The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 253 1,578 SH   SOLE   0 0 1,578
ABBOTT LABS COM 002824100 252 2,316 SH   SOLE   0 0 2,316
ABBVIE INC COM 00287Y109 392 4,478 SH   SOLE   0 0 4,478
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 791 3,500 SH   SOLE   0 0 3,500
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,265 2,579 SH   SOLE   0 0 2,579
AFLAC INC COM 001055102 203 5,588 SH   SOLE   0 0 5,588
AKAMAI TECHNOLOGIES INC COM 00971T101 886 8,019 SH   SOLE   0 0 8,019
ALPHABET INC CAP STK CL C 02079K107 4,332 2,948 SH   SOLE   0 0 2,948
ALPHABET INC CAP STK CL A 02079K305 1,688 1,152 SH   SOLE   0 0 1,152
AMAZON COM INC COM 023135106 8,697 2,762 SH   SOLE   0 0 2,762
AMERICAN TOWER CORP NEW COM 03027X100 290 1,198 SH   SOLE   0 0 1,198
AMGEN INC COM 031162100 1,875 7,379 SH   SOLE   0 0 7,379
APPLE INC COM 037833100 17,098 147,643 SH   SOLE   0 0 147,643
AT&T INC COM 00206R102 557 19,531 SH   SOLE   0 0 19,531
AUTODESK INC COM 052769106 228 986 SH   SOLE   0 0 986
BECTON DICKINSON & CO COM 075887109 1,250 5,374 SH   SOLE   0 0 5,374
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,502 7,054 SH   SOLE   0 0 7,054
BIOGEN INC COM 09062X103 247 870 SH   SOLE   0 0 870
BK OF AMERICA CORP COM 060505104 3,445 143,018 SH   SOLE   0 0 143,018
BLACKROCK INC COM 09247X101 1,155 2,049 SH   SOLE   0 0 2,049
BOEING CO COM 097023105 435 2,630 SH   SOLE   0 0 2,630
BRISTOL-MYERS SQUIBB CO COM 110122108 744 12,339 SH   SOLE   0 0 12,339
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 571 12,000 SH   SOLE   0 0 12,000
CANADIAN PAC RY LTD COM 13645T100 1,223 4,018 SH   SOLE   0 0 4,018
CARRIER GLOBAL CORPORATION COM 14448C104 249 8,161 SH   SOLE   0 0 8,161
CATERPILLAR INC DEL COM 149123101 249 1,672 SH   SOLE   0 0 1,672
CISCO SYS INC COM 17275R102 394 10,002 SH   SOLE   0 0 10,002
CLOUDFLARE INC CL A COM 18915M107 431 10,500 SH   SOLE   0 0 10,500
COCA COLA CO COM 191216100 856 17,339 SH   SOLE   0 0 17,339
COMCAST CORP NEW CL A 20030N101 562 12,146 SH   SOLE   0 0 12,146
CORNING INC COM 219350105 252 7,787 SH   SOLE   0 0 7,787
CORTEVA INC COM 22052L104 276 9,582 SH   SOLE   0 0 9,582
COSTCO WHSL CORP NEW COM 22160K105 2,435 6,858 SH   SOLE   0 0 6,858
CVS HEALTH CORP COM 126650100 1,241 21,242 SH   SOLE   0 0 21,242
DANAHER CORPORATION COM 235851102 887 4,119 SH   SOLE   0 0 4,119
DEERE & CO COM 244199105 2,658 11,994 SH   SOLE   0 0 11,994
DELUXE CORP COM 248019101 1,125 43,735 SH   SOLE   0 0 43,735
DISNEY WALT CO COM DISNEY 254687106 4,825 38,886 SH   SOLE   0 0 38,886
DUPONT DE NEMOURS INC COM 26614N102 223 4,027 SH   SOLE   0 0 4,027
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 232 42,735 SH   SOLE   0 0 42,735
ENTERPRISE PRODS PARTNERS L COM 293792107 2,497 158,154 SH   SOLE   0 0 158,154
EOG RES INC COM 26875P101 380 10,573 SH   SOLE   0 0 10,573
EVERQUOTE INC COM CL A 30041R108 674 17,450 SH   SOLE   0 0 17,450
EXXON MOBIL CORP COM 30231G102 1,485 43,250 SH   SOLE   0 0 43,250
F M C CORP COM NEW 302491303 531 5,009 SH   SOLE   0 0 5,009
FACEBOOK INC CL A 30303M102 1,306 4,986 SH   SOLE   0 0 4,986
FAIR ISAAC CORP COM 303250104 255 600 SH   SOLE   0 0 600
FASTLY INC CL A 31188V100 885 9,450 SH   SOLE   0 0 9,450
FIFTH THIRD BANCORP COM 316773100 1,513 70,969 SH   SOLE   0 0 70,969
FIRST FINL BANCORP OH COM 320209109 240 20,000 SH   SOLE   0 0 20,000
FREEPORT-MCMORAN INC CL B 35671D857 160 10,243 SH   SOLE   0 0 10,243
GILEAD SCIENCES INC COM 375558103 987 15,625 SH   SOLE   0 0 15,625
GOLDMAN SACHS GROUP INC COM 38141G104 2,203 10,960 SH   SOLE   0 0 10,960
HOME DEPOT INC COM 437076102 429 1,543 SH   SOLE   0 0 1,543
HONEYWELL INTL INC COM 438516106 584 3,548 SH   SOLE   0 0 3,548
HUNTINGTON BANCSHARES INC COM 446150104 306 33,382 SH   SOLE   0 0 33,382
ILLINOIS TOOL WKS INC COM 452308109 2,970 15,374 SH   SOLE   0 0 15,374
INTEL CORP COM 458140100 3,559 68,728 SH   SOLE   0 0 68,728
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,232 147,970 SH   SOLE   0 0 147,970
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,159 148,176 SH   SOLE   0 0 148,176
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,618 123,354 SH   SOLE   0 0 123,354
INVESCO QQQ TR UNIT SER 1 46090E103 219 788 SH   SOLE   0 0 788
IRHYTHM TECHNOLOGIES INC COM 450056106 274 1,150 SH   SOLE   0 0 1,150
ISHARES GOLD TRUST ISHARES 464285105 2,598 144,397 SH   SOLE   0 0 144,397
ISHARES INC MSCI EMERG MRKT 464286533 942 17,066 SH   SOLE   0 0 17,066
ISHARES TR RUS 2000 GRW ETF 464287648 7,098 32,042 SH   SOLE   0 0 32,042
ISHARES TR CORE S&P500 ETF 464287200 6,627 19,720 SH   SOLE   0 0 19,720
ISHARES TR RUS 1000 GRW ETF 464287614 6,554 30,218 SH   SOLE   0 0 30,218
ISHARES TR CORE S&P MCP ETF 464287507 4,836 26,097 SH   SOLE   0 0 26,097
ISHARES TR RUS MID CAP ETF 464287499 4,776 83,228 SH   SOLE   0 0 83,228
ISHARES TR S&P MC 400VL ETF 464287705 4,173 30,944 SH   SOLE   0 0 30,944
ISHARES TR NASDAQ BIOTECH 464287556 3,292 24,314 SH   SOLE   0 0 24,314
ISHARES TR MSCI USA MIN VOL 46429B697 2,820 44,251 SH   SOLE   0 0 44,251
ISHARES TR MSCI USA QLT FCT 46432F339 2,526 24,349 SH   SOLE   0 0 24,349
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 2,322 84,948 SH   SOLE   0 0 84,948
ISHARES TR CORE S&P TTL STK 464287150 2,210 29,275 SH   SOLE   0 0 29,275
ISHARES TR IBONDS DEC2022 46435G755 1,761 66,463 SH   SOLE   0 0 66,463
ISHARES TR IBONDS DEC2021 46435G789 1,756 67,787 SH   SOLE   0 0 67,787
ISHARES TR CORE S&P SCP ETF 464287804 1,487 21,179 SH   SOLE   0 0 21,179
ISHARES TR MSCI EAFE MIN VL 46429B689 1,096 16,087 SH   SOLE   0 0 16,087
ISHARES TR RUSSELL 2000 ETF 464287655 1,041 6,950 SH   SOLE   0 0 6,950
ISHARES TR CORE MSCI EAFE 46432F842 842 13,965 SH   SOLE   0 0 13,965
ISHARES TR CORE US AGGBD ET 464287226 751 6,358 SH   SOLE   0 0 6,358
ISHARES TR S&P 500 GRWT ETF 464287309 718 3,107 SH   SOLE   0 0 3,107
ISHARES TR US INDUSTRIALS 464287754 716 4,285 SH   SOLE   0 0 4,285
ISHARES TR MSCI EAFE ETF 464287465 650 10,210 SH   SOLE   0 0 10,210
ISHARES TR S&P 500 VAL ETF 464287408 472 4,197 SH   SOLE   0 0 4,197
ISHARES TR RUS 1000 VAL ETF 464287598 395 3,347 SH   SOLE   0 0 3,347
ISHARES TR MSCI CHINA ETF 46429B671 342 4,611 SH   SOLE   0 0 4,611
ISHARES TR CORE INTL AGGR 46435G672 294 5,274 SH   SOLE   0 0 5,274
ISHARES TR RUS 1000 ETF 464287622 281 1,501 SH   SOLE   0 0 1,501
ISHARES TR S&P 100 ETF 464287101 210 1,349 SH   SOLE   0 0 1,349
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 4,307 85,465 SH   SOLE   0 0 85,465
JOHNSON & JOHNSON COM 478160104 1,922 12,907 SH   SOLE   0 0 12,907
JPMORGAN CHASE & CO COM 46625H100 7,678 79,752 SH   SOLE   0 0 79,752
KINDER MORGAN INC DEL COM 49456B101 135 10,977 SH   SOLE   0 0 10,977
KROGER CO COM 501044101 374 11,030 SH   SOLE   0 0 11,030
LINDE PLC SHS G5494J103 757 3,177 SH   SOLE   0 0 3,177
LOCKHEED MARTIN CORP COM 539830109 1,577 4,114 SH   SOLE   0 0 4,114
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 231 3,277 SH   SOLE   0 0 3,277
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,251 36,565 SH   SOLE   0 0 36,565
MARATHON PETE CORP COM 56585A102 1,336 45,549 SH   SOLE   0 0 45,549
MASTERCARD INCORPORATED CL A 57636Q104 2,272 6,719 SH   SOLE   0 0 6,719
MERCK & CO. INC COM 58933Y105 389 4,695 SH   SOLE   0 0 4,695
MICROSOFT CORP COM 594918104 15,674 74,523 SH   SOLE   0 0 74,523
MID-AMER APT CMNTYS INC COM 59522J103 786 6,782 SH   SOLE   0 0 6,782
MONDELEZ INTL INC CL A 609207105 1,692 29,460 SH   SOLE   0 0 29,460
MOODYS CORP COM 615369105 641 2,211 SH   SOLE   0 0 2,211
NETFLIX INC COM 64110L106 428 855 SH   SOLE   0 0 855
NEXTERA ENERGY INC COM 65339F101 2,684 9,669 SH   SOLE   0 0 9,669
NIKE INC CL B 654106103 225 1,795 SH   SOLE   0 0 1,795
NVIDIA CORPORATION COM 67066G104 3,209 5,928 SH   SOLE   0 0 5,928
ONE GAS INC COM 68235P108 235 3,400 SH   SOLE   0 0 3,400
ORACLE CORP COM 68389X105 1,231 20,616 SH   SOLE   0 0 20,616
PACKAGING CORP AMER COM 695156109 1,083 9,933 SH   SOLE   0 0 9,933
PARK NATL CORP COM 700658107 325 3,971 SH   SOLE   0 0 3,971
PARKER-HANNIFIN CORP COM 701094104 262 1,293 SH   SOLE   0 0 1,293
PAYPAL HLDGS INC COM 70450Y103 7,005 35,555 SH   SOLE   0 0 35,555
PEPSICO INC COM 713448108 1,047 7,553 SH   SOLE   0 0 7,553
PFIZER INC COM 717081103 504 13,732 SH   SOLE   0 0 13,732
PHILLIPS 66 COM 718546104 600 11,572 SH   SOLE   0 0 11,572
PIONEER NAT RES CO COM 723787107 207 2,403 SH   SOLE   0 0 2,403
PREMIER FINANCIAL CORP COM 74052F108 238 15,274 SH   SOLE   0 0 15,274
PROCTER AND GAMBLE CO COM 742718109 2,307 16,596 SH   SOLE   0 0 16,596
PROGRESSIVE CORP COM 743315103 2,221 23,463 SH   SOLE   0 0 23,463
QUALCOMM INC COM 747525103 2,138 18,166 SH   SOLE   0 0 18,166
RAMBUS INC DEL COM 750917106 343 25,070 SH   SOLE   0 0 25,070
RAYTHEON TECHNOLOGIES CORP COM 75513E101 593 10,302 SH   SOLE   0 0 10,302
RPM INTL INC COM 749685103 1,118 13,500 SH   SOLE   0 0 13,500
SALESFORCE COM INC COM 79466L302 2,194 8,729 SH   SOLE   0 0 8,729
SCHOLASTIC CORP COM 807066105 281 13,405 SH   SOLE   0 0 13,405
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 392 7,061 SH   SOLE   0 0 7,061
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 203 7,592 SH   SOLE   0 0 7,592
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,965 33,084 SH   SOLE   0 0 33,084
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,875 77,902 SH   SOLE   0 0 77,902
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 686 6,500 SH   SOLE   0 0 6,500
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 644 10,047 SH   SOLE   0 0 10,047
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 213 3,349 SH   SOLE   0 0 3,349
SERVICENOW INC COM 81762P102 690 1,422 SH   SOLE   0 0 1,422
SHOPIFY INC CL A 82509L107 696 680 SH   SOLE   0 0 680
SPDR S&P 500 ETF TR TR UNIT 78462F103 29,816 89,032 SH   SOLE   0 0 89,032
STARBUCKS CORP COM 855244109 354 4,116 SH   SOLE   0 0 4,116
TESLA INC COM 88160R101 605 1,410 SH   SOLE   0 0 1,410
TEXAS INSTRS INC COM 882508104 211 1,476 SH   SOLE   0 0 1,476
THERMO FISHER SCIENTIFIC INC COM 883556102 3,049 6,905 SH   SOLE   0 0 6,905
TRACTOR SUPPLY CO COM 892356106 477 3,326 SH   SOLE   0 0 3,326
TRANE TECHNOLOGIES PLC SHS G8994E103 263 2,171 SH   SOLE   0 0 2,171
UNION PAC CORP COM 907818108 499 2,535 SH   SOLE   0 0 2,535
UNITEDHEALTH GROUP INC COM 91324P102 793 2,542 SH   SOLE   0 0 2,542
V F CORP COM 918204108 949 13,515 SH   SOLE   0 0 13,515
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 471 12,024 SH   SOLE   0 0 12,024
VANGUARD INDEX FDS MID CAP ETF 922908629 1,174 6,660 SH   SOLE   0 0 6,660
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,126 7,323 SH   SOLE   0 0 7,323
VANGUARD INDEX FDS GROWTH ETF 922908736 880 3,866 SH   SOLE   0 0 3,866
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 676 2,196 SH   SOLE   0 0 2,196
VANGUARD INDEX FDS VALUE ETF 922908744 461 4,413 SH   SOLE   0 0 4,413
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 230 5,320 SH   SOLE   0 0 5,320
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 460 9,011 SH   SOLE   0 0 9,011
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 307 1,900 SH   SOLE   0 0 1,900
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,717 359,839 SH   SOLE   0 0 359,839
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 1,765 23,013 SH   SOLE   0 0 23,013
VAPOTHERM INC COM 922107107 231 7,950 SH   SOLE   0 0 7,950
VEEVA SYS INC CL A COM 922475108 942 3,349 SH   SOLE   0 0 3,349
VERIZON COMMUNICATIONS INC COM 92343V104 260 4,378 SH   SOLE   0 0 4,378
VERTEX PHARMACEUTICALS INC COM 92532F100 1,550 5,695 SH   SOLE   0 0 5,695
VISA INC COM CL A 92826C839 4,689 23,450 SH   SOLE   0 0 23,450
WALMART INC COM 931142103 705 5,036 SH   SOLE   0 0 5,036
WAYFAIR INC CL A 94419L101 1,232 4,234 SH   SOLE   0 0 4,234
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,279 9,395 SH   SOLE   0 0 9,395