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LOANS RECEIVABLE AND REVENUE - Delinquent and Non-Accrual Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Financing Receivable, Past Due [Line Items]          
Total loans receivable $ 1,254,401   $ 1,254,401   $ 1,254,395
Gross interest income 167,863 $ 186,409 504,247 $ 737,547  
Interest and fees revenue          
Financing Receivable, Past Due [Line Items]          
Gross interest income 143,493 $ 155,940 429,563 $ 659,725  
Consumer Portfolio Segment          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 1,254,401   1,254,401   1,254,395
Consumer Portfolio Segment | 31-60 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable $ 30,844   $ 30,844   30,883
Percentage of total loan receivables, past due 2.50%   2.50%    
Consumer Portfolio Segment | 61-90 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable $ 21,019   $ 21,019   22,021
Percentage of total loan receivables, past due 1.70%   1.70%    
Consumer Portfolio Segment | 91 + days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable $ 55,229   $ 55,229   42,914
Percentage of total loan receivables, past due 4.40%   4.40%    
Consumer Portfolio Segment | Total delinquent          
Financing Receivable, Past Due [Line Items]          
Total loans receivable $ 107,092   $ 107,092   95,818
91 or more days delinquent and accruing 5,804   5,804    
Total non-accruing $ 53,767   $ 53,767    
Percentage of total loan receivables, past due 8.50%   8.50%    
Percentage of total loan receivable, 90 days of more delinquent and accruing 0.50%   0.50%    
Percentage of total loan receivables, non accruing 4.30%   4.30%    
Consumer Portfolio Segment | Total delinquent | Interest and fees revenue          
Financing Receivable, Past Due [Line Items]          
Gross interest income $ 1,000   $ 4,700    
Consumer Portfolio Segment | Revolving LOC          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 469,041   469,041   451,077
Total non-accruing         4,500
Consumer Portfolio Segment | Revolving LOC | 31-60 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 10,572   10,572   9,403
Consumer Portfolio Segment | Revolving LOC | 61-90 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 8,705   8,705   7,878
Consumer Portfolio Segment | Revolving LOC | 91 + days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 20,922   20,922   1,190
Consumer Portfolio Segment | Revolving LOC | Total delinquent          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 40,199   40,199   18,471
91 or more days delinquent and accruing 4,398   4,398    
Total non-accruing 18,001   18,001    
Consumer Portfolio Segment | Installment          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 785,360   785,360   803,318
Total non-accruing         54,600
Consumer Portfolio Segment | Installment | 31-60 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 20,272   20,272   21,480
Consumer Portfolio Segment | Installment | 61-90 days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 12,314   12,314   14,143
Consumer Portfolio Segment | Installment | 91 + days past-due          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 34,307   34,307   41,724
Consumer Portfolio Segment | Installment | Total delinquent          
Financing Receivable, Past Due [Line Items]          
Total loans receivable 66,893   66,893   $ 77,347
91 or more days delinquent and accruing 1,406   1,406    
Total non-accruing $ 35,766   $ 35,766