The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,242 7,040 SH   DFND   0 7,040 0
ABBOTT LABS COM 002824100 1,074 12,369 SH   DFND   0 12,369 0
ABBVIE INC COM 00287Y109 1,037 11,709 SH   DFND   0 11,709 0
AIR PRODS & CHEMS INC COM 009158106 1,657 7,050 SH   DFND   0 7,050 0
ALPHABET INC CAP STK CL C 02079K107 1,344 1,005 SH   DFND   0 1,005 0
AMAZON COM INC COM 023135106 1,828 989 SH   DFND   0 989 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,591 12,950 SH   DFND   0 12,950 0
AMGEN INC COM 031162100 1,736 7,200 SH   DFND   0 7,200 0
ANALOG DEVICES INC COM 032654105 2,068 17,400 SH   DFND   0 17,400 0
APPLE INC COM 037833100 3,826 13,028 SH   DFND   0 13,028 0
APPLIED MATLS INC COM 038222105 2,294 37,575 SH   DFND   0 37,575 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,413 14,150 SH   DFND   0 14,150 0
BAXTER INTL INC COM 071813109 824 9,850 SH   DFND   0 9,850 0
BECTON DICKINSON & CO COM 075887109 1,273 4,680 SH   DFND   0 4,680 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,280 5,650 SH   DFND   0 5,650 0
BIO TECHNE CORP COM 09073M104 1,054 4,800 SH   DFND   0 4,800 0
BOEING CO COM 097023105 2,872 8,815 SH   DFND   0 8,815 0
CIGNA CORP NEW COM 125523100 482 2,358 SH   DFND   0 2,358 0
CINCINNATI FINL CORP COM 172062101 1,890 17,975 SH   DFND   0 17,975 0
CISCO SYS INC COM 17275R102 2,065 43,050 SH   DFND   0 43,050 0
CLOROX CO DEL COM 189054109 798 5,200 SH   DFND   0 5,200 0
CME GROUP INC COM 12572Q105 2,322 11,570 SH   DFND   0 11,570 0
COCA COLA CO COM 191216100 1,121 20,250 SH   DFND   0 20,250 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,277 20,585 SH   DFND   0 20,585 0
CORNING INC COM 219350105 606 20,817 SH   DFND   0 20,817 0
COSTCO WHSL CORP NEW COM 22160K105 1,644 5,595 SH   DFND   0 5,595 0
CUMMINS INC COM 231021106 1,029 5,752 SH   DFND   0 5,752 0
DELL TECHNOLOGIES INC CL C 24703L202 254 4,936 SH   DFND   0 4,936 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,026 4,400 SH   DFND   0 4,400 0
EXXON MOBIL CORP COM 30231G102 1,069 15,321 SH   DFND   0 15,321 0
FIFTH THIRD BANCORP COM 316773100 520 16,900 SH   DFND   0 16,900 0
FIFTH THIRD BANCORP COM 316773100 3 100 SH   OTR   0 0 100
GENERAL MLS INC COM 370334104 443 8,275 SH   DFND   0 8,275 0
GENUINE PARTS CO COM 372460105 1,230 11,575 SH   DFND   0 11,575 0
HOME DEPOT INC COM 437076102 1,401 6,415 SH   DFND   0 6,415 0
HONEYWELL INTL INC COM 438516106 2,039 11,517 SH   DFND   0 11,517 0
ILLINOIS TOOL WKS INC COM 452308109 2,023 11,260 SH   DFND   0 11,260 0
INTEL CORP COM 458140100 2,068 34,550 SH   DFND   0 34,550 0
INTERNATIONAL BUSINESS MACHS COM 459200101 550 4,100 SH   DFND   0 4,100 0
INTERNATIONAL BUSINESS MACHS COM 459200101 34 250 SH   OTR   0 0 250
JOHNSON & JOHNSON COM 478160104 5,550 38,048 SH   DFND   0 38,048 0
JPMORGAN CHASE & CO COM 46625H100 705 5,054 SH   DFND   0 5,054 0
KEYCORP NEW COM 493267108 294 14,504 SH   DFND   0 14,504 0
KIMBERLY CLARK CORP COM 494368103 1,387 10,085 SH   DFND   0 10,085 0
KIMBERLY CLARK CORP COM 494368103 23 165 SH   OTR   0 0 165
L3HARRIS TECHNOLOGIES INC COM 502431109 2,404 12,150 SH   DFND   0 12,150 0
LINDE PLC SHS G5494J103 1,658 7,788 SH   DFND   0 7,788 0
LOCKHEED MARTIN CORP COM 539830109 2,870 7,370 SH   DFND   0 7,370 0
MCDONALDS CORP COM 580135101 469 2,375 SH   DFND   0 2,375 0
MERCK & CO INC COM 58933Y105 924 10,160 SH   DFND   0 10,160 0
MICROSOFT CORP COM 594918104 4,710 29,868 SH   DFND   0 29,868 0
NORFOLK SOUTHERN CORP COM 655844108 3,023 15,573 SH   DFND   0 15,573 0
NVIDIA CORP COM 67066G104 1,309 5,565 SH   DFND   0 5,565 0
PARKER HANNIFIN CORP COM 701094104 2,005 9,740 SH   DFND   0 9,740 0
PEPSICO INC COM 713448108 1,533 11,214 SH   DFND   0 11,214 0
PERKINELMER INC COM 714046109 1,304 13,425 SH   DFND   0 13,425 0
PFIZER INC COM 717081103 270 6,894 SH   DFND   0 6,894 0
PROCTER & GAMBLE CO COM 742718109 2,131 17,064 SH   DFND   0 17,064 0
QUALCOMM INC COM 747525103 2,109 23,900 SH   DFND   0 23,900 0
RAYTHEON CO COM NEW 755111507 3,330 15,155 SH   DFND   0 15,155 0
RESMED INC COM 761152107 2,431 15,685 SH   DFND   0 15,685 0
SOUTHERN CO COM 842587107 348 5,458 SH   DFND   0 5,458 0
SYSCO CORP COM 871829107 1,634 19,100 SH   DFND   0 19,100 0
TEXAS INSTRS INC COM 882508104 2,633 20,520 SH   DFND   0 20,520 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,562 10,963 SH   DFND   0 10,963 0
UNION PACIFIC CORP COM 907818108 1,830 10,125 SH   DFND   0 10,125 0
UNITED PARCEL SERVICE INC CL B 911312106 1,179 10,070 SH   DFND   0 10,070 0
UNITED TECHNOLOGIES CORP COM 913017109 2,225 14,860 SH   DFND   0 14,860 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,113 12,714 SH   DFND   0 12,714 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 10 40 SH   OTR   0 0 40
VISA INC COM CL A 92826C839 1,550 8,250 SH   DFND   0 8,250 0
WABTEC CORP COM 929740108 994 12,782 SH   DFND   0 12,782 0
WEC ENERGY GROUP INC COM 92939U106 323 3,500 SH   DFND   0 3,500 0
XYLEM INC COM 98419M100 8 100 SH   OTR   0 0 100
XYLEM INC COM 98419M100 754 9,575 SH   DFND   0 9,575 0