The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   687,706 4,009 SH   SOLE   0 0 4,009
AMAZON COM INC COM 023135106   237,118 1,227 SH   SOLE   0 0 1,227
APPLE INC COM 037833100   2,519,255 11,961 SH   SOLE   0 0 11,961
BANK HAWAII CORP COM 062540109   202,981 3,548 SH   SOLE   0 0 3,548
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   403,952 993 SH   SOLE   0 0 993
BRIDGER AEROSPACE GRP HLDGS COM 96812F102   727,191 194,436 SH   SOLE   0 0 194,436
BROADCOM INC COM 11135F101   391,120 244 SH   SOLE   0 0 244
CAPITAL GRP FIXED INCM ETF T SHORT DURATION M 14020Y607   259,906 10,095 SH   SOLE   0 0 10,095
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   351,883 13,106 SH   SOLE   0 0 13,106
CATERPILLAR INC COM 149123101   350,123 1,051 SH   SOLE   0 0 1,051
COSTCO WHSL CORP NEW COM 22160K105   345,249 406 SH   SOLE   0 0 406
DELTA AIR LINES INC DEL COM NEW 247361702   466,931 9,843 SH   SOLE   0 0 9,843
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   674,959 25,251 SH   SOLE   0 0 25,251
EATON CORP PLC SHS G29183103   203,808 650 SH   SOLE   0 0 650
ELI LILLY & CO COM 532457108   597,551 660 SH   SOLE   0 0 660
EXXON MOBIL CORP COM 30231G102   2,479,706 21,540 SH   SOLE   0 0 21,540
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,399,553 31,150 SH   SOLE   0 0 31,150
FIDELITY MERRIMACK STR TR INVESTMENT GR BD 316188606   208,661 4,917 SH   SOLE   0 0 4,917
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   305,800 10,039 SH   SOLE   0 0 10,039
FIRST TR NAS100 EQ WEIGHTED SHS 337344105   336,793 2,732 SH   SOLE   0 0 2,732
FIRST TR NASDAQ 100 TECH IND SHS 337345102   810,223 4,103 SH   SOLE   0 0 4,103
GENASYS INC COM 36872P103   150,639 71,224 SH   SOLE   0 0 71,224
GOLD ROYALTY CORP COMMON SHARES 38071H106   263,183 186,655 SH   SOLE   0 0 186,655
HOME DEPOT INC COM 437076102   522,860 1,519 SH   SOLE   0 0 1,519
INTEL CORP COM 458140100   202,004 6,523 SH   SOLE   0 0 6,523
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   656,947 3,999 SH   SOLE   0 0 3,999
ISHARES TR S&P 500 VAL ETF 464287408   426,613 2,344 SH   SOLE   0 0 2,344
ISHARES TR S&P 500 GRWT ETF 464287309   5,728,626 61,904 SH   SOLE   0 0 61,904
ISHARES TR S&P MC 400GR ETF 464287606   652,613 7,407 SH   SOLE   0 0 7,407
ISHARES TR CORE MSCI INTL 46435G326   8,154,769 124,235 SH   SOLE   0 0 124,235
ISHARES TR CORE S&P500 ETF 464287200   4,716,930 8,620 SH   SOLE   0 0 8,620
ISHARES TR CRE U S REIT ETF 464288521   1,009,667 18,851 SH   SOLE   0 0 18,851
ISHARES TR MSCI EMG MKT ETF 464287234   271,733 6,380 SH   SOLE   0 0 6,380
ISHARES TR BLACKROCK ULTRA 46434V878   2,573,963 50,939 SH   SOLE   0 0 50,939
ISHARES TR CORE S&P US GWT 464287671   431,047 3,381 SH   SOLE   0 0 3,381
ISHARES TR CORE S&P SCP ETF 464287804   2,389,152 22,400 SH   SOLE   0 0 22,400
ISHARES TR MSCI EAFE MIN VL 46429B689   1,586,795 22,879 SH   SOLE   0 0 22,879
ISHARES TR MSCI EAFE ETF 464287465   784,659 10,017 SH   SOLE   0 0 10,017
ISHARES TR CORE S&P MCP ETF 464287507   650,913 11,123 SH   SOLE   0 0 11,123
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   563,112 10,777 SH   SOLE   0 0 10,777
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   15,868,304 342,506 SH   SOLE   0 0 342,506
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   351,687 6,981 SH   SOLE   0 0 6,981
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   49,266,330 976,151 SH   SOLE   0 0 976,151
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   7,028,199 149,139 SH   SOLE   0 0 149,139
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   410,029 8,080 SH   SOLE   0 0 8,080
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   29,885,837 510,346 SH   SOLE   0 0 510,346
JPMORGAN CHASE & CO. COM 46625H100   301,716 1,492 SH   SOLE   0 0 1,492
META PLATFORMS INC CL A 30303M102   733,032 1,454 SH   SOLE   0 0 1,454
MICROSOFT CORP COM 594918104   1,734,082 3,880 SH   SOLE   0 0 3,880
NVIDIA CORPORATION COM 67066G104   372,334 3,014 SH   SOLE   0 0 3,014
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   7,599,400 157,893 SH   SOLE   0 0 157,893
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,506,666 57,904 SH   SOLE   0 0 57,904
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,797,150 89,993 SH   SOLE   0 0 89,993
SIMPLIFY EXCHANGE TRADED FUN HEDGED EQUITY 82889N764   1,135,378 41,033 SH   SOLE   0 0 41,033
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   54,264,143 1,546,868 SH   SOLE   0 0 1,546,868
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,381,987 36,687 SH   SOLE   0 0 36,687
SPDR SER TR PORTFOLIO S&P600 78468R853   27,425,174 660,370 SH   SOLE   0 0 660,370
SPDR SER TR PORTFOLIO S&P400 78464A847   32,023,972 624,249 SH   SOLE   0 0 624,249
SPDR SER TR PRTFLO S&P500 VL 78464A508   593,717 12,181 SH   SOLE   0 0 12,181
SPDR SER TR PORTFOLI S&P1500 78464A805   4,780,585 72,051 SH   SOLE   0 0 72,051
SPDR SER TR PORTFOLIO S&P500 78464A854   150,471,968 2,351,124 SH   SOLE   0 0 2,351,124
TESLA INC COM 88160R101   453,739 2,293 SH   SOLE   0 0 2,293
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,887,396 17,829 SH   SOLE   0 0 17,829
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   8,777,682 104,796 SH   SOLE   0 0 104,796
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,024,670 63,641 SH   SOLE   0 0 63,641
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   333,879 668 SH   SOLE   0 0 668
VANGUARD INDEX FDS VALUE ETF 922908744   1,575,620 9,822 SH   SOLE   0 0 9,822
VANGUARD INDEX FDS LARGE CAP ETF 922908637   610,438 2,445 SH   SOLE   0 0 2,445
VANGUARD INDEX FDS MID CAP ETF 922908629   802,479 3,315 SH   SOLE   0 0 3,315
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   276,209 4,710 SH   SOLE   0 0 4,710
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,365,692 76,913 SH   SOLE   0 0 76,913
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   331,623 5,719 SH   SOLE   0 0 5,719
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   791,359 16,013 SH   SOLE   0 0 16,013
VISA INC COM CL A 92826C839   243,092 926 SH   SOLE   0 0 926
WALMART INC COM 931142103   644,343 9,516 SH   SOLE   0 0 9,516