The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 19,482 405,622 SH   SOLE   0 0 405,622
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 9,708 197,802 SH   SOLE   0 0 197,802
APPLE INC COM 037833100 27,296 156,323 SH   SOLE   0 0 156,323
BK OF AMERICA CORP COM 060505104 6,154 149,298 SH   SOLE   0 0 149,298
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 5,170 134,926 SH   SOLE   0 0 134,926
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,746 129,183 SH   SOLE   0 0 129,183
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 8,444 113,041 SH   SOLE   0 0 113,041
ISHARES TR RUS MID CAP ETF 464287499 6,495 83,228 SH   SOLE   0 0 83,228
ISHARES GOLD TR ISHARES NEW 464285204 2,973 80,709 SH   SOLE   0 0 80,709
JPMORGAN CHASE & CO COM 46625H100 10,942 80,264 SH   SOLE   0 0 80,264
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,079 79,660 SH   SOLE   0 0 79,660
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 2,598 79,271 SH   SOLE   0 0 79,271
PEOPLES UNITED FINANCIAL INC COM 712704105 1,563 78,183 SH   SOLE   0 0 78,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 35,066 77,641 SH   SOLE   0 0 77,641
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 2,059 77,513 SH   SOLE   0 0 77,513
MICROSOFT CORP COM 594918104 22,673 73,540 SH   SOLE   0 0 73,540
FIFTH THIRD BANCORP COM 316773100 3,050 70,871 SH   SOLE   0 0 70,871
EXXON MOBIL CORP COM 30231G102 5,413 65,538 SH   SOLE   0 0 65,538
DIGITALOCEAN HLDGS INC COM 25402D102 3,431 59,316 SH   SOLE   0 0 59,316
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 3,460 56,344 SH   SOLE   0 0 56,344
ISHARES TR IBONDS DEC2022 46435G755 1,336 51,538 SH   SOLE   0 0 51,538
ISHARES TR S&P MC 400VL ETF 464287705 5,316 48,488 SH   SOLE   0 0 48,488
MARATHON PETE CORP COM 56585A102 3,889 45,487 SH   SOLE   0 0 45,487
DISNEY WALT CO COM 254687106 5,912 43,104 SH   SOLE   0 0 43,104
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 478 42,735 SH   SOLE   0 0 42,735
ENTERPRISE PRODS PARTNERS L COM 293792107 1,077 41,740 SH   SOLE   0 0 41,740
DELUXE CORP COM 248019101 1,203 39,794 SH   SOLE   0 0 39,794
PAYPAL HLDGS INC COM 70450Y103 4,149 35,873 SH   SOLE   0 0 35,873
ISHARES TR CORE MSCI EAFE 46432F842 2,321 33,394 SH   SOLE   0 0 33,394
HUNTINGTON BANCSHARES INC COM 446150104 484 33,073 SH   SOLE   0 0 33,073
ORACLE CORP COM 68389X105 2,724 32,922 SH   SOLE   0 0 32,922
AKAMAI TECHNOLOGIES INC COM 00971T101 3,738 31,309 SH   SOLE   0 0 31,309
VISA INC COM CL A 92826C839 6,864 30,950 SH   SOLE   0 0 30,950
ISHARES TR MSCI USA MIN VOL 46429B697 2,336 30,121 SH   SOLE   0 0 30,121
ISHARES TR CORE S&P SCP ETF 464287804 3,169 29,374 SH   SOLE   0 0 29,374
NVIDIA CORPORATION COM 67066G104 7,866 28,827 SH   SOLE   0 0 28,827
ISHARES TR RUS 2000 GRW ETF 464287648 7,355 28,759 SH   SOLE   0 0 28,759
GLOBAL X FDS GLOBAL X COPPER 37954Y830 1,296 28,480 SH   SOLE   0 0 28,480
ISHARES TR CORE S&P500 ETF 464287200 12,294 27,097 SH   SOLE   0 0 27,097
AZEK CO INC CL A 05478C105 644 25,944 SH   SOLE   0 0 25,944
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,223 24,921 SH   SOLE   0 0 24,921
ISHARES TR ISHARES BIOTECH 464287556 3,188 24,463 SH   SOLE   0 0 24,463
ISHARES TR RUS 1000 GRW ETF 464287614 6,485 23,358 SH   SOLE   0 0 23,358
INTEL CORP COM 458140100 1,096 22,113 SH   SOLE   0 0 22,113
ISHARES TR CORE S&P MCP ETF 464287507 5,816 21,676 SH   SOLE   0 0 21,676
AT&T INC COM 00206R102 496 21,009 SH   SOLE   0 0 21,009
NEXTERA ENERGY INC COM 65339F101 1,757 20,741 SH   SOLE   0 0 20,741
MONDELEZ INTL INC CL A 609207105 1,279 20,374 SH   SOLE   0 0 20,374
CANADIAN PAC RY LTD COM 13645T100 1,658 20,090 SH   SOLE   0 0 20,090
FIRST FINL BANCORP OH COM 320209109 461 20,000 SH   SOLE   0 0 20,000
PROCTER AND GAMBLE CO COM 742718109 3,047 19,943 SH   SOLE   0 0 19,943
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 547 19,712 SH   SOLE   0 0 19,712
ISHARES TR MSCI USA QLT FCT 46432F339 2,583 19,183 SH   SOLE   0 0 19,183
COCA COLA CO COM 191216100 1,189 19,179 SH   SOLE   0 0 19,179
JOHNSON & JOHNSON COM 478160104 3,325 18,760 SH   SOLE   0 0 18,760
ISHARES TR CORE S&P TTL STK 464287150 1,882 18,650 SH   SOLE   0 0 18,650
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,368 18,378 SH   SOLE   0 0 18,378
QUALCOMM INC COM 747525103 2,775 18,159 SH   SOLE   0 0 18,159
SOUTHERN COPPER CORP COM 84265V105 1,304 17,184 SH   SOLE   0 0 17,184
PFIZER INC COM 717081103 825 15,933 SH   SOLE   0 0 15,933
ARK ETF TR INNOVATION ETF 00214Q104 1,056 15,928 SH   SOLE   0 0 15,928
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,695 15,795 SH   SOLE   0 0 15,795
ILLINOIS TOOL WKS INC COM 452308109 3,228 15,415 SH   SOLE   0 0 15,415
PREMIER FINANCIAL CORP COM 74052F108 463 15,274 SH   SOLE   0 0 15,274
EVERQUOTE INC COM CL A 30041R108 242 14,983 SH   SOLE   0 0 14,983
SCHOLASTIC CORP COM 807066105 547 13,576 SH   SOLE   0 0 13,576
V F CORP COM 918204108 770 13,535 SH   SOLE   0 0 13,535
ISHARES INC MSCI EMERG MRKT 464286533 815 13,360 SH   SOLE   0 0 13,360
GOODRX HLDGS INC COM CL A 38246G108 251 13,000 SH   SOLE   0 0 13,000
PACKAGING CORP AMER COM 695156109 2,009 12,866 SH   SOLE   0 0 12,866
ISHARES TR S&P 500 GRWT ETF 464287309 949 12,428 SH   SOLE   0 0 12,428
COMCAST CORP NEW CL A 20030N101 569 12,147 SH   SOLE   0 0 12,147
DEERE & CO COM 244199105 5,029 12,105 SH   SOLE   0 0 12,105
ISHARES TR MSCI EAFE MIN VL 46429B689 873 12,102 SH   SOLE   0 0 12,102
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 795 12,000 SH   SOLE   0 0 12,000
KINDER MORGAN INC DEL COM 49456B101 220 11,647 SH   SOLE   0 0 11,647
SALESFORCE COM INC COM 79466L302 2,365 11,139 SH   SOLE   0 0 11,139
GOLDMAN SACHS GROUP INC COM 38141G104 3,674 11,131 SH   SOLE   0 0 11,131
KROGER CO COM 501044101 635 11,072 SH   SOLE   0 0 11,072
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,067 10,771 SH   SOLE   0 0 10,771
FREEPORT-MCMORAN INC CL B 35671D857 536 10,767 SH   SOLE   0 0 10,767
EOG RES INC COM 26875P101 1,277 10,712 SH   SOLE   0 0 10,712
ISHARES TR MSCI EAFE ETF 464287465 787 10,687 SH   SOLE   0 0 10,687
BRISTOL-MYERS SQUIBB CO COM 110122108 765 10,470 SH   SOLE   0 0 10,470
CISCO SYS INC COM 17275R102 572 10,267 SH   SOLE   0 0 10,267
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,545 10,045 SH   SOLE   0 0 10,045
CARRIER GLOBAL CORPORATION COM 14448C104 447 9,751 SH   SOLE   0 0 9,751
CLOUDFLARE INC CL A COM 18915M107 1,161 9,700 SH   SOLE   0 0 9,700
VANGUARD INDEX FDS MID CAP ETF 922908629 2,304 9,688 SH   SOLE   0 0 9,688
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,197 9,359 SH   SOLE   0 0 9,359
ISHARES TR RUSSELL 2000 ETF 464287655 1,877 9,144 SH   SOLE   0 0 9,144
ISHARES TR US INDUSTRIALS 464287754 904 8,570 SH   SOLE   0 0 8,570
PHILLIPS 66 COM 718546104 702 8,125 SH   SOLE   0 0 8,125
RAMBUS INC DEL COM 750917106 250 7,834 SH   SOLE   0 0 7,834
CORNING INC COM 219350105 285 7,732 SH   SOLE   0 0 7,732
VERIZON COMMUNICATIONS INC COM 92343V104 393 7,709 SH   SOLE   0 0 7,709
PEPSICO INC COM 713448108 1,266 7,566 SH   SOLE   0 0 7,566
COSTCO WHSL CORP NEW COM 22160K105 4,289 7,447 SH   SOLE   0 0 7,447
DOCUSIGN INC COM 256163106 761 7,106 SH   SOLE   0 0 7,106
PROGRESSIVE CORP COM 743315103 795 6,975 SH   SOLE   0 0 6,975
VANECK ETF TRUST GOLD MINERS ETF 92189F106 265 6,910 SH   SOLE   0 0 6,910
MID-AMER APT CMNTYS INC COM 59522J103 1,422 6,789 SH   SOLE   0 0 6,789
MASTERCARD INCORPORATED CL A 57636Q104 2,376 6,647 SH   SOLE   0 0 6,647
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 890 6,500 SH   SOLE   0 0 6,500
TRUIST FINL CORP COM 89832Q109 347 6,116 SH   SOLE   0 0 6,116
DANAHER CORPORATION COM 235851102 1,789 6,099 SH   SOLE   0 0 6,099
FLOOR & DECOR HLDGS INC CL A 339750101 486 6,000 SH   SOLE   0 0 6,000
CORTEVA INC COM 22052L104 342 5,947 SH   SOLE   0 0 5,947
MERCK & CO INC COM 58933Y105 481 5,860 SH   SOLE   0 0 5,860
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 269 5,825 SH   SOLE   0 0 5,825
TRACTOR SUPPLY CO COM 892356106 1,353 5,798 SH   SOLE   0 0 5,798
AUTODESK INC COM 052769106 1,235 5,762 SH   SOLE   0 0 5,762
WALMART INC COM 931142103 834 5,603 SH   SOLE   0 0 5,603
AMGEN INC COM 031162100 1,355 5,602 SH   SOLE   0 0 5,602
AFLAC INC COM 001055102 359 5,582 SH   SOLE   0 0 5,582
VERTEX PHARMACEUTICALS INC COM 92532F100 1,449 5,551 SH   SOLE   0 0 5,551
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,167 5,491 SH   SOLE   0 0 5,491
VANGUARD INDEX FDS VALUE ETF 922908744 767 5,189 SH   SOLE   0 0 5,189
MOODYS CORP COM 615369105 1,722 5,104 SH   SOLE   0 0 5,104
META PLATFORMS INC CL A 30303M102 1,110 4,994 SH   SOLE   0 0 4,994
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 281 4,874 SH   SOLE   0 0 4,874
VEEVA SYS INC CL A COM 922475108 1,019 4,795 SH   SOLE   0 0 4,795
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 359 4,727 SH   SOLE   0 0 4,727
ISHARES TR MSCI CHINA ETF 46429B671 244 4,611 SH   SOLE   0 0 4,611
AZENTA INC COM 114340102 373 4,500 SH   SOLE   0 0 4,500
ABBVIE INC COM 00287Y109 728 4,493 SH   SOLE   0 0 4,493
THERMO FISHER SCIENTIFIC INC COM 883556102 2,594 4,391 SH   SOLE   0 0 4,391
UNION PAC CORP COM 907818108 1,179 4,317 SH   SOLE   0 0 4,317
WAYFAIR INC CL A 94419L101 469 4,234 SH   SOLE   0 0 4,234
ISHARES TR S&P 500 VAL ETF 464287408 654 4,197 SH   SOLE   0 0 4,197
VANGUARD INDEX FDS GROWTH ETF 922908736 1,174 4,081 SH   SOLE   0 0 4,081
LOCKHEED MARTIN CORP COM 539830109 1,799 4,076 SH   SOLE   0 0 4,076
ALPHABET INC CAP STK CL C 02079K107 11,348 4,063 SH   SOLE   0 0 4,063
PARK NATL CORP COM 700658107 522 3,971 SH   SOLE   0 0 3,971
AMAZON COM INC COM 023135106 12,583 3,860 SH   SOLE   0 0 3,860
ONEOK INC NEW COM 682680103 269 3,813 SH   SOLE   0 0 3,813
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 707 3,800 SH   SOLE   0 0 3,800
CABOT CORP COM 127055101 253 3,700 SH   SOLE   0 0 3,700
SPDR SER TR S&P BIOTECH 78464A870 330 3,672 SH   SOLE   0 0 3,672
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,211 3,590 SH   SOLE   0 0 3,590
ONE GAS INC COM 68235P108 300 3,400 SH   SOLE   0 0 3,400
TJX COS INC NEW COM 872540109 203 3,354 SH   SOLE   0 0 3,354
STARBUCKS CORP COM 855244109 301 3,310 SH   SOLE   0 0 3,310
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 339 3,297 SH   SOLE   0 0 3,297
ISHARES TR RUS 1000 VAL ETF 464287598 510 3,070 SH   SOLE   0 0 3,070
BECTON DICKINSON & CO COM 075887109 814 3,062 SH   SOLE   0 0 3,062
BLACKSTONE INC COM 09260D107 381 3,000 SH   SOLE   0 0 3,000
LINDE PLC SHS G5494J103 958 2,999 SH   SOLE   0 0 2,999
HONEYWELL INTL INC COM 438516106 558 2,870 SH   SOLE   0 0 2,870
ABBOTT LABS COM 002824100 339 2,862 SH   SOLE   0 0 2,862
CATERPILLAR INC COM 149123101 633 2,843 SH   SOLE   0 0 2,843
CHEVRON CORP NEW COM 166764100 456 2,800 SH   SOLE   0 0 2,800
CVS HEALTH CORP COM 126650100 271 2,674 SH   SOLE   0 0 2,674
UNITEDHEALTH GROUP INC COM 91324P102 1,326 2,601 SH   SOLE   0 0 2,601
PARKER-HANNIFIN CORP COM 701094104 701 2,472 SH   SOLE   0 0 2,472
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,124 2,466 SH   SOLE   0 0 2,466
PIONEER NAT RES CO COM 723787107 587 2,346 SH   SOLE   0 0 2,346
APPLIED MATLS INC COM 038222105 305 2,312 SH   SOLE   0 0 2,312
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 233 2,233 SH   SOLE   0 0 2,233
AMERICAN TOWER CORP NEW COM 03027X100 550 2,188 SH   SOLE   0 0 2,188
TRANE TECHNOLOGIES PLC SHS G8994E103 333 2,180 SH   SOLE   0 0 2,180
CROWDSTRIKE HLDGS INC CL A 22788C105 493 2,171 SH   SOLE   0 0 2,171
3M CO COM 88579Y101 308 2,068 SH   SOLE   0 0 2,068
BLACKROCK INC COM 09247X101 1,573 2,058 SH   SOLE   0 0 2,058
SHOPIFY INC CL A 82509L107 1,352 2,000 SH   SOLE   0 0 2,000
AMERICAN EXPRESS CO COM 025816109 364 1,945 SH   SOLE   0 0 1,945
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 209 1,930 SH   SOLE   0 0 1,930
BILL COM HLDGS INC COM 090043100 438 1,930 SH   SOLE   0 0 1,930
ANALOG DEVICES INC COM 032654105 308 1,863 SH   SOLE   0 0 1,863
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 203 1,808 SH   SOLE   0 0 1,808
EATON CORP PLC SHS G29183103 273 1,798 SH   SOLE   0 0 1,798
NIKE INC CL B 654106103 226 1,676 SH   SOLE   0 0 1,676
ALLSTATE CORP COM 020002101 224 1,615 SH   SOLE   0 0 1,615
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 659 1,586 SH   SOLE   0 0 1,586
ISHARES TR RUS 1000 ETF 464287622 375 1,501 SH   SOLE   0 0 1,501
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 234 1,483 SH   SOLE   0 0 1,483
SERVICENOW INC COM 81762P102 798 1,433 SH   SOLE   0 0 1,433
LOWES COS INC COM 548661107 281 1,391 SH   SOLE   0 0 1,391
MCDONALDS CORP COM 580135101 336 1,359 SH   SOLE   0 0 1,359
HOME DEPOT INC COM 437076102 402 1,342 SH   SOLE   0 0 1,342
BROADCOM INC COM 11135F101 781 1,241 SH   SOLE   0 0 1,241
TESLA INC COM 88160R101 1,327 1,231 SH   SOLE   0 0 1,231
ALPHABET INC CAP STK CL A 02079K305 3,357 1,207 SH   SOLE   0 0 1,207
FAIR ISAAC CORP COM 303250104 487 1,045 SH   SOLE   0 0 1,045
ZSCALER INC COM 98980G102 241 1,000 SH   SOLE   0 0 1,000
AUTOMATIC DATA PROCESSING IN COM 053015103 200 879 SH   SOLE   0 0 879
NETFLIX INC COM 64110L106 309 826 SH   SOLE   0 0 826
INVESCO QQQ TR UNIT SER 1 46090E103 286 788 SH   SOLE   0 0 788
LILLY ELI & CO COM 532457108 208 728 SH   SOLE   0 0 728
LAM RESEARCH CORP COM 512807108 255 475 SH   SOLE   0 0 475
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 204 415 SH   SOLE   0 0 415