SVP, Trust Operations

0000930413-20-001127.txt : 20200421 0000930413-20-001127.hdr.sgml : 20200421 20200421141851 ACCESSION NUMBER: 0000930413-20-001127 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200331 FILED AS OF DATE: 20200421 DATE AS OF CHANGE: 20200421 EFFECTIVENESS DATE: 20200421 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TIAA, FSB CENTRAL INDEX KEY: 0001711615 IRS NUMBER: 593531592 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18117 FILM NUMBER: 20804847 BUSINESS ADDRESS: STREET 1: 501 RIVERSIDE AVENUE CITY: JACKSONVILLE STATE: FL ZIP: 32202-4934 BUSINESS PHONE: 314-244-5333 MAIL ADDRESS: STREET 1: 211 NORTH BROADWAY, SUITE 1000 CITY: ST. LOUIS STATE: MO ZIP: 63102-2733 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001711615 XXXXXXXX 03-31-2020 03-31-2020 false TIAA, FSB

211 NORTH BROADWAY, SUITE 1000 ST. LOUIS MO 63102-2733

13F HOLDINGS REPORT 028-18117 N Eric Greene SVP, Trust Operations 3142445007 /s/ Eric Greene ST. LOUIS MO 04-21-2020 0 557 17347716 INFORMATION TABLE 2 infotable.xml ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 2873534 57597386 SH SOLE 56965910 631476 0 ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 1243518 19402691 SH SOLE 19265652 137039 0 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 1156103 28566910 SH SOLE 28464431 102479 0 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 984958 8100653 SH SOLE 8074891 25762 0 VANGUARD GROWTH ETF Exchange Traded Fund 922908736 698737 4459357 SH SOLE 4362541 96816 0 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 652667 19576085 SH SOLE 19200521 375564 0 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 648294 14461172 SH SOLE 14386457 74715 0 VANGUARD VALUE ETF Exchange Traded Fund 922908744 583162 6547969 SH SOLE 6400686 147283 0 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 564601 3747763 SH SOLE 3726178 21585 0 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 475115 3608927 SH SOLE 3503972 104955 0 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 374550 2421451 SH SOLE 2394066 27385 0 ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 340519 2951535 SH SOLE 2901759 49776 0 ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 327624 7589162 SH SOLE 7346987 242175 0 SPDR PORT SHRT TRM CORP BND Exchange Traded Fund 78464A474 318719 10536168 SH SOLE 10536168 0 0 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 262174 1657545 SH SOLE 1653893 3652 0 VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 250369 7462577 SH SOLE 7355263 107314 0 VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 232875 983341 SH SOLE 960067 23274 0 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 231772 2663429 SH SOLE 2637216 26213 0 ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 223353 2722815 SH SOLE 2719096 3719 0 FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 219889 6114819 SH SOLE 6112245 2574 0 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 214980 2167572 SH SOLE 2150216 17356 0 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 207083 2547462 SH SOLE 2523517 23945 0 ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 179136 693251 SH SOLE 681948 11303 0 APPLE INC Common / Ordinary Stock 037833100 147661 580679 SH SOLE 569170 11509 0 ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 145103 1025247 SH SOLE 1013096 12151 0 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 131967 1143161 SH SOLE 1118410 24751 0 VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 124787 984976 SH SOLE 976231 8745 0 MICROSOFT CORP Common / Ordinary Stock 594918104 122927 779451 SH SOLE 767782 11669 0 SPDR TRUST SERIES 1 Exchange Traded Fund 78462F103 121601 471779 SH SOLE 466166 5613 0 ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 119171 1054514 SH SOLE 1043956 10558 0 VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 114603 889017 SH SOLE 877716 11301 0 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 108076 944229 SH SOLE 918018 26211 0 VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 74701 497015 SH SOLE 493461 3554 0 AMAZON.COM INC Common / Ordinary Stock 023135106 73998 37953 SH SOLE 37621 332 0 ALERIAN MLP ETF Exchange Traded Fund 00162Q866 72869 21182779 SH SOLE 21149850 32929 0 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 71508 61541 SH SOLE 60214 1327 0 NUVEEN ESG LARGE-CAP GROWTH Exchange Traded Fund 67092P201 61949 1757418 SH SOLE 1755060 2358 0 ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 61890 430211 SH SOLE 427811 2400 0 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 60635 673503 SH SOLE 659184 14319 0 ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 59456 706049 SH SOLE 699949 6100 0 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 58752 661627 SH SOLE 654964 6663 0 ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 56963 1291377 SH SOLE 1279407 11970 0 VANGUARD LARGE-CAP ETF Exchange Traded Fund 922908637 56549 477493 SH SOLE 471409 6084 0 NUVEEN ESG LARGE-CAP VALUE E Exchange Traded Fund 67092P300 55182 2260649 SH SOLE 2258716 1933 0 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 51377 281008 SH SOLE 271918 9090 0 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 46561 355072 SH SOLE 345812 9260 0 PEPSICO INC Common / Ordinary Stock 713448108 38129 317474 SH SOLE 308764 8710 0 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 38023 345661 SH SOLE 340490 5171 0 ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 37874 755364 SH SOLE 676837 78527 0 MERCK & CO. INC. Common / Ordinary Stock 58933Y105 36330 472184 SH SOLE 464344 7840 0 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 35997 144346 SH SOLE 141740 2606 0 SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 35617 1459727 SH SOLE 1449532 10195 0 FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 33488 200768 SH SOLE 196420 4348 0 VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 32243 461606 SH SOLE 453465 8141 0 HOME DEPOT INC Common / Ordinary Stock 437076102 31941 171075 SH SOLE 167414 3661 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 31925 198146 SH SOLE 195386 2760 0 NUVEEN ESG MID-CAP VALUE ETF Exchange Traded Fund 67092P508 30820 1526097 SH SOLE 1514407 11690 0 ALPHABET INC-CL C Common / Ordinary Stock 02079K107 30733 26430 SH SOLE 25415 1015 0 ADOBE INC Common / Ordinary Stock 00724F101 30544 95977 SH SOLE 94551 1426 0 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 29919 105498 SH SOLE 102110 3388 0 ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 29516 305292 SH SOLE 300831 4461 0 ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 29099 518598 SH SOLE 502803 15795 0 ABBVIE INC Common / Ordinary Stock 00287Y109 28739 377202 SH SOLE 365747 11455 0 ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 27276 183884 SH SOLE 183134 750 0 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 26525 336145 SH SOLE 326596 9549 0 ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 26088 487989 SH SOLE 470666 17323 0 MASTERCARD INC - A Common / Ordinary Stock 57636Q104 25165 104176 SH SOLE 102762 1414 0 NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 24029 1112440 SH SOLE 1109416 3024 0 NUVEEN ESG MID-CAP GROWTH ET Exchange Traded Fund 67092P409 24011 820759 SH SOLE 816551 4208 0 PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 23428 453058 SH SOLE 442823 10235 0 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 23103 1088217 SH SOLE 1077878 10339 0 PFIZER INC Common / Ordinary Stock 717081103 21917 671469 SH SOLE 657394 14075 0 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 21779 390722 SH SOLE 384641 6081 0 AMGEN INC Common / Ordinary Stock 031162100 21639 106736 SH SOLE 104256 2480 0 VANGUARD UTILITIES ETF Exchange Traded Fund 92204A876 21281 174532 SH SOLE 174352 180 0 HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 21243 158782 SH SOLE 157358 1424 0 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 913017109 21109 223773 SH SOLE 216616 7157 0 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 21063 189878 SH SOLE 187597 2281 0 AMERICAN TOWER CORP Closed-end REIT 03027X100 20820 95612 SH SOLE 94652 960 0 ISHARES GOLD TRUST Exchange Traded Fund 464285105 20344 1349969 SH SOLE 1342743 7226 0 COCA-COLA CO/THE Common / Ordinary Stock 191216100 20145 455243 SH SOLE 447531 7712 0 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 19563 170914 SH OTR 400 170514 0 ISHARES 1-3 YEAR TREASURY BO Exchange Traded Fund 464287457 19037 219644 SH SOLE 219568 76 0 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 18811 375620 SH SOLE 369539 6081 0 ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 18544 202495 SH SOLE 198143 4352 0 ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 17743 230217 SH SOLE 229273 944 0 CHEVRON CORP Common / Ordinary Stock 166764100 16335 225439 SH SOLE 218054 7385 0 VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 16319 198579 SH SOLE 195746 2833 0 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 15981 297435 SH SOLE 297114 321 0 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 15966 420500 SH SOLE 406897 13603 0 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 15709 55095 SH SOLE 54773 322 0 INTEL CORP Common / Ordinary Stock 458140100 15687 289859 SH SOLE 284759 5100 0 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 15522 160681 SH SOLE 158589 2092 0 VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 15279 72104 SH SOLE 69828 2276 0 ALIBABA GROUP HOLDING-SP ADR American Depository Receipts ADR 01609W102 15121 77751 SH SOLE 77041 710 0 QUALCOMM INC Common / Ordinary Stock 747525103 14682 217032 SH SOLE 214764 2268 0 3M CO Common / Ordinary Stock 88579Y101 14613 107049 SH SOLE 102609 4440 0 UNION PACIFIC CORP Common / Ordinary Stock 907818108 14396 102069 SH SOLE 96687 5382 0 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 14343 420233 SH SOLE 408697 11536 0 ENTERGY CORP Common / Ordinary Stock 29364G103 14270 151852 SH SOLE 150281 1571 0 ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 14149 133109 SH SOLE 130539 2570 0 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 14002 356200 SH SOLE 354695 1505 0 ORACLE CORP Common / Ordinary Stock 68389X105 13818 285913 SH SOLE 274184 11729 0 AT&T INC Common / Ordinary Stock 00206R102 13769 472342 SH SOLE 465404 6938 0 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 13731 399401 SH SOLE 383841 15560 0 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 13664 142717 SH SOLE 141679 1038 0 LAM RESEARCH CORP Common / Ordinary Stock 512807108 13590 56624 SH SOLE 56008 616 0 MCDONALD'S CORP Common / Ordinary Stock 580135101 12313 74467 SH SOLE 72916 1551 0 LOWE'S COS INC Common / Ordinary Stock 548661107 11629 135147 SH SOLE 126794 8353 0 CITIGROUP INC Common / Ordinary Stock 172967424 11209 266113 SH SOLE 263397 2716 0 WALMART INC Common / Ordinary Stock 931142103 11161 98228 SH SOLE 93893 4335 0 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 11143 77392 SH SOLE 76531 861 0 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 11042 136529 SH SOLE 134338 2191 0 BOSTON SCIENTIFIC CORP Common / Ordinary Stock 101137107 10991 336836 SH SOLE 333245 3591 0 VANGUARD INTERMEDIATE-TERM B Exchange Traded Fund 921937819 10901 122032 SH SOLE 120142 1890 0 BROADCOM INC Common / Ordinary Stock 11135F101 10665 44980 SH SOLE 44573 407 0 SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 10435 359318 SH SOLE 348434 10884 0 NIKE INC -CL B Common / Ordinary Stock 654106103 10430 126058 SH SOLE 115675 10383 0 ANTHEM INC Common / Ordinary Stock 036752103 10329 45492 SH SOLE 44589 903 0 NVIDIA CORP Common / Ordinary Stock 67066G104 10326 39173 SH SOLE 38563 610 0 ZOETIS INC Common / Ordinary Stock 98978V103 10305 87557 SH SOLE 86564 993 0 FIDELITY NATIONAL INFO SERV Common / Ordinary Stock 31620M106 10116 83167 SH SOLE 82373 794 0 CROWN HOLDINGS INC Common / Ordinary Stock 228368106 9711 167324 SH SOLE 165650 1674 0 VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 9670 339644 SH SOLE 332391 7253 0 ROSS STORES INC Common / Ordinary Stock 778296103 9573 110075 SH SOLE 109002 1073 0 DOLLAR GENERAL CORP Common / Ordinary Stock 256677105 9407 62296 SH SOLE 61648 648 0 SERVICENOW INC Common / Ordinary Stock 81762P102 9335 32574 SH SOLE 32232 342 0 NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 9158 38062 SH SOLE 37378 684 0 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 8674 28671 SH SOLE 26874 1797 0 ELI LILLY & CO Common / Ordinary Stock 532457108 8610 62070 SH SOLE 61220 850 0 DOVER CORP Common / Ordinary Stock 260003108 8013 95466 SH SOLE 94303 1163 0 AIR PRODUCTS & CHEMICALS INC Common / Ordinary Stock 009158106 7776 38954 SH SOLE 38402 552 0 CROWN CASTLE INTL CORP Closed-end REIT 22822V101 7675 53149 SH SOLE 52732 417 0 STRYKER CORP Common / Ordinary Stock 863667101 7673 46085 SH SOLE 43727 2358 0 BOEING CO/THE Common / Ordinary Stock 097023105 7246 48584 SH SOLE 45306 3278 0 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 7157 72042 SH SOLE 67705 4337 0 INVESCO QQQ TRUST SERIES 1 Exchange Traded Fund 46090E103 7127 37430 SH SOLE 37430 0 0 ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 6946 42545 SH SOLE 40345 2200 0 VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 6746 40614 SH SOLE 40337 277 0 ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 6680 56649 SH SOLE 53969 2680 0 PROLOGIS INC Closed-end REIT 74340W103 6623 82408 SH SOLE 81558 850 0 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 6453 47209 SH SOLE 44809 2400 0 ACTIVISION BLIZZARD INC Common / Ordinary Stock 00507V109 6450 108433 SH SOLE 107548 885 0 VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 6376 61666 SH SOLE 61666 0 0 TECHNOLOGY SELECT SECT SPDR Exchange Traded Fund 81369Y803 6250 77762 SH SOLE 77345 417 0 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 6092 23174 SH SOLE 22714 460 0 ROYAL DUTCH SHELL-SPON ADR-A American Depository Receipts ADR 780259206 5994 171809 SH SOLE 170233 1576 0 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 5884 191043 SH SOLE 188568 2475 0 BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 5878 25583 SH SOLE 25476 107 0 DANAHER CORP Common / Ordinary Stock 235851102 5726 41373 SH SOLE 41266 107 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 5722 199368 SH SOLE 188104 11264 0 COCA-COLA EUROPEAN PARTNERS Common / Ordinary Stock G25839104 5574 148518 SH SOLE 147355 1163 0 BLACKSTONE GROUP INC/THE-A Common / Ordinary Stock 09260D107 5444 119471 SH SOLE 118357 1114 0 TEXAS INSTRUMENTS INC Common / Ordinary Stock 882508104 5440 54442 SH SOLE 54427 15 0 PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 5438 74530 SH SOLE 73604 926 0 EXELON CORP Common / Ordinary Stock 30161N101 5429 147486 SH SOLE 145217 2269 0 ALTRIA GROUP INC Common / Ordinary Stock 02209S103 5206 134626 SH SOLE 133911 715 0 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 5167 40408 SH SOLE 38990 1418 0 MORGAN STANLEY Common / Ordinary Stock 617446448 5037 148152 SH SOLE 146920 1232 0 COLGATE-PALMOLIVE CO Common / Ordinary Stock 194162103 4951 74612 SH SOLE 74612 0 0 TARGET CORP Common / Ordinary Stock 87612E106 4897 52677 SH SOLE 50768 1909 0 REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 4828 155738 SH SOLE 154811 927 0 S&P GLOBAL INC Common / Ordinary Stock 78409V104 4739 19338 SH SOLE 19113 225 0 XPO LOGISTICS INC Common / Ordinary Stock 983793100 4703 96473 SH SOLE 95557 916 0 EATON CORP PLC Common / Ordinary Stock G29183103 4538 58409 SH SOLE 57277 1132 0 UTILITIES SELECT SECTOR SPDR Exchange Traded Fund 81369Y886 4450 80316 SH SOLE 78899 1417 0 ISHARES S&P 500 GROWTH ETF Exchange Traded Fund 464287309 4416 26754 SH SOLE 26754 0 0 DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 4373 60578 SH SOLE 58101 2477 0 CHUBB LIMITED COM Common / Ordinary Stock H1467J104 4334 38801 SH SOLE 38490 311 0 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 4322 29600 SH SOLE 29600 0 0 STARBUCKS CORP Common / Ordinary Stock 855244109 4248 64622 SH SOLE 64622 0 0 VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 4227 49526 SH SOLE 49526 0 0 ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 4086 28748 SH SOLE 28307 441 0 GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 4082 514106 SH SOLE 510611 3495 0 AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 4062 47448 SH SOLE 45248 2200 0 CSX CORP Common / Ordinary Stock 126408103 3930 68581 SH SOLE 67374 1207 0 CONSUMER STAPLES SPDR Exchange Traded Fund 81369Y308 3845 70581 SH SOLE 66465 4116 0 GENERAL MILLS INC Common / Ordinary Stock 370334104 3738 70828 SH SOLE 69118 1710 0 CVS HEALTH CORP Common / Ordinary Stock 126650100 3623 61072 SH SOLE 57981 3091 0 ISHARES CORE S&P U.S. GROWTH Exchange Traded Fund 464287671 3606 63172 SH SOLE 63172 0 0 HEALTH CARE SELECT SECTOR Exchange Traded Fund 81369Y209 3425 38662 SH SOLE 38662 0 0 BioQ Pharma Inc Ser D Pfd Closely Held Stock CP0003063 3300 825000 SH SOLE 825000 0 0 RAYTHEON COMPANY Common / Ordinary Stock 755111507 3222 24569 SH SOLE 24359 210 0 VANGUARD CONSUMER STAPLE ETF Exchange Traded Fund 92204A207 3181 23082 SH SOLE 22931 151 0 TJX COMPANIES INC Common / Ordinary Stock 872540109 3073 64274 SH SOLE 60564 3710 0 US BANCORP Common / Ordinary Stock 902973304 3047 88447 SH SOLE 86810 1637 0 PPG INDUSTRIES INC Common / Ordinary Stock 693506107 2991 35782 SH SOLE 35602 180 0 TEXAS ST-TRANS 04 Sep 2019 4 Percent 27 Aug 2020 Local Govt Fixed Rate Note 882724PY7 2867 2835000 SH SOLE 2760000 75000 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 2728 30433 SH SOLE 28437 1996 0 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 2695 33699 SH SOLE 33481 218 0 CATERPILLAR INC Common / Ordinary Stock 149123101 2668 22992 SH SOLE 22072 920 0 GILEAD SCIENCES INC Common / Ordinary Stock 375558103 2660 35582 SH SOLE 29755 5827 0 FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 2649 127249 SH SOLE 123610 3639 0 SOUTHERN CO/THE Common / Ordinary Stock 842587107 2564 47352 SH SOLE 47352 0 0 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 2513 16678 SH OTR 1383 15295 0 SPDR MSCI ACWI EX-US Exchange Traded Fund 78463X848 2499 126716 SH SOLE 123942 2774 0 CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 2435 24829 SH SOLE 24829 0 0 SYSCO CORP Common / Ordinary Stock 871829107 2426 53160 SH SOLE 53160 0 0 ISHARES CORE GROWTH ALLOCATI Exchange Traded Fund 464289867 2419 58470 SH SOLE 58470 0 0 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 2418 61500 SH OTR 61500 0 0 TECHTARGET Common / Ordinary Stock 87874R100 2334 113231 SH SOLE 113231 0 0 PUBLIC SERVICE ENTERPRISE GP Common / Ordinary Stock 744573106 2261 50352 SH SOLE 50352 0 0 ALLSTATE CORP Common / Ordinary Stock 020002101 2153 23475 SH SOLE 23150 325 0 BAXTER INTERNATIONAL INC Common / Ordinary Stock 071813109 2047 25209 SH SOLE 25209 0 0 MAHONING CNTY 17 Sep 2019 3 Percent 16 Sep 2020 Local Govt Fixed Rate Note 560058W47 2016 2000000 SH SOLE 2000000 0 0 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 2011 15272 SH DFND 9005 6267 0 STATE STREET CORP Common / Ordinary Stock 857477103 1997 37480 SH SOLE 37035 445 0 SPDR DOW JONES REIT ETF Exchange Traded Fund 78464A607 1983 27465 SH SOLE 27465 0 0 CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 1978 25355 SH SOLE 25355 0 0 VANGUARD HIGH DVD YIELD ETF Exchange Traded Fund 921946406 1971 27863 SH SOLE 22111 5752 0 GLOBAL X FDS MLP ETF Exchange Traded Fund 37950E473 1967 624428 SH SOLE 624428 0 0 EVERSOURCE ENERGY Common / Ordinary Stock 30040W108 1913 24457 SH SOLE 24457 0 0 ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 1873 37535 SH DFND 29854 7681 0 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 1772 13515 SH OTR 13515 0 0 WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 1730 37825 SH SOLE 37180 645 0 BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 1677 49804 SH SOLE 43804 6000 0 AFLAC INC Common / Ordinary Stock 001055102 1668 48708 SH SOLE 48708 0 0 CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 1611 31959 SH SOLE 29066 2893 0 SPROTT PHYSICAL GOLD AND SIL Closed-end Fund 85208R101 1598 109285 SH SOLE 109285 0 0 PHILLIPS 66 Common / Ordinary Stock 718546104 1524 28405 SH SOLE 27698 707 0 APPLIED MATERIALS INC Common / Ordinary Stock 038222105 1505 32849 SH SOLE 32849 0 0 VANGUARD GROWTH ETF Exchange Traded Fund 922908736 1498 9562 SH DFND 6384 3178 0 CAREDX INC Common / Ordinary Stock 14167L103 1491 68321 SH OTR 68321 0 0 ISHARES RUSSELL MID-CAP ETF Exchange Traded Fund 464287499 1481 34315 SH DFND 29565 4750 0 VANGUARD FTSE ALL-WORLD EX-U Exchange Traded Fund 922042775 1480 36072 SH SOLE 36072 0 0 LOWE'S COS INC Common / Ordinary Stock 548661107 1403 16309 SH OTR 16309 0 0 ISHARES RUSSELL 1000 ETF Exchange Traded Fund 464287622 1400 9895 SH DFND 7965 1930 0 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 1383 5260 SH OTR 0 5260 0 XCEL ENERGY INC Common / Ordinary Stock 98389B100 1382 22925 SH SOLE 22925 0 0 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 1355 13666 SH OTR 616 13050 0 EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 1350 28332 SH SOLE 27232 1100 0 VANGUARD VALUE ETF Exchange Traded Fund 922908744 1340 15044 SH DFND 11272 3772 0 ISHARES CORE S&P TOTAL U.S. Exchange Traded Fund 464287150 1319 23051 SH SOLE 23051 0 0 ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 1260 8366 SH DFND 7515 851 0 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 1247 37407 SH DFND 22947 14460 0 NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 1105 18350 SH OTR 18350 0 0 FASTENAL CO Common / Ordinary Stock 311900104 1093 34990 SH SOLE 34490 500 0 AT&T INC Common / Ordinary Stock 00206R102 1080 37063 SH OTR 37063 0 0 ISHARES RUSSELL 2000 ETF Exchange Traded Fund 464287655 1060 9265 SH DFND 8871 394 0 EBAY INC Common / Ordinary Stock 278642103 1057 35147 SH SOLE 35147 0 0 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 1051 30832 SH SOLE 30832 0 0 ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 1045 4044 SH DFND 4044 0 0 MICROSOFT CORP Common / Ordinary Stock 594918104 1037 6578 SH DFND 5903 675 0 HP INC Common / Ordinary Stock 40434L105 1027 59152 SH SOLE 59152 0 0 TAIWAN SEMICONDUCTOR-SP ADR American Depository Receipts ADR 874039100 1023 21404 SH SOLE 21404 0 0 SPROTT PHYSICAL GOLD TRUST Closed-end Fund 85207H104 1013 77200 SH SOLE 77200 0 0 MICHIGAN ST FI 20 Aug 2019 4 Percent 20 Aug 2020 Local Govt Fixed Rate Note 59447TWL3 1004 1000000 SH SOLE 1000000 0 0 TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 925 29988 SH SOLE 29987 1 0 APPLE INC Common / Ordinary Stock 037833100 924 3632 SH OTR 3252 380 0 SPDR TRUST SERIES 1 Exchange Traded Fund 78462F103 913 3544 SH DFND 3544 0 0 ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 898 20100 SH SOLE 18650 1450 0 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 892 36560 SH SOLE 36560 0 0 ENBRIDGE INC Common / Ordinary Stock 29250N105 887 30477 SH SOLE 30477 0 0 DOW INC Common / Ordinary Stock 260557103 876 29942 SH SOLE 29942 0 0 VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 820 24433 SH DFND 18324 6109 0 EOG RESOURCES INC Common / Ordinary Stock 26875P101 810 22556 SH SOLE 21983 573 0 GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 804 21216 SH SOLE 21216 0 0 ALPHABET INC-CL C Common / Ordinary Stock 02079K107 802 690 SH OTR 125 565 0 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 800 4374 SH DFND 2352 2022 0 WISDOMTREE CONTINUOUS COMMOD Master Limited Partnership 97718W108 794 54947 SH SOLE 50723 4224 0 JOHNSON & JOHNSON Common / Ordinary Stock 478160104 772 5887 SH DFND 4062 1825 0 ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 766 6780 SH DFND 5900 880 0 VANGUARD INFO TECH ETF Exchange Traded Fund 92204A702 751 3542 SH DFND 1089 2453 0 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 741 6680 SH OTR 6680 0 0 VANGUARD FTSE DEVELOPED ETF Exchange Traded Fund 921943858 740 22202 SH OTR 5207 16995 0 UNION PACIFIC CORP Common / Ordinary Stock 907818108 731 5185 SH OTR 5185 0 0 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 730 6632 SH OTR 6632 0 0 MICROSOFT CORP Common / Ordinary Stock 594918104 714 4529 SH OTR 4529 0 0 DELTA AIR LINES INC Common / Ordinary Stock 247361702 708 24833 SH SOLE 24833 0 0 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 707 5816 SH DFND 5452 364 0 FREEDOM BANK OF VIRGINIA Common / Ordinary Stock 35633M102 701 120904 SH SOLE 120904 0 0 MAHONING CNTY 17 Sep 2019 3 Percent 16 Sep 2020 Local Govt Fixed Rate Note 560067CA6 680 675000 SH SOLE 675000 0 0 HALOZYME THERAPEUTICS INC Common / Ordinary Stock 40637H109 671 37307 SH SOLE 37307 0 0 FORTESCUE METALS GROUP LTD Common / Ordinary Stock Q39360104 661 108000 SH SOLE 108000 0 0 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 656 5682 SH DFND 3818 1864 0 CORNING INC Common / Ordinary Stock 219350105 650 31657 SH SOLE 31657 0 0 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 646 7176 SH DFND 5376 1800 0 NIKE INC -CL B Common / Ordinary Stock 654106103 635 7680 SH DFND 4708 2972 0 MERCK & CO. INC. Common / Ordinary Stock 58933Y105 629 8180 SH DFND 6730 1450 0 AMAZON.COM INC Common / Ordinary Stock 023135106 620 318 SH OTR 318 0 0 PROCTER & GAMBLE CO/THE Common / Ordinary Stock 742718109 617 5605 SH DFND 4055 1550 0 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 596 14724 SH DFND 10772 3952 0 SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 582 16353 SH SOLE 16353 0 0 NOVO-NORDISK A/S-SPONS ADR American Depository Receipts ADR 670100205 576 9565 SH SOLE 9565 0 0 APPLE INC Common / Ordinary Stock 037833100 569 2239 SH DFND 1992 247 0 SPROTT PHYSICAL SILVER TRUST Closed-end Fund 85207K107 567 108500 SH SOLE 108500 0 0 ISHARES RUSSELL 1000 VALUE E Exchange Traded Fund 464287598 543 5472 SH DFND 4618 854 0 ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 541 37820 SH SOLE 37820 0 0 GENERAL MILLS INC Common / Ordinary Stock 370334104 535 10145 SH OTR 10145 0 0 SIRIUS XM HOLDINGS INC Common / Ordinary Stock 82968B103 527 106645 SH SOLE 106645 0 0 VANGUARD MID-CAP ETF Exchange Traded Fund 922908629 505 3833 SH OTR 3833 0 0 ORACLE CORP Common / Ordinary Stock 68389X105 500 10347 SH DFND 9707 640 0 JPMORGAN CHASE & CO Common / Ordinary Stock 46625H100 495 5497 SH OTR 5497 0 0 PEPSICO INC Common / Ordinary Stock 713448108 487 4054 SH DFND 2529 1525 0 3M CO Common / Ordinary Stock 88579Y101 478 3498 SH DFND 3083 415 0 TRI-CONTINENTAL CORP Closed-end Fund 895436103 476 22767 SH SOLE 22767 0 0 ALPHABET INC-CL C Common / Ordinary Stock 02079K107 473 407 SH DFND 203 204 0 AMAZON.COM INC Common / Ordinary Stock 023135106 468 240 SH DFND 184 56 0 CISCO SYSTEMS INC Common / Ordinary Stock 17275R102 461 11726 SH DFND 2609 9117 0 FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 454 2720 SH OTR 445 2275 0 FATE THERAPEUTICS INC Common / Ordinary Stock 31189P102 446 20092 SH SOLE 20092 0 0 SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 445 13238 SH SOLE 13238 0 0 S&P GLOBAL INC Common / Ordinary Stock 78409V104 441 1800 SH OTR 1800 0 0 RENALYTIX AI PLC ORD GBP0.01 Common / Ordinary Stock G7489R108 439 161019 SH SOLE 161019 0 0 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 429 9563 SH DFND 4171 5392 0 LOWE'S COS INC Common / Ordinary Stock 548661107 423 4917 SH DFND 2737 2180 0 SCHWAB (CHARLES) CORP Common / Ordinary Stock 808513105 422 12545 SH OTR 1845 10700 0 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 417 2855 SH DFND 2855 0 0 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 414 5247 SH DFND 3982 1265 0 HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 410 42245 SH SOLE 42245 0 0 ISHARES COHEN & STEERS REIT Exchange Traded Fund 464287564 406 4432 SH DFND 3155 1277 0 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 396 1398 SH DFND 868 530 0 INTEL CORP Common / Ordinary Stock 458140100 393 7266 SH DFND 5266 2000 0 BERKSHIRE HATHAWAY INC-CL B Common / Ordinary Stock 084670702 390 2134 SH OTR 394 1740 0 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 387 18220 SH OTR 5240 12980 0 PFIZER INC Common / Ordinary Stock 717081103 379 11606 SH DFND 9588 2018 0 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 378 9965 SH OTR 9965 0 0 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 370 3726 SH DFND 2758 968 0 HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 369 2761 SH OTR 2761 0 0 CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 369 23896 SH SOLE 23021 875 0 VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 363 2414 SH DFND 2278 136 0 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 359 4417 SH DFND 3672 745 0 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 358 1254 SH DFND 661 593 0 STRYKER CORP Common / Ordinary Stock 863667101 357 2147 SH DFND 1262 885 0 ADOBE INC Common / Ordinary Stock 00724F101 355 1116 SH DFND 541 575 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 352 2185 SH OTR 495 1690 0 AMERESCO INC-CL A Common / Ordinary Stock 02361E108 351 20636 SH SOLE 20636 0 0 VISA INC-CLASS A SHARES Common / Ordinary Stock 92826C839 348 2159 SH DFND 1834 325 0 ISHARES MSCI EAFE SMALL-CAP Exchange Traded Fund 464288273 347 7746 SH OTR 1746 6000 0 ITERIS INC Common / Ordinary Stock 46564T107 347 108359 SH SOLE 108359 0 0 VANGUARD SMALL-CAP ETF Exchange Traded Fund 922908751 341 2950 SH OTR 2950 0 0 BioQ Pharma Inc Ser 1 Pfd Closely Held Stock CP0003303 336 210000 SH SOLE 210000 0 0 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 329 2127 SH DFND 1586 541 0 EXXON MOBIL CORP Common / Ordinary Stock 30231G102 325 8568 SH DFND 6367 2201 0 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 325 1304 SH DFND 374 930 0 AT&T INC Common / Ordinary Stock 00206R102 314 10776 SH DFND 9126 1650 0 PINTEREST INC- CLASS A Common / Ordinary Stock 72352L106 314 20315 SH OTR 3020 17295 0 GENERAL MOTORS CO Common / Ordinary Stock 37045V100 312 14998 SH OTR 2678 12320 0 UNITI GROUP INC Closed-end REIT 91325V108 312 51661 SH SOLE 51661 0 0 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 302 260 SH DFND 121 139 0 RIVERSIDE 23 Oct 2019 1.375 Percent 22 Oct 2020 Local Govt Fixed Rate Note 76914AAM4 300 300000 SH SOLE 300000 0 0 ISHARES CORE MSCI EAFE ETF Exchange Traded Fund 46432F842 296 5930 SH OTR 5930 0 0 ABBVIE INC Common / Ordinary Stock 00287Y109 292 3831 SH DFND 2831 1000 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 288 10031 SH OTR 6776 3255 0 ELI LILLY & CO Common / Ordinary Stock 532457108 284 2050 SH DFND 1150 900 0 GENERAL MOTORS CO Common / Ordinary Stock 37045V100 283 13611 SH SOLE 13611 0 0 NUVEEN AMT-FR QU MUNI INC FD Closed-end Fund 670657105 283 20874 SH SOLE 20874 0 0 ISHARES RUSSELL MID-CAP VALU Exchange Traded Fund 464287473 281 4392 SH DFND 3082 1310 0 NEXTERA ENERGY INC Common / Ordinary Stock 65339F101 281 1166 SH DFND 916 250 0 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 275 908 SH DFND 608 300 0 INTEL CORP Common / Ordinary Stock 458140100 274 5054 SH OTR 5054 0 0 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 273 7939 SH OTR 1369 6570 0 SPDR PORTFOLIO TIPS ETF Exchange Traded Fund 78464A656 267 9200 SH DFND 9200 0 0 ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 264 1780 SH DFND 1020 760 0 VANGUARD FTSE EMERGING MARKE Exchange Traded Fund 922042858 260 7746 SH OTR 7746 0 0 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 258 7573 SH DFND 3473 4100 0 INOVIO PHARMACEUTICALS INC Common / Ordinary Stock 45773H201 256 34348 SH SOLE 34348 0 0 OCCIDENTAL PETROLEUM CORP Common / Ordinary Stock 674599105 250 21549 SH SOLE 16397 5152 0 DAKTRONICS INC Common / Ordinary Stock 234264109 237 48000 SH SOLE 48000 0 0 ISHARES GOLD TRUST Exchange Traded Fund 464285105 235 15610 SH DFND 14635 975 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 234 2605 SH DFND 1880 725 0 EMPIRE STATE REALTY OP LP-ES Master Limited Partnership 292102100 232 25986 SH SOLE 25986 0 0 CITIGROUP INC Common / Ordinary Stock 172967424 231 5477 SH OTR 1192 4285 0 PROLOGIS INC Closed-end REIT 74340W103 230 2867 SH OTR 0 2867 0 ORACLE CORP Common / Ordinary Stock 68389X105 220 4550 SH OTR 2450 2100 0 SOUTHWEST AIRLINES CO Common / Ordinary Stock 844741108 219 6145 SH OTR 915 5230 0 NUVEEN MUNI VALUE FD Closed-end Fund 670928100 219 22401 SH SOLE 22401 0 0 HOME DEPOT INC Common / Ordinary Stock 437076102 216 1159 SH DFND 1159 0 0 ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 216 1325 SH DFND 675 650 0 FORD MOTOR CO Common / Ordinary Stock 345370860 214 44233 SH SOLE 44233 0 0 HUNTINGTON BANCSHARES INC Common / Ordinary Stock 446150104 212 25873 SH SOLE 25873 0 0 CHEVRON CORP Common / Ordinary Stock 166764100 212 2921 SH OTR 2921 0 0 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 207 2146 SH OTR 2146 0 0 REAL ESTATE SELECT SECT SPDR Exchange Traded Fund 81369Y860 204 6595 SH DFND 5025 1570 0 VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 197 2816 SH DFND 2680 136 0 ISHARES MSCI EMERGING MARKET Exchange Traded Fund 464287234 195 5720 SH OTR 0 5720 0 ISHARES CORE U.S. AGGREGATE Exchange Traded Fund 464287226 195 1691 SH DFND 140 1551 0 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 192 1213 SH DFND 886 327 0 TJX COMPANIES INC Common / Ordinary Stock 872540109 191 4000 SH DFND 4000 0 0 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 190 1483 SH DFND 1483 0 0 NATIONAL OILWELL VARCO INC Common / Ordinary Stock 637071101 190 19285 SH OTR 2850 16435 0 NORTHROP GRUMMAN CORP Common / Ordinary Stock 666807102 184 607 SH OTR 607 0 0 MCDONALD'S CORP Common / Ordinary Stock 580135101 177 1070 SH DFND 120 950 0 TARGET CORP Common / Ordinary Stock 87612E106 176 1894 SH DFND 1194 700 0 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 175 3254 SH OTR 3254 0 0 KIMBERLY-CLARK CORP Common / Ordinary Stock 494368103 171 1336 SH OTR 1336 0 0 ENTERPRISE PRODUCTS PARTNERS Master Limited Partnership 293792107 169 11792 SH OTR 11792 0 0 SCHWAB INTL SMALL-CAP EQUITY Exchange Traded Fund 808524888 164 6715 SH DFND 5000 1715 0 CHEVRON CORP Common / Ordinary Stock 166764100 163 2254 SH DFND 2254 0 0 ISHARES RUSSELL 3000 ETF Exchange Traded Fund 464287689 162 1093 SH OTR 1093 0 0 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 913017109 159 1688 SH DFND 1278 410 0 VERIZON COMMUNICATIONS INC Common / Ordinary Stock 92343V104 155 2877 SH DFND 2877 0 0 ILLINOIS TOOL WORKS Common / Ordinary Stock 452308109 151 1063 SH DFND 913 150 0 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 147 1534 SH DFND 1334 200 0 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 146 2625 SH OTR 2625 0 0 BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 141 614 SH DFND 514 100 0 COMCAST CORP-CLASS A Common / Ordinary Stock 20030N101 139 4054 SH DFND 854 3200 0 CSX CORP Common / Ordinary Stock 126408103 138 2400 SH DFND 2400 0 0 VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 137 1080 SH DFND 826 254 0 ISHARES RUSSELL 2000 VALUE E Exchange Traded Fund 464287630 136 1655 SH DFND 1510 145 0 THERMO FISHER SCIENTIFIC INC Common / Ordinary Stock 883556102 135 475 SH OTR 475 0 0 SPDR S&P MIDCAP 400 ETF TRST Exchange Traded Fund 78467Y107 131 500 SH DFND 500 0 0 CAREDX INC Common / Ordinary Stock 14167L103 131 6000 SH SOLE 6000 0 0 WALGREENS BOOTS ALLIANCE INC Common / Ordinary Stock 931427108 130 2850 SH DFND 1150 1700 0 FACEBOOK INC-CLASS A Common / Ordinary Stock 30303M102 130 779 SH DFND 779 0 0 WELLS FARGO & CO Common / Ordinary Stock 949746101 126 4406 SH DFND 2006 2400 0 RAYTHEON COMPANY Common / Ordinary Stock 755111507 125 951 SH OTR 951 0 0 ABBVIE INC Common / Ordinary Stock 00287Y109 116 1521 SH OTR 1521 0 0 GENERAL MILLS INC Common / Ordinary Stock 370334104 113 2132 SH DFND 2132 0 0 WALMART INC Common / Ordinary Stock 931142103 112 985 SH DFND 840 145 0 VANGUARD MID-CAP VALUE ETF Exchange Traded Fund 922908512 111 1368 SH OTR 1368 0 0 AMGEN INC Common / Ordinary Stock 031162100 111 548 SH DFND 258 290 0 ABBOTT LABORATORIES Common / Ordinary Stock 002824100 110 1400 SH OTR 1400 0 0 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 106 1324 SH OTR 1324 0 0 AMERICAN TOWER CORP Closed-end REIT 03027X100 106 486 SH DFND 486 0 0 BOEING CO/THE Common / Ordinary Stock 097023105 105 706 SH DFND 6 700 0 DOVER CORP Common / Ordinary Stock 260003108 104 1235 SH DFND 1235 0 0 VANGUARD UTILITIES ETF Exchange Traded Fund 92204A876 103 843 SH DFND 843 0 0 ISHARES NATIONAL MUNI BOND E Exchange Traded Fund 464288414 103 908 SH OTR 908 0 0 AMGEN INC Common / Ordinary Stock 031162100 101 500 SH OTR 500 0 0 ISHARES CORE S&P MIDCAP ETF Exchange Traded Fund 464287507 101 701 SH DFND 200 501 0 EMERSON ELECTRIC CO Common / Ordinary Stock 291011104 100 2100 SH DFND 0 2100 0 ZOETIS INC Common / Ordinary Stock 98978V103 100 850 SH DFND 850 0 0 VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 99 1420 SH OTR 1420 0 0 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 98 1950 SH OTR 1950 0 0 BOEING CO/THE Common / Ordinary Stock 097023105 96 644 SH OTR 644 0 0 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 96 700 SH DFND 500 200 0 PEPSICO INC Common / Ordinary Stock 713448108 94 785 SH OTR 785 0 0 ACCENTURE PLC-CL A Common / Ordinary Stock G1151C101 93 570 SH OTR 570 0 0 COCA-COLA CO/THE Common / Ordinary Stock 191216100 91 2066 SH DFND 2066 0 0 STATE STREET CORP Common / Ordinary Stock 857477103 91 1711 SH DFND 1711 0 0 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 88 1083 SH DFND 433 650 0 ANALOG DEVICES INC Common / Ordinary Stock 032654105 87 967 SH OTR 967 0 0 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 86 600 SH OTR 600 0 0 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 86 2796 SH OTR 2796 0 0 COSTCO WHOLESALE CORP Common / Ordinary Stock 22160K105 86 300 SH OTR 300 0 0 WALT DISNEY CO/THE Common / Ordinary Stock 254687106 85 879 SH DFND 683 196 0 ROYAL DUTCH SHELL-SPON ADR-A American Depository Receipts ADR 780259206 84 2417 SH DFND 1367 1050 0 VANGUARD DIVIDEND APPREC ETF Exchange Traded Fund 921908844 83 800 SH OTR 800 0 0 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 81 936 SH DFND 141 795 0 HOME DEPOT INC Common / Ordinary Stock 437076102 80 430 SH OTR 430 0 0 PFIZER INC Common / Ordinary Stock 717081103 80 2456 SH OTR 2456 0 0 3M CO Common / Ordinary Stock 88579Y101 79 581 SH OTR 581 0 0 SYSCO CORP Common / Ordinary Stock 871829107 79 1733 SH DFND 933 800 0 ISHARES JP MORGAN USD EMERGI Exchange Traded Fund 464288281 78 803 SH DFND 320 483 0 INTL BUSINESS MACHINES CORP Common / Ordinary Stock 459200101 76 689 SH DFND 531 158 0 NUVEEN ESG SMALL-CAP ETF Exchange Traded Fund 67092P607 75 3460 SH DFND 3460 0 0 UNION PACIFIC CORP Common / Ordinary Stock 907818108 73 517 SH DFND 317 200 0 PHILLIPS 66 Common / Ordinary Stock 718546104 72 1350 SH OTR 1350 0 0 CROWN CASTLE INTL CORP Closed-end REIT 22822V101 72 500 SH OTR 0 500 0 TARGET CORP Common / Ordinary Stock 87612E106 69 743 SH OTR 743 0 0 AUTOMATIC DATA PROCESSING Common / Ordinary Stock 053015103 68 500 SH OTR 500 0 0 ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 68 1263 SH OTR 1263 0 0 RAYTHEON TECHNOLOGIES CORP Common / Ordinary Stock 913017109 67 715 SH OTR 715 0 0 PPG INDUSTRIES INC Common / Ordinary Stock 693506107 67 800 SH OTR 800 0 0 ISHARES RUSSELL TOP 200 GROW Exchange Traded Fund 464289438 66 786 SH DFND 0 786 0 MCDONALD'S CORP Common / Ordinary Stock 580135101 66 400 SH OTR 400 0 0 VANGUARD TOTAL STOCK MKT ETF Exchange Traded Fund 922908769 64 500 SH OTR 500 0 0 GENERAL ELECTRIC CO Common / Ordinary Stock 369604103 63 7932 SH OTR 7932 0 0 US BANCORP Common / Ordinary Stock 902973304 63 1825 SH OTR 1825 0 0 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 63 708 SH DFND 608 100 0 CATERPILLAR INC Common / Ordinary Stock 149123101 61 525 SH DFND 525 0 0 CVS HEALTH CORP Common / Ordinary Stock 126650100 61 1024 SH DFND 1024 0 0 MERCK & CO. INC. Common / Ordinary Stock 58933Y105 59 765 SH OTR 765 0 0 ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 58 1155 SH OTR 1155 0 0 DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 58 800 SH DFND 800 0 0 ISHARES RUSSELL TOP 200 VALU Exchange Traded Fund 464289420 56 1277 SH DFND 0 1277 0 DUKE ENERGY CORP Common / Ordinary Stock 26441C204 55 674 SH OTR 674 0 0 MONDELEZ INTERNATIONAL INC-A Common / Ordinary Stock 609207105 54 1086 SH DFND 1086 0 0 MASTERCARD INC - A Common / Ordinary Stock 57636Q104 54 225 SH OTR 225 0 0 BECTON DICKINSON AND CO Common / Ordinary Stock 075887109 54 235 SH OTR 235 0 0 SALESFORCE.COM INC Common / Ordinary Stock 79466L302 53 370 SH DFND 200 170 0 DANAHER CORP Common / Ordinary Stock 235851102 51 371 SH OTR 371 0 0 ISHARES RUSSELL MID-CAP GROW Exchange Traded Fund 464287481 51 421 SH OTR 421 0 0 BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 51 1509 SH DFND 1509 0 0 ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 50 422 SH DFND 172 250 0 VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 48 586 SH DFND 0 586 0 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 48 1398 SH OTR 1398 0 0 FLEXSHARES QUALITY DIVIDEND Exchange Traded Fund 33939L860 47 1309 SH DFND 1309 0 0 EOG RESOURCES INC Common / Ordinary Stock 26875P101 46 1274 SH DFND 1274 0 0 ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 45 1000 SH OTR 1000 0 0 NVIDIA CORP Common / Ordinary Stock 67066G104 44 168 SH DFND 68 100 0 CONOCOPHILLIPS Common / Ordinary Stock 20825C104 44 1430 SH DFND 1430 0 0 VANGUARD SHORT-TERM BOND ETF Exchange Traded Fund 921937827 44 532 SH OTR 532 0 0 STRYKER CORP Common / Ordinary Stock 863667101 42 250 SH OTR 250 0 0 ENBRIDGE INC Common / Ordinary Stock 29250N105 41 1426 SH DFND 492 934 0 DOW INC Common / Ordinary Stock 260557103 41 1398 SH OTR 1398 0 0 ISHARES CORE S&P SMALL-CAP E Exchange Traded Fund 464287804 40 712 SH DFND 0 712 0 PIMCO 1-5 YEAR US TIPS INDEX Exchange Traded Fund 72201R205 39 759 SH DFND 195 564 0 AMERICAN EXPRESS CO Common / Ordinary Stock 025816109 39 450 SH DFND 450 0 0 GILEAD SCIENCES INC Common / Ordinary Stock 375558103 37 500 SH OTR 500 0 0 NORFOLK SOUTHERN CORP Common / Ordinary Stock 655844108 37 250 SH OTR 250 0 0 VANGUARD RUSSELL 1000 GROWTH Exchange Traded Fund 92206C680 36 230 SH OTR 230 0 0 ISHARES MSCI EAFE ETF Exchange Traded Fund 464287465 35 650 SH DFND 650 0 0 BANK OF NEW YORK MELLON CORP Common / Ordinary Stock 064058100 34 1000 SH OTR 1000 0 0 ASTRAZENECA PLC-SPONS ADR American Depository Receipts ADR 046353108 34 752 SH DFND 752 0 0 ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 32 415 SH DFND 415 0 0 VANGUARD GROWTH ETF Exchange Traded Fund 922908736 32 202 SH OTR 202 0 0 ALPHABET INC-CL A Common / Ordinary Stock 02079K305 31 27 SH OTR 27 0 0 CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 31 610 SH DFND 260 350 0 CAPITAL ONE FINANCIAL CORP Common / Ordinary Stock 14040H105 30 600 SH OTR 600 0 0 TRAVELERS COS INC/THE Common / Ordinary Stock 89417E109 30 300 SH OTR 300 0 0 UNITEDHEALTH GROUP INC Common / Ordinary Stock 91324P102 29 115 SH OTR 115 0 0 SOUTHERN CO/THE Common / Ordinary Stock 842587107 29 529 SH OTR 529 0 0 QUALCOMM INC Common / Ordinary Stock 747525103 28 420 SH DFND 170 250 0 XCEL ENERGY INC Common / Ordinary Stock 98389B100 28 468 SH OTR 468 0 0 CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 27 350 SH OTR 350 0 0 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 26 1058 SH DFND 1058 0 0 MASTERCARD INC - A Common / Ordinary Stock 57636Q104 25 104 SH DFND 19 85 0 FINANCIAL SELECT SECTOR SPDR Exchange Traded Fund 81369Y605 25 1200 SH DFND 0 1200 0 AMERICAN ELECTRIC POWER Common / Ordinary Stock 025537101 24 300 SH DFND 300 0 0 CITIGROUP INC Common / Ordinary Stock 172967424 23 549 SH DFND 549 0 0 VANGUARD VALUE ETF Exchange Traded Fund 922908744 23 253 SH OTR 253 0 0 HONEYWELL INTERNATIONAL INC Common / Ordinary Stock 438516106 22 162 SH DFND 22 140 0 DOMINION RESOURCES INC/VA Common / Ordinary Stock 25746U109 22 300 SH OTR 300 0 0 CONSOLIDATED EDISON INC Common / Ordinary Stock 209115104 20 260 SH DFND 260 0 0 PHILLIPS 66 Common / Ordinary Stock 718546104 20 367 SH DFND 250 117 0 EXELON CORP Common / Ordinary Stock 30161N101 20 531 SH OTR 531 0 0 PAYPAL HOLDINGS INC Common / Ordinary Stock 70450Y103 19 200 SH OTR 200 0 0 CONSUMER DISCRETIONARY SELT Exchange Traded Fund 81369Y407 19 193 SH DFND 193 0 0 ENTERGY CORP Common / Ordinary Stock 29364G103 19 200 SH OTR 200 0 0 BRISTOL-MYERS SQUIBB CO Common / Ordinary Stock 110122108 18 329 SH DFND 329 0 0 GILEAD SCIENCES INC Common / Ordinary Stock 375558103 18 243 SH DFND 243 0 0 VANGUARD S&P 500 ETF Exchange Traded Fund 922908363 18 75 SH DFND 75 0 0 VANGUARD RUSSELL 1000 VALUE Exchange Traded Fund 92206C714 17 200 SH OTR 200 0 0 US BANCORP Common / Ordinary Stock 902973304 17 500 SH DFND 500 0 0 ISHARES SHORT-TERM NATIONAL Exchange Traded Fund 464288158 17 160 SH DFND 160 0 0 ISHARES CORE MSCI EMERGING Exchange Traded Fund 46434G103 15 378 SH OTR 378 0 0 ANTHEM INC Common / Ordinary Stock 036752103 15 65 SH DFND 65 0 0 PHILIP MORRIS INTERNATIONAL Common / Ordinary Stock 718172109 15 200 SH DFND 200 0 0 ENBRIDGE INC Common / Ordinary Stock 29250N105 14 492 SH OTR 492 0 0 BANK OF AMERICA CORP Common / Ordinary Stock 060505104 14 664 SH DFND 0 664 0 VANGUARD HEALTH CARE ETF Exchange Traded Fund 92204A504 13 80 SH DFND 0 80 0 NATIONAL OILWELL VARCO INC Common / Ordinary Stock 637071101 12 1215 SH SOLE 1215 0 0 CVS HEALTH CORP Common / Ordinary Stock 126650100 12 200 SH OTR 200 0 0 GLAXOSMITHKLINE PLC-SPON ADR American Depository Receipts ADR 37733W105 11 300 SH OTR 300 0 0 MORGAN STANLEY Common / Ordinary Stock 617446448 11 325 SH DFND 325 0 0 CENTERPOINT ENERGY INC Common / Ordinary Stock 15189T107 9 600 SH OTR 600 0 0 DUPONT DE NEMOURS INC Common / Ordinary Stock 26614N102 9 256 SH DFND 256 0 0 RAYTHEON COMPANY Common / Ordinary Stock 755111507 9 65 SH DFND 65 0 0 ISHARES 0-5 YR INV GRD CORP Exchange Traded Fund 46434V100 8 156 SH DFND 0 156 0 DOW INC Common / Ordinary Stock 260557103 7 256 SH DFND 256 0 0 FORD MOTOR CO Common / Ordinary Stock 345370860 7 1501 SH OTR 1501 0 0 VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 7 253 SH DFND 0 253 0 BP PLC-SPONS ADR American Depository Receipts ADR 055622104 7 267 SH OTR 267 0 0 OCCIDENTAL PETROLEUM CORP Common / Ordinary Stock 674599105 6 480 SH OTR 480 0 0 ISHARES IBOXX HIGH YLD CORP Exchange Traded Fund 464288513 5 59 SH OTR 59 0 0 HP INC Common / Ordinary Stock 40434L105 4 253 SH OTR 253 0 0 VANGUARD TOTAL BOND MARKET Exchange Traded Fund 921937835 4 45 SH OTR 45 0 0 VANGUARD SMALL-CAP VALUE ETF Exchange Traded Fund 922908611 3 30 SH OTR 30 0 0 HEWLETT PACKARD ENTERPRISE Common / Ordinary Stock 42824C109 2 253 SH OTR 253 0 0 ISHARES RUSSELL 2000 GROWTH Exchange Traded Fund 464287648 2 13 SH OTR 13 0 0 VANGUARD MID-CAP GROWTH ETF Exchange Traded Fund 922908538 2 12 SH OTR 12 0 0 VANGUARD SMALL-CAP GRWTH ETF Exchange Traded Fund 922908595 1 9 SH OTR 9 0 0 TRUIST FINANCIAL CORP Common / Ordinary Stock 89832Q109 1 29 SH DFND 29 0 0 ISHARES TIPS BOND ETF Exchange Traded Fund 464287176 1 6 SH OTR 6 0 0 VANECK JPM EM LOCAL CCY BOND Exchange Traded Fund 92189H300 1 20 SH OTR 20 0 0