The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,572,546 61,583,112 SH   SOLE   61,045,391 537,721 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2,101,724 34,030,508 SH   SOLE   33,847,585 182,923 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2,093,165 18,482,695 SH   SOLE   18,374,155 108,540 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,568,123 13,992,350 SH   SOLE   13,937,935 54,415 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1,031,484 3,554,759 SH   SOLE   3,491,411 63,348 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 914,189 18,106,328 SH   SOLE   17,801,353 304,975 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 873,676 11,741,383 SH   SOLE   11,656,636 84,747 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 787,814 2,874,814 SH   SOLE   2,857,919 16,895 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 773,531 5,714,199 SH   SOLE   5,599,583 114,616 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 647,097 2,733,133 SH   SOLE   2,673,928 59,205 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 642,408 9,116,051 SH   SOLE   9,034,668 81,383 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 567,965 7,261,126 SH   SOLE   7,058,829 202,297 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 566,879 3,537,911 SH   SOLE   3,532,222 5,689 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 493,982 4,301,859 SH   SOLE   4,229,791 72,068 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 482,754 1,644,314 SH   SOLE   1,640,208 4,106 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 393,467 997,634 SH   SOLE   977,182 20,452 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 383,810 5,585,948 SH   SOLE   5,535,339 50,609 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 360,857 7,215,692 SH   SOLE   7,142,784 72,908 0
ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 343,181 8,269,415 SH   SOLE   8,264,498 4,917 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 330,263 2,365,608 SH   SOLE   2,347,184 18,424 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 323,824 2,787,497 SH   SOLE   2,752,974 34,523 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 308,681 2,021,882 SH   SOLE   2,004,405 17,477 0
APPLE INC Common / Ordinary Stock 037833100 299,102 2,113,794 SH   SOLE   2,080,241 33,553 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 288,778 5,189,189 SH   SOLE   5,187,811 1,378 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 266,433 4,058,390 SH   SOLE   4,020,516 37,874 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 250,750 1,602,136 SH   SOLE   1,589,643 12,493 0
MICROSOFT CORP Common / Ordinary Stock 594918104 225,544 800,029 SH   SOLE   791,841 8,188 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 219,224 6,054,250 SH   SOLE   6,005,208 49,042 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 215,524 891,665 SH   SOLE   880,515 11,150 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 212,797 1,933,463 SH   SOLE   1,903,348 30,115 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 209,854 487,103 SH   SOLE   480,751 6,352 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 194,899 877,686 SH   SOLE   870,885 6,801 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 194,325 822,364 SH   SOLE   815,426 6,938 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 191,478 875,650 SH   SOLE   855,093 20,557 0
SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 188,751 6,040,028 SH   SOLE   6,038,846 1,182 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 184,850 845,027 SH   SOLE   823,437 21,590 0
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 169,143 394,143 SH   SOLE   390,423 3,720 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 150,867 56,430 SH   SOLE   55,398 1,032 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 134,617 3,590,739 SH   SOLE   3,557,782 32,957 0
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 128,578 1,964,523 SH   SOLE   1,946,873 17,650 0
AMAZON.COM INC Common / Ordinary Stock 023135106 124,786 37,986 SH   SOLE   37,689 297 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 107,849 637,179 SH   SOLE   627,954 9,225 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 101,111 2,435,231 SH   SOLE   2,399,412 35,819 0
NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 100,489 2,769,061 SH   SOLE   2,739,841 29,220 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 100,301 612,750 SH   SOLE   601,492 11,258 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 95,026 2,185,512 SH   SOLE   2,177,584 7,928 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 92,173 329,003 SH   SOLE   325,667 3,336 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 83,696 1,967,925 SH   SOLE   1,947,657 20,268 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 81,890 407,577 SH   SOLE   403,201 4,376 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 79,912 235,457 SH   SOLE   232,295 3,162 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 75,010 285,132 SH   SOLE   283,564 1,568 0
NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 73,990 1,360,619 SH   SOLE   1,354,469 6,150 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 70,344 257,728 SH   SOLE   250,386 7,342 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 63,362 110,902 SH   SOLE   108,331 2,571 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 61,471 380,628 SH   SOLE   374,613 6,015 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 57,775 645,966 SH   SOLE   634,484 11,482 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 57,773 21,676 SH   SOLE   20,942 734 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 57,299 257,234 SH   SOLE   255,218 2,016 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 54,672 139,919 SH   SOLE   137,767 2,152 0
HOME DEPOT INC Common / Ordinary Stock 437076102 52,778 160,781 SH   SOLE   159,014 1,767 0
VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 51,104 598,056 SH   SOLE   592,017 6,039 0
ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 49,344 572,766 SH   SOLE   568,132 4,634 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 48,858 454,196 SH   SOLE   442,696 11,500 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 47,917 438,839 SH   SOLE   424,626 14,213 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 47,250 135,902 SH   SOLE   134,644 1,258 0
ADOBE INC Common / Ordinary Stock 00724F101 45,912 79,747 SH   SOLE   78,886 861 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 45,855 1,080,206 SH   SOLE   1,070,679 9,527 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 44,968 176,449 SH   SOLE   175,399 1,050 0
ABBVIE INC Common / Ordinary Stock 00287Y109 44,686 414,258 SH   SOLE   403,292 10,966 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 44,622 1,338,794 SH   SOLE   1,331,479 7,315 0
PEPSICO INC Common / Ordinary Stock 713448108 44,487 295,774 SH   SOLE   288,635 7,139 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 37,930 178,677 SH   SOLE   177,248 1,429 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 36,277 307,092 SH   SOLE   297,975 9,117 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 35,839 653,288 SH   SOLE   643,094 10,194 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 34,610 340,046 SH   SOLE   332,200 7,846 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 32,640 125,437 SH   SOLE   124,645 792 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 32,028 229,099 SH   SOLE   227,252 1,847 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 31,715 567,049 SH   SOLE   551,765 15,284 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 31,070 117,065 SH   SOLE   116,130 935 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 31,014 114,350 SH   SOLE   113,455 895 0
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 29,704 574,759 SH   SOLE   494,224 80,535 0
PFIZER INC Common / Ordinary Stock 717081103 28,686 666,963 SH   SOLE   656,111 10,852 0
ORACLE CORP Common / Ordinary Stock 68389X105 27,949 320,773 SH   SOLE   312,434 8,339 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 27,506 68,543 SH   SOLE   66,369 2,174 0
ISHARES GOLD TRUST Exchange Traded Fund 464285204 27,196 814,020 SH   SOLE   800,061 13,959 0
DANAHER CORP Common / Ordinary Stock 235851102 26,396 86,703 SH   SOLE   86,044 659 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 25,892 329,751 SH   SOLE   328,341 1,410 0
ISHARES MBS ETF Exchange Traded Fund 464288588 25,327 234,209 SH   SOLE   230,216 3,993 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 25,323 814,250 SH   SOLE   796,728 17,522 0
BLACKSTONE INC Common / Ordinary Stock 09260D107 25,021 215,072 SH   SOLE   213,229 1,843 0
NIKE INC -CL B Common / Ordinary Stock 654106103 24,454 168,383 SH   SOLE   161,719 6,664 0
NVIDIA CORP Common / Ordinary Stock 67066G104 24,153 116,591 SH   SOLE   115,113 1,478 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 23,668 229,715 SH   SOLE   228,396 1,319 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 23,664 52,663 SH   SOLE   52,402 261 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 23,324 106,626 SH   OTR   0 106,626 0
CHEVRON CORP Common / Ordinary Stock 166764100 23,313 229,796 SH   SOLE   224,122 5,674 0
SERVICENOW INC Common / Ordinary Stock 81762P102 22,750 36,559 SH   SOLE   36,229 330 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 22,439 132,641 SH   SOLE   131,179 1,462 0
ALTRIA GROUP INC Common / Ordinary Stock 02209S103 22,017 483,688 SH   SOLE   479,305 4,383 0
MORGAN STANLEY Common / Ordinary Stock 617446448 21,886 224,908 SH   SOLE   223,578 1,330 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 21,354 322,423 SH   SOLE   321,682 741 0
LOWE'S COS INC Common / Ordinary Stock 548661107 21,216 104,585 SH   SOLE   99,344 5,241 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 21,144 49,763 SH   SOLE   49,287 476 0
ANTHEM INC Common / Ordinary Stock 036752103 21,009 56,354 SH   SOLE   55,439 915 0
INTUIT INC Common / Ordinary Stock 461202103 20,734 38,432 SH   SOLE   38,151 281 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 20,612 64,429 SH   SOLE   62,571 1,858 0
WALMART INC Common / Ordinary Stock 931142103 20,550 147,439 SH   SOLE   144,264 3,175 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 18,933 321,872 SH   SOLE   313,194 8,678 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 18,924 242,579 SH   SOLE   236,688 5,891 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 18,486 246,116 SH   SOLE   243,789 2,327 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 18,372 109,698 SH   SOLE   107,399 2,299 0
FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 18,040 425,067 SH   SOLE   421,019 4,048 0
LAM RESEARCH CORP Common / Ordinary Stock 512807108 17,386 30,548 SH   SOLE   30,214 334 0
INTEL CORP Common / Ordinary Stock 458140100 17,263 323,998 SH   SOLE   322,098 1,900 0
TESLA INC Common / Ordinary Stock 88160R101 17,164 22,134 SH   SOLE   22,000 134 0
ENTERGY CORP Common / Ordinary Stock 29364G103 17,003 171,209 SH   SOLE   169,800 1,409 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 16,698 85,188 SH   SOLE   80,392 4,796 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 16,574 284,879 SH   SOLE   281,657 3,222 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 16,573 132,214 SH   SOLE   131,181 1,033 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 16,098 237,537 SH   SOLE   234,390 3,147 0
3M CO Common / Ordinary Stock 88579Y101 15,897 90,620 SH   SOLE   86,901 3,719 0
QUALCOMM INC Common / Ordinary Stock 747525103 15,471 119,946 SH   SOLE   118,942 1,004 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 15,268 233,382 SH   SOLE   229,509 3,873 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 15,147 229,576 SH   SOLE   226,680 2,896 0
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 14,602 487,231 SH   SOLE   465,499 21,732 0
SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 14,510 372,054 SH   SOLE   372,054 0 0
AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 14,423 56,317 SH   SOLE   55,707 610 0
EATON CORP PLC Common / Ordinary Stock G29183103 14,358 96,164 SH   SOLE   94,909 1,255 0
BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 14,114 325,292 SH   SOLE   322,876 2,416 0
DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 13,890 65,477 SH   SOLE   64,969 508 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 13,824 255,955 SH   SOLE   255,634 321 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 13,763 49,219 SH   SOLE   48,861 358 0
MOTOROLA SOLUTIONS INC Common / Ordinary Stock 620076307 13,698 58,960 SH   SOLE   58,472 488 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 13,583 257,692 SH   SOLE   255,661 2,031 0
AMETEK INC Common / Ordinary Stock 031100100 13,360 107,730 SH   SOLE   106,991 739 0
ELI LILLY & CO Common / Ordinary Stock 532457108 13,352 57,788 SH   SOLE   56,938 850 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 13,210 242,694 SH   SOLE   242,331 363 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 13,093 94,243 SH   SOLE   93,372 871 0
ULTA BEAUTY INC Common / Ordinary Stock 90384S303 13,017 36,067 SH   SOLE   35,764 303 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 12,898 79,630 SH   SOLE   77,576 2,054 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 12,879 157,171 SH   SOLE   154,701 2,470 0
CROWN HOLDINGS INC Common / Ordinary Stock 228368106 12,610 125,124 SH   SOLE   124,261 863 0
APTIV PLC Common / Ordinary Stock G6095L109 12,590 84,512 SH   SOLE   83,816 696 0
TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 12,582 84,263 SH   SOLE   83,846 417 0
TARGET CORP Common / Ordinary Stock 87612E106 12,340 53,939 SH   SOLE   52,253 1,686 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 12,212 242,390 SH   SOLE   238,732 3,658 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 11,964 139,186 SH   SOLE   134,250 4,936 0
EQUINIX INC Closed-end REIT 29444U700 11,878 15,033 SH   SOLE   15,008 25 0
ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 11,814 92,525 SH   SOLE   89,231 3,294 0
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 11,675 150,854 SH   SOLE   149,792 1,062 0
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 11,646 32,535 SH   SOLE   32,535 0 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 11,637 48,265 SH   SOLE   48,067 198 0
AMGEN INC Common / Ordinary Stock 031162100 11,585 54,481 SH   SOLE   53,438 1,043 0
EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 11,201 98,936 SH   SOLE   98,258 678 0
BROADCOM INC Common / Ordinary Stock 11135F101 11,075 22,839 SH   SOLE   22,697 142 0
VIACOMCBS INC - CLASS B Common / Ordinary Stock 92556H206 10,910 276,124 SH   SOLE   259,063 17,061 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 10,906 207,845 SH   SOLE   207,184 661 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 10,578 387,052 SH   SOLE   384,243 2,809 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 10,306 174,175 SH   SOLE   170,659 3,516 0
STRYKER CORP Common / Ordinary Stock 863667101 10,174 38,577 SH   SOLE   37,003 1,574 0
O'REILLY AUTOMOTIVE INC Common / Ordinary Stock 67103H107 10,140 16,594 SH   SOLE   16,464 130 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 10,135 77,978 SH   SOLE   77,281 697 0
ETSY INC Common / Ordinary Stock 29786A106 9,945 47,820 SH   SOLE   47,455 365 0
AT&T INC Common / Ordinary Stock 00206R102 9,636 356,750 SH   SOLE   350,295 6,455 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 9,518 38,508 SH   SOLE   38,216 292 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 9,448 26,233 SH   SOLE   24,794 1,439 0
BOEING CO/THE Common / Ordinary Stock 097023105 9,368 42,593 SH   SOLE   39,764 2,829 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 9,333 19,409 SH   SOLE   18,949 460 0
ZOETIS INC Common / Ordinary Stock 98978V103 9,163 47,197 SH   SOLE   46,644 553 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 8,901 44,522 SH   SOLE   43,322 1,200 0
UNITED AIRLINES HOLDINGS INC Common / Ordinary Stock 910047109 8,662 182,083 SH   SOLE   180,802 1,281 0
TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 8,580 44,640 SH   SOLE   44,625 15 0
UNITED RENTALS INC Common / Ordinary Stock 911363109 8,538 24,331 SH   SOLE   24,109 222 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 8,118 53,404 SH   SOLE   50,265 3,139 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 8,090 71,439 SH   OTR   0 71,439 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 8,089 72,181 SH   OTR   60 72,121 0
DEERE & CO Common / Ordinary Stock 244199105 7,530 22,473 SH   SOLE   22,297 176 0
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 7,514 35,664 SH   SOLE   35,445 219 0
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 7,469 101,059 SH   SOLE   101,059 0 0
STARBUCKS CORP Common / Ordinary Stock 855244109 7,419 67,255 SH   SOLE   67,255 0 0
SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 7,078 86,361 SH   SOLE   84,443 1,918 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 6,897 28,829 SH   SOLE   28,829 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 6,636 39,612 SH   SOLE   38,212 1,400 0
HESS CORP Common / Ordinary Stock 42809H107 6,457 82,670 SH   SOLE   82,086 584 0
T-MOBILE US INC Common / Ordinary Stock 872590104 6,005 47,005 SH   SOLE   46,677 328 0
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 5,939 44,957 SH   SOLE   44,614 343 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 5,874 60,193 SH   SOLE   58,809 1,384 0
NETFLIX INC Common / Ordinary Stock 64110L106 5,792 9,490 SH   SOLE   9,490 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5,683 23,117 SH   SOLE   23,090 27 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 5,633 59,423 SH   SOLE   58,577 846 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 5,544 23,416 SH   DFND   16,144 7,272 0
CSX CORP Common / Ordinary Stock 126408103 5,538 186,207 SH   SOLE   182,586 3,621 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 5,270 34,310 SH   SOLE   34,310 0 0
CATERPILLAR INC Common / Ordinary Stock 149123101 5,247 27,331 SH   SOLE   26,411 920 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 5,166 68,358 SH   SOLE   68,358 0 0
EBAY INC Common / Ordinary Stock 278642103 5,092 73,088 SH   SOLE   73,088 0 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 5,052 14,640 SH   SOLE   13,195 1,445 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 4,954 106,744 SH   SOLE   101,908 4,836 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 4,860 23,520 SH   SOLE   23,106 414 0
APPLIED MATERIALS INC Common / Ordinary Stock 038222105 4,851 37,682 SH   SOLE   37,682 0 0
SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 4,622 89,870 SH   SOLE   89,276 594 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 4,594 54,142 SH   SOLE   51,869 2,273 0
PPG INDUSTRIES INC Common / Ordinary Stock 693506107 4,590 32,093 SH   SOLE   32,093 0 0
HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4,495 35,308 SH   SOLE   35,308 0 0
VANGUARD CONSUMER DISCRE ETF Exchange Traded Fund 92204A108 4,430 14,291 SH   SOLE   14,184 107 0
US BANCORP Common / Ordinary Stock 902973304 4,412 74,234 SH   SOLE   73,347 887 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 4,287 32,368 SH   SOLE   31,106 1,262 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 4,283 45,464 SH   SOLE   44,364 1,100 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 4,191 15,295 SH   OTR   0 15,295 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 4,049 107,878 SH   SOLE   104,590 3,288 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 4,029 22,450 SH   SOLE   22,450 0 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 3,999 13,782 SH   DFND   10,804 2,978 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 3,922 53,707 SH   SOLE   51,269 2,438 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 3,897 21,401 SH   SOLE   21,285 116 0
SYSCO CORP Common / Ordinary Stock 871829107 3,819 48,652 SH   SOLE   48,652 0 0
SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 3,767 49,801 SH   SOLE   49,801 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 3,715 62,097 SH   SOLE   61,490 607 0
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 3,493 54,561 SH   SOLE   54,187 374 0
VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 3,492 57,291 SH   SOLE   57,291 0 0
CAREDX INC Common / Ordinary Stock 14167L103 3,435 54,204 SH   OTR   54,204 0 0
REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 3,329 74,895 SH   SOLE   74,430 465 0
BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3,300 825,000 SH   SOLE   825,000 0 0
ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3,286 32,082 SH   SOLE   32,082 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 3,263 16,087 SH   OTR   16,087 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 3,241 16,565 SH   SOLE   16,228 337 0
DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 3,179 20,988 SH   SOLE   20,869 119 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3,179 58,400 SH   OTR   58,400 0 0
VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 3,086 29,855 SH   SOLE   24,103 5,752 0
CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3,050 44,301 SH   SOLE   41,364 2,937 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 3,044 49,119 SH   SOLE   49,119 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 3,018 43,001 SH   SOLE   42,116 885 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2,904 41,579 SH   SOLE   35,982 5,597 0
CIGNA CORP Common / Ordinary Stock 125523100 2,885 14,413 SH   SOLE   14,413 0 0
ALLSTATE CORP Common / Ordinary Stock 020002101 2,826 22,199 SH   SOLE   21,899 300 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2,791 53,830 SH   SOLE   47,830 6,000 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 2,757 18,461 SH   SOLE   18,461 0 0
SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 2,719 31,213 SH   SOLE   31,213 0 0
PROLOGIS INC Closed-end REIT 74340W103 2,579 20,559 SH   SOLE   20,199 360 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2,578 32,954 SH   DFND   28,866 4,088 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 2,573 18,279 SH   SOLE   17,489 790 0
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2,564 17,632 SH   SOLE   17,632 0 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2,530 34,072 SH   DFND   23,638 10,434 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2,529 5,260 SH   OTR   0 5,260 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 2,516 18,584 SH   DFND   13,974 4,610 0
FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 2,468 20,279 SH   SOLE   20,073 206 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 2,467 48,861 SH   DFND   41,514 7,347 0
LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 2,451 26,112 SH   SOLE   25,904 208 0
EOG RESOURCES INC Common / Ordinary Stock 26875P101 2,438 30,376 SH   SOLE   30,276 100 0
DIMENSIONAL US CORE EQUITY 2 Exchange Traded Fund 25434V708 2,367 89,102 SH   SOLE   89,102 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2,343 28,865 SH   SOLE   28,647 218 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 2,336 45,139 SH   SOLE   44,241 898 0
MICROSOFT CORP Common / Ordinary Stock 594918104 2,315 8,212 SH   DFND   5,817 2,395 0
COPART INC Common / Ordinary Stock 217204106 2,311 16,662 SH   SOLE   16,421 241 0
ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2,292 23,297 SH   SOLE   23,297 0 0
AFLAC INC Common / Ordinary Stock 001055102 2,223 42,638 SH   SOLE   42,638 0 0
ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 2,166 24,760 SH   SOLE   24,760 0 0
PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2,119 34,801 SH   SOLE   34,801 0 0
NXP SEMICONDUCTORS NV Common / Ordinary Stock N6596X109 2,117 10,809 SH   SOLE   10,766 43 0
BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 2,046 25,434 SH   SOLE   25,434 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 2,042 13,050 SH   OTR   0 13,050 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2,031 12,573 SH   OTR   12,573 0 0
SPROTT PHYSICAL GOLD AND SIL Closed-end Fund 85208R101 2,025 118,185 SH   SOLE   118,185 0 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 1,984 37,075 SH   SOLE   37,066 9 0
EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 1,973 24,137 SH   SOLE   24,137 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 1,964 20,071 SH   SOLE   20,071 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 1,918 28,211 SH   SOLE   28,211 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 1,893 10,381 SH   SOLE   10,381 0 0
TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 1,873 31,927 SH   SOLE   31,927 0 0
TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 1,869 16,743 SH   SOLE   16,743 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,853 8,470 SH   DFND   8,121 349 0
ITERIS INC Common / Ordinary Stock 46564T107 1,845 349,391 SH   SOLE   349,391 0 0
DIMENSIONAL US SMALL CAP ETF Exchange Traded Fund 25434V500 1,844 32,073 SH   SOLE   32,073 0 0
SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 1,843 17,748 SH   SOLE   17,748 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1,821 12,441 SH   SOLE   12,440 1 0
INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 1,810 12,083 SH   SOLE   12,083 0 0
EXELON CORP Common / Ordinary Stock 30161N101 1,783 36,877 SH   SOLE   36,790 87 0
CROWN CASTLE INTL CORP Closed-end REIT 22822V101 1,768 10,202 SH   SOLE   10,202 0 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 1,762 18,350 SH   OTR   18,350 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 1,760 20,774 SH   SOLE   20,774 0 0
DOW INC Common / Ordinary Stock 260557103 1,752 30,446 SH   SOLE   30,446 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1,742 4,417 SH   DFND   3,216 1,201 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 1,734 8,985 SH   SOLE   8,371 614 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1,733 6,324 SH   DFND   6,324 0 0
YUM! BRANDS INC Common / Ordinary Stock 988498101 1,724 14,097 SH   SOLE   13,897 200 0
ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1,699 15,754 SH   SOLE   15,754 0 0
CAESARS ENTERTAINMENT INC Common / Ordinary Stock 12769G100 1,689 15,041 SH   SOLE   15,041 0 0
SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1,683 121,925 SH   SOLE   121,925 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1,675 14,247 SH   SOLE   14,247 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1,655 22,717 SH   SOLE   22,717 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 1,648 25,800 SH   SOLE   25,300 500 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1,611 19,575 SH   SOLE   18,884 691 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1,606 6,645 SH   DFND   6,515 130 0
RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 1,574 161,019 SH   SOLE   161,019 0 0
SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1,573 204,791 SH   SOLE   204,791 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 1,547 14,211 SH   SOLE   14,140 71 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1,537 7,031 SH   DFND   4,538 2,493 0
FASTENAL CO Common / Ordinary Stock 311900104 1,531 29,669 SH   SOLE   29,513 156 0
NIKE INC -CL B Common / Ordinary Stock 654106103 1,531 10,541 SH   DFND   5,308 5,233 0
M & T BANK CORP Common / Ordinary Stock 55261F104 1,522 10,191 SH   SOLE   10,191 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1,509 20,783 SH   SOLE   20,783 0 0
SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1,463 14,068 SH   SOLE   14,068 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 1,451 3,369 SH   DFND   2,939 430 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 1,440 23,978 SH   SOLE   23,470 508 0
NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1,438 11,964 SH   SOLE   10,764 1,200 0
ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1,421 14,289 SH   SOLE   14,289 0 0
FISERV INC Common / Ordinary Stock 337738108 1,415 13,041 SH   SOLE   13,041 0 0
DOVER CORP Common / Ordinary Stock 260003108 1,412 9,078 SH   SOLE   8,938 140 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 1,384 21,877 SH   SOLE   21,877 0 0
WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1,364 25,876 SH   SOLE   25,876 0 0
ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1,356 14,136 SH   SOLE   13,964 172 0
APPLE INC Common / Ordinary Stock 037833100 1,348 9,526 SH   DFND   9,346 180 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 1,346 9,086 SH   SOLE   9,086 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1,278 27,155 SH   SOLE   27,010 145 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 1,268 7,749 SH   DFND   5,704 2,045 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1,258 3,134 SH   DFND   1,089 2,045 0
ISHARES MBS ETF Exchange Traded Fund 464288588 1,254 11,600 SH   OTR   3,100 8,500 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1,244 4,557 SH   DFND   2,877 1,680 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 1,238 463 SH   OTR   58 405 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 1,230 15,456 SH   SOLE   15,342 114 0
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 1,210 15,431 SH   SOLE   15,317 114 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1,205 13,667 SH   SOLE   12,817 850 0
CMS ENERGY CORP Common / Ordinary Stock 125896100 1,173 19,645 SH   SOLE   19,645 0 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 1,172 18,756 SH   SOLE   18,756 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 1,170 16,701 SH   SOLE   16,164 537 0
INTERCONTINENTAL EXCHANGE IN Common / Ordinary Stock 45866F104 1,169 10,177 SH   SOLE   10,177 0 0
AMEREN CORPORATION Common / Ordinary Stock 023608102 1,163 14,360 SH   SOLE   13,002 1,358 0
FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1,163 107,595 SH   SOLE   107,595 0 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1,157 23,141 SH   DFND   20,629 2,512 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1,101 9,480 SH   DFND   7,890 1,590 0
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 1,099 10,682 SH   SOLE   10,682 0 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,094 9,760 SH   DFND   9,760 0 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 1,092 11,791 SH   SOLE   11,791 0 0
MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1,076 13,277 SH   SOLE   13,277 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 1,074 5,295 SH   DFND   3,108 2,187 0
LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 1,069 15,555 SH   SOLE   15,555 0 0
SPDR S&P 500 ETF TRUST Exchange Traded Fund 78462F103 1,057 2,463 SH   DFND   2,463 0 0
FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 1,043 17,592 SH   SOLE   17,592 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 983 369 SH   DFND   201 168 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 967 15,652 SH   DFND   10,554 5,098 0
ADAPTIVE BIOTECHNOLOGIES Common / Ordinary Stock 00650F109 951 27,975 SH   SOLE   27,975 0 0
BROOKFIELD INFRASTRUCTURE PA Master Limited Partnership G16252101 945 16,839 SH   SOLE   16,839 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 945 11,940 SH   SOLE   9,056 2,884 0
VANGUARD TOTAL INTL BOND ETF Exchange Traded Fund 92203J407 937 16,459 SH   SOLE   16,459 0 0
ORACLE CORP Common / Ordinary Stock 68389X105 934 10,721 SH   DFND   10,072 649 0
SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 927 12,482 SH   SOLE   12,482 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 924 5,719 SH   DFND   3,942 1,777 0
ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 922 12,546 SH   SOLE   12,546 0 0
SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 921 31,795 SH   SOLE   31,795 0 0
MARATHON PETROLEUM CORP COM Common / Ordinary Stock 56585A102 920 14,890 SH   SOLE   14,320 570 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 920 23,123 SH   SOLE   23,123 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 914 6,541 SH   OTR   6,541 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 914 6,578 SH   OTR   6,578 0 0
APPLE INC Common / Ordinary Stock 037833100 910 6,429 SH   OTR   6,429 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 906 1,585 SH   DFND   1,055 530 0
MICROSOFT CORP Common / Ordinary Stock 594918104 906 3,212 SH   OTR   3,212 0 0
ALLIANT ENERGY CORP Common / Ordinary Stock 018802108 893 15,954 SH   SOLE   15,954 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 882 4,500 SH   OTR   4,500 0 0
DIMENSIONAL US EQUITY ETF Exchange Traded Fund 25434V401 876 18,571 SH   SOLE   18,571 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 876 3,944 SH   DFND   3,674 270 0
AT&T INC Common / Ordinary Stock 00206R102 874 32,340 SH   OTR   32,340 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 873 17,293 SH   OTR   298 16,995 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 860 10,521 SH   SOLE   10,521 0 0
DIMENSIONAL US TARGET VALUE Exchange Traded Fund 25434V609 847 19,078 SH   SOLE   19,078 0 0
HP INC Common / Ordinary Stock 40434L105 823 30,066 SH   SOLE   30,066 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 810 4,947 SH   OTR   4,947 0 0
WISDOMTREE US MIDCAP FUND Exchange Traded Fund 97717W570 789 15,172 SH   SOLE   15,172 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 788 18,732 SH   SOLE   18,732 0 0
OGE ENERGY CORP Common / Ordinary Stock 670837103 766 23,241 SH   SOLE   21,541 1,700 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 761 5,445 SH   DFND   3,895 1,550 0
TRI-CONTINENTAL CORP Closed-end Fund 895436103 760 22,767 SH   SOLE   22,767 0 0
FISERV INC Common / Ordinary Stock 337738108 714 6,585 SH   OTR   830 5,755 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 695 4,977 SH   DFND   4,232 745 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 695 7,237 SH   SOLE   7,237 0 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 682 12,584 SH   SOLE   12,414 170 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 682 14,694 SH   OTR   3,909 10,785 0
FORTIVE CORP Common / Ordinary Stock 34959J108 680 9,639 SH   SOLE   9,397 242 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 677 9,947 SH   SOLE   9,947 0 0
SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 674 17,428 SH   SOLE   17,428 0 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 667 15,705 SH   OTR   5,025 10,680 0
EDISON INTERNATIONAL Common / Ordinary Stock 281020107 655 11,808 SH   SOLE   11,808 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 652 2,389 SH   OTR   379 2,010 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 648 2,025 SH   DFND   1,375 650 0
M & T BANK CORP Common / Ordinary Stock 55261F104 646 4,329 SH   OTR   4,329 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 645 18,885 SH   OTR   2,385 16,500 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 642 9,105 SH   DFND   7,369 1,736 0
ADOBE INC Common / Ordinary Stock 00724F101 639 1,110 SH   DFND   535 575 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 638 2,278 SH   DFND   2,278 0 0
UNITI GROUP INC Closed-end REIT 91325V108 635 51,328 SH   SOLE   51,328 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 633 4,043 SH   DFND   4,043 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 627 191 SH   DFND   135 56 0
INTEL CORP Common / Ordinary Stock 458140100 627 11,766 SH   DFND   6,766 5,000 0
PEPSICO INC Common / Ordinary Stock 713448108 613 4,076 SH   DFND   2,643 1,433 0
FIRST TRUST MANAGED MUNICIPA Exchange Traded Fund 33739N108 607 10,696 SH   SOLE   10,696 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 607 10,145 SH   OTR   10,145 0 0
ROYAL DUTCH SHELL-SPON ADR-A American Depository Receipts ADR 780259206 602 13,498 SH   SOLE   13,498 0 0
SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 599 98,155 SH   SOLE   98,155 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 596 223 SH   DFND   120 103 0
AMAZON.COM INC Common / Ordinary Stock 023135106 591 180 SH   OTR   180 0 0
SPDR S&P INTL SMALL CAP Exchange Traded Fund 78463X871 591 15,351 SH   SOLE   15,351 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 590 1,389 SH   OTR   1,389 0 0
AMERESCO INC-CL A Common / Ordinary Stock 02361E108 590 10,095 SH   SOLE   10,095 0 0
PULSE BIOSCIENCES INC Common / Ordinary Stock 74587B101 590 27,298 SH   SOLE   27,298 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 586 1,304 SH   DFND   711 593 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 575 26,580 SH   SOLE   26,580 0 0
TARGET CORP Common / Ordinary Stock 87612E106 568 2,481 SH   DFND   1,781 700 0
CORNING INC Common / Ordinary Stock 219350105 567 15,542 SH   SOLE   15,542 0 0
STRYKER CORP Common / Ordinary Stock 863667101 564 2,139 SH   DFND   1,254 885 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 562 4,963 SH   DFND   4,640 323 0
NISOURCE INC Common / Ordinary Stock 65473P105 562 23,183 SH   SOLE   23,183 0 0
ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 555 12,216 SH   SOLE   12,216 0 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 536 1,580 SH   OTR   200 1,380 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 535 3,614 SH   DFND   3,614 0 0
BROOKFIELD RENEWABLE PARTNER Master Limited Partnership G16258108 534 14,475 SH   SOLE   14,475 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 529 16,141 SH   SOLE   16,095 46 0
FORD MOTOR CO Common / Ordinary Stock 345370860 522 36,869 SH   SOLE   36,869 0 0
NETFLIX INC Common / Ordinary Stock 64110L106 518 848 SH   OTR   193 655 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 516 14,258 SH   DFND   14,258 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 512 4,332 SH   DFND   3,207 1,125 0
PORTLAND GENERAL ELECTRIC CO Common / Ordinary Stock 736508847 501 10,672 SH   SOLE   10,672 0 0
PFIZER INC Common / Ordinary Stock 717081103 499 11,606 SH   DFND   9,588 2,018 0
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 498 16,793 SH   SOLE   16,793 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 497 2,079 SH   DFND   2,079 0 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 497 2,103 SH   DFND   1,951 152 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 493 3,241 SH   DFND   2,541 700 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 485 1,790 SH   OTR   790 1,000 0
WISDOMTREE US MIDCAP DIVIDEN Exchange Traded Fund 97717W505 484 11,671 SH   SOLE   11,671 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 479 2,151 SH   DFND   1,826 325 0
ELI LILLY & CO Common / Ordinary Stock 532457108 474 2,050 SH   DFND   1,150 900 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 472 6,485 SH   OTR   820 5,665 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 470 7,993 SH   OTR   7,993 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 468 6,293 SH   DFND   4,111 2,182 0
BRISTOW GROUP INC Common / Ordinary Stock 11040G103 460 14,455 SH   SOLE   14,455 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 446 6,000 SH   OTR   0 6,000 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 445 5,664 SH   DFND   4,664 1,000 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 436 7,414 SH   DFND   5,376 2,038 0
PPL CORP Common / Ordinary Stock 69351T106 435 15,594 SH   SOLE   15,594 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 433 2,583 SH   DFND   1,858 725 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 432 11,737 SH   SOLE   11,671 66 0
EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 431 42,848 SH   SOLE   42,848 0 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 429 10,336 SH   DFND   7,018 3,318 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 428 6,494 SH   DFND   6,494 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 427 1,092 SH   DFND   370 722 0
VIATRIS INC Common / Ordinary Stock 92556V106 425 31,394 SH   SOLE   30,784 610 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 419 2,095 SH   OTR   700 1,395 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 412 2,433 SH   OTR   1,208 1,225 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 412 7,808 SH   OTR   1,623 6,185 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 407 1,916 SH   OTR   1,916 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 404 7,418 SH   DFND   3,146 4,272 0
3M CO Common / Ordinary Stock 88579Y101 403 2,297 SH   DFND   1,975 322 0
BLACK STONE MINERALS LP Master Limited Partnership 09225M101 395 32,746 SH   SOLE   32,746 0 0
KROGER CO Common / Ordinary Stock 501044101 393 9,726 SH   SOLE   9,726 0 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 391 9,185 SH   OTR   1,160 8,025 0
HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 386 24,956 SH   SOLE   24,956 0 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 384 12,940 SH   SOLE   12,340 600 0
HOME DEPOT INC Common / Ordinary Stock 437076102 380 1,159 SH   DFND   1,159 0 0
CAREDX INC Common / Ordinary Stock 14167L103 380 6,000 SH   SOLE   6,000 0 0
PROLOGIS INC Closed-end REIT 74340W103 363 2,897 SH   OTR   0 2,897 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 361 6,454 SH   OTR   1,009 5,445 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 360 1,495 SH   DFND   545 950 0
VISTRA CORP Common / Ordinary Stock 92840M102 353 20,666 SH   SOLE   20,666 0 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 352 6,421 SH   OTR   1,036 5,385 0
VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 336 25,280 SH   SOLE   25,280 0 0
BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210,000 SH   SOLE   210,000 0 0
FASTENAL CO Common / Ordinary Stock 311900104 330 6,400 SH   OTR   6,400 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 329 4,690 SH   OTR   765 3,925 0
ABBVIE INC Common / Ordinary Stock 00287Y109 317 2,941 SH   DFND   2,081 860 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 311 21,857 SH   SOLE   21,857 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 308 2,410 SH   OTR   305 2,105 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 306 2,848 SH   DFND   2,848 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 303 6,646 SH   OTR   6,646 0 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 302 1,463 SH   DFND   1,313 150 0
STARWOOD PROPERTY TRUST INC Closed-end REIT 85571B105 298 12,200 SH   SOLE   12,200 0 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 294 5,262 SH   DFND   2,062 3,200 0
HILTON WORLDWIDE HOLDINGS IN Common / Ordinary Stock 43300A203 294 2,225 SH   OTR   280 1,945 0
JUST EAT TAKEAWAY-SPONS ADR American Depository Receipts ADR 48214T305 293 20,193 SH   SOLE   20,193 0 0
SACHEM CAPITAL CORP Closed-end REIT 78590A109 289 53,000 SH   SOLE   0 53,000 0
CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 289 12,000 SH   SOLE   12,000 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 288 5,720 SH   OTR   0 5,720 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 286 9,200 SH   DFND   9,200 0 0
FERRO CORP Common / Ordinary Stock 315405100 285 14,000 SH   SOLE   14,000 0 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 283 1,110 SH   DFND   1,020 90 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 281 4,250 SH   DFND   4,250 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 280 3,725 SH   DFND   2,275 1,450 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 266 1,215 SH   OTR   1,215 0 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 265 781 SH   DFND   781 0 0
INTEL CORP Common / Ordinary Stock 458140100 264 4,954 SH   OTR   4,954 0 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 259 750 SH   OTR   750 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 255 11,792 SH   OTR   11,792 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 255 708 SH   DFND   608 100 0
ISHARES GLOBAL CLEAN ENERGY Exchange Traded Fund 464288224 255 11,764 SH   SOLE   11,764 0 0
NUVEEN QUAL MUNI INCOME FD Closed-end Fund 67066V101 249 15,957 SH   SOLE   15,957 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 249 956 SH   DFND   756 200 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 246 9,980 SH   SOLE   9,105 875 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 245 5,763 SH   SOLE   5,763 0 0
AMGEN INC Common / Ordinary Stock 031162100 242 1,140 SH   DFND   250 890 0
ISHARES GOLD TRUST Exchange Traded Fund 464285204 241 7,218 SH   DFND   7,218 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 240 500 SH   DFND   500 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 240 913 SH   DFND   913 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 237 657 SH   OTR   657 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 236 1,217 SH   DFND   999 218 0
NUVEEN MUNI VALUE FD Closed-end Fund 670928100 236 20,840 SH   SOLE   20,840 0 0
WHITESTONE REIT Closed-end REIT 966084204 234 23,915 SH   SOLE   23,915 0 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 232 3,376 SH   DFND   1,850 1,526 0
ANNALY CAPITAL MANAGEMENT IN Closed-end REIT 035710409 231 27,415 SH   SOLE   27,415 0 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 227 9,097 SH   SOLE   9,097 0 0
TARGET CORP Common / Ordinary Stock 87612E106 221 968 SH   OTR   968 0 0
MITSUBISHI ESTATE CO LTD Common / Ordinary Stock J43916113 219 13,720 SH   OTR   0 13,720 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 216 1,660 SH   OTR   0 1,660 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 214 375 SH   OTR   375 0 0
CSX CORP Common / Ordinary Stock 126408103 214 7,200 SH   DFND   7,200 0 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 214 9,608 SH   SOLE   9,608 0 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 214 2,485 SH   OTR   2,485 0 0
EQUINIX INC Closed-end REIT 29444U700 213 270 SH   OTR   0 270 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 210 3,830 SH   SOLE   3,598 232 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 210 1,050 SH   DFND   850 200 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 206 3,145 SH   DFND   1,734 1,411 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 204 480 SH   DFND   480 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 204 11,541 SH   SOLE   11,541 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 203 4,445 SH   SOLE   4,445 0 0
KENTUCKY S 01 Dec 2020 0.425 01 Dec 2021 Local Govt Fixed Rate Note 49140NDS3 200 200,000 SH   SOLE   200,000 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 199 1,964 SH   OTR   1,964 0 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 198 2,100 SH   DFND   0 2,100 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 197 4,643 SH   DFND   4,643 0 0
DOVER CORP Common / Ordinary Stock 260003108 192 1,235 SH   DFND   1,235 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 191 1,875 SH   DFND   1,875 0 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 190 1,124 SH   DFND   928 196 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 189 2,796 SH   OTR   2,796 0 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 180 810 SH   OTR   275 535 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 179 3,557 SH   DFND   339 3,218 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 177 1,336 SH   OTR   1,336 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 176 1,050 SH   DFND   1,050 0 0
ABBVIE INC Common / Ordinary Stock 00287Y109 175 1,621 SH   OTR   1,621 0 0
EQUINIX INC Closed-end REIT 29444U700 166 210 SH   DFND   210 0 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 165 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 162 967 SH   OTR   967 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 158 3,350 SH   DFND   1,150 2,200 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 155 2,625 SH   OTR   2,625 0 0
TESLA INC Common / Ordinary Stock 88160R101 155 200 SH   DFND   0 200 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 154 525 SH   DFND   261 264 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 152 2,405 SH   OTR   2,405 0 0
SYSCO CORP Common / Ordinary Stock 871829107 152 1,933 SH   DFND   1,133 800 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 151 614 SH   DFND   514 100 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 150 3,460 SH   DFND   3,460 0 0
AT&T INC Common / Ordinary Stock 00206R102 150 5,544 SH   DFND   3,894 1,650 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 149 3,200 SH   DFND   800 2,400 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 148 815 SH   DFND   615 200 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 141 732 SH   DFND   666 66 0
NVIDIA CORP Common / Ordinary Stock 67066G104 139 672 SH   DFND   272 400 0
WALMART INC Common / Ordinary Stock 931142103 137 985 SH   DFND   840 145 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 137 1,031 SH   DFND   1,031 0 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 135 700 SH   OTR   700 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 135 300 SH   OTR   300 0 0
DEERE & CO Common / Ordinary Stock 244199105 134 400 SH   DFND   400 0 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 132 1,534 SH   DFND   1,274 260 0
DANAHER CORP Common / Ordinary Stock 235851102 130 428 SH   DFND   428 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 130 2,412 SH   OTR   2,412 0 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 130 850 SH   DFND   850 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 129 486 SH   DFND   486 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 128 2,132 SH   DFND   2,132 0 0
US BANCORP Common / Ordinary Stock 902973304 126 2,125 SH   OTR   2,125 0 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 126 845 SH   OTR   845 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 123 800 SH   OTR   800 0 0
PFIZER INC Common / Ordinary Stock 717081103 119 2,756 SH   OTR   2,756 0 0
PEPSICO INC Common / Ordinary Stock 713448108 118 785 SH   OTR   785 0 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 116 1,050 SH   DFND   371 679 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 111 500 SH   OTR   500 0 0
BOEING CO/THE Common / Ordinary Stock 097023105 110 500 SH   DFND   0 500 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 108 2,066 SH   DFND   2,066 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 107 1,324 SH   OTR   1,324 0 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 107 1,625 SH   DFND   1,625 0 0
AMGEN INC Common / Ordinary Stock 031162100 106 500 SH   OTR   500 0 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 103 608 SH   DFND   608 0 0
3M CO Common / Ordinary Stock 88579Y101 102 581 SH   OTR   581 0 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 100 370 SH   DFND   200 170 0
DANAHER CORP Common / Ordinary Stock 235851102 98 321 SH   OTR   321 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 97 497 SH   DFND   297 200 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 96 400 SH   OTR   400 0 0
CATERPILLAR INC Common / Ordinary Stock 149123101 96 500 SH   DFND   500 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 96 983 SH   DFND   333 650 0
PHILLIPS 66 Common / Ordinary Stock 718546104 95 1,350 SH   OTR   1,350 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 91 277 SH   OTR   277 0 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 89 556 SH   DFND   525 31 0
SERVICENOW INC Common / Ordinary Stock 81762P102 89 143 SH   DFND   66 77 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 87 1,500 SH   OTR   1,500 0 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 84 992 SH   DFND   992 0 0
EBAY INC Common / Ordinary Stock 278642103 84 1,200 SH   DFND   1,200 0 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 83 589 SH   DFND   0 589 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 81 1,198 SH   OTR   1,198 0 0
EATON CORP PLC Common / Ordinary Stock G29183103 78 525 SH   DFND   525 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 78 1,449 SH   DFND   1,449 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 76 390 SH   DFND   390 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 75 743 SH   DFND   743 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 74 531 SH   DFND   531 0 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 73 1,309 SH   DFND   1,309 0 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 73 1,212 SH   OTR   1,212 0 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 73 448 SH   DFND   448 0 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 70 1,301 SH   OTR   1,301 0 0
DOW INC Common / Ordinary Stock 260557103 69 1,198 SH   OTR   1,198 0 0
KROGER CO Common / Ordinary Stock 501044101 69 1,700 SH   DFND   1,700 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 68 196 SH   DFND   111 85 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 66 835 SH   DFND   835 0 0
UNITI GROUP INC Closed-end REIT 91325V108 66 5,346 SH   OTR   5,346 0 0
STRYKER CORP Common / Ordinary Stock 863667101 66 250 SH   OTR   250 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 66 674 SH   OTR   674 0 0
GXO LOGISTICS INC Common / Ordinary Stock 36262G101 65 835 SH   DFND   835 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 65 865 SH   OTR   865 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 63 1,086 SH   DFND   1,086 0 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 63 314 SH   DFND   0 314 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 62 780 SH   DFND   100 680 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 61 750 SH   OTR   750 0 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 61 1,632 SH   DFND   1,632 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 60 250 SH   OTR   250 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 58 800 SH   DFND   800 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 58 235 SH   OTR   235 0 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 57 1,725 SH   DFND   1,725 0 0
QUALCOMM INC Common / Ordinary Stock 747525103 54 420 SH   DFND   170 250 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 53 2,400 SH   DFND   0 2,400 0
ORACLE CORP Common / Ordinary Stock 68389X105 52 600 SH   OTR   600 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 52 200 SH   OTR   200 0 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 52 1,000 SH   OTR   1,000 0 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 51 650 SH   DFND   650 0 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 48 586 SH   DFND   0 586 0
NETFLIX INC Common / Ordinary Stock 64110L106 46 75 SH   DFND   0 75 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 46 300 SH   OTR   300 0 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 45 600 SH   DFND   600 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 45 1,200 SH   DFND   0 1,200 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 44 402 SH   DFND   0 402 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 43 2,452 SH   OTR   2,452 0 0
ISHARES GLOBAL CLEAN ENERGY Exchange Traded Fund 464288224 43 2,000 SH   OTR   2,000 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 42 2,400 SH   DFND   2,400 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 42 500 SH   DFND   500 0 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 42 473 SH   DFND   473 0 0
WALMART INC Common / Ordinary Stock 931142103 42 300 SH   OTR   300 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 42 403 SH   OTR   403 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 41 225 SH   DFND   225 0 0
BOEING CO/THE Common / Ordinary Stock 097023105 38 174 SH   OTR   174 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 38 959 SH   DFND   492 467 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 37 1,494 SH   OTR   1,494 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 37 450 SH   DFND   450 0 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 35 650 SH   OTR   650 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 35 500 SH   OTR   500 0 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 35 193 SH   DFND   193 0 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 34 162 SH   DFND   22 140 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 34 120 SH   DFND   120 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 33 529 SH   OTR   529 0 0
INTUIT INC Common / Ordinary Stock 461202103 32 59 SH   DFND   59 0 0
MORGAN STANLEY Common / Ordinary Stock 617446448 32 325 SH   DFND   325 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 31 590 SH   DFND   590 0 0
US BANCORP Common / Ordinary Stock 902973304 30 500 SH   DFND   500 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604301 30 287 SH   DFND   0 287 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 29 468 SH   OTR   468 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 29 1,058 SH   DFND   1,058 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 27 208 SH   DFND   208 0 0
FORTIVE CORP Common / Ordinary Stock 34959J108 26 368 SH   OTR   368 0 0
EXELON CORP Common / Ordinary Stock 30161N101 26 531 SH   OTR   531 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 25 350 SH   OTR   350 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 24 300 SH   DFND   300 0 0
ANTHEM INC Common / Ordinary Stock 036752103 24 65 SH   DFND   65 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 22 421 SH   DFND   421 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 22 300 SH   OTR   300 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 21 1,501 SH   OTR   1,501 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 21 1,500 SH   DFND   1,500 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 21 300 SH   DFND   300 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 20 300 SH   DFND   300 0 0
CONSTELLATION BRANDS INC-A Common / Ordinary Stock 21036P108 20 95 SH   DFND   95 0 0
ENTERGY CORP Common / Ordinary Stock 29364G103 20 200 SH   OTR   200 0 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 20 80 SH   DFND   0 80 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 20 279 SH   OTR   279 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 20 492 SH   OTR   492 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 19 329 SH   DFND   329 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 19 458 SH   OTR   458 0 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 19 280 SH   OTR   280 0 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 19 200 SH   DFND   200 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 18 207 SH   DFND   207 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 18 166 SH   DFND   166 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 17 256 SH   DFND   256 0 0
JOHNSON CONTROLS INTERNATION Common / Ordinary Stock G51502105 17 250 SH   DFND   0 250 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 16 472 SH   SOLE   472 0 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 16 433 SH   OTR   433 0 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 15 273 SH   DFND   0 273 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 15 600 SH   OTR   600 0 0
DOW INC Common / Ordinary Stock 260557103 15 256 SH   DFND   256 0 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 14 111 SH   DFND   111 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 14 265 SH   OTR   265 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 12 35 SH   OTR   35 0 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 12 284 SH   DFND   0 284 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 12 45 SH   OTR   45 0 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 12 400 SH   OTR   400 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 12 30 SH   OTR   30 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 11 132 SH   OTR   132 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 10 120 SH   DFND   120 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 10 100 SH   DFND   100 0 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 9 62 SH   OTR   62 0 0
VANECK JPM EM LOCAL CURR BND Exchange Traded Fund 92189H300 8 253 SH   DFND   0 253 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH   OTR   267 0 0
HP INC Common / Ordinary Stock 40434L105 7 253 SH   OTR   253 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 7 110 SH   OTR   110 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 6 40 SH   OTR   40 0 0
ADVANCED MICRO DEVICES Common / Ordinary Stock 007903107 5 50 SH   OTR   50 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 5 155 SH   DFND   110 45 0
VIATRIS INC Common / Ordinary Stock 92556V106 4 303 SH   OTR   303 0 0
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 4 50 SH   OTR   50 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH   OTR   253 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 3 256 SH   DFND   122 134 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 16 SH   OTR   16 0 0
ORGANON & CO Common / Ordinary Stock 68622V106 2 76 SH   OTR   76 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 8 SH   OTR   8 0 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 2 20 SH   DFND   0 20 0
CITIGROUP INC Common / Ordinary Stock 172967424 2 24 SH   DFND   24 0 0