The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP COM 580135101 352 2,045 SH   SOLE 0 0 2,045
PIMCO ETF TR INV GRD CRP BD 72201R817 13,708 129,714 SH   SOLE 0 0 129,714
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16,320 255,914 SH   SOLE 0 0 255,914
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,353 299,041 SH   SOLE 0 0 299,041
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 12,223 229,425 SH   SOLE 0 0 229,425
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,101 173,520 SH   SOLE 0 0 173,520
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,030 294,263 SH   SOLE 0 0 294,263
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13,507 259,714 SH   SOLE 0 0 259,714
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 10,198 278,202 SH   SOLE 0 0 278,202
VANGUARD INDEX FDS SM CP VAL ETF 922908611 24,312 183,043 SH   SOLE 0 0 183,043