The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   4,720 129,274 SH   SOLE   0 0 129,274
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858   4,676 106,590 SH   SOLE   0 0 106,590
SCHWAB STRATEGIC TR US TIPS ETF 808524870   5,728 104,370 SH   SOLE   0 0 104,370
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106   20,117 202,218 SH   SOLE   0 0 202,218
ETFS GOLD TR SHS 26922Y105   4,063 31,664 SH   SOLE   0 0 31,664
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201   5,478 23,552 SH   SOLE   0 0 23,552
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,109 115,524 SH   SOLE   0 0 115,524
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   22,268 660,578 SH   SOLE   0 0 660,578
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,941 172,153 SH   SOLE   0 0 172,153
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359   2,957 57,233 SH   SOLE   0 0 57,233
ALPHABET INC CAP STK CL A 02079K305   333 321 SH   SOLE   0 0 321
RAYTHEON CO COM NEW 755111507   394 1,828 SH   SOLE   0 0 1,828
DISNEY WALT CO COM DISNEY 254687106   255 2,540 SH   SOLE   0 0 2,540
DEERE & CO COM 244199105   305 1,964 SH   SOLE   0 0 1,964
AT&T INC COM 00206R102   457 12,825 SH   SOLE   0 0 12,825
PFIZER INC COM 717081103   660 18,593 SH   SOLE   0 0 18,593
JPMORGAN CHASE & CO COM 46625H100   445 4,051 SH   SOLE   0 0 4,051
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   353 6,119 SH   SOLE   0 0 6,119
UNITED PARCEL SERVICE INC CL B 911312106   1,924 18,381 SH   SOLE   0 0 18,381
LOCKHEED MARTIN CORP COM 539830109   563 1,667 SH   SOLE   0 0 1,667
HONEYWELL INTL INC COM 438516106   429 2,965 SH   SOLE   0 0 2,965
SPDR GOLD TRUST GOLD SHS 78463V107   261 2,077 SH   SOLE   0 0 2,077
INTERNATIONAL BUSINESS MACHS COM 459200101   222 1,444 SH   SOLE   0 0 1,444
ISHARES TR CORE S&P500 ETF 464287200   899 3,387 SH   SOLE   0 0 3,387
TRANSMONTAIGNE PARTNERS L P COM UNIT L P 89376V100   217 6,058 SH   SOLE   0 0 6,058
ISHARES TR TIPS BD ETF 464287176   358 3,164 SH   SOLE   0 0 3,164
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   258 8,470 SH   SOLE   0 0 8,470
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   210 2,784 SH   SOLE   0 0 2,784
ISHARES TR CORE S&P MCP ETF 464287507   216 1,153 SH   SOLE   0 0 1,153
ISHARES TR CORE MSCI EAFE 46432F842   740 11,233 SH   SOLE   0 0 11,233
ISHARES TR EAFE SML CP ETF 464288273   266 4,075 SH   SOLE   0 0 4,075
ISHARES TR RUSSELL 3000 ETF 464287689   1,364 8,723 SH   SOLE   0 0 8,723