The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 4,336,589 60,188,605 SH   SOLE   59,629,532 559,073 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 2,097,953 32,597,161 SH   SOLE   32,423,322 173,839 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 2,097,585 19,191,077 SH   SOLE   19,081,927 109,150 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,512,016 14,814,971 SH   SOLE   14,760,418 54,553 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 1,095,977 15,255,804 SH   SOLE   15,174,820 80,984 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 971,975 3,781,414 SH   SOLE   3,713,296 68,118 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 864,141 17,596,026 SH   SOLE   17,286,942 309,084 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 773,336 5,882,673 SH   SOLE   5,765,880 116,793 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 759,529 3,125,118 SH   SOLE   3,107,655 17,463 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 664,101 3,000,368 SH   SOLE   2,925,391 74,977 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 648,558 2,594,128 SH   SOLE   2,569,534 24,594 0
SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 596,994 19,067,192 SH   SOLE   19,065,742 1,450 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 561,274 7,591,966 SH   SOLE   7,385,360 206,606 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 459,169 1,526,797 SH   SOLE   1,522,048 4,749 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 449,141 2,816,461 SH   SOLE   2,813,533 2,928 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 447,087 3,927,674 SH   SOLE   3,854,437 73,237 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 413,621 3,111,567 SH   SOLE   3,084,060 27,507 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 372,223 7,151,249 SH   SOLE   7,079,592 71,657 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 364,166 999,631 SH   SOLE   978,526 21,105 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 338,203 2,507,623 SH   SOLE   2,483,310 24,313 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 279,454 5,243,037 SH   SOLE   5,242,465 572 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 274,947 2,369,215 SH   SOLE   2,339,434 29,781 0
APPLE INC Common / Ordinary Stock 037833100 266,731 2,183,637 SH   SOLE   2,146,799 36,838 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 254,764 1,681,058 SH   SOLE   1,668,340 12,718 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 247,439 1,839,150 SH   SOLE   1,824,822 14,328 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 236,810 595,270 SH   SOLE   586,706 8,564 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 234,969 3,689,049 SH   SOLE   3,654,396 34,653 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 214,931 6,078,359 SH   SOLE   6,028,673 49,686 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 206,604 923,040 SH   SOLE   911,018 12,022 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 195,360 884,220 SH   SOLE   861,526 22,694 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 194,585 906,777 SH   SOLE   897,732 9,045 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 192,938 901,243 SH   SOLE   880,894 20,349 0
MICROSOFT CORP Common / Ordinary Stock 594918104 190,027 805,985 SH   SOLE   797,670 8,315 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 188,578 912,369 SH   SOLE   904,882 7,487 0
SPDR TRUST SERIES 1 Exchange Traded Fund 78462F103 163,409 412,305 SH   SOLE   408,220 4,085 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 125,730 1,154,757 SH   SOLE   1,138,602 16,155 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 121,478 58,898 SH   SOLE   57,725 1,173 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 120,822 3,337,631 SH   SOLE   3,326,839 10,792 0
AMAZON.COM INC Common / Ordinary Stock 023135106 108,930 35,206 SH   SOLE   34,934 272 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 104,202 629,199 SH   SOLE   618,986 10,213 0
NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 103,906 1,792,093 SH   SOLE   1,783,276 8,817 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 97,598 3,199,946 SH   SOLE   3,192,942 7,004 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 94,481 620,646 SH   SOLE   608,737 11,909 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 89,904 2,280,677 SH   SOLE   2,250,953 29,724 0
NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 87,802 2,550,915 SH   SOLE   2,537,803 13,112 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 82,643 1,887,695 SH   SOLE   1,867,741 19,954 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 81,933 298,318 SH   SOLE   295,333 2,985 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 80,548 1,871,909 SH   SOLE   1,865,052 6,857 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 80,407 433,927 SH   SOLE   429,139 4,788 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 77,911 299,336 SH   SOLE   297,619 1,717 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 73,807 250,592 SH   SOLE   247,019 3,573 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 68,472 268,025 SH   SOLE   260,029 7,996 0
ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 66,478 770,755 SH   SOLE   766,266 4,489 0
NUVEEN ESG MIDCAP GROWTH ETF Exchange Traded Fund 67092P409 65,636 1,310,882 SH   SOLE   1,305,888 4,994 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 54,673 258,219 SH   SOLE   255,842 2,377 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 54,030 328,747 SH   SOLE   321,580 7,167 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 51,883 113,684 SH   SOLE   110,776 2,908 0
HOME DEPOT INC Common / Ordinary Stock 437076102 51,839 169,826 SH   SOLE   167,965 1,861 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 50,448 467,890 SH   SOLE   455,758 12,132 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 50,194 134,905 SH   SOLE   132,643 2,262 0
VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 49,276 581,633 SH   SOLE   577,173 4,460 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 47,502 22,963 SH   SOLE   22,123 840 0
VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 47,207 532,031 SH   SOLE   522,324 9,707 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 45,588 128,037 SH   SOLE   126,736 1,301 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 45,210 416,569 SH   SOLE   402,481 14,088 0
ABBVIE INC Common / Ordinary Stock 00287Y109 44,181 408,250 SH   SOLE   396,963 11,287 0
PEPSICO INC Common / Ordinary Stock 713448108 42,251 298,699 SH   SOLE   291,242 7,457 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 41,827 176,314 SH   SOLE   175,264 1,050 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 38,358 176,706 SH   SOLE   175,274 1,432 0
ORACLE CORP Common / Ordinary Stock 68389X105 36,684 522,785 SH   SOLE   511,326 11,459 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 34,672 289,318 SH   SOLE   280,282 9,036 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 34,578 893,719 SH   SOLE   884,566 9,153 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 33,419 363,805 SH   SOLE   356,122 7,683 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 32,969 178,677 SH   SOLE   176,787 1,890 0
INTEL CORP Common / Ordinary Stock 458140100 32,369 505,763 SH   SOLE   502,169 3,594 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 31,998 236,267 SH   SOLE   234,418 1,849 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 31,489 574,191 SH   SOLE   564,008 10,183 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 31,164 130,360 SH   SOLE   129,236 1,124 0
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 30,124 581,771 SH   SOLE   501,207 80,564 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 29,724 972,951 SH   SOLE   953,993 18,958 0
ADOBE INC Common / Ordinary Stock 00724F101 29,466 61,985 SH   SOLE   61,210 775 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 28,491 129,264 SH   SOLE   124,062 5,202 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 27,769 77,462 SH   SOLE   75,288 2,174 0
ISHARES GOLD TRUST Exchange Traded Fund 464285105 27,298 1,678,843 SH   SOLE   1,652,657 26,186 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 27,254 2,075,730 SH   SOLE   2,060,441 15,289 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 26,274 108,195 SH   SOLE   107,444 751 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 25,896 117,210 SH   OTR   0 117,210 0
CHEVRON CORP Common / Ordinary Stock 166764100 25,230 240,771 SH   SOLE   234,959 5,812 0
PFIZER INC Common / Ordinary Stock 717081103 24,575 678,294 SH   SOLE   666,794 11,500 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 22,905 302,930 SH   SOLE   301,491 1,439 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 22,580 64,061 SH   SOLE   63,700 361 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 22,119 338,052 SH   SOLE   337,259 793 0
DANAHER CORP Common / Ordinary Stock 235851102 21,961 97,569 SH   SOLE   96,783 786 0
LAM RESEARCH CORP Common / Ordinary Stock 512807108 21,716 36,483 SH   SOLE   36,099 384 0
LOWE'S COS INC Common / Ordinary Stock 548661107 21,223 111,596 SH   SOLE   104,768 6,828 0
NVIDIA CORP Common / Ordinary Stock 67066G104 21,191 39,689 SH   SOLE   39,141 548 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 20,979 358,429 SH   SOLE   353,079 5,350 0
NIKE INC -CL B Common / Ordinary Stock 654106103 20,672 155,555 SH   SOLE   148,195 7,360 0
BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 20,671 534,835 SH   SOLE   530,714 4,121 0
BLACKSTONE GROUP INC/THE Common / Ordinary Stock 09260D107 20,525 275,397 SH   SOLE   272,926 2,471 0
ALTRIA GROUP INC Common / Ordinary Stock 02209S103 19,931 389,589 SH   SOLE   385,589 4,000 0
BROADCOM INC Common / Ordinary Stock 11135F101 19,856 42,824 SH   SOLE   42,508 316 0
DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 19,245 94,983 SH   SOLE   94,192 791 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 19,137 248,243 SH   SOLE   245,408 2,835 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 18,996 53,832 SH   SOLE   53,352 480 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 18,880 248,843 SH   SOLE   241,762 7,081 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 18,612 333,366 SH   SOLE   324,313 9,053 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 18,581 294,334 SH   SOLE   289,654 4,680 0
3M CO Common / Ordinary Stock 88579Y101 18,511 96,072 SH   SOLE   91,990 4,082 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 18,150 335,435 SH   SOLE   320,366 15,069 0
ANTHEM INC Common / Ordinary Stock 036752103 17,861 49,759 SH   SOLE   48,830 929 0
MORGAN STANLEY Common / Ordinary Stock 617446448 17,625 226,949 SH   SOLE   225,498 1,451 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 17,566 63,586 SH   SOLE   61,720 1,866 0
SERVICENOW INC Common / Ordinary Stock 81762P102 17,250 34,492 SH   SOLE   34,177 315 0
ENTERGY CORP Common / Ordinary Stock 29364G103 17,182 172,733 SH   SOLE   171,146 1,587 0
DEERE & CO Common / Ordinary Stock 244199105 17,139 45,810 SH   SOLE   44,930 880 0
ALIBABA GROUP HOLDING-SP ADR American Depository Receipts ADR 01609W102 16,962 74,811 SH   SOLE   74,191 620 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 16,742 131,591 SH   SOLE   128,600 2,991 0
QUALCOMM INC Common / Ordinary Stock 747525103 16,374 123,490 SH   SOLE   122,253 1,237 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 16,254 51,529 SH   SOLE   51,134 395 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 16,212 245,073 SH   SOLE   240,156 4,917 0
SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 16,179 264,967 SH   SOLE   262,986 1,981 0
ULTA BEAUTY INC Common / Ordinary Stock 90384S303 16,157 52,258 SH   SOLE   51,809 449 0
AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 16,121 57,300 SH   SOLE   56,686 614 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 15,532 188,979 SH   SOLE   186,215 2,764 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 15,401 264,846 SH   SOLE   264,525 321 0
T-MOBILE US INC Common / Ordinary Stock 872590104 14,896 118,891 SH   SOLE   117,924 967 0
PPG INDUSTRIES INC Common / Ordinary Stock 693506107 14,805 98,529 SH   SOLE   97,897 632 0
NXP SEMICONDUCTORS NV Common / Ordinary Stock N6596X109 14,009 69,578 SH   SOLE   68,985 593 0
ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 13,976 111,359 SH   SOLE   108,023 3,336 0
AMGEN INC Common / Ordinary Stock 031162100 13,970 56,147 SH   SOLE   54,969 1,178 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 13,910 117,749 SH   SOLE   116,724 1,025 0
INTUIT INC Common / Ordinary Stock 461202103 13,851 36,158 SH   SOLE   35,868 290 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 13,672 258,115 SH   SOLE   254,597 3,518 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 13,475 252,619 SH   SOLE   247,487 5,132 0
SPDR PORT S&P 500 VALUE Exchange Traded Fund 78464A508 13,408 353,781 SH   SOLE   353,781 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 13,385 84,993 SH   SOLE   84,131 862 0
FIFTH THIRD BANCORP Common / Ordinary Stock 316773100 13,294 354,976 SH   SOLE   351,240 3,736 0
WALMART INC Common / Ordinary Stock 931142103 12,669 93,268 SH   SOLE   90,192 3,076 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 12,619 94,698 SH   SOLE   93,827 871 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 12,478 241,309 SH   SOLE   240,906 403 0
UNITED RENTALS INC Common / Ordinary Stock 911363109 12,445 37,790 SH   SOLE   37,445 345 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 12,249 211,879 SH   SOLE   208,527 3,352 0
TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 12,165 91,600 SH   SOLE   91,183 417 0
WORKDAY INC-CLASS A Common / Ordinary Stock 98138H101 12,147 48,897 SH   SOLE   48,460 437 0
CROWN HOLDINGS INC Common / Ordinary Stock 228368106 11,985 123,503 SH   SOLE   122,596 907 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 11,726 51,263 SH   SOLE   50,836 427 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 11,454 148,236 SH   SOLE   142,828 5,408 0
VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 10,909 355,565 SH   SOLE   348,964 6,601 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 10,891 189,549 SH   SOLE   188,329 1,220 0
ELI LILLY & CO Common / Ordinary Stock 532457108 10,775 57,675 SH   SOLE   56,825 850 0
INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 10,731 33,627 SH   SOLE   33,627 0 0
AT&T INC Common / Ordinary Stock 00206R102 10,716 354,007 SH   SOLE   347,552 6,455 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 10,585 47,225 SH   SOLE   47,026 199 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 10,532 199,818 SH   SOLE   199,157 661 0
ISHARES BROAD USD HIGH YIELD Exchange Traded Fund 46435U853 10,509 255,138 SH   SOLE   250,577 4,561 0
TARGET CORP Common / Ordinary Stock 87612E106 10,459 52,804 SH   SOLE   51,078 1,726 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 10,372 91,166 SH   SOLE   90,336 830 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 10,173 417,790 SH   SOLE   414,328 3,462 0
EQUINIX INC Closed-end REIT 29444U700 9,979 14,684 SH   SOLE   14,684 0 0
LYONDELLBASELL INDU-CL A Common / Ordinary Stock N53745100 9,969 95,812 SH   SOLE   94,955 857 0
BOEING CO/THE Common / Ordinary Stock 097023105 9,892 38,836 SH   SOLE   35,983 2,853 0
TESLA INC Common / Ordinary Stock 88160R101 9,889 14,805 SH   SOLE   14,740 65 0
DARDEN RESTAURANTS INC Common / Ordinary Stock 237194105 9,755 68,694 SH   SOLE   68,167 527 0
STRYKER CORP Common / Ordinary Stock 863667101 9,570 39,289 SH   SOLE   37,413 1,876 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 9,429 19,806 SH   SOLE   19,346 460 0
FORTIVE CORP Common / Ordinary Stock 34959J108 8,813 124,760 SH   SOLE   123,683 1,077 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 8,656 45,929 SH   SOLE   44,729 1,200 0
TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 8,597 45,489 SH   SOLE   45,474 15 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 8,489 56,446 SH   SOLE   53,195 3,251 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 8,464 26,152 SH   SOLE   24,337 1,815 0
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 7,987 12,937 SH   SOLE   12,818 119 0
WYNN RESORTS LTD Common / Ordinary Stock 983134107 7,850 62,611 SH   SOLE   62,085 526 0
STARBUCKS CORP Common / Ordinary Stock 855244109 7,009 64,147 SH   SOLE   64,147 0 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 6,820 25,398 SH   SOLE   25,398 0 0
ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 6,659 102,268 SH   SOLE   102,268 0 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 6,515 44,298 SH   SOLE   44,298 0 0
VANGUARD CONSUMER DISCRE ETF Exchange Traded Fund 92204A108 6,457 21,860 SH   SOLE   21,753 107 0
ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 6,224 71,394 SH   SOLE   70,980 414 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 6,200 29,261 SH   SOLE   29,018 243 0
HESS CORP Common / Ordinary Stock 42809H107 5,949 84,075 SH   SOLE   83,421 654 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 5,903 61,147 SH   SOLE   59,745 1,402 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 5,843 41,309 SH   SOLE   39,759 1,550 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5,665 23,298 SH   SOLE   23,267 31 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 5,652 63,688 SH   SOLE   62,792 896 0
VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 5,488 24,794 SH   DFND   17,035 7,759 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 5,410 68,635 SH   SOLE   68,635 0 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 5,360 24,197 SH   SOLE   23,771 426 0
CSX CORP Common / Ordinary Stock 126408103 5,352 55,505 SH   SOLE   54,298 1,207 0
CATERPILLAR INC Common / Ordinary Stock 149123101 5,112 22,046 SH   SOLE   21,126 920 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 5,089 13,772 SH   SOLE   12,321 1,451 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 5,087 39,126 SH   SOLE   37,830 1,296 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 4,919 35,378 SH   SOLE   34,116 1,262 0
HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 4,889 41,876 SH   SOLE   41,876 0 0
APPLIED MATERIALS INC Common / Ordinary Stock 038222105 4,808 35,988 SH   SOLE   35,988 0 0
SPDR S&P 600 SMALL CAP VALUE Exchange Traded Fund 78464A300 4,500 54,885 SH   SOLE   53,087 1,798 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 4,312 70,315 SH   SOLE   68,608 1,707 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 4,213 55,458 SH   SOLE   53,020 2,438 0
US BANCORP Common / Ordinary Stock 902973304 4,191 75,777 SH   SOLE   74,140 1,637 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 4,179 55,551 SH   SOLE   52,916 2,635 0
CAREDX INC Common / Ordinary Stock 14167L103 4,120 60,515 SH   OTR   60,515 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 3,956 101,263 SH   SOLE   96,057 5,206 0
SYSCO CORP Common / Ordinary Stock 871829107 3,924 49,838 SH   SOLE   49,838 0 0
CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3,913 57,283 SH   SOLE   53,891 3,392 0
SPDR S&P 400 MID CAPGROWTH E Exchange Traded Fund 78464A821 3,889 51,784 SH   SOLE   51,784 0 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 3,828 22,777 SH   SOLE   22,777 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 3,821 24,641 SH   SOLE   22,734 1,907 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 3,717 15,295 SH   OTR   0 15,295 0
TECHTARGET Common / Ordinary Stock 87874R100 3,713 53,460 SH   SOLE   53,460 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 3,710 108,969 SH   SOLE   105,673 3,296 0
EBAY INC Common / Ordinary Stock 278642103 3,671 59,939 SH   SOLE   59,939 0 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 3,596 39,855 SH   SOLE   38,755 1,100 0
VANGUARD GROWTH ETF Exchange Traded Fund 922908736 3,560 13,851 SH   DFND   10,748 3,103 0
CIGNA CORP Common / Ordinary Stock 125523100 3,518 14,553 SH   SOLE   14,553 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 3,457 47,518 SH   SOLE   46,633 885 0
VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 3,439 56,677 SH   SOLE   56,677 0 0
ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3,325 36,620 SH   SOLE   36,620 0 0
FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 3,315 23,576 SH   SOLE   23,331 245 0
BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3,300 825,000 SH   SOLE   825,000 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 3,199 51,464 SH   SOLE   51,464 0 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 3,185 61,600 SH   OTR   61,600 0 0
LOWE'S COS INC Common / Ordinary Stock 548661107 3,083 16,209 SH   OTR   16,209 0 0
VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 2,957 29,252 SH   SOLE   23,500 5,752 0
SPDR PORTFOLIO S&P 500 GROWT Exchange Traded Fund 78464A409 2,925 51,854 SH   SOLE   51,267 587 0
ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2,865 39,758 SH   DFND   26,728 13,030 0
ROCKWELL AUTOMATION INC Common / Ordinary Stock 773903109 2,755 10,380 SH   SOLE   10,380 0 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 2,698 57,046 SH   SOLE   51,046 6,000 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 2,670 15,709 SH   SOLE   15,592 117 0
PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2,632 43,714 SH   SOLE   43,714 0 0
ISHARES S&P 500 VALUE ETF Exchange Traded Fund 464287408 2,573 18,215 SH   SOLE   18,215 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 2,504 5,260 SH   OTR   0 5,260 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2,495 38,609 SH   SOLE   32,795 5,814 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 2,472 14,095 SH   SOLE   13,758 337 0
VANGUARD VALUE ETF Exchange Traded Fund 922908744 2,467 18,769 SH   DFND   14,159 4,610 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 2,447 49,821 SH   DFND   38,886 10,935 0
ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 2,436 32,954 SH   DFND   28,866 4,088 0
TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 2,420 20,460 SH   SOLE   20,460 0 0
ITERIS INC Common / Ordinary Stock 46564T107 2,399 388,841 SH   SOLE   388,841 0 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 2,396 18,571 SH   SOLE   18,571 0 0
SPDR S&P 600 SMALL CAP GROWT Exchange Traded Fund 78464A201 2,384 27,764 SH   SOLE   27,764 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2,373 28,016 SH   SOLE   27,798 218 0
STATE STREET CORP Common / Ordinary Stock 857477103 2,339 27,838 SH   SOLE   27,838 0 0
AFLAC INC Common / Ordinary Stock 001055102 2,324 45,405 SH   SOLE   45,405 0 0
ALLSTATE CORP Common / Ordinary Stock 020002101 2,306 20,073 SH   SOLE   19,748 325 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 2,255 13,723 SH   OTR   13,723 0 0
ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 2,241 24,095 SH   SOLE   24,061 34 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 2,231 52,843 SH   SOLE   51,945 898 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 2,215 28,660 SH   SOLE   28,660 0 0
PROLOGIS INC Closed-end REIT 74340W103 2,215 20,893 SH   SOLE   20,533 360 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 2,146 17,408 SH   SOLE   17,294 114 0
ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 2,128 23,228 SH   SOLE   23,228 0 0
RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 2,088 161,019 SH   SOLE   161,019 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 2,085 21,182 SH   SOLE   21,182 0 0
SPROTT PHYSICAL GOLD AND SIL Closed-end Commodities Fund 85208R101 2,053 118,185 SH   SOLE   118,185 0 0
UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 2,033 31,748 SH   SOLE   31,002 746 0
EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 2,021 23,339 SH   SOLE   23,339 0 0
BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 2,020 23,951 SH   SOLE   23,951 0 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 2,014 11,383 SH   SOLE   11,383 0 0
REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 1,987 50,308 SH   SOLE   50,308 0 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 1,980 12,368 SH   SOLE   12,367 1 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 1,978 13,050 SH   OTR   0 13,050 0
MICROSOFT CORP Common / Ordinary Stock 594918104 1,935 8,206 SH   DFND   5,811 2,395 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 1,916 11,671 SH   SOLE   11,027 644 0
DOW INC Common / Ordinary Stock 260557103 1,859 29,073 SH   SOLE   29,073 0 0
VANGUARD UTILITIES ETF Exchange Traded Fund 92204A876 1,859 13,227 SH   SOLE   13,227 0 0
EOG RESOURCES INC Common / Ordinary Stock 26875P101 1,843 25,411 SH   SOLE   25,311 100 0
ROSS STORES INC Common / Ordinary Stock 778296103 1,841 15,351 SH   SOLE   15,280 71 0
NOVOCURE LTD Common / Ordinary Stock G6674U108 1,816 13,741 SH   SOLE   13,741 0 0
SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 1,790 203,900 SH   SOLE   203,900 0 0
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1,780 7,325 SH   DFND   7,325 0 0
CROWN CASTLE INTL CORP Closed-end REIT 22822V101 1,777 10,325 SH   SOLE   10,325 0 0
SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1,772 132,125 SH   SOLE   132,125 0 0
ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1,752 7,931 SH   DFND   7,582 349 0
COPART INC Common / Ordinary Stock 217204106 1,752 16,129 SH   SOLE   15,888 241 0
INVESCO S&P 500 EQUAL WEIGHT Exchange Traded Fund 46137V357 1,741 12,290 SH   SOLE   12,290 0 0
VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 1,648 4,523 SH   DFND   3,322 1,201 0
FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 1,638 107,595 SH   SOLE   107,595 0 0
ISHARES DOW JONES U.S. ETF Exchange Traded Fund 464287846 1,635 16,368 SH   SOLE   16,368 0 0
SCHWAB US BROAD MARKET ETF Exchange Traded Fund 808524102 1,625 16,807 SH   SOLE   16,807 0 0
ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1,623 7,250 SH   DFND   6,515 735 0
FISERV INC Common / Ordinary Stock 337738108 1,621 13,619 SH   SOLE   13,619 0 0
EXELON CORP Common / Ordinary Stock 30161N101 1,621 37,054 SH   SOLE   36,132 922 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 1,580 23,088 SH   SOLE   22,397 691 0
FASTENAL CO Common / Ordinary Stock 311900104 1,576 31,345 SH   SOLE   31,170 175 0
YUM! BRANDS INC Common / Ordinary Stock 988498101 1,569 14,503 SH   SOLE   14,303 200 0
TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 1,545 26,495 SH   SOLE   26,495 0 0
M & T BANK CORP Common / Ordinary Stock 55261F104 1,534 10,119 SH   SOLE   10,119 0 0
EATON CORP PLC Common / Ordinary Stock G29183103 1,502 10,863 SH   SOLE   10,203 660 0
WORTHINGTON INDUSTRIES Common / Ordinary Stock 981811102 1,501 22,376 SH   SOLE   22,376 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 1,482 18,171 SH   SOLE   17,634 537 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1,475 19,723 SH   SOLE   19,723 0 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 1,469 9,919 SH   SOLE   9,919 0 0
NESTLE SA-SPONS ADR American Depository Receipts ADR 641069406 1,459 13,084 SH   SOLE   11,884 1,200 0
FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 1,450 17,592 SH   SOLE   17,592 0 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 1,442 6,736 SH   DFND   4,405 2,331 0
SCHWAB U.S. LARGE-CAP GROWTH Exchange Traded Fund 808524300 1,427 10,997 SH   SOLE   10,997 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 1,405 21,556 SH   SOLE   21,556 0 0
SPDR S&P DIVIDEND ETF Exchange Traded Fund 78464A763 1,370 11,604 SH   SOLE   11,604 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 1,352 14,451 SH   SOLE   13,601 850 0
NIKE INC -CL B Common / Ordinary Stock 654106103 1,344 10,111 SH   DFND   4,708 5,403 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 1,340 20,152 SH   SOLE   20,152 0 0
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 1,340 3,369 SH   DFND   2,939 430 0
ROYAL BANK OF CANADA Common / Ordinary Stock 780087102 1,316 14,276 SH   SOLE   14,276 0 0
CAESARS ENTERTAINMENT INC Common / Ordinary Stock 12769G100 1,315 15,041 SH   SOLE   15,041 0 0
ISHARES MSCI USA ESG SELECT Exchange Traded Fund 464288802 1,311 14,928 SH   SOLE   14,678 250 0
MCCORMICK & CO-NON VTG SHRS Common / Ordinary Stock 579780206 1,307 14,664 SH   SOLE   14,664 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1,307 23,804 SH   SOLE   23,659 145 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 1,299 29,199 SH   SOLE   29,190 9 0
VANGUARD TOTAL INTL BOND ETF Exchange Traded Fund 92203J407 1,297 22,704 SH   SOLE   22,704 0 0
DOVER CORP Common / Ordinary Stock 260003108 1,280 9,337 SH   SOLE   9,197 140 0
ISHARES MBS ETF Exchange Traded Fund 464288588 1,258 11,600 SH   OTR   3,100 8,500 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 1,237 18,350 SH   OTR   18,350 0 0
VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 1,234 3,442 SH   DFND   1,089 2,353 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 1,209 18,788 SH   DFND   12,480 6,308 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 1,193 7,840 SH   DFND   5,795 2,045 0
AMEREN CORPORATION Common / Ordinary Stock 023608102 1,188 14,605 SH   SOLE   13,247 1,358 0
SCHWAB US LARGE-CAP ETF Exchange Traded Fund 808524201 1,188 12,370 SH   SOLE   12,370 0 0
INTERCONTINENTAL EXCHANGE IN Common / Ordinary Stock 45866F104 1,178 10,549 SH   SOLE   10,549 0 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 1,175 11,514 SH   DFND   10,670 844 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 1,170 4,579 SH   DFND   2,879 1,700 0
ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 1,166 10,220 SH   SOLE   10,220 0 0
APPLE INC Common / Ordinary Stock 037833100 1,164 9,526 SH   DFND   9,346 180 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 1,137 18,137 SH   SOLE   18,137 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 1,103 533 SH   OTR   66 467 0
ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 1,100 9,480 SH   DFND   7,890 1,590 0
VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 1,071 20,584 SH   DFND   18,281 2,303 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 1,068 21,475 SH   SOLE   20,923 552 0
LOWE'S COS INC Common / Ordinary Stock 548661107 1,022 5,374 SH   DFND   3,112 2,262 0
EDWARDS LIFESCIENCES CORP Common / Ordinary Stock 28176E108 1,021 12,204 SH   SOLE   12,204 0 0
HALOZYME THERAPEUTICS INC Common / Ordinary Stock 40637H109 1,011 24,245 SH   SOLE   24,245 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 1,006 12,766 SH   SOLE   9,882 2,884 0
KENTUCKY S 01 Dec 2020 0.425 Percent 01 Dec 2021 Local Govt Fixed Rate Note 49140NDS3 1,000 1,000,000 SH   SOLE   1,000,000 0 0
HP INC Common / Ordinary Stock 40434L105 996 31,380 SH   SOLE   31,380 0 0
CORNING INC Common / Ordinary Stock 219350105 994 22,856 SH   SOLE   22,856 0 0
LINCOLN NATIONAL CORP Common / Ordinary Stock 534187109 994 15,969 SH   SOLE   15,969 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 992 4,500 SH   OTR   4,500 0 0
ALLIANT ENERGY CORP Common / Ordinary Stock 018802108 990 18,278 SH   SOLE   18,278 0 0
AT&T INC Common / Ordinary Stock 00206R102 979 32,340 SH   OTR   32,340 0 0
SPDR TRUST SERIES 1 Exchange Traded Fund 78462F103 976 2,463 SH   DFND   2,463 0 0
SCHWAB INTL EQUITY ETF Exchange Traded Fund 808524805 973 25,869 SH   SOLE   25,869 0 0
JOHNSON & JOHNSON Common / Ordinary Stock 478160104 966 5,880 SH   DFND   4,065 1,815 0
VANGUARD FINANCIALS ETF Exchange Traded Fund 92204A405 964 11,408 SH   SOLE   11,408 0 0
SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 955 33,041 SH   SOLE   33,041 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 938 10,969 SH   SOLE   10,879 90 0
ISHARES S&P MID-CAP 400 GROW Exchange Traded Fund 464287606 905 11,548 SH   SOLE   11,548 0 0
VALERO ENERGY CORP Common / Ordinary Stock 91913Y100 902 12,593 SH   SOLE   12,593 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 886 6,541 SH   OTR   6,541 0 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 877 6,578 SH   OTR   6,578 0 0
ISHARES PREFERRED & INCOME S Exchange Traded Fund 464288687 854 22,243 SH   SOLE   22,243 0 0
VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 849 17,293 SH   OTR   298 16,995 0
CORTEVA INC Common / Ordinary Stock 22052L104 837 17,961 SH   SOLE   17,961 0 0
SCHWAB US DVD EQUITY ETF Exchange Traded Fund 808524797 835 11,447 SH   SOLE   11,447 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 821 22,549 SH   SOLE   22,549 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 815 3,944 SH   DFND   3,674 270 0
ISHARES CORE S&P U.S. VALUE Exchange Traded Fund 464287663 812 11,791 SH   SOLE   11,791 0 0
APPLE INC Common / Ordinary Stock 037833100 774 6,338 SH   OTR   6,338 0 0
WISDOMTREE US MIDCAP FUND Exchange Traded Fund 97717W570 773 15,180 SH   SOLE   15,180 0 0
ALPHABET INC-CL C Common / Ordinary Stock 02079K107 765 370 SH   DFND   201 169 0
ORACLE CORP Common / Ordinary Stock 68389X105 763 10,877 SH   DFND   10,072 805 0
ISHARES MSCI USA MIN VOL FAC Exchange Traded Fund 46429B697 760 10,990 SH   SOLE   10,990 0 0
JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 753 4,947 SH   OTR   4,947 0 0
ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 752 6,879 SH   DFND   5,287 1,592 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 745 13,346 SH   SOLE   13,176 170 0
TRI-CONTINENTAL CORP Closed-end Fund 895436103 738 22,767 SH   SOLE   22,767 0 0
PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 737 5,445 SH   DFND   3,895 1,550 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 734 21,355 SH   OTR   2,640 18,715 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 724 1,587 SH   DFND   1,057 530 0
M & T BANK CORP Common / Ordinary Stock 55261F104 723 4,769 SH   OTR   4,769 0 0
MICROSOFT CORP Common / Ordinary Stock 594918104 722 3,062 SH   OTR   3,062 0 0
EDISON INTERNATIONAL Common / Ordinary Stock 281020107 709 12,105 SH   SOLE   12,105 0 0
ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 700 4,618 SH   DFND   4,618 0 0
BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 686 2,684 SH   OTR   409 2,275 0
AMERESCO INC-CL A Common / Ordinary Stock 02361E108 683 14,036 SH   SOLE   14,036 0 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 682 5,059 SH   DFND   4,314 745 0
INTEL CORP Common / Ordinary Stock 458140100 657 10,266 SH   DFND   5,266 5,000 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 655 2,225 SH   OTR   275 1,950 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 655 16,925 SH   OTR   4,880 12,045 0
PULSE BIOSCIENCES INC Common / Ordinary Stock 74587B101 646 27,298 SH   SOLE   27,298 0 0
CAMPBELL SOUP CO Common / Ordinary Stock 134429109 646 12,855 SH   SOLE   12,855 0 0
VANGUARD TAX-EXEMPT BOND ETF Exchange Traded Fund 922907746 639 11,703 SH   SOLE   11,703 0 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 635 16,244 SH   OTR   4,069 12,175 0
VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 626 2,278 SH   DFND   2,278 0 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 622 10,145 SH   OTR   10,145 0 0
PEPSICO INC Common / Ordinary Stock 713448108 610 4,312 SH   DFND   2,812 1,500 0
FISERV INC Common / Ordinary Stock 337738108 607 5,100 SH   OTR   630 4,470 0
VIATRIS INC Common / Ordinary Stock 92556V106 606 43,408 SH   SOLE   42,737 671 0
SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 598 98,155 SH   SOLE   98,155 0 0
FIRST TRUST MANAGED MUNICIPA Exchange Traded Fund 33739N108 598 10,593 SH   SOLE   10,593 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 591 191 SH   DFND   135 56 0
UNITI GROUP INC Closed-end REIT 91325V108 565 51,213 SH   SOLE   51,213 0 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 565 1,600 SH   OTR   1,600 0 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 562 25,529 SH   SOLE   25,529 0 0
ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 559 2,025 SH   DFND   1,375 650 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 558 2,079 SH   DFND   2,079 0 0
AMAZON.COM INC Common / Ordinary Stock 023135106 557 180 SH   OTR   180 0 0
ROYAL DUTCH SHELL-SPON ADR-A American Depository Receipts ADR 780259206 552 14,069 SH   SOLE   14,069 0 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 545 2,890 SH   OTR   795 2,095 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 539 2,157 SH   DFND   1,667 490 0
MARRIOTT INTERNATIONAL -CL A Common / Ordinary Stock 571903202 535 3,614 SH   DFND   3,614 0 0
FIRST FINL BANKSHARES INC Common / Ordinary Stock 32020R109 534 11,420 SH   SOLE   11,420 0 0
ADOBE INC Common / Ordinary Stock 00724F101 529 1,113 SH   DFND   538 575 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 522 4,357 SH   DFND   3,232 1,125 0
STRYKER CORP Common / Ordinary Stock 863667101 521 2,139 SH   DFND   1,254 885 0
MDU RESOURCES GROUP INC Common / Ordinary Stock 552690109 520 16,442 SH   SOLE   16,442 0 0
WINDHAM CT-B-B 01 Oct 2020 2 Percent 30 Sep 2021 Local Govt Fixed Rate Note 973279UH3 504 500,000 SH   SOLE   500,000 0 0
SPDR PORTFOLIO DEVELOPED WOR Exchange Traded Fund 78463X889 504 14,258 SH   DFND   14,258 0 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 501 9,265 SH   OTR   1,145 8,120 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 493 8,588 SH   OTR   1,613 6,975 0
TARGET CORP Common / Ordinary Stock 87612E106 491 2,481 SH   DFND   1,781 700 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 487 3,241 SH   DFND   2,541 700 0
ROCHE HOLDINGS LTD-SPONS ADR American Depository Receipts ADR 771195104 487 11,998 SH   SOLE   11,998 0 0
SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 477 7,315 SH   OTR   905 6,410 0
EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 475 42,848 SH   SOLE   42,848 0 0
WISDOMTREE US MIDCAP DIVIDEN Exchange Traded Fund 97717W505 474 11,739 SH   SOLE   11,739 0 0
ALPHABET INC-CL A Common / Ordinary Stock 02079K305 464 225 SH   DFND   121 104 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 464 2,513 SH   OTR   1,128 1,385 0
VIACOMCBS INC - CLASS B Common / Ordinary Stock 92556H206 460 10,206 SH   SOLE   10,206 0 0
KROGER CO Common / Ordinary Stock 501044101 460 12,773 SH   SOLE   12,773 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 460 1,304 SH   DFND   711 593 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 458 11,462 SH   SOLE   11,276 186 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 457 2,159 SH   DFND   1,834 325 0
VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 455 2,118 SH   DFND   1,951 167 0
3M CO Common / Ordinary Stock 88579Y101 449 2,330 SH   DFND   1,975 355 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 446 7,993 SH   OTR   7,993 0 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 431 6,000 SH   OTR   0 6,000 0
TJX COMPANIES INC Common / Ordinary Stock 872540109 430 6,494 SH   DFND   6,494 0 0
NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 428 5,664 SH   DFND   4,664 1,000 0
PFIZER INC Common / Ordinary Stock 717081103 420 11,606 SH   DFND   9,588 2,018 0
NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 420 6,234 SH   SOLE   6,234 0 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 416 1,916 SH   OTR   1,916 0 0
EXXON MOBIL CORP Common / Ordinary Stock 30231G102 414 7,414 SH   DFND   5,376 2,038 0
CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 411 7,947 SH   DFND   3,146 4,801 0
OGE ENERGY CORP Common / Ordinary Stock 670837103 409 12,643 SH   SOLE   10,943 1,700 0
CAREDX INC Common / Ordinary Stock 14167L103 409 6,000 SH   SOLE   6,000 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 408 1,096 SH   DFND   374 722 0
SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 407 10,336 SH   DFND   7,018 3,318 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 401 2,583 SH   DFND   1,858 725 0
ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 400 5,565 SH   DFND   2,581 2,984 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 393 7,264 SH   OTR   1,094 6,170 0
CITIGROUP INC Common / Ordinary Stock 172967424 383 5,270 SH   OTR   825 4,445 0
ELI LILLY & CO Common / Ordinary Stock 532457108 383 2,050 SH   DFND   1,150 900 0
BRISTOW GROUP INC Common / Ordinary Stock 11040G103 374 14,455 SH   SOLE   14,455 0 0
GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 366 10,243 SH   SOLE   10,243 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 354 1,159 SH   DFND   1,159 0 0
VALLEY NATIONAL BANCORP Common / Ordinary Stock 919794107 350 25,496 SH   SOLE   25,496 0 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 346 1,635 SH   OTR   730 905 0
T-MOBILE US INC Common / Ordinary Stock 872590104 340 2,715 SH   OTR   335 2,380 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 338 21,463 SH   SOLE   21,463 0 0
BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210,000 SH   SOLE   210,000 0 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 335 1,495 SH   DFND   545 950 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 335 12,317 SH   SOLE   11,592 725 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 333 7,211 SH   OTR   1,116 6,095 0
ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 324 1,463 SH   DFND   1,313 150 0
FASTENAL CO Common / Ordinary Stock 311900104 322 6,400 SH   OTR   6,400 0 0
ABBVIE INC Common / Ordinary Stock 00287Y109 318 2,941 SH   DFND   2,081 860 0
INTEL CORP Common / Ordinary Stock 458140100 317 4,954 SH   OTR   4,954 0 0
CSX CORP Common / Ordinary Stock 126408103 309 3,200 SH   DFND   3,200 0 0
PROLOGIS INC Closed-end REIT 74340W103 307 2,897 SH   OTR   0 2,897 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 307 5,670 SH   SOLE   5,670 0 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 305 5,720 SH   OTR   0 5,720 0
WORKDAY INC-CLASS A Common / Ordinary Stock 98138H101 301 1,210 SH   OTR   150 1,060 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 296 984 SH   DFND   551 433 0
HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 293 18,636 SH   SOLE   18,636 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 288 6,646 SH   OTR   6,646 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 287 3,725 SH   DFND   2,275 1,450 0
COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 286 5,289 SH   DFND   2,089 3,200 0
BLACK STONE MINERALS LP Master Limited Partnership 09225M101 286 32,746 SH   SOLE   32,746 0 0
AMGEN INC Common / Ordinary Stock 031162100 284 1,140 SH   DFND   250 890 0
FORD MOTOR CO Common / Ordinary Stock 345370860 282 23,042 SH   SOLE   23,042 0 0
SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 281 9,200 SH   DFND   9,200 0 0
SPDR S&P 400 MID CAP VALUE E Exchange Traded Fund 78464A839 278 4,250 SH   DFND   4,250 0 0
SACHEM CAPITAL CORP Closed-end REIT 78590A109 277 53,000 SH   SOLE   0 53,000 0
STARWOOD PROPERTY TRUST INC Closed-end REIT 85571B105 272 11,000 SH   SOLE   11,000 0 0
EMPIRE STATE REALTY OP-S60 Master Limited Partnership 292102209 265 23,775 SH   SOLE   23,775 0 0
ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 263 1,110 SH   DFND   1,020 90 0
ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 260 11,792 SH   OTR   11,792 0 0
ISHARES GOLD TRUST Exchange Traded Fund 464285105 254 15,610 SH   DFND   14,635 975 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 251 1,886 SH   DFND   1,057 829 0
NISOURCE INC Common / Ordinary Stock 65473P105 245 10,182 SH   SOLE   10,182 0 0
LOCKHEED MARTIN CORP Common / Ordinary Stock 539830109 240 650 SH   OTR   650 0 0
SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 238 500 SH   DFND   500 0 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 238 12,700 SH   SOLE   12,700 0 0
ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 238 913 SH   DFND   913 0 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 237 2,575 SH   DFND   2,575 0 0
FERRO CORP Common / Ordinary Stock 315405100 236 14,000 SH   SOLE   14,000 0 0
WHITESTONE REIT Closed-end REIT 966084204 232 23,915 SH   SOLE   23,915 0 0
ARAMARK Common / Ordinary Stock 03852U106 232 6,135 SH   OTR   760 5,375 0
CAPITAL BANCORP INC/MD Common / Ordinary Stock 139737100 231 12,000 SH   SOLE   12,000 0 0
FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 230 781 SH   DFND   781 0 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 229 708 SH   DFND   608 100 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 227 10,035 SH   SOLE   9,160 875 0
ISHARES GLOBAL CLEAN ENERGY Exchange Traded Fund 464288224 225 9,264 SH   SOLE   9,264 0 0
ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 225 1,411 SH   DFND   1,064 347 0
NUVEEN MUNI VALUE FD Closed-end Fund 670928100 222 19,888 SH   SOLE   19,888 0 0
MAGELLAN MIDSTREAM PARTNERS Master Limited Partnership 559080106 216 4,974 SH   SOLE   4,974 0 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 210 9,137 SH   SOLE   9,137 0 0
CHEVRON CORP Common / Ordinary Stock 166764100 206 1,964 SH   OTR   1,964 0 0
SPDR PORTFOLIO EMERGING MARK Exchange Traded Fund 78463X509 203 4,643 SH   DFND   4,643 0 0
ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 201 3,471 SH   DFND   2,060 1,411 0
AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 198 1,050 SH   DFND   850 200 0
NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 196 607 SH   OTR   607 0 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 196 1,411 SH   DFND   1,411 0 0
ORACLE CORP Common / Ordinary Stock 68389X105 194 2,760 SH   OTR   865 1,895 0
VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 193 900 SH   OTR   900 0 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 192 2,485 SH   OTR   2,485 0 0
ZOETIS INC Common / Ordinary Stock 98978V103 192 1,217 SH   DFND   999 218 0
ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 190 3,557 SH   DFND   339 3,218 0
EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 189 2,100 SH   DFND   0 2,100 0
VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 188 890 SH   OTR   285 605 0
KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 186 1,336 SH   OTR   1,336 0 0
WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 184 3,350 SH   DFND   1,150 2,200 0
AT&T INC Common / Ordinary Stock 00206R102 184 6,074 SH   DFND   4,424 1,650 0
ABBVIE INC Common / Ordinary Stock 00287Y109 175 1,621 SH   OTR   1,621 0 0
THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 171 375 SH   OTR   375 0 0
AMERICAN INTERNATIONAL GROUP Common / Ordinary Stock 026874784 170 3,686 SH   SOLE   3,454 232 0
S&P GLOBAL INC Common / Ordinary Stock 78409V104 169 480 SH   DFND   480 0 0
DOVER CORP Common / Ordinary Stock 260003108 169 1,235 SH   DFND   1,235 0 0
ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 169 1,481 SH   DFND   1,466 15 0
ABBOTT LABORATORIES Common / Ordinary Stock 002824100 168 1,400 SH   OTR   1,400 0 0
TARGET CORP Common / Ordinary Stock 87612E106 167 843 SH   OTR   843 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 166 2,625 SH   OTR   2,625 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 163 11,974 SH   SOLE   11,974 0 0
ARAMARK Common / Ordinary Stock 03852U106 154 4,079 SH   SOLE   4,079 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 153 631 SH   DFND   431 200 0
SYSCO CORP Common / Ordinary Stock 871829107 152 1,933 SH   DFND   1,133 800 0
VANGUARD TOTAL INTL STOCK Exchange Traded Fund 921909768 151 2,405 SH   OTR   2,405 0 0
ANALOG DEVICES INC Common / Ordinary Stock 032654105 150 967 SH   OTR   967 0 0
DEERE & CO Common / Ordinary Stock 244199105 150 400 SH   DFND   400 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 149 614 SH   DFND   514 100 0
NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 149 3,460 SH   DFND   3,460 0 0
AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 149 1,050 SH   DFND   1,050 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 148 2,796 SH   OTR   2,796 0 0
EQUINIX INC Closed-end REIT 29444U700 143 210 SH   DFND   210 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 140 2,412 SH   OTR   2,412 0 0
UNITED PARCEL SERVICE-CL B Common / Ordinary Stock 911312106 139 815 SH   DFND   615 200 0
EQUINIX INC Closed-end REIT 29444U700 136 200 SH   OTR   0 200 0
WALMART INC Common / Ordinary Stock 931142103 134 985 SH   DFND   840 145 0
TESLA INC Common / Ordinary Stock 88160R101 134 200 SH   DFND   0 200 0
GENERAL MILLS INC Common / Ordinary Stock 370334104 131 2,132 SH   DFND   2,132 0 0
BOEING CO/THE Common / Ordinary Stock 097023105 127 500 SH   DFND   0 500 0
WELLS FARGO & CO Common / Ordinary Stock 949746101 125 3,200 SH   DFND   800 2,400 0
AMGEN INC Common / Ordinary Stock 031162100 124 500 SH   OTR   500 0 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 120 732 SH   DFND   666 66 0
RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 75513E101 119 1,534 SH   DFND   1,274 260 0
ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 118 1,098 SH   DFND   1,098 0 0
SIMON PROPERTY GROUP INC Closed-end REIT 828806109 118 1,035 SH   OTR   0 1,035 0
VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 118 800 SH   OTR   800 0 0
US BANCORP Common / Ordinary Stock 902973304 118 2,125 SH   OTR   2,125 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 116 486 SH   DFND   486 0 0
CATERPILLAR INC Common / Ordinary Stock 149123101 116 500 SH   DFND   500 0 0
WALT DISNEY CO/THE Common / Ordinary Stock 254687106 115 624 SH   DFND   428 196 0
DIAGEO PLC-SPONSORED ADR American Depository Receipts ADR 25243Q205 115 700 SH   OTR   700 0 0
ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 114 850 SH   DFND   850 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 112 1,324 SH   OTR   1,324 0 0
3M CO Common / Ordinary Stock 88579Y101 112 581 SH   OTR   581 0 0
PEPSICO INC Common / Ordinary Stock 713448108 111 785 SH   OTR   785 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 110 1,350 SH   OTR   1,350 0 0
UNION PACIFIC CORP Common / Ordinary Stock 907818108 110 497 SH   DFND   297 200 0
WASTE MANAGEMENT INC Common / Ordinary Stock 94106L109 109 845 SH   OTR   845 0 0
COCA-COLA CO/THE Common / Ordinary Stock 191216100 109 2,066 SH   DFND   2,066 0 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 107 646 SH   DFND   646 0 0
COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 106 300 SH   OTR   300 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 105 1,083 SH   DFND   433 650 0
ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 104 1,625 SH   DFND   1,625 0 0
VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 103 500 SH   OTR   500 0 0
XPO LOGISTICS INC Common / Ordinary Stock 983793100 103 835 SH   DFND   835 0 0
ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 99 910 SH   DFND   320 590 0
DANAHER CORP Common / Ordinary Stock 235851102 96 428 SH   DFND   428 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 93 1,198 SH   OTR   1,198 0 0
VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 91 1,571 SH   DFND   1,571 0 0
NVIDIA CORP Common / Ordinary Stock 67066G104 90 168 SH   DFND   68 100 0
MCDONALD'S CORP Common / Ordinary Stock 580135101 90 400 SH   OTR   400 0 0
PFIZER INC Common / Ordinary Stock 717081103 89 2,456 SH   OTR   2,456 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 88 1,500 SH   OTR   1,500 0 0
HOME DEPOT INC Common / Ordinary Stock 437076102 85 277 SH   OTR   277 0 0
STATE STREET CORP Common / Ordinary Stock 857477103 84 1,000 SH   DFND   1,000 0 0
SALESFORCE.COM INC Common / Ordinary Stock 79466L302 78 370 SH   DFND   200 170 0
CHEVRON CORP Common / Ordinary Stock 166764100 78 743 SH   DFND   743 0 0
DOW INC Common / Ordinary Stock 260557103 77 1,198 SH   OTR   1,198 0 0
VANGUARD COMMUNICATION SERVI Exchange Traded Fund 92204A884 77 589 SH   DFND   0 589 0
PARKER HANNIFIN CORP Common / Ordinary Stock 701094104 76 240 SH   DFND   240 0 0
CVS HEALTH CORP Common / Ordinary Stock 126650100 75 992 SH   DFND   992 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 73 204 SH   DFND   119 85 0
DANAHER CORP Common / Ordinary Stock 235851102 72 321 SH   OTR   321 0 0
SERVICENOW INC Common / Ordinary Stock 81762P102 72 143 SH   DFND   66 77 0
INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 71 531 SH   DFND   531 0 0
FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 70 1,309 SH   DFND   1,309 0 0
PNC FINANCIAL SERVICES GROUP Common / Ordinary Stock 693475105 68 390 SH   DFND   390 0 0
VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 68 365 SH   DFND   0 365 0
NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 67 250 SH   OTR   250 0 0
MERCK & CO. INC. Common / Ordinary Stock 58933Y105 67 865 SH   OTR   865 0 0
DUKE ENERGY CORP Common / Ordinary Stock 26441C204 65 674 SH   OTR   674 0 0
KROGER CO Common / Ordinary Stock 501044101 65 1,800 SH   DFND   1,800 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 64 750 SH   OTR   750 0 0
MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 64 1,086 SH   DFND   1,086 0 0
MATERIALS SELECT SECTOR SPDR Exchange Traded Fund 81369Y100 61 780 SH   DFND   100 680 0
STRYKER CORP Common / Ordinary Stock 863667101 61 250 SH   OTR   250 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 61 800 SH   DFND   800 0 0
NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 59 1,632 SH   DFND   1,632 0 0
BROOKFIELD ASSET MANAGE-CL A Common / Ordinary Stock 112585104 58 1,293 SH   OTR   1,293 0 0
BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 57 235 SH   OTR   235 0 0
CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 57 448 SH   DFND   448 0 0
QUALCOMM INC Common / Ordinary Stock 747525103 56 420 SH   DFND   170 250 0
ALERIAN MLP ETF Exchange Traded Fund 00162Q452 53 1,725 SH   DFND   1,725 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 52 1,426 SH   DFND   492 934 0
ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 50 1,000 SH   OTR   1,000 0 0
ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 49 650 SH   DFND   650 0 0
ISHARES GLOBAL CLEAN ENERGY Exchange Traded Fund 464288224 49 2,000 SH   OTR   2,000 0 0
PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 49 200 SH   OTR   200 0 0
VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 48 586 SH   DFND   0 586 0
COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 47 600 SH   DFND   600 0 0
BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 47 1,000 SH   OTR   1,000 0 0
TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 45 300 SH   OTR   300 0 0
INFOSYS LTD-SP ADR American Depository Receipts ADR 456788108 45 2,400 SH   DFND   0 2,400 0
BOEING CO/THE Common / Ordinary Stock 097023105 44 174 SH   OTR   174 0 0
ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 44 402 SH   DFND   0 402 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 42 3,227 SH   OTR   3,227 0 0
FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 41 1,200 SH   DFND   0 1,200 0
VANGUARD EXTENDED MARKET ETF Exchange Traded Fund 922908652 40 225 SH   DFND   225 0 0
NOVARTIS AG-SPONSORED ADR American Depository Receipts ADR 66987V109 38 450 SH   DFND   450 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 37 873 SH   DFND   873 0 0
UNILEVER PLC-SPONSORED ADR American Depository Receipts ADR 904767704 36 650 SH   OTR   650 0 0
HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 35 162 SH   DFND   22 140 0
STERLING BANCORP/DE Common / Ordinary Stock 85917A100 34 1,494 SH   OTR   1,494 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 33 2,452 SH   OTR   2,452 0 0
SOUTHERN CO/THE Common / Ordinary Stock 842587107 33 529 SH   OTR   529 0 0
AMERICA MOVIL-SPN ADR CL L American Depository Receipts ADR 02364W105 33 2,400 SH   DFND   2,400 0 0
CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 32 193 SH   DFND   193 0 0
GILEAD SCIENCES INC Common / Ordinary Stock 375558103 32 500 SH   OTR   500 0 0
XCEL ENERGY INC Common / Ordinary Stock 98389B100 31 468 SH   OTR   468 0 0
GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 30 2,300 SH   DFND   0 2,300 0
PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 28 505 SH   DFND   0 505 0
US BANCORP Common / Ordinary Stock 902973304 28 500 SH   DFND   500 0 0
WALMART INC Common / Ordinary Stock 931142103 27 200 SH   OTR   200 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 26 350 SH   OTR   350 0 0
T-MOBILE US INC Common / Ordinary Stock 872590104 26 208 SH   DFND   208 0 0
FORTIVE CORP Common / Ordinary Stock 34959J108 26 368 SH   OTR   368 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 26 1,058 SH   DFND   1,058 0 0
AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 25 300 SH   DFND   300 0 0
MORGAN STANLEY Common / Ordinary Stock 617446448 25 325 SH   DFND   325 0 0
PHILLIPS 66 Common / Ordinary Stock 718546104 24 300 SH   DFND   300 0 0
GENERAL MOTORS CO Common / Ordinary Stock 37045V100 24 421 SH   DFND   421 0 0
ANTHEM INC Common / Ordinary Stock 036752103 23 65 SH   DFND   65 0 0
EXELON CORP Common / Ordinary Stock 30161N101 23 531 SH   OTR   531 0 0
DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 23 300 SH   OTR   300 0 0
ISHARES MBS ETF Exchange Traded Fund 464288588 23 210 SH   SOLE   210 0 0
INTUIT INC Common / Ordinary Stock 461202103 23 59 SH   DFND   59 0 0
CORTEVA INC Common / Ordinary Stock 22052L104 21 458 SH   OTR   458 0 0
BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 21 329 SH   DFND   329 0 0
ROSS STORES INC Common / Ordinary Stock 778296103 20 166 SH   DFND   166 0 0
ENTERGY CORP Common / Ordinary Stock 29364G103 20 200 SH   OTR   200 0 0
DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 20 256 SH   DFND   256 0 0
CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 19 260 SH   DFND   260 0 0
WEC ENERGY GROUP INC Common / Ordinary Stock 92939U106 19 207 SH   DFND   207 0 0
VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 19 140 SH   OTR   140 0 0
FORD MOTOR CO Common / Ordinary Stock 345370860 18 1,501 SH   OTR   1,501 0 0
VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 18 80 SH   DFND   0 80 0
VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 18 72 SH   OTR   72 0 0
ENBRIDGE INC Common / Ordinary Stock 29250N105 18 492 SH   OTR   492 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 18 261 SH   DFND   261 0 0
PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 18 200 SH   DFND   200 0 0
KRAFT HEINZ CO/THE Common / Ordinary Stock 500754106 17 433 SH   OTR   433 0 0
DOW INC Common / Ordinary Stock 260557103 16 256 SH   DFND   256 0 0
KEURIG DR PEPPER INC Common / Ordinary Stock 49271V100 16 475 SH   SOLE   475 0 0
CONOCOPHILLIPS Common / Ordinary Stock 20825C104 16 300 SH   DFND   300 0 0
CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 14 600 SH   OTR   600 0 0
MEDTRONIC PLC Common / Ordinary Stock G5960L103 13 111 SH   DFND   111 0 0
ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 13 248 SH   DFND   0 248 0
CDK GLOBAL INC Common / Ordinary Stock 12508E101 13 233 SH   DFND   233 0 0
MASTERCARD INC - A Common / Ordinary Stock 57636Q104 12 35 SH   OTR   35 0 0
ASML HOLDING NV-NY REG SHS Depository Receipts N07059210 12 20 SH   OTR   20 0 0
CARRIER GLOBAL CORP Common / Ordinary Stock 14448C104 11 265 SH   OTR   265 0 0
UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 11 30 SH   OTR   30 0 0
BANK OF AMERICA CORP Common / Ordinary Stock 060505104 11 284 SH   DFND   0 284 0
SCHLUMBERGER LTD Common / Ordinary Stock 806857108 11 400 SH   OTR   400 0 0
AMERICAN TOWER CORP Closed-end REIT 03027X100 11 45 SH   OTR   45 0 0
GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 11 300 SH   OTR   300 0 0
INDUSTRIAL SELECT SECT SPDR Exchange Traded Fund 81369Y704 10 100 SH   DFND   100 0 0
OTIS WORLDWIDE CORP Common / Ordinary Stock 68902V107 9 132 SH   OTR   132 0 0
VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 8 62 SH   OTR   62 0 0
HP INC Common / Ordinary Stock 40434L105 8 253 SH   OTR   253 0 0
VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 8 253 SH   DFND   0 253 0
ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 7 72 SH   OTR   72 0 0
ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 7 110 SH   OTR   110 0 0
BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH   OTR   267 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 6 461 SH   DFND   211 250 0
ZIMMER BIOMET HOLDINGS INC Common / Ordinary Stock 98956P102 6 40 SH   OTR   40 0 0
VIATRIS INC Common / Ordinary Stock 92556V106 4 303 SH   OTR   303 0 0
HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 4 253 SH   OTR   253 0 0
VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 16 SH   OTR   16 0 0
ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 8 SH   OTR   8 0 0
ISHARES SELECT DIVIDEND ETF Exchange Traded Fund 464287168 2 20 SH   OTR   20 0 0
CITIGROUP INC Common / Ordinary Stock 172967424 2 24 SH   DFND   24 0 0