The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 447 4,045 SH   SOLE   0 0 4,045
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 587 2,150 SH   SOLE   0 0 2,150
ETF SER SOLUTIONS DISTILLATE US 26922A321 21,543 525,947 SH   SOLE   0 0 525,947
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 242 4,446 SH   SOLE   0 0 4,446
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 272 9,796 SH   SOLE   0 0 9,796
INVESCO QQQ TR UNIT SER 1 46090E103 395 1,103 SH   SOLE   0 0 1,103
ISHARES TR AGGRES ALLOC ETF 464289859 601 8,613 SH   SOLE   0 0 8,613
ISHARES TR BARCLAYS 7 10 YR 464287440 424 3,677 SH   SOLE   0 0 3,677
ISHARES TR ESG AWRE USD ETF 46435G193 256 9,300 SH   SOLE   0 0 9,300
ISHARES TR GRWT ALLOCAT ETF 464289867 1,150 20,740 SH   SOLE   0 0 20,740
ISHARES TR IBOXX INV CP ETF 464287242 731 5,495 SH   SOLE   0 0 5,495
ISHARES TR MODERT ALLOC ETF 464289875 302 6,760 SH   SOLE   0 0 6,760
ISHARES TR MSCI EAFE ETF 464287465 1,135 14,555 SH   SOLE   0 0 14,555
ISHARES TR RUSSELL 2000 ETF 464287655 14,166 64,761 SH   SOLE   0 0 64,761
ISHARES U S ETF TR INT RT HDG C B 46431W705 26,843 280,173 SH   SOLE   0 0 280,173
KRANESHARES TR QUADRTC INT RT 500767736 18,576 666,514 SH   SOLE   0 0 666,514
NORTHROP GRUMMAN CORP COM 666807102 318 883 SH   SOLE   0 0 883
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 257 8,443 SH   SOLE   0 0 8,443
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 386 7,541 SH   SOLE   0 0 7,541
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 24,055 320,095 SH   SOLE   0 0 320,095
SPDR S&P 500 ETF TR TR UNIT 78462F103 19,990 46,582 SH   SOLE   0 0 46,582
SPDR SER TR BLOMBERG BRC INV 78468R200 17,050 556,112 SH   SOLE   0 0 556,112
VANGUARD INDEX FDS TOTAL STK MKT 922908769 382 1,721 SH   SOLE   0 0 1,721
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 19,694 128,217 SH   SOLE   0 0 128,217
VERIZON COMMUNICATIONS INC COM 92343V104 1,569 29,043 SH   SOLE   0 0 29,043
WISDOMTREE TR INTRST RATE HDGE 97717W380 51,313 1,094,793 SH   SOLE   0 0 1,094,793