Origination Date
Promissory Note, Loan Agreement or Loan Modification Agreement
Payment Date
Loan Agreement
First Payment Date (see Note 6)
Loan Agreement
Initial Maturity Date
Loan Agreement
Mortgage Loan Initial Funded Amount ($)
Loan Agreement or Loan Modification Agreement
Monthly Debt Service ($) (see Note 7)
Loan Agreement or Loan Modification Agreement
Rate Type
Loan Agreement
Interest Rate
Loan Agreement
Interest Rate Accrual
Loan Agreement
Amortization Type
Loan Agreement
IO Term (months) (see Note 8)
Loan Agreement
Recourse (Y/N)
Guaranty Agreement
Recourse to Guarantor (Full, Partial, Carve‑out, None)
Guaranty Agreement
Property Manager
Loan Agreement or Management Agreement
Prepayment Provision (see Notes 9 and 10)
Loan Agreement or Loan Modification Agreement
Original Yield Maintenance Period (see Notes 9, 10 and 11)
Loan Agreement or Loan Modification Agreement
Other Prepayment Provision
Loan Agreement
Open Period (see Notes 9, 10 and 11)
Loan Agreement or Loan Modification Agreement
YM Calculation Method (PV or Int Diff) (see Note 9)
Loan Agreement or Loan Modification Agreement
Calc’d Through (Maturity or Open) (see Note 9)
Loan Agreement or Loan Modification Agreement
PV Discount Treasury Projection Term (Maturity or Open) (see Note 9)
Loan Agreement
PV Discount Treasury Compounding Type (MEY or BEY) (see Note 9)
Loan Agreement
SPE (Y/N)
Loan Agreement
Independent Director (Y/N)
Loan Agreement

Exhibit 6 to Attachment A
 Page 3 of 9

Mortgage Loan Information: (continued)

Compared Mortgage Loan Characteristic
Mortgage Loan Source Document(s)
   
Substitution Permitted (Y/N)
Loan Agreement
Partial Release Permitted (Y/N)
Loan Agreement
Substitution Provision Description
Loan Agreement
Partial Release Provisions
Loan Agreement
Partial Release Premium
Loan Agreement
Grace Period (Late Fee)
Loan Agreement
Grace Period (Principal and Interest)
Loan Agreement
Existing Secondary Financing (Y/N)
Loan Agreement
Secondary Financing Amount (Existing)
Loan Agreement
Secondary Financing Description
Loan Agreement
Future Secondary Financing Allowed (Y/N) (see Note 12)
Loan Agreement
Future Secondary Financing Description
Loan Agreement
Lockbox Type (see Note 13)
Loan Agreement
Lockbox Trigger
Loan Agreement
Cash Management Type (see Note 14)
Loan Agreement
Cash Management and Cash Trap Trigger (for Springing Cash Management) and Cash Trap Trigger (for Hard Cash Management)
Loan Agreement
Multiple Borrowers (Y/N)
Loan Agreement

Notes:

1.
For any Mortgage Loan on the Preliminary Mortgage Loan Data File listed in Table A1, CoreVest, on behalf of the Depositor, instructed us to use the information in the “Provided Value” column for the applicable characteristic listed in Table A1, even if the information in the “Provided Value” column did not agree with the corresponding information that was shown in the applicable Mortgage Loan Source Document(s) or the applicable Mortgage Loan Source Document(s) were not provided to us.

 
Table A1:
 
Loan ID
Characteristic
Provided Value
       
 
35560
% Section 8
21.9%
 
35466
Guarantor FICO
FN
 
36418
Guarantor FICO
FN

We performed no procedures to determine the accuracy, completeness or reasonableness of the “Provided Value” information in Table A1 that was provided by CoreVest, on behalf of the Depositor.



Exhibit 6 to Attachment A
 Page 4 of 9

Notes: (continued)

2.
For the purpose of comparing the “Underwriting Information” Compared Mortgage Loan Characteristics that are expressed as dollar values, CoreVest, on behalf of the Depositor, instructed us to ignore differences of +/- $2.00 or less.

3.
For the purpose of comparing the “% HOA” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to divide:
a.
The total number of Mortgaged Properties that secure the Mortgage Loan which have an associated HOA fee in the “HOA” column, as shown on the underwriting summary Mortgage Loan Source Document, by
b.
The total number of Mortgaged Properties that secure the Mortgage Loan, as shown on the underwriting summary Mortgage Loan Source Document.

4.
For the purpose of comparing the “% Section 8” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to divide:
a.
The total number of units at the Mortgaged Properties that secure the Mortgage Loan which have “Y” or “Yes” in the “Section 8” column, as shown on the underwriting summary Mortgage Loan Source Document, by
b.
The total number of units at the Mortgaged Properties that secure the Mortgage Loan, as shown on the underwriting summary Mortgage Loan Source Document.

5.
For the purpose of comparing the “Guarantor FICO” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, provided the following instructions:
a.
For each Mortgage Loan that has one “Guarantor,” as shown on the Preliminary Mortgage Loan Data File, use (i) the highest FICO score of the “Guarantor” if two FICO scores are listed on the credit report Mortgage Loan Source Document or (ii) the median FICO score of the “Guarantor” if three FICO scores are listed on the credit report Mortgage Loan Source Document,
b.
For each Mortgage Loan that has more than one “Guarantor,” as shown on the Preliminary Mortgage Loan Data File (except for the Mortgage Loan(s) identified on the Preliminary Mortgage Loan Data File with Loan ID(s) of “35531” (the “35531 Mortgage Loan”) which are described in c. below), follow the methodology described in a. above to determine the FICO score for each “Guarantor,” and use the highest resulting FICO score and
c.
For the 35531 Mortgage Loan, we were instructed by CoreVest, on behalf of the Depositor, to exclude any guarantor which has insufficient credit funds or history or is a foreign national, as shown on the credit report Mortgage Loan Source Document, and to follow the methodology described in b. above.

6.
For the purpose of comparing the “First Payment Date” Compared Mortgage Loan Characteristic for each Mortgage Loan where the applicable Mortgage Loan Source Document does not define the first payment date, CoreVest, on behalf of the Depositor, instructed us to assume that the “First Payment Date” is the ninth (9th) day of the calendar month following the first full interest accrual period, as described in the applicable Mortgage Loan Source Document.



Exhibit 6 to Attachment A
 Page 5 of 9

Notes: (continued)

7.
For the purpose of comparing the “Monthly Debt Service ($)” Compared Mortgage Loan Characteristic for each Mortgage Loan except for:
a.
Any Mortgage Loan (i) with an “Amortization Type” of “Amortizing Balloon” or “Interest Only, Amortizing Balloon,” as shown on the Preliminary Mortgage Loan Data File, and (ii) which does not have a stated monthly debt service amount in the applicable Mortgage Loan Source Document (each, a “Recalculated Amortizing Mortgage Loan”) and
b.
Any Mortgage Loan with an “Amortization Type” of “Interest Only,” as shown on the Preliminary Mortgage Loan Data File (each, an “Interest Only Mortgage Loan”),
which are described in the succeeding paragraph(s) of this Note, CoreVest, on behalf of the Depositor, instructed us to use the stated monthly debt service amount that is shown in the applicable Mortgage Loan Source Document.

For the purpose of comparing the “Monthly Debt Service ($)” Compared Mortgage Loan Characteristic for any Recalculated Amortizing Mortgage Loan, CoreVest, on behalf of the
Depositor, instructed us to recalculate the “Monthly Debt Service ($)” using the “PMT” function in Microsoft Excel and:
a.
The “Mortgage Loan Initial Funded Amount ($),” as shown on the Preliminary Mortgage Loan Data File,
b.
The “Interest Rate,” as shown on the Preliminary Mortgage Loan Data File (adjusted as described in the succeeding paragraph(s) of this Note, as applicable) and
c.
The principal amortization period, as shown in the applicable Mortgage Loan Source Document.

For the purpose of the “Monthly Debt Service ($)” recalculation described above for any Recalculated Amortizing Mortgage Loan which also has an “Interest Rate Accrual” of “Actual/360,” as shown on the Preliminary Mortgage Loan Data File, CoreVest, on behalf of the Depositor, instructed us to divide the “Interest Rate,” as shown on the Preliminary Mortgage Loan Data File, by twelve (12) and then multiply by a fraction equal to 365/360.

For the purpose of comparing the “Monthly Debt Service ($)” Compared Mortgage Loan Characteristic for any Interest Only Mortgage Loan which also has an “Interest Rate Accrual” of “Actual/360,” as shown on the Preliminary Mortgage Loan Data File, CoreVest, on behalf of the Depositor, instructed us to recalculate the “Monthly Debt Service ($)” as 1/12th of the product of:
a.
The “Mortgage Loan Initial Funded Amount ($),” as shown on the Preliminary Mortgage Loan Data File,
b.
The “Interest Rate,” as shown on the Preliminary Mortgage Loan Data File, and
c.
365/360.



Exhibit 6 to Attachment A
 Page 6 of 9

Notes: (continued)

8.
For the purpose of comparing the “IO Term (months)” Compared Mortgage Loan Characteristic for any Mortgage Loan with an “Amortization Type” of “Amortizing Balloon,” as shown on the Preliminary Mortgage Loan Data File (each, an “Amortizing Balloon Mortgage Loan”), CoreVest, on behalf of the Depositor, instructed us to use “N/A.”

For the purpose of comparing the “IO Term (months)” Compared Mortgage Loan Characteristic for any Interest Only Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use the “Original Term to Maturity (months)” (as defined herein), as shown on the Preliminary Mortgage Loan Data File.

For the purpose of comparing the “IO Term (months)” Compared Mortgage Loan Characteristic for any Mortgage Loan with an “Amortization Type” of “Interest Only, Amortizing Balloon,” as shown on the Preliminary Mortgage Loan Data File, CoreVest, on behalf of the Depositor, instructed us to use the procedures described in Note 6 to determine the “First Payment Date” to use for the purpose of determining the “IO Term (months).”

9.
For the purpose of comparing the indicated characteristics, CoreVest, on behalf of the Depositor, instructed us to ignore any prepayment premiums, prepayments without penalty or other conditions related to partial release events, as described in the applicable Mortgage Loan Source Document.

10.
For certain Mortgage Loans, the applicable Mortgage Loan Source Document contains:
a.
A definition for “Par Prepayment Date,” which is shown as a certain “Payment Date” (e.g., the 114th Payment Date),
b.
A definition for “Payment Date,” which is defined as “with respect to each Interest Accrual Period, the ninth (9th) day of the calendar month immediately succeeding such Interest Accrual Period” and
c.
A definition for “Interest Accrual Period,” which is defined as “each period from and including the first day of a calendar month through and including the last day of such calendar month.  Notwithstanding the foregoing, the first Interest Accrual Period shall commence on and include the Closing Date.”

Exhibit 6 to Attachment A
 Page 7 of 9

Notes: (continued)

10. (continued)

For the purpose of comparing the:
a.
Prepayment Provision,
b.
Original Yield Maintenance Period and
c.
Open Period
Compared Mortgage Loan Characteristics for each Mortgage Loan described in the preceding paragraph, CoreVest, on behalf of the Depositor, instructed us to assume that for the purpose of determining the “Par Prepayment Date,” the first “Payment Date” is the ninth (9th) day of the calendar month which follows the calendar month in which the “Origination Date” occurs (the “Stub Payment Date”), even though:
i.
There will not be a debt service payment made on the Stub Payment Date and
ii.
The “First Payment Date” of the Mortgage Loan, as shown on the Preliminary Mortgage Loan Data File, will be the ninth (9th) day of the second calendar month which follows the calendar month in which the “Origination Date” occurs.

11.
For the purpose of comparing the “Original Yield Maintenance Period” Compared Mortgage Loan Characteristic for any Mortgage Loan that can be fully prepaid with yield maintenance, as shown in the applicable Mortgage Loan Source Document (each, a “Yield Maintenance Mortgage Loan”), CoreVest, on behalf of the Depositor, instructed us to include the number of “Payment Dates” from and including the “First Payment Date” through and including the “Initial Maturity Date” of the Yield Maintenance Mortgage Loan on which the borrower is required to remit a yield maintenance payment in connection with a voluntary prepayment of the Yield Maintenance Mortgage Loan in the “Original Yield Maintenance Period” of the Yield Maintenance Mortgage Loan (in accordance with the additional instructions provided by CoreVest, on behalf of the Depositor, which are described in Note 10, as applicable), as shown in the applicable Mortgage Loan Source Document.

For the purpose of comparing the “Original Yield Maintenance Period” Compared Mortgage Loan Characteristic for any Mortgage Loan that is not a Yield Maintenance Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use “N/A.”

For the purpose of comparing the “Open Period” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to include the number of “Payment Dates” from and including the “First Payment Date” through and including the “Initial Maturity Date” of the Mortgage Loan on which the borrower can voluntarily prepay the Mortgage Loan without the payment of a yield maintenance payment or a prepayment premium in the “Open Period” of the Mortgage Loan (in accordance with the additional instructions provided by CoreVest, on behalf of the Depositor, which are described in Note 10, as applicable), as shown in the applicable Mortgage Loan Source Document.

Exhibit 6 to Attachment A
 Page 8 of 9

Notes: (continued)

12.
For the purpose of comparing the “Future Secondary Financing Allowed (Y/N)” Compared Mortgage Loan Characteristic for any Mortgage Loan that references a “Permitted Mezzanine Loan” in the applicable Mortgage Loan Source Document, CoreVest, on behalf of the Depositor, instructed us to: (i) assume that this “Permitted Mezzanine Loan” debt does not constitute additional debt that may be placed by the borrower on the collateral that secures the Mortgage Loan and (ii) use “N.”

13.
For the purpose of comparing the “Lockbox Type” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use the following definitions, as applicable:
a.
Springing – As of the origination date of the Mortgage Loan, the borrower and/or related property manager is required to deposit any rent it receives in a rent deposit account or restricted account, as applicable.  Upon the occurrence of an event of default or certain trigger events as described in the applicable Mortgage Loan Source Document, the lender requires or has the option to require the borrower to direct tenants to deposit funds directly to a lockbox account or restricted account, as applicable,
b.
Hard – As of the origination date of the Mortgage Loan, there is an established lockbox account controlled by the lender into which tenants are required to deposit rents directly and
c.
N/A – As of the origination date of the Mortgage Loan, either:
i.
The borrower or the related property manager is not required to deposit any rent it receives in the rent deposit account within a specified number of days of receipt,
ii.
The borrower or the related property manager is required to deposit any rent it receives in the rent deposit account within a specified number of days of receipt, however, there are no requirements for the borrower to direct tenants to deposit funds directly to a rent deposit account upon the occurrence of an event of default or certain trigger events as described in the applicable Mortgage Loan Source Document, or
iii.
The borrower of the related property manager is not required to deposit any rent it receives in the rent deposit account within a specified number of days of receipt. Upon the occurrence of an event of default or certain trigger events as described in the applicable Mortgage Loan Source Document, the lender has the option to require the borrower to direct tenants to deposit funds directly to an account designated by the lender or to such other third party as directed by the lender.

Exhibit 6 to Attachment A
 Page 9 of 9

Notes: (continued)

14.
For the purpose of comparing the “Cash Management Type” Compared Mortgage Loan Characteristic for each Mortgage Loan, CoreVest, on behalf of the Depositor, instructed us to use the following definitions, as applicable:
a.
Springing – Prior to an event of default or certain trigger events that are described in the applicable Mortgage Loan Source Document, all cash on deposit in a rent deposit account is released periodically to the borrower.  Upon the occurrence an event of default or certain trigger events that are described in the applicable Mortgage Loan Source Document, all cash on deposit in the rent deposit account will be swept to a lender controlled cash management account and will be applied in accordance with the terms of the applicable Mortgage Loan Source Document,
b.
Hard – As of the origination date of the Mortgage Loan, all cash on deposit in the rent deposit account is swept to a lender controlled cash management account and is applied in accordance with the terms of the applicable Mortgage Loan Source Document and
c.
N/A – In accordance with the terms of the applicable Mortgage Loan Source Document, no cash management account is required to be established during the term of the related Mortgage Loan.

We performed no procedures to determine the accuracy, completeness or reasonableness of the instructions, assumptions and methodologies provided by CoreVest, on behalf of the Depositor, that are described in the notes above.



Exhibit 7 to Attachment A

Provided Mortgage Loan Characteristics

 
Characteristic 
 
     
 
Loan ID
 
 
Include Y/N
 
 
Closed (Y/N)
 
 
Loan Seller
 
 
Loan Owner
 
 
Loan Purpose
 
 
Refinance Type
 
 
Loan
 
 
Next Due Date
 
 
Lien Position
 
 
Cut Off Date Value ($)
 
 
Guarantor Net Worth
 
 
Guarantor Liquidity
 
 
Recourse to Borrower (Full, Partial, Carve-out, None)
 
 
Equity Pledge (Y/N)
 
 
Occupancy as of Date
 
 
Property Manager Type
 
 
Rent Rolls Required as of 3/31 (Y/N)
 
 
Most Recent Occupancy
 
 
Most Recent Occupancy as of Date
 
 
NOI as of 3/31
 
 
NCF as of 3/31
 
 
Servicer
 
 
Servicing Fee Rate
 
 
Trustee/Note Administrator Fee Rate
 
 
CREFC® License Fee Rate
 
 
Special Servicing Fee
 
 
Property Management Consultant Fee
 
 
Operating Statement Required as of 3/31 (Y/N)
 
 
Rank Loan Number
 


Note:
We performed no procedures to determine the accuracy, completeness or reasonableness of the Provided Mortgage Loan Characteristics.