The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,492,523 64,702,082 SH   SOLE   64,631,316 0 70,766
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2,067,162 37,242,910 SH   SOLE   37,212,634 0 30,276
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2,061,529 17,250,713 SH   SOLE   17,231,105 0 19,608
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,383,918 13,778,708 SH   SOLE   13,770,329 0 8,379
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1,034,970 3,605,736 SH   SOLE   3,598,644 0 7,092
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 963,225 20,080,799 SH   SOLE   20,054,659 0 26,140
VANGUARD VALUE ETF Exchange Traded Fund 922908744 863,184 5,856,804 SH   SOLE   5,841,010 0 15,794
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 763,784 11,526,190 SH   SOLE   11,513,177 0 13,013
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 748,559 2,698,329 SH   SOLE   2,696,248 0 2,081
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 617,081 3,825,413 SH   SOLE   3,823,305 0 2,108
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 611,645 2,575,026 SH   SOLE   2,571,666 0 3,360
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 537,863 5,024,928 SH   SOLE   5,022,064 0 2,864
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 517,464 6,653,923 SH   SOLE   6,630,750 0 23,173
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 462,650 1,809,175 SH   SOLE   1,808,993 0 182
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 456,313 6,415,858 SH   SOLE   6,394,520 0 21,338
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 414,918 2,620,996 SH   SOLE   2,611,682 0 9,314
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 413,005 1,006,484 SH   SOLE   994,785 0 11,699
APPLE INC Common / Ordinary Stock 037833100 375,329 2,161,340 SH   SOLE   2,149,528 0 11,812
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 357,545 7,766,621 SH   SOLE   7,750,809 0 15,812
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 355,337 2,376,682 SH   SOLE   2,374,136 0 2,546
ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 340,992 8,777,896 SH   SOLE   8,774,896 0 3,000
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 327,849 4,521,027 SH   SOLE   4,503,427 0 17,600
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 319,719 4,601,008 SH   SOLE   4,590,369 0 10,639
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 301,636 5,088,324 SH   SOLE   5,088,324 0 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 285,114 2,600,455 SH   SOLE   2,600,455 0 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 259,552 7,571,518 SH   SOLE   7,571,518 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 252,604 1,522,655 SH   SOLE   1,521,893 0 762
MICROSOFT CORP Common / Ordinary Stock 594918104 244,134 794,138 SH   SOLE   791,847 0 2,291
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 216,365 974,652 SH   SOLE   971,075 0 3,577
ISHARES MBS ETF Exchange Traded Fund 464288588 215,154 2,113,668 SH   SOLE   2,112,041 0 1,627
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 200,832 882,119 SH   SOLE   882,119 0 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 195,673 782,471 SH   SOLE   782,471 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 189,166 417,870 SH   SOLE   416,949 0 921
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 180,619 851,430 SH   SOLE   849,894 0 1,536
SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 179,325 5,951,715 SH   SOLE   5,951,715 0 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 174,782 1,792,657 SH   SOLE   1,787,869 0 4,788
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 172,538 382,355 SH   SOLE   382,025 0 330
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 165,867 810,869 SH   SOLE   808,043 0 2,826
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 158,022 57,048 SH   SOLE   56,815 0 233
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 150,965 3,978,997 SH   SOLE   3,969,632 0 9,365
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 146,388 2,410,478 SH   SOLE   2,410,478 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 123,621 38,167 SH   SOLE   37,921 0 246
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 110,663 632,287 SH   SOLE   628,979 0 3,308
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 108,247 2,861,343 SH   SOLE   2,850,844 0 10,499
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 106,407 1,018,284 SH   SOLE   1,017,278 0 1,006
NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 99,888 2,776,322 SH   SOLE   2,773,886 0 2,436
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 90,758 2,278,069 SH   SOLE   2,278,069 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 88,871 253,727 SH   SOLE   251,822 0 1,905
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 87,510 353,607 SH   SOLE   352,678 0 929
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 86,925 2,251,911 SH   SOLE   2,249,603 0 2,308
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 86,811 416,382 SH   SOLE   416,382 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 75,774 428,048 SH   SOLE   427,547 0 501
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 73,158 272,631 SH   SOLE   272,631 0 0
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 69,984 315,719 SH   SOLE   314,735 0 984
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 67,420 132,534 SH   SOLE   132,204 0 330
NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 66,154 1,511,327 SH   SOLE   1,509,681 0 1,646
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 64,691 476,078 SH   SOLE   474,554 0 1,524
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 60,350 102,420 SH   SOLE   102,176 0 244
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 57,807 20,770 SH   SOLE   20,697 0 73
ADOBE INC Common / Ordinary Stock 00724F101 56,968 125,287 SH   SOLE   125,034 0 253
ABBVIE INC Common / Ordinary Stock 00287Y109 56,928 352,236 SH   SOLE   351,170 0 1,066
VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 54,374 685,835 SH   SOLE   683,603 0 2,232
PEPSICO INC Common / Ordinary Stock 713448108 51,162 306,042 SH   SOLE   305,661 0 381
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 49,388 1,294,071 SH   SOLE   1,289,493 0 4,578
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 47,435 214,473 SH   SOLE   213,894 0 579
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 47,171 575,959 SH   SOLE   575,959 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 45,930 301,144 SH   SOLE   300,586 0 558
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 45,091 417,973 SH   SOLE   417,973 0 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 44,783 170,686 SH   SOLE   170,686 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 42,401 142,021 SH   SOLE   141,654 0 367
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 41,527 383,365 SH   SOLE   383,198 0 167
ORACLE CORP Common / Ordinary Stock 68389X105 39,772 483,486 SH   SOLE   480,746 0 2,740
ISHARES MSCI INTERNATIONAL Q Exchange Traded Fund 46434V456 38,806 1,054,347 SH   SOLE   1,052,515 0 1,832
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 38,379 465,400 SH   SOLE   464,690 0 710
CHEVRON CORP Common / Ordinary Stock 166764100 34,939 214,922 SH   SOLE   214,574 0 348
AMERICAN TOWER CORP Closed-end REIT 03027X100 33,346 133,142 SH   SOLE   132,736 0 406
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 33,129 807,071 SH   SOLE   803,708 0 3,363
PFIZER INC Common / Ordinary Stock 717081103 32,453 626,943 SH   SOLE   626,873 0 70
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 32,395 603,920 SH   SOLE   594,617 0 9,303
ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 31,775 381,228 SH   SOLE   381,228 0 0
DANAHER CORP Common / Ordinary Stock 235851102 31,650 108,136 SH   SOLE   107,900 0 236
TESLA INC Common / Ordinary Stock 88160R101 31,180 31,465 SH   SOLE   28,935 0 2,530
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 30,063 454,286 SH   SOLE   454,057 0 229
NVIDIA CORP Common / Ordinary Stock 67066G104 29,843 109,635 SH   SOLE   109,372 0 263
ISHARES GOLD TRUST Exchange Traded Fund 464285204 29,012 787,729 SH   SOLE   787,729 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 28,244 79,620 SH   SOLE   79,032 0 588
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 28,144 570,170 SH   SOLE   570,170 0 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 27,625 326,474 SH   SOLE   326,113 0 361
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 26,821 64,400 SH   SOLE   64,400 0 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 26,810 887,016 SH   SOLE   885,992 0 1,024
AMGEN INC Common / Ordinary Stock 031162100 26,428 109,400 SH   SOLE   109,288 0 112
ANTHEM INC Common / Ordinary Stock 036752103 26,262 53,586 SH   SOLE   53,463 0 123
NUVEEN ESG INTERNATIONAL DEV Exchange Traded Fund 67092P805 25,649 891,213 SH   SOLE   891,213 0 0
BLACKSTONE INC Common / Ordinary Stock 09260D107 24,450 193,369 SH   SOLE   192,607 0 762
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 24,228 84,999 SH   SOLE   84,944 0 55
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 24,108 342,541 SH   SOLE   342,541 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 23,174 200,903 SH   SOLE   200,380 0 523
NIKE INC -CL B Common / Ordinary Stock 654106103 23,148 172,847 SH   SOLE   172,025 0 822
BOEING CO/THE Common / Ordinary Stock 097023105 23,097 120,692 SH   SOLE   120,610 0 82
NUVEEN ESG EMERGING MARKETS Exchange Traded Fund 67092P888 23,073 757,474 SH   SOLE   757,474 0 0
INTUIT INC Common / Ordinary Stock 461202103 22,937 47,811 SH   SOLE   47,701 0 110
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 22,677 110,473 SH   OTR   0 0 110,473
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 22,319 356,294 SH   SOLE   355,508 0 786
ISHARES TRUST ISHARES ESG AW Exchange Traded Fund 46435G516 21,786 295,941 SH   SOLE   295,485 0 456
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 21,776 218,153 SH   SOLE   217,761 0 392
BROADCOM INC Common / Ordinary Stock 11135F101 21,775 34,710 SH   SOLE   34,581 0 129
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 21,386 63,629 SH   SOLE   63,418 0 211
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 21,180 179,385 SH   SOLE   178,944 0 441
SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 20,884 500,221 SH   SOLE   500,221 0 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 20,842 152,111 SH   SOLE   151,955 0 156
UNION PACIFIC CORP Common / Ordinary Stock 907818108 20,828 76,574 SH   SOLE   76,235 0 339
S&P GLOBAL INC Common / Ordinary Stock 78409V104 20,478 50,003 SH   SOLE   49,924 0 79
ENTERGY CORP Common / Ordinary Stock 29364G103 20,422 175,491 SH   SOLE   174,924 0 567
LOWE'S COS INC Common / Ordinary Stock 548661107 20,350 100,865 SH   SOLE   100,650 0 215
CATERPILLAR INC Common / Ordinary Stock 149123101 20,296 91,302 SH   SOLE   91,085 0 217
WALMART INC Common / Ordinary Stock 931142103 20,067 135,231 SH   SOLE   134,751 0 480
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 19,614 239,824 SH   SOLE   239,055 0 769
INTUITIVE SURGICAL INC Common / Ordinary Stock 46120E602 19,406 64,387 SH   SOLE   64,325 0 62
ZOETIS INC Common / Ordinary Stock 98978V103 19,358 102,961 SH   SOLE   102,644 0 317
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 18,991 713,349 SH   SOLE   703,629 0 9,720
SALESFORCE INC Common / Ordinary Stock 79466L302 18,693 88,178 SH   SOLE   88,043 0 135
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 18,566 261,454 SH   SOLE   261,454 0 0
QUALCOMM INC Common / Ordinary Stock 747525103 18,437 121,160 SH   SOLE   120,646 0 514
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 18,279 31,827 SH   SOLE   31,742 0 85
MORGAN STANLEY Common / Ordinary Stock 617446448 18,232 209,081 SH   SOLE   208,603 0 478
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 17,825 242,184 SH   SOLE   242,184 0 0
WORKDAY INC-CLASS A Common / Ordinary Stock 98138H101 17,139 71,689 SH   SOLE   71,572 0 117
ELI LILLY & CO Common / Ordinary Stock 532457108 16,274 57,252 SH   SOLE   56,827 0 425
AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 16,168 64,828 SH   SOLE   64,697 0 131
EATON CORP PLC Common / Ordinary Stock G29183103 15,943 105,294 SH   SOLE   105,051 0 243
CROWN HOLDINGS INC Common / Ordinary Stock 228368106 15,840 126,915 SH   SOLE   126,628 0 287
STATE STREET CORP Common / Ordinary Stock 857477103 15,631 179,693 SH   SOLE   179,417 0 276
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 15,158 325,985 SH   SOLE   323,755 0 2,230
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 14,362 73,876 SH   SOLE   73,812 0 64
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 14,077 150,281 SH   SOLE   149,849 0 432
INTEL CORP Common / Ordinary Stock 458140100 13,888 281,020 SH   SOLE   280,218 0 802
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 13,364 135,038 SH   SOLE   134,896 0 142
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 13,315 170,920 SH   SOLE   170,920 0 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 12,850 45,418 SH   SOLE   45,284 0 134
PALO ALTO NETWORKS INC Common / Ordinary Stock 697435105 12,816 20,650 SH   SOLE   20,587 0 63
TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 12,783 80,431 SH   SOLE   80,431 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 12,667 97,421 SH   SOLE   97,421 0 0
ALLSTATE CORP Common / Ordinary Stock 020002101 12,653 91,620 SH   SOLE   91,352 0 268
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 12,629 227,034 SH   SOLE   226,496 0 538
FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 12,359 288,628 SH   SOLE   287,161 0 1,467
COCA-COLA CO/THE Common / Ordinary Stock 191216100 12,176 196,768 SH   SOLE   196,387 0 381
3M CO Common / Ordinary Stock 88579Y101 12,053 81,075 SH   SOLE   80,961 0 114
ULTA BEAUTY INC Common / Ordinary Stock 90384S303 12,036 30,345 SH   SOLE   30,225 0 120
ISHARES ESG AWARE MSCI USA Exchange Traded Fund 46435G425 12,026 118,661 SH   SOLE   118,661 0 0
EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 11,853 100,805 SH   SOLE   100,685 0 120
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 11,811 231,878 SH   SOLE   231,867 0 11
MCDONALD'S CORP Common / Ordinary Stock 580135101 11,569 47,078 SH   SOLE   46,784 0 294
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 11,298 31,163 SH   SOLE   31,163 0 0
O'REILLY AUTOMOTIVE INC Common / Ordinary Stock 67103H107 11,258 16,477 SH   SOLE   16,436 0 41
TARGET CORP Common / Ordinary Stock 87612E106 11,249 53,008 SH   SOLE   53,008 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 11,109 152,119 SH   SOLE   152,119 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 10,916 24,409 SH   SOLE   24,409 0 0
SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 10,863 130,360 SH   SOLE   130,360 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 10,644 235,744 SH   SOLE   235,744 0 0
SERVICENOW INC Common / Ordinary Stock 81762P102 10,420 18,824 SH   SOLE   18,711 0 113
METLIFE INC Common / Ordinary Stock 59156R108 10,370 147,742 SH   SOLE   147,547 0 195
UNITED RENTALS INC Common / Ordinary Stock 911363109 10,345 29,258 SH   SOLE   29,123 0 135
DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 10,276 77,396 SH   SOLE   77,293 0 103
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 10,225 77,939 SH   SOLE   77,721 0 218
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 9,818 43,149 SH   SOLE   43,149 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 9,816 259,353 SH   SOLE   258,999 0 354
ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 9,803 78,693 SH   SOLE   78,693 0 0
STRYKER CORP Common / Ordinary Stock 863667101 9,675 36,595 SH   SOLE   36,188 0 407
AMETEK INC Common / Ordinary Stock 031100100 9,351 70,311 SH   SOLE   70,215 0 96
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 9,244 18,848 SH   SOLE   18,848 0 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 9,125 50,133 SH   SOLE   49,939 0 194
TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 8,723 47,558 SH   SOLE   47,544 0 14
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 8,694 34,269 SH   SOLE   34,176 0 93
DEERE & CO Common / Ordinary Stock 244199105 8,688 20,911 SH   SOLE   20,911 0 0
HESS CORP Common / Ordinary Stock 42809H107 8,596 80,477 SH   SOLE   80,308 0 169
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 8,575 12,855 SH   SOLE   12,838 0 17
SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 8,552 115,247 SH   SOLE   115,247 0 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 8,121 67,882 SH   OTR   0 0 67,882
LAM RESEARCH CORP Common / Ordinary Stock 512807108 7,948 14,910 SH   SOLE   14,784 0 126
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 7,595 99,440 SH   SOLE   99,440 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 7,476 40,280 SH   SOLE   39,977 0 303
ISHARES INC ISHARES ESG AWAR Exchange Traded Fund 46434G863 7,450 202,820 SH   SOLE   202,820 0 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 7,210 71,742 SH   OTR   0 0 71,742
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 7,022 30,521 SH   SOLE   30,489 0 32
SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 6,907 85,389 SH   SOLE   82,389 0 3,000
AT&T INC Common / Ordinary Stock 00206R102 6,821 288,670 SH   SOLE   288,670 0 0
SPDR BLOOMBERG INVESTMENT GR Exchange Traded Fund 78468R200 6,576 215,692 SH   SOLE   215,692 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 6,142 55,353 SH   SOLE   55,004 0 349
STARBUCKS CORP Common / Ordinary Stock 855244109 5,997 66,548 SH   SOLE   65,922 0 626
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5,886 22,172 SH   SOLE   22,128 0 44
CROWDSTRIKE HOLDINGS INC - A Common / Ordinary Stock 22788C105 5,882 25,932 SH   SOLE   25,901 0 31
CSX CORP Common / Ordinary Stock 126408103 5,780 154,790 SH   SOLE   154,349 0 441
APPLIED MATERIALS INC Common / Ordinary Stock 038222105 5,503 41,756 SH   SOLE   41,756 0 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 5,497 54,314 SH   SOLE   54,314 0 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 5,113 24,415 SH   SOLE   24,415 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 5,081 31,335 SH   SOLE   31,335 0 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 5,026 66,275 SH   SOLE   66,275 0 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 4,999 11,325 SH   SOLE   11,325 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 4,987 104,440 SH   SOLE   102,913 0 1,527
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 4,954 37,772 SH   SOLE   37,731 0 41
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 4,942 128,978 SH   SOLE   128,978 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 4,837 52,989 SH   SOLE   52,864 0 125
ISHARES MSCI USA QUALITY FAC Exchange Traded Fund 46432F339 4,833 35,900 SH   SOLE   35,900 0 0
DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 4,789 21,551 SH   SOLE   21,511 0 40
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 4,642 21,762 SH   SOLE   21,646 0 116
HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4,445 32,445 SH   SOLE   32,445 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 4,246 15,295 SH   OTR   0 0 15,295
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 4,182 42,650 SH   SOLE   42,650 0 0
VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 4,127 71,670 SH   SOLE   71,670 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 4,031 59,519 SH   SOLE   59,519 0 0
SYSCO CORP Common / Ordinary Stock 871829107 4,017 49,194 SH   SOLE   49,194 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 3,990 24,415 SH   SOLE   24,153 0 262
CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3,975 52,378 SH   SOLE   52,378 0 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 3,936 21,277 SH   SOLE   21,277 0 0
VANGUARD ULTRA SHORT BOND ET Exchange Traded Fund 92203C303 3,927 79,500 SH   SOLE   79,500 0 0
US BANCORP Common / Ordinary Stock 902973304 3,916 73,935 SH   SOLE   73,673 0 262
NETFLIX INC Common / Ordinary Stock 64110L106 3,913 10,449 SH   SOLE   10,445 0 4
PPG INDUSTRIES INC Common / Ordinary Stock 693506107 3,847 29,347 SH   SOLE   29,347 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 3,834 45,117 SH   SOLE   45,117 0 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 3,808 20,591 SH   DFND   16,011 0 4,580
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 3,734 30,328 SH   SOLE   30,316 0 12
ALTRIA GROUP INC Common / Ordinary Stock 02209S103 3,692 70,665 SH   SOLE   70,665 0 0
SPDR S&P INTL SMALL CAP Exchange Traded Fund 78463X871 3,621 102,978 SH   SOLE   102,978 0 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 3,488 57,871 SH   SOLE   57,578 0 293
CIGNA CORP Common / Ordinary Stock 125523100 3,436 14,339 SH   SOLE   14,339 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 3,406 46,978 SH   SOLE   46,978 0 0
ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3,314 31,367 SH   SOLE   31,367 0 0
BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3,300 825,000 SH   SOLE   825,000 0 0
VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 3,296 29,362 SH   SOLE   29,362 0 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 3,284 12,799 SH   DFND   11,418 0 1,381
ISHARES ESG AWARE MSCI USA S Exchange Traded Fund 46435U663 3,281 86,259 SH   SOLE   86,259 0 0
REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 3,263 67,519 SH   SOLE   67,519 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3,256 58,400 SH   OTR   0 0 58,400
LOWE'S COS INC Common / Ordinary Stock 548661107 3,239 16,021 SH   OTR   0 0 16,021
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 3,147 17,064 SH   SOLE   17,064 0 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 3,108 19,611 SH   SOLE   19,611 0 0
PROLOGIS INC Closed-end REIT 74340W103 3,081 19,298 SH   SOLE   19,081 0 217
SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 3,074 67,128 SH   SOLE   67,128 0 0
DIMENSIONAL US CORE EQUITY 2 Exchange Traded Fund 25434V708 2,939 106,569 SH   SOLE   106,569 0 0
EBAY INC Common / Ordinary Stock 278642103 2,875 50,212 SH   SOLE   50,212 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 2,753 15,662 SH   SOLE   15,662 0 0
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2,699 17,333 SH   SOLE   17,333 0 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 2,697 18,252 SH   DFND   18,252 0 0
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 2,692 33,645 SH   SOLE   33,605 0 40
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 2,619 24,339 SH   SOLE   23,956 0 383
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2,580 5,260 SH   OTR   0 0 5,260
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2,498 25,253 SH   SOLE   25,035 0 218
ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2,396 23,732 SH   SOLE   23,732 0 0
AFLAC INC Common / Ordinary Stock 001055102 2,390 37,112 SH   SOLE   37,112 0 0
PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2,364 33,768 SH   SOLE   33,768 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 2,360 18,400 SH   SOLE   18,388 0 12
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2,354 30,167 SH   DFND   30,167 0 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2,291 32,953 SH   DFND   32,953 0 0
SPROTT PHYSICAL GOLD AND SIL Closed-end Fund 85208R101 2,254 116,298 SH   SOLE   116,298 0 0
DOW INC Common / Ordinary Stock 260557103 2,234 35,064 SH   SOLE   35,064 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2,210 12,573 SH   OTR   101 0 12,472
LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 2,198 21,385 SH   SOLE   21,377 0 8
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2,197 44,262 SH   SOLE   44,262 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 2,166 13,050 SH   OTR   0 0 13,050
SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 2,129 39,870 SH   SOLE   39,870 0 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 2,115 19,206 SH   SOLE   19,063 0 143
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2,114 36,022 SH   SOLE   35,559 0 463
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 2,092 28,432 SH   SOLE   28,432 0 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 2,038 18,350 SH   OTR   0 0 18,350
CAREDX INC Common / Ordinary Stock 14167L103 2,005 54,204 SH   OTR   0 0 54,204
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 1,958 42,729 SH   SOLE   42,684 0 45
INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 1,936 12,276 SH   SOLE   12,276 0 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 1,911 33,775 SH   SOLE   33,775 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 1,891 64,813 SH   SOLE   64,331 0 482
COPART INC Common / Ordinary Stock 217204106 1,889 15,218 SH   SOLE   15,053 0 165
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 1,885 11,381 SH   SOLE   11,381 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 1,885 35,300 SH   SOLE   35,300 0 0
SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1,874 121,925 SH   SOLE   121,925 0 0
EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 1,835 20,806 SH   SOLE   20,806 0 0
TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 1,830 32,282 SH   SOLE   32,282 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1,818 21,561 SH   SOLE   21,561 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1,815 19,174 SH   SOLE   19,174 0 0
SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1,788 203,900 SH   SOLE   203,900 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 1,751 17,002 SH   SOLE   17,002 0 0
ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1,749 15,704 SH   SOLE   15,704 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,733 9,265 SH   DFND   8,443 0 822
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 1,730 23,228 SH   SOLE   23,228 0 0
DIMENSIONAL US SMALL CAP ETF Exchange Traded Fund 25434V500 1,726 30,792 SH   SOLE   30,792 0 0
EXELON CORP Common / Ordinary Stock 30161N101 1,722 36,231 SH   SOLE   36,144 0 87
FISERV INC Common / Ordinary Stock 337738108 1,695 16,720 SH   SOLE   16,720 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1,678 6,045 SH   DFND   6,045 0 0
FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1,669 107,595 SH   SOLE   107,595 0 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1,662 6,645 SH   DFND   6,645 0 0
YUM! BRANDS INC Common / Ordinary Stock 988498101 1,660 14,004 SH   SOLE   14,004 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 1,657 36,502 SH   DFND   34,502 0 2,000
MICROSOFT CORP Common / Ordinary Stock 594918104 1,638 7,612 SH   DFND   5,312 0 2,300
BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 1,637 21,116 SH   SOLE   21,116 0 0
NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1,634 12,558 SH   SOLE   12,558 0 0
FASTENAL CO Common / Ordinary Stock 311900104 1,624 27,476 SH   SOLE   27,340 0 136
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 1,522 12,681 SH   SOLE   12,681 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1,504 11,738 SH   SOLE   11,738 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1,497 15,001 SH   SOLE   15,001 0 0
M & T BANK CORP Common / Ordinary Stock 55261F104 1,486 8,768 SH   SOLE   8,768 0 0
SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1,482 27,516 SH   SOLE   27,516 0 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 1,435 19,883 SH   SOLE   19,883 0 0
ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1,424 12,918 SH   SOLE   12,918 0 0
APPLE INC Common / Ordinary Stock 037833100 1,422 8,745 SH   DFND   8,145 0 600
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1,401 18,246 SH   SOLE   18,211 0 35
ISHARES S&P SMALL-CAP 600 VA Exchange Traded Fund 464287879 1,396 13,639 SH   SOLE   13,639 0 0
TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 1,396 13,386 SH   SOLE   13,386 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1,395 10,907 SH   SOLE   10,907 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1,383 4,267 SH   DFND   3,920 0 347
MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1,377 13,795 SH   SOLE   13,795 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 1,339 79,169 SH   SOLE   79,169 0 0
AMEREN CORPORATION Common / Ordinary Stock 023608102 1,278 13,635 SH   SOLE   13,635 0 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 1,258 13,469 SH   SOLE   13,469 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1,248 4,417 SH   DFND   3,005 0 1,412
WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1,246 24,246 SH   SOLE   24,246 0 0
ISHARES MBS ETF Exchange Traded Fund 464288588 1,233 12,100 SH   OTR   0 0 12,100
ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1,232 12,720 SH   SOLE   12,720 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 1,229 4,500 SH   OTR   0 0 4,500
FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 1,224 12,191 SH   SOLE   12,191 0 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1,204 26,941 SH   DFND   26,091 0 850
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 1,193 429 SH   OTR   0 0 429
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1,176 26,277 SH   SOLE   26,277 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 1,168 13,519 SH   SOLE   13,519 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 1,093 12,140 SH   SOLE   12,087 0 53
SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 1,087 13,784 SH   SOLE   13,784 0 0
BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 1,076 24,942 SH   SOLE   24,299 0 643
MICROCHIP TECHNOLOGY INC Common / Ordinary Stock 595017104 1,070 14,242 SH   SOLE   14,242 0 0
APPLE INC Common / Ordinary Stock 037833100 1,065 6,521 SH   OTR   424 0 6,097
CORTEVA INC Common / Ordinary Stock 22052L104 1,059 18,419 SH   SOLE   18,419 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 1,056 22,919 SH   SOLE   22,919 0 0
MARATHON PETROLEUM CORP COM Common / Ordinary Stock 56585A102 1,045 12,224 SH   SOLE   12,224 0 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1,044 2,506 SH   DFND   2,506 0 0
ITERIS INC Common / Ordinary Stock 46564T107 1,041 349,391 SH   SOLE   349,391 0 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1,039 9,480 SH   DFND   9,480 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 1,021 11,717 SH   SOLE   11,587 0 130
BROOKFIELD INFRASTRUCTURE PA Master Limited Partnership G16252101 1,020 15,408 SH   SOLE   15,408 0 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 1,019 14,047 SH   SOLE   13,999 0 48
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1,018 2,254 SH   DFND   2,254 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 1,014 356 SH   OTR   45 0 311
MICROSOFT CORP Common / Ordinary Stock 594918104 1,006 3,262 SH   OTR   0 0 3,262
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 1,005 14,139 SH   SOLE   14,091 0 48
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 1,003 6,563 SH   OTR   0 0 6,563
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1,000 5,054 SH   DFND   4,704 0 350
NIKE INC -CL B Common / Ordinary Stock 654106103 997 9,010 SH   DFND   7,410 0 1,600
LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 985 15,069 SH   SOLE   15,069 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 980 7,743 SH   DFND   7,192 0 551
EMPIRE STATE REALTY TRUST-A Closed-end REIT 292104106 977 99,494 SH   SOLE   99,494 0 0
HP INC Common / Ordinary Stock 40434L105 973 27,497 SH   SOLE   26,797 0 700
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 952 17,533 SH   SOLE   14,356 0 3,177
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 948 2,090 SH   DFND   2,090 0 0
SCHWAB U.S. LARGE-CAP GROWTH Exchange Traded Fund 808524300 940 12,568 SH   SOLE   12,568 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 936 1,585 SH   DFND   1,585 0 0
ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 926 11,932 SH   SOLE   11,932 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 924 331 SH   DFND   331 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 898 3,944 SH   DFND   3,944 0 0
DIMENSIONAL US EQUITY ETF Exchange Traded Fund 25434V401 894 18,237 SH   SOLE   18,237 0 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 882 8,776 SH   DFND   8,776 0 0
CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 862 10,443 SH   SOLE   10,443 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 858 5,343 SH   DFND   4,843 0 500
DIMENSIONAL US TARGET VALUE Exchange Traded Fund 25434V609 856 18,378 SH   SOLE   18,378 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 851 6,543 SH   OTR   0 0 6,543
LOWE'S COS INC Common / Ordinary Stock 548661107 843 4,768 SH   DFND   4,168 0 600
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 817 9,310 SH   SOLE   9,310 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 816 16,995 SH   OTR   0 0 16,995
ORACLE CORP Common / Ordinary Stock 68389X105 803 10,501 SH   DFND   9,701 0 800
AMERESCO INC-CL A Common / Ordinary Stock 02361E108 803 10,095 SH   SOLE   10,095 0 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 797 23,258 SH   DFND   23,258 0 0
SHELL PLC-ADR American Depository Receipts ADR 780259305 783 14,255 SH   SOLE   14,255 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 780 18,261 SH   SOLE   17,823 0 438
SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 770 27,974 SH   SOLE   27,974 0 0
AT&T INC Common / Ordinary Stock 00206R102 764 32,340 SH   OTR   0 0 32,340
M & T BANK CORP Common / Ordinary Stock 55261F104 734 4,329 SH   OTR   0 0 4,329
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 731 12,233 SH   SOLE   12,233 0 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 717 6,857 SH   DFND   6,857 0 0
FISERV INC Common / Ordinary Stock 337738108 716 7,060 SH   OTR   0 0 7,060
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 705 27,296 SH   SOLE   27,296 0 0
TRI-CONTINENTAL CORP Closed-end Fund 895436103 702 22,767 SH   SOLE   22,767 0 0
CORNING INC Common / Ordinary Stock 219350105 701 18,986 SH   SOLE   18,986 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 696 5,331 SH   DFND   4,553 0 778
UNITI GROUP INC Closed-end REIT 91325V108 692 50,326 SH   SOLE   50,326 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 687 10,145 SH   OTR   0 0 10,145
FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 682 17,592 SH   SOLE   17,592 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 674 4,947 SH   OTR   0 0 4,947
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 660 7,993 SH   OTR   0 0 7,993
SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 650 98,155 SH   SOLE   98,155 0 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 647 9,863 SH   SOLE   9,863 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 645 1,829 SH   OTR   0 0 1,829
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 635 5,721 SH   SOLE   5,721 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 635 3,614 SH   DFND   3,614 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 626 11,267 SH   DFND   11,267 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 618 3,725 SH   DFND   3,725 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 609 12,569 SH   OTR   0 0 12,569
WFRBS 2014-LC14 A5 4.045 (Percent) 15 Mar 2047 Corporate Secured Fixed Rate Tranches 96221TAE7 607 600,000 SH   OTR   0 0 600,000
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 607 14,720 SH   OTR   0 0 14,720
PEPSICO INC Common / Ordinary Stock 713448108 600 3,986 SH   DFND   3,586 0 400
CONSTELLATION ENERGY Common / Ordinary Stock 21037T109 597 10,634 SH   SOLE   10,605 0 29
CDK GLOBAL INC Common / Ordinary Stock 12508E101 596 12,250 SH   OTR   0 0 12,250
ESSENTIAL UTILITIES INC Common / Ordinary Stock 29670G102 593 11,599 SH   SOLE   11,599 0 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 592 3,241 SH   DFND   3,241 0 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 582 2,025 SH   DFND   1,725 0 300
RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 572 161,019 SH   SOLE   161,019 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 570 222 SH   DFND   205 0 17
S&P GLOBAL INC Common / Ordinary Stock 78409V104 570 1,389 SH   OTR   0 0 1,389
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 569 12,658 SH   SOLE   12,488 0 170
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 565 2,278 SH   DFND   2,278 0 0
SALESFORCE INC Common / Ordinary Stock 79466L302 558 2,630 SH   OTR   0 0 2,630
OGE ENERGY CORP Common / Ordinary Stock 670837103 556 13,644 SH   SOLE   13,644 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 552 1,104 SH   DFND   958 0 146
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 547 6,485 SH   OTR   0 0 6,485
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 546 6,800 SH   DFND   6,614 0 186
SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 539 14,691 SH   SOLE   14,691 0 0
TARGET CORP Common / Ordinary Stock 87612E106 527 2,481 SH   DFND   2,481 0 0
KROGER CO Common / Ordinary Stock 501044101 511 8,908 SH   SOLE   8,908 0 0
FLEXSHARES GLOBAL UPSTREAM N Exchange Traded Fund 33939L407 510 10,899 SH   SOLE   10,899 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 507 2,079 SH   DFND   1,779 0 300
ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 507 10,256 SH   SOLE   10,256 0 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 500 5,130 SH   DFND   4,177 0 953
ADOBE INC Common / Ordinary Stock 00724F101 494 1,085 SH   DFND   1,085 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 494 13,028 SH   OTR   0 0 13,028
STRYKER CORP Common / Ordinary Stock 863667101 492 2,039 SH   DFND   1,839 0 200
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 488 12,861 SH   DFND   12,861 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 481 4,332 SH   DFND   4,067 0 265
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 477 2,151 SH   DFND   2,151 0 0
ABBVIE INC Common / Ordinary Stock 00287Y109 477 2,941 SH   DFND   2,941 0 0
SCHWAB US SMALL-CAP ETF Exchange Traded Fund 808524607 475 10,034 SH   SOLE   10,034 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 470 10,738 SH   OTR   0 0 10,738
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 469 2,103 SH   DFND   2,103 0 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 460 11,147 SH   SOLE   11,147 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 457 976 SH   DFND   896 0 80
BROOKFIELD RENEWABLE PARTNER Master Limited Partnership G16258108 454 11,043 SH   SOLE   11,043 0 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 453 6,344 SH   DFND   6,344 0 0
PROLOGIS INC Closed-end REIT 74340W103 452 2,797 SH   OTR   0 0 2,797
INTEL CORP Common / Ordinary Stock 458140100 448 10,433 SH   DFND   9,033 0 1,400
ELI LILLY & CO Common / Ordinary Stock 532457108 444 1,550 SH   DFND   1,550 0 0
PFIZER INC Common / Ordinary Stock 717081103 440 10,000 SH   DFND   8,500 0 1,500
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 426 10,821 SH   SOLE   10,821 0 0
CGCMT 2013-GC11 AS 3.422 (Percent) 10 Apr 2046 Corporate Secured Fixed Rate Tranches 17320DAN8 426 425,000 SH   OTR   0 0 425,000
EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 419 42,848 SH   SOLE   42,848 0 0
ISHARES GOLD TRUST Exchange Traded Fund 464285204 417 11,330 SH   DFND   11,330 0 0
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 404 15,174 SH   SOLE   15,174 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 398 6,000 SH   OTR   0 0 6,000
AMAZON.COM INC Common / Ordinary Stock 023135106 394 165 SH   DFND   121 0 44
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 394 4,977 SH   DFND   2,631 0 2,346
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 390 4,600 SH   DFND   4,600 0 0
ADAPTIVE BIOTECHNOLOGIES Common / Ordinary Stock 00650F109 388 27,975 SH   SOLE   27,975 0 0
FASTENAL CO Common / Ordinary Stock 311900104 380 6,400 SH   OTR   0 0 6,400
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 378 1,941 SH   OTR   0 0 1,941
ANALOG DEVICES INC Common / Ordinary Stock 032654105 377 2,583 SH   DFND   2,283 0 300
NETFLIX INC Common / Ordinary Stock 64110L106 367 980 SH   OTR   0 0 980
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 357 9,251 SH   DFND   9,251 0 0
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 351 1,580 SH   OTR   0 0 1,580
HOME DEPOT INC Common / Ordinary Stock 437076102 347 1,159 SH   DFND   1,159 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 345 7,392 SH   DFND   6,196 0 1,196
MCDONALD'S CORP Common / Ordinary Stock 580135101 345 1,495 SH   DFND   1,395 0 100
CSX CORP Common / Ordinary Stock 126408103 337 9,000 SH   DFND   9,000 0 0
BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210,000 SH   SOLE   210,000 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 334 1,505 SH   OTR   0 0 1,505
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 334 2,433 SH   OTR   0 0 2,433
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 331 750 SH   OTR   0 0 750
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 326 6,646 SH   OTR   0 0 6,646
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 322 2,024 SH   DFND   2,024 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 321 19,224 SH   SOLE   19,224 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 320 1,964 SH   OTR   0 0 1,964
WHITESTONE REIT Closed-end REIT 966084204 317 23,915 SH   SOLE   23,915 0 0
VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 312 23,992 SH   SOLE   23,992 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 309 2,410 SH   OTR   0 0 2,410
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 306 3,725 SH   DFND   3,725 0 0
FERRO CORP Common / Ordinary Stock 315405100 304 14,000 SH   SOLE   14,000 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 304 11,792 SH   OTR   0 0 11,792
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 302 6,454 SH   OTR   0 0 6,454
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 302 845 SH   OTR   0 0 845
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 299 4,250 SH   DFND   4,250 0 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 294 9,601 SH   SOLE   9,601 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 294 657 SH   OTR   0 0 657
PPL CORP Common / Ordinary Stock 69351T106 294 10,278 SH   SOLE   10,278 0 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 291 1,110 SH   DFND   1,110 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 280 2,796 SH   OTR   0 0 2,796
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 278 11,163 SH   SOLE   11,163 0 0
CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 274 12,000 SH   SOLE   12,000 0 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 273 5,599 SH   SOLE   5,599 0 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 272 5,494 SH   DFND   4,494 0 1,000
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 272 1,297 SH   DFND   1,297 0 0
SACHEM CAPITAL CORP Closed-end REIT 78590A109 271 53,000 SH   SOLE   0 0 53,000
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 265 8,760 SH   DFND   8,760 0 0
ABBVIE INC Common / Ordinary Stock 00287Y109 263 1,621 SH   OTR   0 0 1,621
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 261 3,586 SH   DFND   3,586 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 260 3,912 SH   DFND   3,912 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 258 5,720 SH   OTR   0 0 5,720
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 258 1,215 SH   OTR   0 0 1,215
PINTEREST INC- CLASS A Common / Ordinary Stock 72352L106 253 10,290 SH   OTR   0 0 10,290
CITIGROUP INC Common / Ordinary Stock 172967424 250 4,690 SH   OTR   0 0 4,690
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 246 2,485 SH   OTR   0 0 2,485
INTEL CORP Common / Ordinary Stock 458140100 246 4,954 SH   OTR   0 0 4,954
AMGEN INC Common / Ordinary Stock 031162100 245 1,015 SH   DFND   1,015 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 245 500 SH   DFND   500 0 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 245 5,235 SH   DFND   5,235 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 245 913 SH   DFND   913 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 238 4,845 SH   SOLE   4,845 0 0
HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 237 16,221 SH   SOLE   16,221 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 237 21,758 SH   SOLE   21,758 0 0
CAREDX INC Common / Ordinary Stock 14167L103 222 6,000 SH   SOLE   6,000 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 221 375 SH   OTR   0 0 375
TESLA INC Common / Ordinary Stock 88160R101 216 200 SH   DFND   200 0 0
NUVEEN QUAL MUNI INCOME FD Closed-end Fund 67066V101 213 15,957 SH   SOLE   15,957 0 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 210 1,595 SH   OTR   0 0 1,595
3M CO Common / Ordinary Stock 88579Y101 208 1,399 SH   DFND   1,399 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 206 2,825 SH   OTR   0 0 2,825
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 206 2,100 SH   DFND   2,100 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 205 459 SH   DFND   459 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 197 480 SH   DFND   480 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 196 1,050 SH   DFND   1,050 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 181 8,574 SH   SOLE   8,574 0 0
TARGET CORP Common / Ordinary Stock 87612E106 179 843 SH   OTR   0 0 843
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 175 815 SH   DFND   815 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 175 2,313 SH   DFND   1,612 0 701
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 173 300 SH   OTR   300 0 0
DEERE & CO Common / Ordinary Stock 244199105 166 400 SH   DFND   0 0 400
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 166 1,400 SH   OTR   0 0 1,400
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 165 1,336 SH   OTR   0 0 1,336
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 161 3,557 SH   DFND   3,557 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 160 999 SH   DFND   850 0 149
ANALOG DEVICES INC Common / Ordinary Stock 032654105 160 967 SH   OTR   0 0 967
SYSCO CORP Common / Ordinary Stock 871829107 158 1,933 SH   DFND   1,933 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 155 3,200 SH   DFND   3,200 0 0
META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 154 694 SH   DFND   694 0 0
PFIZER INC Common / Ordinary Stock 717081103 153 2,956 SH   OTR   0 0 2,956
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 150 564 SH   DFND   564 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 150 3,350 SH   DFND   3,350 0 0
WALMART INC Common / Ordinary Stock 931142103 147 985 SH   DFND   985 0 0
CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 144 1,750 SH   OTR   0 0 1,750
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 144 2,405 SH   OTR   2,405 0 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 138 1,983 SH   DFND   1,983 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 134 525 SH   DFND   525 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 132 1,324 SH   OTR   0 0 1,324
PEPSICO INC Common / Ordinary Stock 713448108 131 785 SH   OTR   0 0 785
AT&T INC Common / Ordinary Stock 00206R102 131 5,544 SH   DFND   5,544 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 130 800 SH   OTR   0 0 800
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 127 845 SH   OTR   45 0 800
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 125 550 SH   DFND   550 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 124 2,132 SH   DFND   1,832 0 300
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 124 1,451 SH   DFND   1,251 0 200
US BANCORP Common / Ordinary Stock 902973304 124 2,325 SH   OTR   0 0 2,325
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 123 2,029 SH   DFND   2,029 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 123 2,412 SH   OTR   0 0 2,412
AMERICAN TOWER CORP Closed-end REIT 03027X100 122 486 SH   DFND   486 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 121 743 SH   DFND   743 0 0
AMGEN INC Common / Ordinary Stock 031162100 121 500 SH   OTR   0 0 500
PHILLIPS 66 Common / Ordinary Stock 718546104 117 1,350 SH   OTR   0 0 1,350
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 115 962 SH   DFND   962 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 114 500 SH   OTR   0 0 500
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 114 500 SH   OTR   0 0 500
CATERPILLAR INC Common / Ordinary Stock 149123101 111 500 SH   DFND   0 0 500
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 109 2,216 SH   DFND   1,542 0 674
NVIDIA CORP Common / Ordinary Stock 67066G104 109 672 SH   DFND   400 0 272
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 103 1,050 SH   DFND   1,050 0 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 99 400 SH   OTR   0 0 400
KROGER CO Common / Ordinary Stock 501044101 98 1,700 SH   DFND   0 0 1,700
BOEING CO/THE Common / Ordinary Stock 097023105 96 500 SH   DFND   500 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 94 1,500 SH   OTR   0 0 1,500
DANAHER CORP Common / Ordinary Stock 235851102 94 321 SH   OTR   321 0 0
DANAHER CORP Common / Ordinary Stock 235851102 94 428 SH   DFND   320 0 108
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 90 556 SH   DFND   556 0 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 88 2,318 SH   DFND   2,318 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 88 1,198 SH   OTR   0 0 1,198
3M CO Common / Ordinary Stock 88579Y101 86 581 SH   OTR   0 0 581
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 84 983 SH   DFND   750 0 233
HOME DEPOT INC Common / Ordinary Stock 437076102 83 277 SH   OTR   0 0 277
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 83 1,250 SH   DFND   1,250 0 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 80 1,212 SH   OTR   0 0 1,212
EATON CORP PLC Common / Ordinary Stock G29183103 80 525 SH   DFND   525 0 0
SALESFORCE INC Common / Ordinary Stock 79466L302 79 370 SH   DFND   370 0 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 78 1,309 SH   DFND   1,309 0 0
DOW INC Common / Ordinary Stock 260557103 76 1,198 SH   OTR   0 0 1,198
FORD MOTOR CO Common / Ordinary Stock 345370860 76 4,500 SH   DFND   4,500 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 75 674 SH   OTR   0 0 674
COCA-COLA CO/THE Common / Ordinary Stock 191216100 74 1,200 SH   DFND   0 0 1,200
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 74 1,301 SH   OTR   0 0 1,301
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 72 390 SH   DFND   390 0 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 72 608 SH   DFND   408 0 200
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 71 250 SH   OTR   0 0 250
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 71 865 SH   OTR   0 0 865
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 70 2,634 SH   OTR   0 0 2,634
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 69 1,730 SH   DFND   1,730 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 68 1,086 SH   DFND   1,086 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 68 800 SH   DFND   0 0 800
STRYKER CORP Common / Ordinary Stock 863667101 67 250 SH   OTR   0 0 250
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 66 1,725 SH   DFND   1,725 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 66 750 SH   OTR   0 0 750
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 65 314 SH   DFND   314 0 0
QUALCOMM INC Common / Ordinary Stock 747525103 64 420 SH   DFND   420 0 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 64 1,031 SH   DFND   518 0 513
UNITI GROUP INC Closed-end REIT 91325V108 64 4,621 SH   OTR   0 0 4,621
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 63 235 SH   OTR   0 0 235
XPO LOGISTICS INC Common / Ordinary Stock 983793100 61 835 SH   DFND   835 0 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 60 2,400 SH   DFND   2,400 0 0
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 60 835 SH   DFND   835 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 59 668 SH   DFND   668 0 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 56 992 SH   DFND   442 0 550
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 55 624 SH   DFND   224 0 400
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 55 300 SH   OTR   0 0 300
UNION PACIFIC CORP Common / Ordinary Stock 907818108 55 299 SH   DFND   200 0 99
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 52 2,452 SH   OTR   0 0 2,452
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 51 2,400 SH   DFND   2,400 0 0
ORACLE CORP Common / Ordinary Stock 68389X105 50 600 SH   OTR   0 0 600
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 50 1,000 SH   OTR   0 0 1,000
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 48 650 SH   DFND   650 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 46 1,200 SH   DFND   1,200 0 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 46 586 SH   DFND   586 0 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 45 600 SH   DFND   600 0 0
WALMART INC Common / Ordinary Stock 931142103 45 300 SH   OTR   0 0 300
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 44 857 SH   DFND   857 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 44 500 SH   DFND   500 0 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 43 402 SH   DFND   402 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 43 531 SH   DFND   200 0 331
SERVICENOW INC Common / Ordinary Stock 81762P102 43 143 SH   DFND   77 0 66
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 39 450 SH   DFND   450 0 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 39 473 SH   DFND   473 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 38 529 SH   OTR   0 0 529
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 37 225 SH   DFND   225 0 0
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 37 1,367 SH   DFND   1,367 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 37 403 SH   OTR   0 0 403
ISHARES MSCI USA QUALITY FAC Exchange Traded Fund 46432F339 37 273 SH   DFND   273 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 36 196 SH   DFND   96 0 100
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 36 193 SH   DFND   193 0 0
METLIFE INC Common / Ordinary Stock 59156R108 35 500 SH   DFND   0 0 500
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 34 120 SH   DFND   120 0 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 34 468 SH   OTR   0 0 468
BOEING CO/THE Common / Ordinary Stock 097023105 33 174 SH   OTR   0 0 174
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 33 350 SH   OTR   0 0 350
ANTHEM INC Common / Ordinary Stock 036752103 32 65 SH   DFND   0 0 65
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 31 1,058 SH   DFND   1,058 0 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 31 159 SH   DFND   159 0 0
ISHARES TRUST ISHARES ESG AW Exchange Traded Fund 46435G516 30 407 SH   DFND   407 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 30 300 SH   DFND   300 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 30 300 SH   DFND   0 0 300
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 30 500 SH   OTR   0 0 500
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 30 650 SH   OTR   0 0 650
MORGAN STANLEY Common / Ordinary Stock 617446448 28 325 SH   DFND   0 0 325
NETFLIX INC Common / Ordinary Stock 64110L106 28 75 SH   DFND   75 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 27 590 SH   DFND   590 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 27 208 SH   DFND   0 0 208
US BANCORP Common / Ordinary Stock 902973304 27 500 SH   DFND   0 0 500
CORTEVA INC Common / Ordinary Stock 22052L104 26 458 SH   OTR   0 0 458
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 26 287 SH   DFND   287 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 26 300 SH   DFND   300 0 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 26 344 SH   DFND   233 0 111
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 25 300 SH   OTR   0 0 300
FORD MOTOR CO Common / Ordinary Stock 345370860 25 1,501 SH   OTR   0 0 1,501
EXELON CORP Common / Ordinary Stock 30161N101 25 531 SH   OTR   0 0 531
INTUIT INC Common / Ordinary Stock 461202103 25 59 SH   DFND   7 0 52
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 25 198 SH   DFND   10 0 188
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 25 212 SH   DFND   212 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 24 329 SH   DFND   0 0 329
ENTERGY CORP Common / Ordinary Stock 29364G103 23 200 SH   OTR   0 0 200
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 23 200 SH   OTR   0 0 200
ENBRIDGE INC Common / Ordinary Stock 29250N105 23 959 SH   DFND   467 0 492
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 22 95 SH   DFND   95 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 21 207 SH   DFND   0 0 207
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 20 80 SH   DFND   80 0 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 19 345 SH   DFND   345 0 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 19 200 SH   DFND   200 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 18 421 SH   DFND   0 0 421
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 18 600 SH   OTR   0 0 600
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 17 433 SH   OTR   0 0 433
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 17 400 SH   OTR   0 0 400
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 16 250 SH   DFND   250 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 15 30 SH   OTR   0 0 30
ROSS STORES INC Common / Ordinary Stock 778296103 15 166 SH   DFND   0 0 166
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 13 20 SH   OTR   0 0 20
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 12 265 SH   OTR   0 0 265
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 12 284 SH   DFND   284 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 11 45 SH   OTR   0 0 45
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 10 100 SH   DFND   100 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 10 132 SH   OTR   0 0 132
CONSTELLATION ENERGY Common / Ordinary Stock 21037T109 10 177 SH   OTR   0 0 177
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 9 256 SH   DFND   128 0 128
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 9 120 SH   DFND   120 0 0
HP INC Common / Ordinary Stock 40434L105 9 253 SH   OTR   0 0 253
DOW INC Common / Ordinary Stock 260557103 8 256 SH   DFND   128 0 128
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 8 267 SH   OTR   0 0 267
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 5 50 SH   OTR   0 0 50
NVIDIA CORP Common / Ordinary Stock 67066G104 5 20 SH   OTR   0 0 20
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 5 40 SH   OTR   0 0 40
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH   OTR   0 0 253
VIATRIS INC Common / Ordinary Stock 92556V106 3 303 SH   OTR   0 0 303
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 2 20 SH   DFND   20 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 1 122 SH   DFND   122 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 1 24 SH   DFND   24 0 0