The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452   964,124 24,945 SH   SOLE   24,945 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,515,275 3,932 SH   SOLE   3,932 0 0
ALPHABET INC CAP STK CL C 02079K107   610,480 5,870 SH   SOLE   5,870 0 0
AMAZON COM INC COM 023135106   1,757,479 17,015 SH   SOLE   17,015 0 0
ANALOG DEVICES INC COM 032654105   793,811 4,025 SH   SOLE   4,025 0 0
ELEVANCE HEALTH INC COM 036752103   237,722 517 SH   SOLE   517 0 0
APPLE INC COM 037833100   2,787,470 16,904 SH   SOLE   16,904 0 0
BLACKROCK INC COM 09247X101   2,579,458 3,855 SH   SOLE   3,855 0 0
COCA COLA CO COM 191216100   1,095,450 17,660 SH   SOLE   17,660 0 0
DNP SELECT INCOME FD INC COM 23325P104   1,071,166 97,202 SH   SOLE   97,202 0 0
DELL TECHNOLOGIES INC CL C 24703L202   213,895 5,319 SH   SOLE   5,319 0 0
DOW INC COM 260557103   1,802,262 32,876 SH   SOLE   32,876 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   455,917 4,726 SH   SOLE   4,726 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,475,304 20,556 SH   SOLE   20,556 0 0
EXXON MOBIL CORP COM 30231G102   1,041,331 9,496 SH   SOLE   9,496 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   867,794 30,610 SH   SOLE   30,610 0 0
HOME DEPOT INC COM 437076102   755,212 2,559 SH   SOLE   2,559 0 0
INVESCO MUNI INCOME OPP TRST COM 46132X101   179,280 27,000 SH   SOLE   27,000 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134   984,873 24,372 SH   SOLE   24,372 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   2,544,576 53,774 SH   SOLE   53,774 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,965,552 31,499 SH   SOLE   31,499 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   187,124 16,300 SH   SOLE   16,300 0 0
ISHARES TR SELECT DIVID ETF 464287168   2,908,094 24,817 SH   SOLE   24,817 0 0
ISHARES TR US TRSPRTION 464287192   239,232 1,050 SH   SOLE   1,050 0 0
ISHARES TR CORE US AGGBD ET 464287226   8,648,270 86,795 SH   SOLE   86,795 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,103,810 53,315 SH   SOLE   53,315 0 0
ISHARES TR IBOXX INV CP ETF 464287242   2,996,409 27,337 SH   SOLE   27,337 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,096,236 57,274 SH   SOLE   57,274 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   831,546 7,830 SH   SOLE   7,830 0 0
ISHARES TR ISHARES BIOTECH 464287556   2,005,209 15,525 SH   SOLE   15,525 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   593,814 3,900 SH   SOLE   3,900 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,316,493 9,481 SH   SOLE   9,481 0 0
ISHARES TR EUROPE ETF 464287861   2,747,849 54,935 SH   SOLE   54,935 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,386,343 12,610 SH   SOLE   12,610 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   1,981,244 100,164 SH   SOLE   100,164 0 0
ISHARES TR NATIONAL MUN ETF 464288414   490,217 4,550 SH   SOLE   4,550 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,094,729 35,065 SH   SOLE   35,065 0 0
ISHARES TR US AER DEF ETF 464288760   230,160 2,000 SH   SOLE   2,000 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   432,245 8,715 SH   SOLE   8,715 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   6,415,768 136,057 SH   SOLE   136,057 0 0
JPMORGAN CHASE & CO COM 46625H100   747,588 5,737 SH   SOLE   5,737 0 0
KEYCORP COM 493267108   1,850,644 147,815 SH   SOLE   147,815 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,863,203 5,127 SH   SOLE   5,127 0 0
MCKESSON CORP COM 58155Q103   870,186 2,444 SH   SOLE   2,444 0 0
MICROSOFT CORP COM 594918104   459,839 1,595 SH   SOLE   1,595 0 0
NEXTERA ENERGY INC COM 65339F101   1,725,667 22,388 SH   SOLE   22,388 0 0
OLD DOMINION FREIGHT LINE IN COM 679580100   1,560,025 4,577 SH   SOLE   4,577 0 0
PAYPAL HLDGS INC COM 70450Y103   746,566 9,831 SH   SOLE   9,831 0 0
PFIZER INC COM 717081103   408,734 10,018 SH   SOLE   10,018 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   7,352,639 74,082 SH   SOLE   74,082 0 0
REPUBLIC SVCS INC COM 760759100   2,209,765 16,342 SH   SOLE   16,342 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,711,899 4,182 SH   SOLE   4,182 0 0
SPDR SER TR S&P REGL BKG 78464A698   1,750,672 39,915 SH   SOLE   39,915 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,128,662 2,462 SH   SOLE   2,462 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   6,682,337 219,597 SH   SOLE   219,597 0 0
SCHWAB CHARLES CORP COM 808513105   1,541,282 29,425 SH   SOLE   29,425 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,124,994 31,319 SH   SOLE   31,319 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,381,372 56,794 SH   SOLE   56,794 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   3,577,706 44,355 SH   SOLE   44,355 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,869,740 22,167 SH   SOLE   22,167 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,410,810 45,654 SH   SOLE   45,654 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,792,985 11,990 SH   SOLE   11,990 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   503,661 6,081 SH   SOLE   6,081 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,032,259 32,108 SH   SOLE   32,108 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   3,832,165 37,875 SH   SOLE   37,875 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,835,356 32,020 SH   SOLE   32,020 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,653,015 45,765 SH   SOLE   45,765 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,770,038 55,696 SH   SOLE   55,696 0 0
SOUTHERN CO COM 842587107   284,373 4,087 SH   SOLE   4,087 0 0
TJX COS INC NEW COM 872540109   454,566 5,801 SH   SOLE   5,801 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   885,304 1,536 SH   SOLE   1,536 0 0
3M CO COM 88579Y101   583,045 5,547 SH   SOLE   5,547 0 0
US BANCORP DEL COM NEW 902973304   241,247 6,692 SH   SOLE   6,692 0 0
UNITEDHEALTH GROUP INC COM 91324P102   769,377 1,628 SH   SOLE   1,628 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   932,219 3,542 SH   SOLE   3,542 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,077,097 37,622 SH   SOLE   37,622 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,857,643 65,795 SH   SOLE   65,795 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   791,820 16,186 SH   SOLE   16,186 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,523,731 47,199 SH   SOLE   47,199 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,691,508 41,869 SH   SOLE   41,869 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   8,885,293 116,559 SH   SOLE   116,559 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   7,033,783 88,231 SH   SOLE   88,231 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   278,414 1,320 SH   SOLE   1,320 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,423,940 26,575 SH   SOLE   26,575 0 0
WALMART INC COM 931142103   2,172,823 14,736 SH   SOLE   14,736 0 0
WASTE MGMT INC DEL COM 94106L109   200,699 1,230 SH   SOLE   1,230 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105   293,936 28,593 SH   SOLE   28,593 0 0
WILLDAN GROUP INC COM 96924N100   220,195 14,097 SH   SOLE   14,097 0 0
YUM BRANDS INC COM 988498101   313,294 2,372 SH   SOLE   2,372 0 0