The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 691 4,909 SH   SOLE NONE 4,908 0 0
ABBVIE INC COM COM 00287Y109 240 1,770 SH   SOLE NONE 1,769 0 0
AFLAC INC COM COM 001055102 218 3,737 SH   SOLE NONE 3,736 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 964 333 SH   SOLE NONE 333 0 0
AMAZON.COM INC COM 023135106 1,104 331 SH   SOLE NONE 331 0 0
AMERICAN WATER WORKS CO COM 030420103 500 2,647 SH   SOLE NONE 2,646 0 0
AMERIS BANCORP COM COM 03076K108 1,256 25,281 SH   SOLE NONE 25,281 0 0
AMGEN INC COM COM 031162100 531 2,360 SH   SOLE NONE 2,359 0 0
APPLE INC COM 037833100 4,189 23,590 SH   SOLE NONE 23,589 0 0
AT&T INC COM COM 00206R102 450 18,302 SH   SOLE NONE 18,302 0 0
AVAGO TECHNOLOGIES LTD COM 11135F101 755 1,135 SH   SOLE NONE 1,134 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 2,132 7,129 SH   SOLE NONE 7,129 0 0
BK OF AMERICA CORP COM COM 060505104 983 22,084 SH   SOLE NONE 22,084 0 0
BLACKROCK INC COM 09247X101 346 378 SH   SOLE NONE 378 0 0
BLACKROCK ULTRA SHORT-TERM BOND ETF BLACKROCK ULTRA 46434V878 1,049 20,820 SH   SOLE NONE 20,820 0 0
BOX INC CL A CL A 10316T104 221 8,439 SH   SOLE NONE 8,439 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108 328 5,259 SH   SOLE NONE 5,259 0 0
CATERPILLAR INC COM COM 149123101 509 2,463 SH   SOLE NONE 2,462 0 0
COCA COLA CO COM COM 191216100 1,094 18,482 SH   SOLE NONE 18,481 0 0
COMCAST CORP NEW CL A CL A 20030N101 422 8,393 SH   SOLE NONE 8,392 0 0
COSTCO WHOLESALE CORP COM 22160K105 553 974 SH   SOLE NONE 973 0 0
DEERE & CO COM COM 244199105 258 751 SH   SOLE NONE 751 0 0
DELTA AIR LINES INC DEL CMN COM NEW 247361702 263 6,731 SH   SOLE NONE 6,731 0 0
DISNEY WALT CO COM COM 254687106 245 1,580 SH   SOLE NONE 1,579 0 0
DOMINION RESOURCES INC COM 25746U109 229 2,910 SH   SOLE NONE 2,909 0 0
EATON CORP PLC SHS SHS G29183103 296 1,711 SH   SOLE NONE 1,710 0 0
EMERSON ELEC CO COM COM 291011104 255 2,739 SH   SOLE NONE 2,738 0 0
EXXON MOBIL CORP COM COM 30231G102 353 5,772 SH   SOLE NONE 5,771 0 0
FS INVESTMENT CORPORATION COM 302635206 249 11,880 SH   SOLE NONE 11,880 0 0
GALLAGHER ARTHUR J &CO COM 363576109 361 2,128 SH   SOLE NONE 2,128 0 0
GENESCO INC COM COM 371532102 706 11,000 SH   SOLE NONE 11,000 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 294 768 SH   SOLE NONE 768 0 0
GOOGLE INC CAP STK CL A 02079K305 440 152 SH   SOLE NONE 152 0 0
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357 255 1,567 SH   SOLE NONE 1,567 0 0
HCA HEALTHCARE INC COM COM 40412C101 1,809 7,040 SH   SOLE NONE 7,039 0 0
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 204 1,448 SH   SOLE NONE 1,447 0 0
HOME DEPOT COM 437076102 1,883 4,536 SH   SOLE NONE 4,536 0 0
HONEYWELL INTL INC COM 438516106 337 1,615 SH   SOLE NONE 1,615 0 0
INTERFACE INC COM COM 458665304 390 24,445 SH   SOLE NONE 24,444 0 0
IQVIA HLDGS INC COM COM 46266C105 416 1,475 SH   SOLE NONE 1,475 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 125,974 1,104,262 SH   SOLE NONE 1,104,261 0 0
ISHARES AMT-FREE MUNI BOND ETF NATIONAL MUN ETF 464288414 51,025 438,812 SH   SOLE NONE 438,811 0 0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF USD INV GRDE ETF 464288620 626 10,473 SH   SOLE NONE 10,473 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 8,765 173,801 SH   SOLE NONE 173,801 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND CORE INTL AGGR 46435G672 1,944 35,642 SH   SOLE NONE 35,642 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 6,796 91,046 SH   SOLE NONE 91,046 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 63,667 224,907 SH   SOLE NONE 224,907 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF CORE TOTAL USD 46434V613 651 12,306 SH   SOLE NONE 12,305 0 0
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 652 5,319 SH   SOLE NONE 5,319 0 0
ISHARES GLOBAL REIT ETF GLOBAL REIT ETF 46434V647 33,522 1,095,124 SH   SOLE NONE 1,095,123 0 0
ISHARES MBS ETF MBS ETF 464288588 601 5,599 SH   SOLE NONE 5,598 0 0
ISHARES MSCI ACWI EX US MSCI ACWI EX US 464288240 419 7,541 SH   SOLE NONE 7,541 0 0
ISHARES MSCI ACWI INDEX FUND MSCI ACWI ETF 464288257 7,285 68,873 SH   SOLE NONE 68,873 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,297 16,489 SH   SOLE NONE 16,489 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 313 2,152 SH   SOLE NONE 2,152 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 3,504 11,467 SH   SOLE NONE 11,466 0 0
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 2,529 15,059 SH   SOLE NONE 15,059 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 438 1,970 SH   SOLE NONE 1,970 0 0
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 374 1,276 SH   SOLE NONE 1,276 0 0
ISHARES RUSSELL 2000 VALUE RUS 2000 VAL ETF 464287630 439 2,645 SH   SOLE NONE 2,645 0 0
ISHARES RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 2,783 10,027 SH   SOLE NONE 10,027 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 5,409 65,159 SH   SOLE NONE 65,158 0 0
ISHARES RUSSELL MIDCAP GROWTH ETF RUS MD CP GR ETF 464287481 710 6,158 SH   SOLE NONE 6,158 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX RUS MDCP VAL ETF 464287473 624 5,102 SH   SOLE NONE 5,101 0 0
ISHARES RUSSELL TOP 200 INDEX RUS TOP 200 ETF 464289446 1,077 9,452 SH   SOLE NONE 9,451 0 0
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 7,475 89,337 SH   SOLE NONE 89,337 0 0
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 178,162 373,513 SH   SOLE NONE 373,512 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,378 15,182 SH   SOLE NONE 15,181 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX S&P MC 400GR ETF 464287606 640 7,510 SH   SOLE NONE 7,510 0 0
ISHARES S&P SMALLCAP 600 GROWTH ETF S&P SML 600 GWT 464287887 201 1,445 SH   SOLE NONE 1,444 0 0
ISHARES S&P SMALL-CAP FUND CORE S&P SCP ETF 464287804 28,837 251,830 SH   SOLE NONE 251,829 0 0
ISHARES TR LEHMAN SHORT TREA BDFD SHORT TREAS BD 464288679 765 6,924 SH   SOLE NONE 6,924 0 0
ISHARES TR RUSSELL 1000 INDEX ETF RUS 1000 ETF 464287622 1,389 5,252 SH   SOLE NONE 5,252 0 0
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 1,688 15,777 SH   SOLE NONE 15,776 0 0
ISHARES TR S&P ALLOCATION FD GROWTH ALLOCATION FD GRWT ALLOCAT ETF 464289867 1,344 23,550 SH   SOLE NONE 23,550 0 0
ISHARES TR S&P MODERATE ALLOCATION FD MODERT ALLOC ETF 464289875 483 10,628 SH   SOLE NONE 10,627 0 0
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD SHRT NAT MUN ETF 464288158 1,102 10,267 SH   SOLE NONE 10,266 0 0
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF CORE MSCI TOTAL 46432F834 69,229 975,878 SH   SOLE NONE 975,877 0 0
ISHARES TRUST RUSSELL 200 GROWTH INDEX FD RUS TP200 GR ETF 464289438 1,021 5,893 SH   SOLE NONE 5,892 0 0
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721 339 2,952 SH   SOLE NONE 2,952 0 0
ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 738 27,678 SH   SOLE NONE 27,678 0 0
ISHARES US REAL ESTATE ETF U.S. REAL ES ETF 464287739 241 2,076 SH   SOLE NONE 2,075 0 0
JACOBS ENGR GROUP INC COM COM 469814107 348 2,500 SH   SOLE NONE 2,500 0 0
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100 73 10,000 SH   SOLE NONE 10,000 0 0
JOHNSON & JOHNSON COM COM 478160104 444 2,593 SH   SOLE NONE 2,592 0 0
JPMORGAN CHASE & CO COM COM 46625H100 407 2,571 SH   SOLE NONE 2,571 0 0
LILLY ELI & CO COM COM 532457108 447 1,618 SH   SOLE NONE 1,617 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 492 2,828 SH   SOLE NONE 2,828 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104 401 1,116 SH   SOLE NONE 1,116 0 0
MCDONALDS CORP COM COM 580135101 979 3,652 SH   SOLE NONE 3,651 0 0
MERCK & CO INC COM 58933Y105 205 2,679 SH   SOLE NONE 2,679 0 0
META PLATFORMS INC CL A CL A 30303M102 666 1,980 SH   SOLE NONE 1,980 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 490 5,626 SH   SOLE NONE 5,626 0 0
MICROSOFT COM 594918104 3,174 9,437 SH   SOLE NONE 9,437 0 0
NASDAQ INC COM COM 631103108 250 1,190 SH   SOLE NONE 1,190 0 0
NIKE INC CL B CL B 654106103 345 2,069 SH   SOLE NONE 2,069 0 0
NORFOLK SOUTHERN CRP COM 655844108 434 1,459 SH   SOLE NONE 1,459 0 0
NVIDIA CORPORATION COM COM 67066G104 1,648 5,604 SH   SOLE NONE 5,604 0 0
NXP SEMICONDUCTORS N V COM COM N6596X109 257 1,128 SH   SOLE NONE 1,128 0 0
ORACLE CORPORATION COM 68389X105 245 2,809 SH   SOLE NONE 2,809 0 0
PAYCHEX INC COM 704326107 298 2,184 SH   SOLE NONE 2,183 0 0
PEPSICO INC COM COM 713448108 696 4,007 SH   SOLE NONE 4,006 0 0
PFIZER INC COM COM 717081103 717 12,143 SH   SOLE NONE 12,142 0 0
PINNACLE FINL PARTNERS INC COM COM 72346Q104 2,014 21,091 SH   SOLE NONE 21,091 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 441 1,107 SH   SOLE NONE 1,107 0 0
PROCTER AND GAMBLE CO COM COM 742718109 800 4,891 SH   SOLE NONE 4,890 0 0
QUALCOMM INC COM COM 747525103 399 2,184 SH   SOLE NONE 2,183 0 0
RAYMOND JAMES FINL INC COM 754730109 4,282 42,645 SH   SOLE NONE 42,644 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 797 9,262 SH   SOLE NONE 9,262 0 0
SCHWAB U.S. BROAD MARKET ETF US BRD MKT ETF 808524102 613 5,421 SH   SOLE NONE 5,421 0 0
SIRIUS XM HOLDINGS INC COM COM 82968B103 71 11,214 SH   SOLE NONE 11,214 0 0
SKYWORKS SOLUTIONS INC COM COM 83088M102 275 1,773 SH   SOLE NONE 1,772 0 0
SOUTHERN CO COM COM 842587107 13,482 196,591 SH   SOLE NONE 195,584 0 1,007
SPDR DJ GLOBAL REAL ESTATE ETF DJ GLB RL ES ETF 78463X749 7,806 138,079 SH   SOLE NONE 138,078 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF PORTFOLIO AGRGTE 78464A649 1,952 65,899 SH   SOLE NONE 65,898 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF PORTFOLIO S&P400 78464A847 9,315 187,269 SH   SOLE NONE 187,268 0 0
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 15,259 273,317 SH   SOLE NONE 273,316 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 299 7,129 SH   SOLE NONE 7,128 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853 5,536 123,882 SH   SOLE NONE 123,882 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 1,492 3,142 SH   SOLE NONE 3,141 0 0
SYSCO CORP COM COM 871829107 233 2,971 SH   SOLE NONE 2,971 0 0
TARGET CORP COM COM 87612E106 550 2,376 SH   SOLE NONE 2,375 0 0
TESLA INC COM COM 88160R101 2,319 2,194 SH   SOLE NONE 2,194 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102 678 1,016 SH   SOLE NONE 1,016 0 0
UNION PAC CORP COM COM 907818108 351 1,393 SH   SOLE NONE 1,393 0 0
UNITED PARCEL SERVICE INC CL B 911312106 558 2,601 SH   SOLE NONE 2,601 0 0
UNITEDHEALTH GROUP COM 91324P102 1,375 2,738 SH   SOLE NONE 2,737 0 0
US BANCORP DEL COM NEW COM NEW 902973304 504 8,976 SH   SOLE NONE 8,976 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 439 3,915 SH   SOLE NONE 3,915 0 0
VANGUARD LARGE-CAP INDEX FUND LARGE CAP ETF 922908637 1,208 5,465 SH   SOLE NONE 5,464 0 0
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629 238 935 SH   SOLE NONE 934 0 0
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 430 7,835 SH   SOLE NONE 7,834 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835 1,085 12,800 SH   SOLE NONE 12,799 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 15,876 249,742 SH   SOLE NONE 249,741 0 0
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 1,056 4,374 SH   SOLE NONE 4,373 0 0
VERIZON COMMUNICATIONS COM 92343V104 342 6,582 SH   SOLE NONE 6,582 0 0
VISA INC COM CL A 92826C839 639 2,948 SH   SOLE NONE 2,947 0 0
WALMART INC COM COM 931142103 733 5,066 SH   SOLE NONE 5,066 0 0
WASTE MGMT INC DEL COM COM 94106L109 641 3,843 SH   SOLE NONE 3,843 0 0
WILLIAMS SONOMA INC COM COM 969904101 242 1,429 SH   SOLE NONE 1,429 0 0
XILINX INC COM 983919101 254 1,200 SH   SOLE NONE 1,200 0 0
XOS INC COMMON STOCK COMMON STOCK 98423B108 537 170,509 SH   SOLE NONE 170,509 0 0
ZOETIS INC COM CL A CL A 98978V103 502 2,058 SH   SOLE NONE 2,058 0 0