SVP, Trust Operations

0000930413-22-000122.txt : 20220201 0000930413-22-000122.hdr.sgml : 20220201 20220201095511 ACCESSION NUMBER: 0000930413-22-000122 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20211231 FILED AS OF DATE: 20220201 DATE AS OF CHANGE: 20220201 EFFECTIVENESS DATE: 20220201 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA, FSB CENTRAL INDEX KEY: 0001711615 IRS NUMBER: 593531592 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18117 FILM NUMBER: 22577234 BUSINESS ADDRESS: STREET 1: 501 RIVERSIDE AVENUE CITY: JACKSONVILLE STATE: FL ZIP: 32202-4934 BUSINESS PHONE: 314-244-5333 MAIL ADDRESS: STREET 1: 211 NORTH BROADWAY, SUITE 1000 CITY: ST. LOUIS STATE: MO ZIP: 63102-2733 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001711615 XXXXXXXX 12-31-2021 12-31-2021 false TIAA, FSB

211 NORTH BROADWAY, SUITE 1000 ST. LOUIS MO 63102-2733

13F HOLDINGS REPORT 028-18117 N Eric Greene SVP, Trust Operations 3142445007 /s/ Eric Greene ST. LOUIS MO 01-31-2022 0 706 30419362 INFORMATION TABLE 2 infotable.xml ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4714458 63231285 SH SOLE 63162626 0 68659 ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2196076 17964840 SH SOLE 17944733 0 20107 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2177492 36399849 SH SOLE 36376415 0 23434 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1586522 13777871 SH SOLE 13769504 0 8367 VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1087599 3394998 SH SOLE 3389215 0 5783 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 971913 19058569 SH SOLE 19034718 0 23851 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 874832 11985237 SH SOLE 11969244 0 15993 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 842703 2759728 SH SOLE 2757628 0 2100 VANGUARD VALUE ETF Exchange Traded Fund 922908744 822222 5602082 SH SOLE 5589163 0 12919 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 674069 2648650 SH SOLE 2645795 0 2855 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 669187 8542261 SH SOLE 8520331 0 21930 ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 631469 3805166 SH SOLE 3802883 0 2283 ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 574864 6948906 SH SOLE 6925234 0 23672 ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 562104 4931262 SH SOLE 4927280 0 3982 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 522057 1781713 SH SOLE 1781461 0 252 VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 426822 987875 SH SOLE 977672 0 10203 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 405302 5515616 SH SOLE 5496371 0 19245 APPLE INC Common / Ordinary Stock 037833100 368426 2086524 SH SOLE 2074824 0 11700 VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 368090 7454274 SH SOLE 7442181 0 12093 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 363748 2422702 SH SOLE 2419663 0 3039 ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 358655 8710333 SH SOLE 8707333 0 3000 ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 346637 2008131 SH SOLE 1999638 0 8493 ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 343214 2951620 SH SOLE 2951620 0 0 FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 306354 4994362 SH SOLE 4994362 0 0 ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 289828 4147091 SH SOLE 4136264 0 10827 MICROSOFT CORP Common / Ordinary Stock 594918104 268569 800792 SH SOLE 798551 0 2241 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 264193 1573994 SH SOLE 1573232 0 762 SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 235734 6461997 SH SOLE 6461997 0 0 ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 229206 866791 SH SOLE 866791 0 0 ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 219370 2016806 SH SOLE 2011457 0 5349 VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 214104 844462 SH SOLE 840876 0 3586 VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 212554 880361 SH SOLE 880361 0 0 ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 211235 443772 SH SOLE 442851 0 921 ISHARES MBS ETF Exchange Traded Fund 464288588 199829 1861528 SH SOLE 1860085 0 1443 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 193628 858243 SH SOLE 856721 0 1522 SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 185504 390897 SH SOLE 390567 0 330 SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 184781 5966456 SH SOLE 5966456 0 0 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 182319 822309 SH SOLE 819596 0 2713 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 157524 54599 SH SOLE 54374 0 225 NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 140423 3621984 SH SOLE 3612619 0 9365 NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 137395 2003719 SH SOLE 2003719 0 0 AMAZON.COM INC Common / Ordinary Stock 023135106 124841 37683 SH SOLE 37441 0 242 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 115781 650820 SH SOLE 647364 0 3456 SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 107981 2642559 SH SOLE 2638185 0 4374 NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 102570 2778390 SH SOLE 2775915 0 2475 NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 98212 2337827 SH SOLE 2337827 0 0 VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 96941 346033 SH SOLE 344018 0 2015 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 89024 563865 SH SOLE 562198 0 1667 VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 85910 388696 SH SOLE 388696 0 0 SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 84303 2032634 SH SOLE 2031885 0 749 META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 82800 246932 SH SOLE 246172 0 760 ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 78490 277271 SH SOLE 277271 0 0 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 75897 255748 SH SOLE 253836 0 1912 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 73099 109807 SH SOLE 109554 0 253 NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 70710 1438736 SH SOLE 1437478 0 1258 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 69069 137889 SH SOLE 137550 0 339 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 64654 378346 SH SOLE 377936 0 410 HOME DEPOT INC Common / Ordinary Stock 437076102 61267 148018 SH SOLE 147627 0 391 ALPHABET INC-CL C Common / Ordinary Stock 02079K107 61098 21188 SH SOLE 21115 0 73 ABBVIE INC Common / Ordinary Stock 00287Y109 55721 412674 SH SOLE 411529 0 1145 PEPSICO INC Common / Ordinary Stock 713448108 53840 310331 SH SOLE 309942 0 389 VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 51237 604564 SH SOLE 604564 0 0 ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 49929 436019 SH SOLE 436019 0 0 VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 49420 564031 SH SOLE 564031 0 0 ADOBE INC Common / Ordinary Stock 00724F101 48536 85741 SH SOLE 85593 0 148 ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 47951 172796 SH SOLE 172796 0 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 47121 218024 SH SOLE 217440 0 584 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 45773 1032398 SH SOLE 1028837 0 3561 ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 45582 532870 SH SOLE 532870 0 0 ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 44671 416689 SH SOLE 416046 0 643 ALERIAN MLP ETF Exchange Traded Fund 00162Q452 43562 1335134 SH SOLE 1330556 0 4578 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 42909 305556 SH SOLE 304882 0 674 ORACLE CORP Common / Ordinary Stock 68389X105 39431 454786 SH SOLE 452142 0 2644 PFIZER INC Common / Ordinary Stock 717081103 37758 639496 SH SOLE 639426 0 70 HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 37319 179373 SH SOLE 178979 0 394 VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 37304 321724 SH SOLE 321557 0 167 NVIDIA CORP Common / Ordinary Stock 67066G104 36935 125850 SH SOLE 125581 0 269 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 36741 225010 SH SOLE 224605 0 405 PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 35975 656794 SH SOLE 651953 0 4841 MASTERCARD INC - A Common / Ordinary Stock 57636Q104 34747 97335 SH SOLE 96701 0 634 AMERICAN TOWER CORP Closed-end REIT 03027X100 34356 117842 SH SOLE 117455 0 387 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 33787 133301 SH SOLE 132951 0 350 VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 30774 67168 SH SOLE 67168 0 0 SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 30447 967585 SH SOLE 966561 0 1024 NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 30192 323732 SH SOLE 323398 0 334 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 29095 580741 SH SOLE 578089 0 2652 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 28932 51091 SH SOLE 50963 0 128 DANAHER CORP Common / Ordinary Stock 235851102 27863 84903 SH SOLE 84688 0 215 ISHARES GOLD TRUST Exchange Traded Fund 464285204 27405 787262 SH SOLE 787262 0 0 BLACKSTONE INC Common / Ordinary Stock 09260D107 27378 212373 SH SOLE 211590 0 783 NIKE INC -CL B Common / Ordinary Stock 654106103 27277 164454 SH SOLE 163658 0 796 ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 27080 530458 SH SOLE 530458 0 0 LOWE'S COS INC Common / Ordinary Stock 548661107 26669 103390 SH SOLE 103175 0 215 ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 26524 64194 SH SOLE 63983 0 211 TESLA INC Common / Ordinary Stock 88160R101 26068 27191 SH SOLE 24667 0 2524 CHEVRON CORP Common / Ordinary Stock 166764100 25738 219659 SH SOLE 219328 0 331 ANTHEM INC Common / Ordinary Stock 036752103 25585 55321 SH SOLE 55194 0 127 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 24575 110473 SH OTR 0 0 110473 WALMART INC Common / Ordinary Stock 931142103 24573 170355 SH SOLE 169834 0 521 INTUIT INC Common / Ordinary Stock 461202103 24210 37740 SH SOLE 37639 0 101 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 23933 127553 SH SOLE 126910 0 643 LAM RESEARCH CORP Common / Ordinary Stock 512807108 23686 33100 SH SOLE 32936 0 164 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 23516 355439 SH SOLE 354635 0 804 S&P GLOBAL INC Common / Ordinary Stock 78409V104 23263 49373 SH SOLE 49294 0 79 SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 23081 324630 SH SOLE 324630 0 0 MOTOROLA SOLUTIONS INC Common / Ordinary Stock 620076307 22328 82390 SH SOLE 82179 0 211 QUALCOMM INC Common / Ordinary Stock 747525103 22219 121967 SH SOLE 121504 0 463 MORGAN STANLEY Common / Ordinary Stock 617446448 21656 221114 SH SOLE 220615 0 499 BROADCOM INC Common / Ordinary Stock 11135F101 20670 31187 SH SOLE 31063 0 124 UNION PACIFIC CORP Common / Ordinary Stock 907818108 20471 81597 SH SOLE 81258 0 339 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 19503 125946 SH SOLE 125916 0 30 ENTERGY CORP Common / Ordinary Stock 29364G103 19375 172558 SH SOLE 171990 0 568 ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 19345 245873 SH SOLE 245873 0 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 19252 109896 SH SOLE 109529 0 367 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 18670 305298 SH SOLE 305123 0 175 MERCK & CO. INC. Common / Ordinary Stock 58933Y105 18522 242448 SH SOLE 241679 0 769 FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 18137 418157 SH SOLE 416465 0 1692 GENERAL MOTORS CO Common / Ordinary Stock 37045V100 18106 309611 SH SOLE 308816 0 795 ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 17969 236181 SH SOLE 236181 0 0 SERVICENOW INC Common / Ordinary Stock 81762P102 17933 27761 SH SOLE 27627 0 134 EATON CORP PLC Common / Ordinary Stock G29183103 17573 101928 SH SOLE 101685 0 243 AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 17247 56808 SH SOLE 56686 0 122 ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 16810 253299 SH SOLE 252661 0 638 VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 16622 589950 SH SOLE 581177 0 8773 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 16468 228605 SH SOLE 228151 0 454 APTIV PLC Common / Ordinary Stock G6095L109 16461 100069 SH SOLE 99792 0 277 INTEL CORP Common / Ordinary Stock 458140100 16149 314201 SH SOLE 313572 0 629 ELI LILLY & CO Common / Ordinary Stock 532457108 15974 58255 SH SOLE 57830 0 425 SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 15809 376415 SH SOLE 376415 0 0 O'REILLY AUTOMOTIVE INC Common / Ordinary Stock 67103H107 15500 21994 SH SOLE 21948 0 46 AMETEK INC Common / Ordinary Stock 031100100 15254 103880 SH SOLE 103739 0 141 3M CO Common / Ordinary Stock 88579Y101 15176 85548 SH SOLE 85434 0 114 DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 14773 62829 SH SOLE 62642 0 187 PALO ALTO NETWORKS INC Common / Ordinary Stock 697435105 14695 26424 SH SOLE 26393 0 31 GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 14672 155637 SH SOLE 155313 0 324 TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 14529 83565 SH SOLE 83565 0 0 ULTA BEAUTY INC Common / Ordinary Stock 90384S303 14501 35289 SH SOLE 35167 0 122 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 14483 229091 SH SOLE 228553 0 538 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 14450 108113 SH SOLE 108113 0 0 PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 14313 45128 SH SOLE 44993 0 135 CROWN HOLDINGS INC Common / Ordinary Stock 228368106 13972 126590 SH SOLE 126308 0 282 MEDTRONIC PLC Common / Ordinary Stock G5960L103 13853 134167 SH SOLE 133907 0 260 BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 13573 320464 SH SOLE 319517 0 947 TJX COMPANIES INC Common / Ordinary Stock 872540109 13410 177047 SH SOLE 176632 0 415 EQUINIX INC Closed-end REIT 29444U700 12868 15213 SH SOLE 15213 0 0 AMGEN INC Common / Ordinary Stock 031162100 12828 57076 SH SOLE 57019 0 57 INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 12743 32030 SH SOLE 32030 0 0 EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 12703 98185 SH SOLE 98051 0 134 TARGET CORP Common / Ordinary Stock 87612E106 12451 53800 SH SOLE 53800 0 0 MCDONALD'S CORP Common / Ordinary Stock 580135101 12433 46622 SH SOLE 46378 0 244 CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 12215 48762 SH SOLE 48673 0 89 SIMON PROPERTY GROUP INC Closed-end REIT 828806109 12189 76509 SH SOLE 76289 0 220 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 12081 232609 SH SOLE 232511 0 98 COCA-COLA CO/THE Common / Ordinary Stock 191216100 12042 203767 SH SOLE 203386 0 381 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 11958 139135 SH SOLE 138944 0 191 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 11708 239673 SH SOLE 239673 0 0 CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 11542 79732 SH SOLE 79550 0 182 ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 11209 86754 SH SOLE 86754 0 0 VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 11188 139003 SH SOLE 138410 0 593 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 10878 44116 SH SOLE 44116 0 0 ZOETIS INC Common / Ordinary Stock 98978V103 10583 43600 SH SOLE 43368 0 232 STATE STREET CORP Common / Ordinary Stock 857477103 10365 111553 SH SOLE 111448 0 105 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 10122 19552 SH SOLE 19552 0 0 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 9919 159142 SH SOLE 159093 0 49 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 9918 373221 SH SOLE 372452 0 769 STRYKER CORP Common / Ordinary Stock 863667101 9876 37338 SH SOLE 36931 0 407 VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 9661 36356 SH SOLE 36263 0 93 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 9660 24956 SH SOLE 24956 0 0 TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 9013 47849 SH SOLE 47822 0 27 HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 8617 55330 SH SOLE 55241 0 89 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 8533 28661 SH SOLE 28661 0 0 ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 8506 101665 SH SOLE 101665 0 0 STARBUCKS CORP Common / Ordinary Stock 855244109 8355 72083 SH SOLE 71428 0 655 ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 8307 67882 SH OTR 0 0 67882 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 8266 71802 SH OTR 60 0 71742 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 8175 52453 SH SOLE 52259 0 194 BOEING CO/THE Common / Ordinary Stock 097023105 8016 39819 SH SOLE 39819 0 0 SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 7997 94394 SH SOLE 94394 0 0 UNITED RENTALS INC Common / Ordinary Stock 911363109 7844 23736 SH SOLE 23607 0 129 SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 7726 106606 SH SOLE 106606 0 0 AT&T INC Common / Ordinary Stock 00206R102 7522 305783 SH SOLE 305783 0 0 DEERE & CO Common / Ordinary Stock 244199105 7437 21689 SH SOLE 21689 0 0 APPLIED MATERIALS INC Common / Ordinary Stock 038222105 6781 43094 SH SOLE 43094 0 0 AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 6575 40490 SH SOLE 40187 0 303 HESS CORP Common / Ordinary Stock 42809H107 6027 81593 SH SOLE 81417 0 176 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 5997 57287 SH SOLE 57168 0 119 ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 5767 23368 SH SOLE 23368 0 0 NETFLIX INC Common / Ordinary Stock 64110L106 5713 9483 SH SOLE 9483 0 0 COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 5674 66485 SH SOLE 66485 0 0 CSX CORP Common / Ordinary Stock 126408103 5641 150466 SH SOLE 150025 0 441 BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5558 22146 SH SOLE 22102 0 44 VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 5542 32269 SH SOLE 32269 0 0 CVS HEALTH CORP Common / Ordinary Stock 126650100 5523 53540 SH SOLE 53540 0 0 CATERPILLAR INC Common / Ordinary Stock 149123101 5396 26100 SH SOLE 26100 0 0 PPG INDUSTRIES INC Common / Ordinary Stock 693506107 5321 30856 SH SOLE 30856 0 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 5056 106904 SH SOLE 105377 0 1527 SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 5035 61760 SH SOLE 61760 0 0 PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 5035 53040 SH SOLE 53002 0 38 EBAY INC Common / Ordinary Stock 278642103 4855 73002 SH SOLE 73002 0 0 HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4697 33338 SH SOLE 33338 0 0 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 4674 15295 SH OTR 0 0 15295 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 4609 32263 SH SOLE 32251 0 12 VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 4603 75112 SH SOLE 75112 0 0 UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 4544 21316 SH SOLE 21200 0 116 CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 4460 21814 SH SOLE 21814 0 0 VANGUARD CONSUMER DISCRE ETF Exchange Traded Fund 92204A108 4360 12798 SH SOLE 12798 0 0 EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 4328 46548 SH SOLE 46548 0 0 SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 4300 46330 SH SOLE 46330 0 0 FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 4271 109368 SH SOLE 109368 0 0 US BANCORP Common / Ordinary Stock 902973304 4177 74633 SH SOLE 74371 0 262 LOWE'S COS INC Common / Ordinary Stock 548661107 4141 16021 SH OTR 0 0 16021 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 4082 20601 SH DFND 16021 0 4580 LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 4055 11410 SH SOLE 11410 0 0 GENERAL MILLS INC Common / Ordinary Stock 370334104 4007 59465 SH SOLE 59465 0 0 VANGUARD ULTRA SHORT BOND ET Exchange Traded Fund 92203C303 3971 79500 SH SOLE 79500 0 0 SYSCO CORP Common / Ordinary Stock 871829107 3920 49910 SH SOLE 49910 0 0 REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 3772 72811 SH SOLE 72811 0 0 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3701 58400 SH OTR 0 0 58400 ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3691 31918 SH SOLE 31918 0 0 VANGUARD GROWTH ETF Exchange Traded Fund 922908736 3675 12832 SH DFND 11451 0 1381 DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 3607 45914 SH SOLE 45914 0 0 PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 3549 17698 SH SOLE 17698 0 0 ALTRIA GROUP INC Common / Ordinary Stock 02209S103 3405 71847 SH SOLE 71847 0 0 SOUTHERN CO/THE Common / Ordinary Stock 842587107 3387 49386 SH SOLE 49386 0 0 CIGNA CORP Common / Ordinary Stock 125523100 3343 14558 SH SOLE 14558 0 0 SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 3325 77618 SH SOLE 77618 0 0 VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 3305 29480 SH SOLE 29480 0 0 BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3300 825000 SH SOLE 825000 0 0 CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3293 42705 SH SOLE 42705 0 0 WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 3281 19658 SH SOLE 19658 0 0 PROLOGIS INC Closed-end REIT 74340W103 3263 19596 SH SOLE 19379 0 217 DIMENSIONAL US CORE EQUITY 2 Exchange Traded Fund 25434V708 3087 106569 SH SOLE 106569 0 0 ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2802 17892 SH SOLE 17892 0 0 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2723 5260 SH OTR 0 0 5260 BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2717 46781 SH SOLE 46781 0 0 VANGUARD VALUE ETF Exchange Traded Fund 922908744 2715 18457 SH DFND 18457 0 0 GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2674 37330 SH SOLE 36830 0 500 ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2643 31838 SH DFND 31838 0 0 ALLSTATE CORP Common / Ordinary Stock 020002101 2584 21960 SH SOLE 21960 0 0 ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2579 34550 SH DFND 34550 0 0 ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2543 23774 SH SOLE 23774 0 0 CAREDX INC Common / Ordinary Stock 14167L103 2465 54204 SH OTR 0 0 54204 T-MOBILE US INC Common / Ordinary Stock 872590104 2446 21101 SH SOLE 21089 0 12 CITIGROUP INC Common / Ordinary Stock 172967424 2434 40312 SH SOLE 40312 0 0 CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 2412 44511 SH SOLE 44466 0 45 COPART INC Common / Ordinary Stock 217204106 2406 16034 SH SOLE 15869 0 165 SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 2334 20655 SH SOLE 20655 0 0 PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2329 34901 SH SOLE 34901 0 0 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2316 26252 SH SOLE 26034 0 218 AFLAC INC Common / Ordinary Stock 001055102 2301 39403 SH SOLE 39403 0 0 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 2295 28413 SH SOLE 28413 0 0 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 2191 13050 SH OTR 0 0 13050 LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 2188 23815 SH SOLE 23725 0 90 EXELON CORP Common / Ordinary Stock 30161N101 2184 37907 SH SOLE 37820 0 87 TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 2140 36553 SH SOLE 36553 0 0 VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 2139 15782 SH SOLE 15782 0 0 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2134 12573 SH OTR 101 0 12472 EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 2119 23288 SH SOLE 23288 0 0 SPROTT PHYSICAL GOLD AND SIL Closed-end Fund 85208R101 2112 119035 SH SOLE 119035 0 0 VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 2090 11431 SH SOLE 11431 0 0 NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 2055 18350 SH OTR 0 0 18350 BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 2042 33824 SH SOLE 33824 0 0 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 2019 41543 SH DFND 39543 0 2000 INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 2010 12352 SH SOLE 12352 0 0 DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 2010 13429 SH SOLE 13341 0 88 MICROSOFT CORP Common / Ordinary Stock 594918104 1988 8212 SH DFND 5912 0 2300 INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 1932 18259 SH SOLE 18259 0 0 DIMENSIONAL US SMALL CAP ETF Exchange Traded Fund 25434V500 1924 32073 SH SOLE 32073 0 0 YUM! BRANDS INC Common / Ordinary Stock 988498101 1895 13648 SH SOLE 13648 0 0 DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 1887 8570 SH SOLE 8570 0 0 ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1857 15754 SH SOLE 15754 0 0 SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1849 21982 SH SOLE 21982 0 0 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1847 6045 SH DFND 6045 0 0 BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 1843 21469 SH SOLE 21469 0 0 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1836 8252 SH DFND 8252 0 0 EOG RESOURCES INC Common / Ordinary Stock 26875P101 1792 20175 SH SOLE 20175 0 0 FASTENAL CO Common / Ordinary Stock 311900104 1768 27754 SH SOLE 27598 0 156 FISERV INC Common / Ordinary Stock 337738108 1760 16954 SH SOLE 16954 0 0 ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1757 6645 SH DFND 6645 0 0 SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1751 121925 SH SOLE 121925 0 0 DOW INC Common / Ordinary Stock 260557103 1738 30645 SH SOLE 30645 0 0 CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1715 20099 SH SOLE 20099 0 0 TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 1687 14026 SH SOLE 14026 0 0 NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1675 11932 SH SOLE 11932 0 0 UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 1673 23367 SH SOLE 23367 0 0 SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1659 12849 SH SOLE 12849 0 0 OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1654 19036 SH SOLE 19001 0 35 SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1635 203900 SH SOLE 203900 0 0 DOVER CORP Common / Ordinary Stock 260003108 1607 8922 SH SOLE 8848 0 74 SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1596 14021 SH SOLE 14021 0 0 APPLE INC Common / Ordinary Stock 037833100 1585 9526 SH DFND 8926 0 600 ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 1557 10818 SH SOLE 10818 0 0 ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1525 12001 SH SOLE 12001 0 0 ROSS STORES INC Common / Ordinary Stock 778296103 1521 13365 SH SOLE 13312 0 53 FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1503 107595 SH SOLE 107595 0 0 ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1502 14136 SH SOLE 14136 0 0 SPDR S&P INTL SMALL CAP Exchange Traded Fund 78463X871 1499 39694 SH SOLE 39694 0 0 ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1499 14124 SH SOLE 14124 0 0 MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 1478 8944 SH SOLE 8944 0 0 FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 1477 13535 SH SOLE 13535 0 0 M & T BANK CORP Common / Ordinary Stock 55261F104 1435 9342 SH SOLE 9342 0 0 NIKE INC -CL B Common / Ordinary Stock 654106103 1434 10202 SH DFND 8602 0 1600 ISHARES S&P SMALL-CAP 600 VA Exchange Traded Fund 464287879 1433 13716 SH SOLE 13716 0 0 ITERIS INC Common / Ordinary Stock 46564T107 1398 349391 SH SOLE 349391 0 0 ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 1360 11092 SH SOLE 11092 0 0 XCEL ENERGY INC Common / Ordinary Stock 98389B100 1355 20008 SH SOLE 20008 0 0 GXO LOGISTICS INC Common / Ordinary Stock 36262G101 1354 14959 SH SOLE 14911 0 48 RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 1352 161019 SH SOLE 161019 0 0 WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1343 25741 SH SOLE 25741 0 0 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 1341 463 SH OTR 0 0 463 WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1325 24246 SH SOLE 24246 0 0 VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1312 4417 SH DFND 3005 0 1412 VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1292 2820 SH DFND 2820 0 0 AMEREN CORPORATION Common / Ordinary Stock 023608102 1250 14043 SH SOLE 14043 0 0 ISHARES MBS ETF Exchange Traded Fund 464288588 1246 11600 SH OTR 0 0 11600 MICROCHIP TECHNOLOGY INC Common / Ordinary Stock 595017104 1246 14312 SH SOLE 14312 0 0 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1232 4467 SH DFND 4120 0 347 MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1231 12746 SH SOLE 12746 0 0 WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1218 12545 SH SOLE 12545 0 0 LOWE'S COS INC Common / Ordinary Stock 548661107 1214 5295 SH DFND 4695 0 600 ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 1162 13356 SH SOLE 13356 0 0 XPO LOGISTICS INC Common / Ordinary Stock 983793100 1161 15046 SH SOLE 14998 0 48 PHILLIPS 66 Common / Ordinary Stock 718546104 1147 15831 SH SOLE 15831 0 0 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 1140 7749 SH DFND 7198 0 551 UNION PACIFIC CORP Common / Ordinary Stock 907818108 1134 4500 SH OTR 0 0 4500 VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 1131 17794 SH SOLE 17794 0 0 SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 1126 13935 SH SOLE 13935 0 0 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1125 9760 SH DFND 9760 0 0 ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 1120 22562 SH SOLE 19231 0 3331 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1109 5840 SH DFND 4906 0 934 ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1102 9480 SH DFND 9480 0 0 MICROSOFT CORP Common / Ordinary Stock 594918104 1097 3262 SH OTR 0 0 3262 VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 1090 11292 SH SOLE 11292 0 0 APPLE INC Common / Ordinary Stock 037833100 1083 6521 SH OTR 424 0 6097 SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1072 2256 SH DFND 2256 0 0 LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 1062 15555 SH SOLE 15555 0 0 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 1058 1585 SH DFND 1585 0 0 MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 1057 11800 SH SOLE 11670 0 130 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 1057 6463 SH OTR 0 0 6463 ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 1044 12901 SH SOLE 12901 0 0 FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 1029 17592 SH SOLE 17592 0 0 HP INC Common / Ordinary Stock 40434L105 1019 27810 SH SOLE 27046 0 764 VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1001 21083 SH DFND 20233 0 850 BROOKFIELD INFRASTRUCTURE PA Master Limited Partnership G16252101 998 16408 SH SOLE 16408 0 0 ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 997 2090 SH DFND 2090 0 0 ALPHABET INC-CL C Common / Ordinary Stock 02079K107 995 344 SH DFND 344 0 0 FORD MOTOR CO Common / Ordinary Stock 345370860 985 47437 SH SOLE 47437 0 0 ALLIANT ENERGY CORP Common / Ordinary Stock 018802108 981 15955 SH SOLE 15955 0 0 DIMENSIONAL US EQUITY ETF Exchange Traded Fund 25434V401 960 18571 SH SOLE 18571 0 0 VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 952 3944 SH DFND 3944 0 0 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 937 15652 SH DFND 15652 0 0 CORTEVA INC Common / Ordinary Stock 22052L104 907 19177 SH SOLE 19177 0 0 DIMENSIONAL US TARGET VALUE Exchange Traded Fund 25434V609 907 19078 SH SOLE 19078 0 0 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 893 5719 SH DFND 5219 0 500 SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 892 30417 SH SOLE 30417 0 0 NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 876 10013 SH SOLE 10013 0 0 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 875 6543 SH OTR 0 0 6543 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 868 17293 SH OTR 298 0 16995 ORACLE CORP Common / Ordinary Stock 68389X105 846 10501 SH DFND 9701 0 800 ENBRIDGE INC Common / Ordinary Stock 29250N105 845 21621 SH SOLE 21621 0 0 FISERV INC Common / Ordinary Stock 337738108 833 8025 SH OTR 0 0 8025 AMERESCO INC-CL A Common / Ordinary Stock 02361E108 822 10095 SH SOLE 10095 0 0 JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 815 10028 SH SOLE 10028 0 0 MARATHON PETROLEUM CORP COM Common / Ordinary Stock 56585A102 808 12621 SH SOLE 12621 0 0 VANGUARD TOTAL INTL BOND ETF Exchange Traded Fund 92203J407 803 14552 SH SOLE 14552 0 0 AT&T INC Common / Ordinary Stock 00206R102 796 32340 SH OTR 0 0 32340 ADAPTIVE BIOTECHNOLOGIES Common / Ordinary Stock 00650F109 785 27975 SH SOLE 27975 0 0 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 783 4947 SH OTR 0 0 4947 VALERO ENERGY CORP Common / Ordinary Stock 91913Y100 777 10347 SH SOLE 10347 0 0 CORNING INC Common / Ordinary Stock 219350105 765 20535 SH SOLE 20535 0 0 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 763 5445 SH DFND 4667 0 778 TRI-CONTINENTAL CORP Closed-end Fund 895436103 756 22767 SH SOLE 22767 0 0 CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 746 10375 SH SOLE 10375 0 0 SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 726 18686 SH SOLE 18686 0 0 UNITI GROUP INC Closed-end REIT 91325V108 719 51295 SH SOLE 51295 0 0 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 715 9105 SH DFND 9105 0 0 ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 715 2025 SH DFND 1725 0 300 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 714 2389 SH OTR 0 0 2389 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 712 16005 SH OTR 0 0 16005 EDISON INTERNATIONAL Common / Ordinary Stock 281020107 707 10362 SH SOLE 10362 0 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 705 14694 SH OTR 0 0 14694 KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 696 18885 SH OTR 0 0 18885 GENERAL MILLS INC Common / Ordinary Stock 370334104 684 10145 SH OTR 0 0 10145 M & T BANK CORP Common / Ordinary Stock 55261F104 665 4329 SH OTR 0 0 4329 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 657 1304 SH DFND 1158 0 146 S&P GLOBAL INC Common / Ordinary Stock 78409V104 656 1389 SH OTR 0 0 1389 NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 647 5774 SH SOLE 5774 0 0 VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 642 2278 SH DFND 2278 0 0 PEPSICO INC Common / Ordinary Stock 713448108 639 4076 SH DFND 3676 0 400 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 626 3729 SH DFND 3729 0 0 SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 623 98155 SH SOLE 98155 0 0 AMAZON.COM INC Common / Ordinary Stock 023135106 617 230 SH OTR 45 0 185 ADOBE INC Common / Ordinary Stock 00724F101 615 1085 SH DFND 1085 0 0 ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 612 11843 SH SOLE 11843 0 0 UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 606 11439 SH SOLE 11269 0 170 FIRST TRUST MANAGED MUNICIPA Exchange Traded Fund 33739N108 604 10593 SH SOLE 10593 0 0 MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 597 3614 SH DFND 3614 0 0 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 597 223 SH DFND 206 0 17 ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 592 26975 SH SOLE 26975 0 0 SHELL PLC-SPON ADR-A American Depository Receipts ADR 780259206 587 13526 SH SOLE 13526 0 0 TARGET CORP Common / Ordinary Stock 87612E106 574 2481 SH DFND 2481 0 0 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 572 4332 SH DFND 4067 0 265 ELI LILLY & CO Common / Ordinary Stock 532457108 566 2050 SH DFND 2050 0 0 SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 545 6485 SH OTR 0 0 6485 VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 535 2103 SH DFND 2103 0 0 INTEL CORP Common / Ordinary Stock 458140100 534 11766 SH DFND 10366 0 1400 META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 531 1580 SH OTR 0 0 1580 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 530 2079 SH DFND 1779 0 300 NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 529 5664 SH DFND 5664 0 0 SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 520 14258 SH DFND 14258 0 0 CDK GLOBAL INC Common / Ordinary Stock 12508E101 511 12250 SH OTR 0 0 12250 NETFLIX INC Common / Ordinary Stock 64110L106 511 848 SH OTR 0 0 848 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 507 3241 SH DFND 3241 0 0 PFIZER INC Common / Ordinary Stock 717081103 502 10000 SH DFND 8500 0 1500 OGE ENERGY CORP Common / Ordinary Stock 670837103 493 12841 SH SOLE 12841 0 0 STRYKER CORP Common / Ordinary Stock 863667101 492 2039 SH DFND 1839 0 200 ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 491 4963 SH DFND 4010 0 953 AMAZON.COM INC Common / Ordinary Stock 023135106 490 191 SH DFND 147 0 44 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 489 7993 SH OTR 0 0 7993 MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 489 15854 SH SOLE 15854 0 0 HOME DEPOT INC Common / Ordinary Stock 437076102 481 1159 SH DFND 1159 0 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 466 2151 SH DFND 2151 0 0 PROLOGIS INC Closed-end REIT 74340W103 462 2747 SH OTR 0 0 2747 BROOKFIELD RENEWABLE PARTNER Master Limited Partnership G16258108 460 12851 SH SOLE 12851 0 0 BRISTOW GROUP INC Common / Ordinary Stock 11040G103 458 14455 SH SOLE 14455 0 0 GENERAL MOTORS CO Common / Ordinary Stock 37045V100 458 7808 SH OTR 0 0 7808 VIACOMCBS INC - CLASS B Common / Ordinary Stock 92556H206 456 15110 SH SOLE 15110 0 0 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 450 976 SH DFND 896 0 80 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 443 1745 SH OTR 0 0 1745 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 439 6083 SH OTR 83 0 6000 CGCMT 2013-GC11 AS 3.422 10 Apr 2046 Corporate Secured Fixed Rate Tranches 17320DAN8 434 425000 SH OTR 0 0 425000 ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 431 1748 SH DFND 1748 0 0 KROGER CO Common / Ordinary Stock 501044101 424 9360 SH SOLE 9360 0 0 SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 423 10336 SH DFND 10336 0 0 TJX COMPANIES INC Common / Ordinary Stock 872540109 417 6494 SH DFND 5494 0 1000 FASTENAL CO Common / Ordinary Stock 311900104 410 6400 SH OTR 0 0 6400 3M CO Common / Ordinary Stock 88579Y101 408 2297 SH DFND 2297 0 0 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 405 7252 SH DFND 6614 0 638 PULSE BIOSCIENCES INC Common / Ordinary Stock 74587B101 404 27298 SH SOLE 27298 0 0 KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 403 11221 SH SOLE 11221 0 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 401 2583 SH DFND 2283 0 300 HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 400 1916 SH OTR 0 0 1916 ABBVIE INC Common / Ordinary Stock 00287Y109 398 2941 SH DFND 2941 0 0 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 396 4977 SH DFND 2631 0 2346 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 393 7392 SH DFND 6196 0 1196 VIATRIS INC Common / Ordinary Stock 92556V106 389 28722 SH SOLE 28714 0 8 SCHLUMBERGER LTD Common / Ordinary Stock 806857108 381 12711 SH SOLE 12711 0 0 EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 380 42848 SH SOLE 42848 0 0 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 377 2433 SH OTR 0 0 2433 MCDONALD'S CORP Common / Ordinary Stock 580135101 374 1495 SH DFND 1395 0 100 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 374 5112 SH DFND 5112 0 0 ORGANON & CO Common / Ordinary Stock 68622V106 366 12005 SH SOLE 12005 0 0 AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 365 6421 SH OTR 0 0 6421 PPL CORP Common / Ordinary Stock 69351T106 358 11911 SH SOLE 11911 0 0 HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 347 2225 SH OTR 0 0 2225 ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 345 3214 SH DFND 3214 0 0 CSX CORP Common / Ordinary Stock 126408103 338 9000 SH DFND 9000 0 0 BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210000 SH SOLE 210000 0 0 VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 330 23992 SH SOLE 23992 0 0 HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 327 21196 SH SOLE 21196 0 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 326 1505 SH OTR 0 0 1505 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 325 6454 SH OTR 0 0 6454 NUVEEN MUNI VALUE FD Closed-end Fund 670928100 319 30745 SH SOLE 30745 0 0 SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 318 10100 SH DFND 10100 0 0 HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 316 20028 SH SOLE 20028 0 0 CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 314 12000 SH SOLE 12000 0 0 SACHEM CAPITAL CORP Closed-end REIT 78590A109 310 53000 SH SOLE 0 0 53000 MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 309 6646 SH OTR 0 0 6646 ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 308 1110 SH DFND 1110 0 0 FERRO CORP Common / Ordinary Stock 315405100 306 14000 SH SOLE 14000 0 0 MASTERCARD INC - A Common / Ordinary Stock 57636Q104 304 845 SH OTR 0 0 845 SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 302 4250 SH DFND 4250 0 0 CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 287 10287 SH SOLE 10287 0 0 MERCK & CO. INC. Common / Ordinary Stock 58933Y105 285 3725 SH DFND 3725 0 0 CITIGROUP INC Common / Ordinary Stock 172967424 283 4690 SH OTR 0 0 4690 T-MOBILE US INC Common / Ordinary Stock 872590104 280 2410 SH OTR 0 0 2410 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 279 5720 SH OTR 0 0 5720 INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 276 10913 SH SOLE 10913 0 0 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 275 1279 SH OTR 64 0 1215 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 274 708 SH DFND 708 0 0 CAREDX INC Common / Ordinary Stock 14167L103 273 6000 SH SOLE 6000 0 0 LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 267 750 SH OTR 0 0 750 DIMENSIONAL WORLD EX US CORE Exchange Traded Fund 25434V880 266 10187 SH SOLE 10187 0 0 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 265 5262 SH DFND 5262 0 0 META PLATFORMS INC-CLASS A Common / Ordinary Stock 30303M102 263 781 SH DFND 781 0 0 ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 259 11792 SH OTR 0 0 11792 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 259 1050 SH DFND 1050 0 0 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 259 500 SH DFND 500 0 0 ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 258 913 SH DFND 913 0 0 NUVEEN QUAL MUNI INCOME FD Closed-end Fund 67066V101 257 15957 SH SOLE 15957 0 0 INTEL CORP Common / Ordinary Stock 458140100 255 4954 SH OTR 0 0 4954 SIMON PROPERTY GROUP INC Closed-end REIT 828806109 255 1595 SH OTR 0 0 1595 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 254 657 SH OTR 0 0 657 ISHARES GOLD TRUST Exchange Traded Fund 464285204 251 7218 SH DFND 7218 0 0 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 250 375 SH OTR 0 0 375 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 249 3376 SH DFND 3376 0 0 WHITESTONE REIT Closed-end REIT 966084204 242 23915 SH SOLE 23915 0 0 CDK GLOBAL INC Common / Ordinary Stock 12508E101 237 5681 SH SOLE 5681 0 0 STERLING BANCORP/DE Common / Ordinary Stock 85917A100 235 9097 SH SOLE 9097 0 0 KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 234 12905 SH SOLE 12905 0 0 CHEVRON CORP Common / Ordinary Stock 166764100 230 1964 SH OTR 0 0 1964 AMGEN INC Common / Ordinary Stock 031162100 228 1015 SH DFND 1015 0 0 S&P GLOBAL INC Common / Ordinary Stock 78409V104 227 480 SH DFND 480 0 0 ROYCE VALUE TRUST Closed-end Fund 780910105 225 11473 SH SOLE 11473 0 0 DOVER CORP Common / Ordinary Stock 260003108 224 1235 SH DFND 1235 0 0 EQUINIX INC Closed-end REIT 29444U700 220 260 SH OTR 0 0 260 ABBVIE INC Common / Ordinary Stock 00287Y109 219 1621 SH OTR 0 0 1621 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 214 2485 SH OTR 0 0 2485 TESLA INC Common / Ordinary Stock 88160R101 211 200 SH DFND 200 0 0 NUVEEN MUNI HIGH INC OPP FD Closed-end Fund 670682103 209 13791 SH SOLE 13791 0 0 ZOETIS INC Common / Ordinary Stock 98978V103 207 999 SH DFND 850 0 149 MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 206 4445 SH SOLE 4445 0 0 AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 206 3618 SH SOLE 3618 0 0 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 202 2796 SH OTR 0 0 2796 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 197 1400 SH OTR 0 0 1400 EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 195 2100 SH DFND 2100 0 0 TARGET CORP Common / Ordinary Stock 87612E106 195 843 SH OTR 0 0 843 SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 193 4643 SH DFND 4643 0 0 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 191 1336 SH OTR 0 0 1336 ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 186 3124 SH DFND 2450 0 674 AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 185 8774 SH SOLE 8774 0 0 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 180 956 SH DFND 956 0 0 EQUINIX INC Closed-end REIT 29444U700 178 210 SH DFND 210 0 0 WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 175 3350 SH DFND 3350 0 0 UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 175 815 SH DFND 815 0 0 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 174 3557 SH DFND 3557 0 0 AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 172 1050 SH DFND 1050 0 0 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 170 300 SH OTR 300 0 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 170 967 SH OTR 0 0 967 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 164 2625 SH OTR 0 0 2625 PFIZER INC Common / Ordinary Stock 717081103 163 2756 SH OTR 0 0 2756 DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 154 700 SH OTR 0 0 700 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 154 525 SH DFND 525 0 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 154 3200 SH DFND 3200 0 0 VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 153 2405 SH OTR 2405 0 0 SYSCO CORP Common / Ordinary Stock 871829107 152 1933 SH DFND 1933 0 0 ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 147 850 SH DFND 850 0 0 NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 145 3460 SH DFND 3460 0 0 WALMART INC Common / Ordinary Stock 931142103 143 985 SH DFND 985 0 0 AMERICAN TOWER CORP Closed-end REIT 03027X100 142 486 SH DFND 486 0 0 BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 142 564 SH DFND 564 0 0 VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 137 800 SH OTR 0 0 800 DEERE & CO Common / Ordinary Stock 244199105 137 400 SH DFND 0 0 400 AT&T INC Common / Ordinary Stock 00206R102 136 5544 SH DFND 5544 0 0 PEPSICO INC Common / Ordinary Stock 713448108 136 785 SH OTR 0 0 785 VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 136 1875 SH DFND 1174 0 701 WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 134 845 SH OTR 45 0 800 US BANCORP Common / Ordinary Stock 902973304 131 2325 SH OTR 0 0 2325 VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 130 962 SH DFND 962 0 0 CANADIAN PACIFIC RAILWAY LTD Common / Ordinary Stock 13645T100 126 1750 SH OTR 0 0 1750 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 125 2412 SH OTR 0 0 2412 GENERAL MILLS INC Common / Ordinary Stock 370334104 123 2132 SH DFND 1832 0 300 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 123 500 SH OTR 0 0 500 VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 121 500 SH OTR 0 0 500 HOME DEPOT INC Common / Ordinary Stock 437076102 120 290 SH OTR 0 0 290 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 118 1324 SH OTR 0 0 1324 NVIDIA CORP Common / Ordinary Stock 67066G104 118 672 SH DFND 400 0 272 DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 117 732 SH DFND 532 0 200 ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 115 1050 SH DFND 1050 0 0 ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 114 1625 SH DFND 1625 0 0 AMGEN INC Common / Ordinary Stock 031162100 112 500 SH OTR 0 0 500 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 112 1124 SH DFND 724 0 400 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 108 1451 SH DFND 1251 0 200 MCDONALD'S CORP Common / Ordinary Stock 580135101 107 400 SH OTR 0 0 400 DANAHER CORP Common / Ordinary Stock 235851102 106 321 SH OTR 321 0 0 DANAHER CORP Common / Ordinary Stock 235851102 105 428 SH DFND 320 0 108 CATERPILLAR INC Common / Ordinary Stock 149123101 103 500 SH DFND 0 0 500 3M CO Common / Ordinary Stock 88579Y101 103 581 SH OTR 0 0 581 BOEING CO/THE Common / Ordinary Stock 097023105 101 500 SH DFND 500 0 0 UNION PACIFIC CORP Common / Ordinary Stock 907818108 100 497 SH DFND 398 0 99 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 99 1500 SH OTR 0 0 1500 PHILLIPS 66 Common / Ordinary Stock 718546104 98 1350 SH OTR 0 0 1350 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 97 1198 SH OTR 0 0 1198 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 94 370 SH DFND 370 0 0 ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 92 556 SH DFND 556 0 0 EATON CORP PLC Common / Ordinary Stock G29183103 91 525 SH DFND 525 0 0 CHEVRON CORP Common / Ordinary Stock 166764100 87 743 SH DFND 743 0 0 UNITI GROUP INC Closed-end REIT 91325V108 86 6126 SH OTR 0 0 6126 FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 80 1309 SH DFND 1309 0 0 EBAY INC Common / Ordinary Stock 278642103 80 1200 SH DFND 1200 0 0 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 79 983 SH DFND 750 0 233 BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 79 1301 SH OTR 0 0 1301 PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 78 390 SH DFND 390 0 0 KROGER CO Common / Ordinary Stock 501044101 77 1700 SH DFND 0 0 1700 QUALCOMM INC Common / Ordinary Stock 747525103 77 420 SH DFND 420 0 0 GXO LOGISTICS INC Common / Ordinary Stock 36262G101 76 835 SH DFND 835 0 0 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 74 250 SH OTR 0 0 250 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 74 1031 SH DFND 518 0 513 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 73 608 SH DFND 408 0 200 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 72 1086 SH DFND 1086 0 0 COCA-COLA CO/THE Common / Ordinary Stock 191216100 71 2066 SH DFND 866 0 1200 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 71 674 SH OTR 0 0 674 MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 71 780 SH DFND 780 0 0 ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 71 1212 SH OTR 0 0 1212 VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 69 314 SH DFND 314 0 0 DOW INC Common / Ordinary Stock 260557103 68 1198 SH OTR 0 0 1198 STRYKER CORP Common / Ordinary Stock 863667101 67 250 SH OTR 0 0 250 MERCK & CO. INC. 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02364W105 52 2452 SH OTR 0 0 2452 COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 51 600 SH DFND 600 0 0 ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 51 650 SH DFND 650 0 0 AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 51 2400 SH DFND 2400 0 0 SERVICENOW INC Common / Ordinary Stock 81762P102 50 143 SH DFND 77 0 66 VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 47 586 SH DFND 586 0 0 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 47 300 SH OTR 0 0 300 FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 47 1200 SH DFND 1200 0 0 STATE STREET CORP Common / Ordinary Stock 857477103 47 500 SH DFND 500 0 0 ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 46 402 SH DFND 402 0 0 NETFLIX INC Common / Ordinary Stock 64110L106 45 75 SH DFND 75 0 0 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 45 857 SH DFND 857 0 0 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 44 531 SH DFND 200 0 331 WALMART INC Common / Ordinary Stock 931142103 43 300 SH OTR 0 0 300 VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 41 473 SH DFND 473 0 0 VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 41 225 SH DFND 225 0 0 CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 39 193 SH DFND 193 0 0 NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 39 450 SH DFND 450 0 0 STERLING BANCORP/DE Common / Ordinary Stock 85917A100 39 1494 SH OTR 0 0 1494 PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 38 120 SH DFND 120 0 0 GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 38 403 SH OTR 0 0 403 CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 38 448 SH DFND 260 0 188 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 38 200 SH OTR 0 0 200 VANGUARD VALUE ETF Exchange Traded Fund 922908744 38 255 SH OTR 255 0 0 ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 37 499 SH OTR 499 0 0 GILEAD SCIENCES INC Common / Ordinary Stock 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CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 30 350 SH OTR 0 0 350 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 28 1058 SH DFND 1058 0 0 US BANCORP Common / Ordinary Stock 902973304 28 500 SH DFND 0 0 500 GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 27 287 SH DFND 287 0 0 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 27 300 SH DFND 0 0 300 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 26 102 SH OTR 102 0 0 GENERAL MOTORS CO Common / Ordinary Stock 37045V100 25 421 SH DFND 0 0 421 T-MOBILE US INC Common / Ordinary Stock 872590104 24 208 SH DFND 0 0 208 MEDTRONIC PLC Common / Ordinary Stock G5960L103 24 344 SH DFND 233 0 111 CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 24 95 SH DFND 95 0 0 DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 24 300 SH OTR 0 0 300 ENTERGY CORP Common / Ordinary Stock 29364G103 23 200 SH OTR 0 0 200 PHILLIPS 66 Common / Ordinary Stock 718546104 22 300 SH DFND 300 0 0 CORTEVA INC Common / Ordinary Stock 22052L104 22 458 SH OTR 0 0 458 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 22 300 SH DFND 300 0 0 KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 21 580 SH SOLE 580 0 0 VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 21 80 SH DFND 80 0 0 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 21 355 SH OTR 355 0 0 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 21 270 SH OTR 270 0 0 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 21 329 SH DFND 0 0 329 JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 20 250 SH DFND 250 0 0 WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 20 207 SH DFND 0 0 207 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 19 264 SH OTR 264 0 0 ENBRIDGE INC Common / Ordinary Stock 29250N105 19 959 SH DFND 467 0 492 PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 19 200 SH DFND 200 0 0 ROSS STORES INC Common / Ordinary Stock 778296103 19 166 SH DFND 0 0 166 CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 17 600 SH OTR 0 0 600 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 16 106 SH OTR 106 0 0 KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 16 874 SH OTR 0 0 874 KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 16 433 SH OTR 0 0 433 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 15 30 SH OTR 0 0 30 PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 15 273 SH DFND 273 0 0 CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 14 265 SH OTR 0 0 265 AMERICAN TOWER CORP Closed-end REIT 03027X100 13 45 SH OTR 0 0 45 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 13 284 SH DFND 284 0 0 SCHLUMBERGER LTD Common / Ordinary Stock 806857108 12 400 SH OTR 0 0 400 OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 11 132 SH OTR 0 0 132 INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 11 100 SH DFND 100 0 0 OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 10 120 SH DFND 120 0 0 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 10 256 SH DFND 128 0 128 HP INC Common / Ordinary Stock 40434L105 10 253 SH OTR 0 0 253 DOW INC Common / Ordinary Stock 260557103 7 256 SH DFND 128 0 128 VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 7 253 SH DFND 253 0 0 ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 7 50 SH OTR 0 0 50 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH OTR 0 0 267 ISHARES GOLD TRUST Exchange Traded Fund 464285204 7 202 SH OTR 202 0 0 ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 5 40 SH OTR 0 0 40 ORGANON & CO Common / Ordinary Stock 68622V106 5 155 SH DFND 155 0 0 VIATRIS INC Common / Ordinary Stock 92556V106 4 303 SH OTR 0 0 303 HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH OTR 0 0 253 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 16 SH OTR 16 0 0 ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 2 20 SH OTR 20 0 0 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 8 SH OTR 8 0 0 ORGANON & CO Common / Ordinary Stock 68622V106 2 76 SH OTR 0 0 76 ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 2 20 SH DFND 20 0 0 VIATRIS INC Common / Ordinary Stock 92556V106 2 122 SH DFND 122 0 0 CITIGROUP INC Common / Ordinary Stock 172967424 1 24 SH DFND 24 0 0 KYNDRYL HOLDINGS INC Common / Ordinary Stock 50155Q100 1 66 SH DFND 40 0 26