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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101 325 2,070 SH   SOLE   0 0 2,070
PIMCO ETF TR INV GRD CRP BD 72201R817 13,498 134,674 SH   SOLE   0 0 134,674
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 17,328 266,528 SH   SOLE   0 0 266,528
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,938 318,864 SH   SOLE   0 0 318,864
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,362 243,136 SH   SOLE   0 0 243,136
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 13,538 183,872 SH   SOLE   0 0 183,872
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,408 315,087 SH   SOLE   0 0 315,087
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13,657 269,825 SH   SOLE   0 0 269,825
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,527 291,736 SH   SOLE   0 0 291,736
VANGUARD INDEX FDS SM CP VAL ETF 922908611 26,549 195,576 SH   SOLE   0 0 195,576