The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NOVO-NORDISK A S ADR 670100205   353,228 2,751 SH   SOLE   2,751 0 0
ALPHABET INC CAP STK CL A 02079K305   5,376,881 35,625 SH   SOLE   35,625 0 0
ALPHABET INC CAP STK CL C 02079K107   2,460,522 16,160 SH   SOLE   16,160 0 0
MASTERCARD INCORPORATED CL A 57636Q104   7,276,778 15,111 SH   SOLE   15,111 0 0
META PLATFORMS INC CL A 30303M102   4,275,258 8,804 SH   SOLE   8,804 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   2,274,193 98,835 SH   SOLE   98,835 0 0
COMCAST CORP NEW CL A 20030N101   1,280,857 29,547 SH   SOLE   29,547 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   915,926 2,857 SH   SOLE   2,857 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   1 0 0
MARRIOTT INTL INC NEW CL A 571903202   375,411 1,488 SH   SOLE   1,488 0 0
SNOWFLAKE INC CL A 833445109   340,168 2,105 SH   SOLE   2,105 0 0
NIKE INC CL B 654106103   1,205,927 12,832 SH   SOLE   12,832 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,333,038 10,304 SH   SOLE   10,304 0 0
NVIDIA CORPORATION COM 67066G104   11,271,425 12,474 SH   SOLE   12,474 0 0
MICROSOFT CORP COM 594918104   10,431,281 24,794 SH   SOLE   24,794 0 0
APPLE INC COM 037833100   9,319,168 54,346 SH   SOLE   54,346 0 0
JPMORGAN CHASE & CO COM 46625H100   5,295,410 26,437 SH   SOLE   26,437 0 0
HOME DEPOT INC COM 437076102   4,577,454 11,933 SH   SOLE   11,933 0 0
ELI LILLY & CO COM 532457108   4,277,486 5,498 SH   SOLE   5,498 0 0
COSTCO WHSL CORP NEW COM 22160K105   4,220,469 5,761 SH   SOLE   5,761 0 0
DANAHER CORPORATION COM 235851102   3,826,801 15,324 SH   SOLE   15,324 0 0
AMAZON COM INC COM 023135106   3,638,806 20,173 SH   SOLE   20,173 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,306,764 6,684 SH   SOLE   6,684 0 0
LOWES COS INC COM 548661107   2,685,163 10,541 SH   SOLE   10,541 0 0
JOHNSON & JOHNSON COM 478160104   2,083,741 13,172 SH   SOLE   13,172 0 0
QUALCOMM INC COM 747525103   2,029,207 11,986 SH   SOLE   11,986 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,991,530 4,768 SH   SOLE   4,768 0 0
HONEYWELL INTL INC COM 438516106   1,989,210 9,692 SH   SOLE   9,692 0 0
TESLA INC COM 88160R101   1,769,326 10,065 SH   SOLE   10,065 0 0
ILLINOIS TOOL WKS INC COM 452308109   1,709,775 6,372 SH   SOLE   6,372 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,649,223 8,636 SH   SOLE   8,636 0 0
ORACLE CORP COM 68389X105   1,626,110 12,946 SH   SOLE   12,946 0 0
AMERICAN EXPRESS CO COM 025816109   1,435,525 6,305 SH   SOLE   6,305 0 0
CISCO SYS INC COM 17275R102   1,279,618 25,639 SH   SOLE   25,639 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,198,259 17,943 SH   SOLE   17,943 0 0
BOOKING HOLDINGS INC COM 09857L108   1,190,032 328 SH   SOLE   328 0 0
AMGEN INC COM 031162100   1,167,993 4,108 SH   SOLE   4,108 0 0
BROADCOM INC COM 11135F101   1,090,704 823 SH   SOLE   823 0 0
ROSS STORES INC COM 778296103   1,085,900 7,399 SH   SOLE   7,399 0 0
F N B CORP COM 302520101   925,750 65,656 SH   SOLE   65,656 0 0
MARKEL GROUP INC COM 570535104   826,164 543 SH   SOLE   543 0 0
DISNEY WALT CO COM 254687106   819,817 6,700 SH   SOLE   6,700 0 0
BANK AMERICA CORP COM 060505104   813,234 21,446 SH   SOLE   21,446 0 0
FIFTH THIRD BANCORP COM 316773100   783,270 21,050 SH   SOLE   21,050 0 0
M & T BK CORP COM 55261F104   774,323 5,324 SH   SOLE   5,324 0 0
LAM RESEARCH CORP COM 512807108   725,634 747 SH   SOLE   747 0 0
MERCK & CO INC COM 58933Y105   656,007 4,972 SH   SOLE   4,972 0 0
EAGLE POINT CREDIT COMPANY I COM 269808101   626,820 62,000 SH   SOLE   62,000 0 0
PROCTER AND GAMBLE CO COM 742718109   618,242 3,810 SH   SOLE   3,810 0 0
ABBVIE INC COM 00287Y109   608,899 3,344 SH   SOLE   3,344 0 0
CONOCOPHILLIPS COM 20825C104   575,074 4,518 SH   SOLE   4,518 0 0
BLACKROCK INC COM 09247X101   565,655 678 SH   SOLE   678 0 0
ADVANCED MICRO DEVICES INC COM 007903107   560,241 3,104 SH   SOLE   3,104 0 0
BOEING CO COM 097023105   511,038 2,648 SH   SOLE   2,648 0 0
VALERO ENERGY CORP COM 91913Y100   475,404 2,785 SH   SOLE   2,785 0 0
AGNC INVT CORP COM 00123Q104   475,200 48,000 SH   SOLE   48,000 0 0
NORTHROP GRUMMAN CORP COM 666807102   456,029 953 SH   SOLE   953 0 0
PALO ALTO NETWORKS INC COM 697435105   454,892 1,601 SH   SOLE   1,601 0 0
SUPER MICRO COMPUTER INC COM 86800U104   432,293 428 SH   SOLE   428 0 0
COCA COLA CO COM 191216100   404,757 6,616 SH   SOLE   6,616 0 0
FERRARI N V COM N3167Y103   399,074 915 SH   SOLE   915 0 0
CHEVRON CORP NEW COM 166764100   391,108 2,479 SH   SOLE   2,479 0 0
INTEL CORP COM 458140100   384,381 8,702 SH   SOLE   8,702 0 0
KINSALE CAP GROUP INC COM 49714P108   384,111 732 SH   SOLE   732 0 0
SALESFORCE INC COM 79466L302   324,672 1,078 SH   SOLE   1,078 0 0
EXXON MOBIL CORP COM 30231G102   306,264 2,635 SH   SOLE   2,635 0 0
CATERPILLAR INC COM 149123101   282,345 771 SH   SOLE   771 0 0
MCKESSON CORP COM 58155Q103   279,108 520 SH   SOLE   520 0 0
MARVELL TECHNOLOGY INC COM 573874104   255,152 3,600 SH   SOLE   3,600 0 0
RPM INTL INC COM 749685103   249,194 2,095 SH   SOLE   2,095 0 0
PEPSICO INC COM 713448108   237,049 1,354 SH   SOLE   1,354 0 0
PFIZER INC COM 717081103   214,845 7,742 SH   SOLE   7,742 0 0
ADOBE INC COM 00724F101   208,904 414 SH   SOLE   414 0 0
TRAVELERS COMPANIES INC COM 89417E109   204,627 889 SH   SOLE   889 0 0
ROYCE VALUE TR INC COM 780910105   168,539 11,110 SH   SOLE   11,110 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   130,250 15,962 SH   SOLE   15,962 0 0
GLOBALSTAR INC COM 378973408   73,500 50,000 SH   SOLE   50,000 0 0
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107   161,796 12,285 SH   SOLE   12,285 0 0
VISA INC COM CL A 92826C839   1,092,348 3,914 SH   SOLE   3,914 0 0
THE TRADE DESK INC COM CL A 88339J105   358,859 4,105 SH   SOLE   4,105 0 0
GENERAL ELECTRIC CO COM NEW 369604301   971,843 5,537 SH   SOLE   5,537 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   524,741 2,402 SH   SOLE   2,402 0 0
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   804,512 56,181 SH   SOLE   56,181 0 0
ARMOUR RESIDENTIAL REIT INC COM SHS 042315705   298,527 15,100 SH   SOLE   15,100 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,159,125 15,617 SH   SOLE   15,617 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,885,503 63,969 SH   SOLE   63,969 0 0
ISHARES TR CORE S&P500 ETF 464287200   13,606,100 25,880 SH   SOLE   25,880 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   20,133,752 400,353 SH   SOLE   400,353 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   295,372 563 SH   SOLE   563 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,408,077 42,676 SH   SOLE   42,676 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,221,413 29,733 SH   SOLE   29,733 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   285,387 2,711 SH   SOLE   2,711 0 0
ISHARES TR RUS 1000 ETF 464287622   1,484,743 5,155 SH   SOLE   5,155 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,091,883 3,240 SH   SOLE   3,240 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   923,199 5,154 SH   SOLE   5,154 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   854,312 4,062 SH   SOLE   4,062 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   35,319,409 73,475 SH   SOLE   73,475 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,773,595 10,472 SH   SOLE   10,472 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   232,132 1,262 SH   SOLE   1,262 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101   1,331,010 69,000 SH   SOLE   69,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   382,624 2,812 SH   SOLE   2,812 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,046,528 5,025 SH   SOLE   5,025 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,076,920 61,858 SH   SOLE   61,858 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,136,973 5,997 SH   SOLE   5,997 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   19,602,174 44,148 SH   SOLE   44,148 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   312,181 785 SH   SOLE   785 0 0