144 0001715537 XXXXXXXX LIVE 0001428336 HEALTHEQUITY, INC. 001-36568 15 WEST SCENIC POINTE DRIVE SUITE 100 DRAPER UT 84020 801.727.1000 Scott Cutler Officer Director Common Stock Morgan Stanley Smith Barney

2000 Westchester Ave Purchase NY 10577-2530

4931 413396.80 84478406 04/06/2026 NASDAQ Common Stock 04/02/2025 Restricted Stock Vesting ISSUER N 4931 04/06/2026 Compensation N Scott Cutler

C/O HealthEquity, Inc. 15 W.Scenic Pointe Dr. Ste, 100 Draper UT 84020

Common Stock 01/12/2026 12496 1122483.19 This sale is mandated by the Issuer's election under its equity incentive plan to require the satisfaction of a tax withholding obligation to be funded by a "sell to cover" transaction and does not represent a discretionary trade by the reporting person. The Power of Attorney given by Mr. Cutler was previously filed with the U.S. Securities and Exchange Commission on January 14, 2026 as an exhibit to a statement on Form 144 filed by Mr. Cutler with respect to HealthEquity, Inc. and is hereby incorporated by reference. 04/08/2026 /s/ Michael Newton, Attorney-in-Fact