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CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Restricted cash $ 53,818 $ 59,645
Gross loans receivable 1,254,401 1,254,395
Allowance for credit losses 199,739 81,185
Prepaid expenses and other 61,441 51,081
Deferred tax assets 14,194 18,138
Accounts payable and accrued liabilities 62,992 45,595
Deferred revenue $ 2,358 $ 3,467
Preferred stock, par value (in usd per share) $ 0.001 $ 0.001
Preferred stock, authorized (in shares) 25,000,000 25,000,000
Preferred stock, issued (in shares) 0 0
Common stock, par value (in usd per share) $ 0.001 $ 0.001
Common stock, authorized (in shares) 225,000,000 225,000,000
Common stock, issued (in shares) 50,998,655 50,216,165
Common stock, outstanding (in shares) 41,300,542 40,518,052
Treasury stock (in shares) 9,698,113 9,698,113
Variable Interest Entity    
Restricted cash $ 24,613 $ 20,177
Gross loans receivable 1,165,529 1,130,837
Allowance for credit losses 185,669 67,609
Prepaid expenses and other 16 5,069
Deferred tax assets 99 3,735
Accounts payable and accrued liabilities 3,006 6,704
Deferred revenue 14 31
Accrued interest 8,284 7,023
Capitalized financing costs 897,720 11,979
Debt $ 878,103 $ 13,428