The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 469 4,856 SH   SOLE None 4,856 0 0
ABBVIE INC COM COM 00287Y109 340 2,534 SH   SOLE None 2,534 0 0
AFLAC INC COM COM 001055102 630 11,218 SH   SOLE None 11,218 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 581 6,051 SH   SOLE None 6,051 0 0
AMAZON.COM INC COM 023135106 1,036 9,173 SH   SOLE None 9,173 0 0
AMERICAN CENTURY STOXX U.S. QUALITY GROWTH ETF STOXX US QLTY 025072307 440 8,019 SH   SOLE None 8,019 0 0
AMERICAN WATER WORKS CO COM 030420103 3,212 24,684 SH   SOLE None 24,684 0 0
AMERIS BANCORP COM COM 03076K108 1,140 25,518 SH   SOLE None 25,518 0 0
AMGEN INC COM COM 031162100 447 1,987 SH   SOLE None 1,987 0 0
APPLE INC COM 037833100 3,886 28,123 SH   SOLE None 28,123 0 0
AT&T INC COM COM 00206R102 302 19,714 SH   SOLE None 19,714 0 0
AVAGO TECHNOLOGIES LTD COM 11135F101 458 1,031 SH   SOLE None 1,031 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 1,975 7,397 SH   SOLE None 7,397 0 0
BK OF AMERICA CORP COM COM 060505104 573 18,995 SH   SOLE None 18,995 0 0
BLACKROCK INC COM 09247X101 212 385 SH   SOLE None 385 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 2,956 59,118 SH   SOLE None 59,118 0 0
BOX INC CL A CL A 10316T104 205 8,439 SH   SOLE None 8,439 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 368 5,179 SH   SOLE None 5,179 0 0
CATERPILLAR INC COM COM 149123101 347 2,116 SH   SOLE None 2,116 0 0
COCA COLA CO COM COM 191216100 1,346 24,042 SH   SOLE None 24,042 0 0
COMCAST CORP NEW CL A CL A 20030N101 209 7,141 SH   SOLE None 7,141 0 0
COSTCO WHOLESALE CORP COM 22160K105 508 1,075 SH   SOLE None 1,075 0 0
DEERE & CO COM COM 244199105 230 689 SH   SOLE None 689 0 0
DOMINION RESOURCES INC COM 25746U109 207 2,999 SH   SOLE None 2,999 0 0
EMERSON ELEC CO COM COM 291011104 204 2,799 SH   SOLE None 2,799 0 0
EXXON MOBIL CORP COM COM 30231G102 637 7,300 SH   SOLE None 7,300 0 0
FS INVESTMENT CORPORATION COM 302635206 215 12,713 SH   SOLE None 12,713 0 0
GALLAGHER ARTHUR J &CO COM 363576109 319 1,867 SH   SOLE None 1,867 0 0
GENESCO INC COM COM 371532102 353 9,000 SH   SOLE None 9,000 0 0
GOOGLE INC CAP STK CL A 02079K305 347 3,632 SH   SOLE None 3,632 0 0
HCA HEALTHCARE INC COM COM 40412C101 1,120 6,096 SH   SOLE None 6,096 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 201 1,659 SH   SOLE None 1,659 0 0
HOME DEPOT COM 437076102 1,236 4,482 SH   SOLE None 4,482 0 0
HONEYWELL INTL INC COM 438516106 220 1,318 SH   SOLE None 1,318 0 0
INTERFACE INC COM COM 458665304 233 25,939 SH   SOLE None 25,939 0 0
INVESCO FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 352 2,540 SH   SOLE None 2,540 0 0
IQVIA HLDGS INC COM COM 46266C105 235 1,302 SH   SOLE None 1,302 0 0
ISHARES 1-3 YR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 2,285 28,144 SH   SOLE None 28,144 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 115,861 1,202,633 SH   SOLE None 1,202,633 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 20,981 204,533 SH   SOLE None 204,533 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 447 9,303 SH   SOLE None 9,303 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 23,445 508,577 SH   SOLE None 508,577 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF CORE INTL AGGR 46435G672 18,768 388,382 SH   SOLE None 388,382 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 5,135 97,496 SH   SOLE None 97,496 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 60,338 275,193 SH   SOLE None 275,193 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 26,370 302,453 SH   SOLE None 302,453 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 698 15,696 SH   SOLE None 15,696 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 576 5,373 SH   SOLE None 5,373 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 829 38,991 SH   SOLE None 38,991 0 0
ISHARES MBS ETF MBS ETF 464288588 492 5,377 SH   SOLE None 5,377 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 5,177 66,519 SH   SOLE None 66,519 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 307 7,693 SH   SOLE None 7,693 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 947 16,917 SH   SOLE None 16,917 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 256 2,468 SH   SOLE None 2,468 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 2,185 10,388 SH   SOLE None 10,388 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,967 14,470 SH   SOLE None 14,470 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 326 1,976 SH   SOLE None 1,976 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 260 1,258 SH   SOLE None 1,258 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 336 2,610 SH   SOLE None 2,610 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 1,232 5,952 SH   SOLE None 5,952 0 0
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499 4,144 66,687 SH   SOLE None 66,687 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 508 6,478 SH   SOLE None 6,478 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 465 4,844 SH   SOLE None 4,844 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 804 9,472 SH   SOLE None 9,472 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 5,801 100,290 SH   SOLE None 100,290 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 182,330 508,378 SH   SOLE None 508,378 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,601 12,461 SH   SOLE None 12,461 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 473 7,520 SH   SOLE None 7,520 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 264 2,400 SH   SOLE None 2,400 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 619 3,137 SH   SOLE None 3,137 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 1,001 12,589 SH   SOLE None 12,589 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,034 23,110 SH   SOLE None 23,110 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 25,102 244,522 SH   SOLE None 244,522 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 70,108 1,376,840 SH   SOLE None 1,376,840 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 707 5,922 SH   SOLE None 5,922 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 216 2,956 SH   SOLE None 2,956 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 748 32,891 SH   SOLE None 32,891 0 0
JACOBS SOLUTIONS INC COM COM 46982L108 271 2,502 SH   SOLE None 2,502 0 0
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100 43 10,000 SH   SOLE None 10,000 0 0
JOHN HANCOCK MULTIFACTOR SMALL CAP ETF MULTIFACTR SML 47804J842 350 12,493 SH   SOLE None 12,493 0 0
JOHNSON & JOHNSON COM COM 478160104 472 2,892 SH   SOLE None 2,892 0 0
JPMORGAN CHASE & CO COM COM 46625H100 393 3,763 SH   SOLE None 3,763 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 6,436 128,315 SH   SOLE None 128,315 0 0
LILLY ELI & CO COM COM 532457108 597 1,848 SH   SOLE None 1,848 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 347 2,328 SH   SOLE None 2,328 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 321 1,130 SH   SOLE None 1,130 0 0
MCDONALDS CORP COM COM 580135101 882 3,824 SH   SOLE None 3,824 0 0
MERCK & CO INC COM 58933Y105 300 3,485 SH   SOLE None 3,485 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 336 5,511 SH   SOLE None 5,511 0 0
MICROSOFT COM 594918104 2,457 10,551 SH   SOLE None 10,551 0 0
NORFOLK SOUTHERN CRP COM 655844108 234 1,120 SH   SOLE None 1,120 0 0
NVIDIA CORPORATION COM COM 67066G104 592 4,884 SH   SOLE None 4,884 0 0
PAYCHEX INC COM 704326107 300 2,673 SH   SOLE None 2,673 0 0
PEPSICO INC COM COM 713448108 663 4,061 SH   SOLE None 4,061 0 0
PFIZER INC COM COM 717081103 494 11,295 SH   SOLE None 11,295 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 1,664 20,521 SH   SOLE None 20,521 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 318 1,190 SH   SOLE None 1,190 0 0
PROCTER AND GAMBLE CO COM COM 742718109 605 4,793 SH   SOLE None 4,793 0 0
QUALCOMM INC COM COM 747525103 230 2,040 SH   SOLE None 2,040 0 0
RAYMOND JAMES FINL INC COM 754730109 4,404 44,571 SH   SOLE None 44,571 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 674 8,241 SH   SOLE None 8,241 0 0
SIRIUS XM HOLDINGS INC COM COM 82968B103 64 11,214 SH   SOLE None 11,214 0 0
SOUTHERN CO COM COM 842587107 15,915 234,045 SH   SOLE None 233,028 0 1,017
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 968 25,022 SH   SOLE None 25,022 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 3,182 127,552 SH   SOLE None 127,552 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 8,967 232,548 SH   SOLE None 232,548 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 18,243 434,468 SH   SOLE None 434,468 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 249 7,246 SH   SOLE None 7,246 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 4,933 144,849 SH   SOLE None 144,849 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103 1,424 3,988 SH   SOLE None 3,988 0 0
SYSCO CORP COM COM 871829107 210 2,979 SH   SOLE None 2,979 0 0
TARGET CORP COM COM 87612E106 336 2,269 SH   SOLE None 2,269 0 0
TASEKO MINES LTD COM COM 876511106 29 26,154 SH   SOLE None 26,154 0 0
TESLA INC COM COM 88160R101 1,717 6,475 SH   SOLE None 6,475 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 410 809 SH   SOLE None 809 0 0
UNION PAC CORP COM COM 907818108 251 1,291 SH   SOLE None 1,291 0 0
UNITED PARCEL SERVICE INC CL B 911312106 365 2,260 SH   SOLE None 2,260 0 0
UNITEDHEALTH GROUP COM 91324P102 1,406 2,785 SH   SOLE None 2,785 0 0
US BANCORP DEL COM NEW COM NEW 902973304 283 7,029 SH   SOLE None 7,029 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF HIGH DIV YLD 921946406 457 4,820 SH   SOLE None 4,820 0 0
VANGUARD LARGE-CAP ETF LARGE CAP ETF 922908637 777 4,752 SH   SOLE None 4,752 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629 483 2,573 SH   SOLE None 2,573 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 4,925 102,318 SH   SOLE None 102,318 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 920 12,905 SH   SOLE None 12,905 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 17,170 375,156 SH   SOLE None 375,156 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 785 4,374 SH   SOLE None 4,374 0 0
VERIZON COMMUNICATIONS COM 92343V104 227 6,000 SH   SOLE None 6,000 0 0
VISA INC COM CL A 92826C839 470 2,650 SH   SOLE None 2,650 0 0
WALMART INC COM COM 931142103 682 5,264 SH   SOLE None 5,264 0 0
WASTE MGMT INC DEL COM COM 94106L109 616 3,850 SH   SOLE None 3,850 0 0
XOS INC COMMON STOCK COMMON STOCK 98423B108 193 161,119 SH   SOLE None 161,119 0 0
ZOETIS INC COM CL A CL A 98978V103 257 1,736 SH   SOLE None 1,736 0 0