The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMC ENTMT HLDGS INC CL A COM 00165C104 0 200 SH Call SOLE   200 0 0
DBX ETF TR XTRCKR MSCI US 233051150 10,161 298,077 SH   SOLE   298,077 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,107 146,497 SH   SOLE   146,497 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,312 152,291 SH   SOLE   152,291 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 17,667 182,305 SH Call SOLE   182,305 0 0
ISHARES TR CORE S&P TTL STK 464287150 74,496 864,025 SH Call SOLE   864,025 0 0
ISHARES TR CORE US AGGBD ET 464287226 17,232 145,803 SH Call SOLE   145,803 0 0
ISHARES TR RUS MID CAP ETF 464287499 10,084 147,099 SH Call SOLE   147,099 0 0
ISHARES TR CORE S&P SCP ETF 464287804 161,314 1,755,318 SH Call SOLE   1,755,318 0 0
ISHARES TR JPMORGAN USD EMG 464288281 105,168 907,323 SH Call SOLE   907,323 0 0
ISHARES TR IBOXX HI YD ETF 464288513 95,471 1,093,601 SH Call SOLE   1,093,601 0 0
ISHARES TR INTRM GOV CR ETF 464288612 1,229 10,449 SH Call SOLE   10,449 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 161,382 2,611,779 SH Call SOLE   2,611,779 0 0
ISHARES TR MSCI USA ESG SLC 464288802 8,937 108,539 SH Call SOLE   108,539 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 7,293 99,347 SH Call SOLE   99,347 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 20,676 304,590 SH Call SOLE   304,590 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 25,028 215,366 SH Call SOLE   215,366 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 208,816 3,107,847 SH Call SOLE   3,107,847 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 4,992 118,909 SH Call SOLE   118,909 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 8,533 116,831 SH   SOLE   116,831 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 477,341 7,934,518 SH Call SOLE   7,934,518 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,906 114,131 SH Call SOLE   114,131 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,709 31,159 SH Call SOLE   31,159 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,566,510 13,185,931 SH Call SOLE   13,185,931 0 0