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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Income Statement [Abstract]        
Revenue $ 209,280 $ 182,003 $ 593,524 $ 645,318
Provision for losses 70,718 54,750 152,028 218,979
Net revenue 138,562 127,253 441,496 426,339
Cost of providing services        
Salaries and benefits 26,544 24,246 77,515 74,976
Occupancy and office 20,762 18,936 56,811 55,469
Other costs of providing services 7,635 6,076 21,759 23,732
Advertising 9,697 14,425 24,824 32,394
Total cost of providing services 64,638 63,683 180,909 186,571
Gross margin 73,924 63,570 260,587 239,768
Operating expense (income)        
Corporate, district and other expenses 61,745 36,658 170,206 116,246
Interest expense 25,805 18,383 68,784 54,018
Loss (income) from equity method investment 1,582 (3,530) (676) (2,653)
Gain from equity method investment 0 0 (135,387) 0
Total operating expense 89,132 51,511 102,927 167,611
Other expense        
Loss on extinguishment of debt 40,206 0 40,206 0
Total other expense 40,206 0 40,206 0
(Loss) income from continuing operations before income taxes (55,414) 12,059 117,454 72,157
(Benefit) provision for income taxes (13,375) (822) 29,241 2,183
Net (loss) income from continuing operations (42,039) 12,881 88,213 69,974
Income from discontinued operations, before income tax 0 0 0 1,714
Income tax expense related to disposition 0 0 0 429
Net income from discontinued operations 0 0 0 1,285
Net (loss) income $ (42,039) $ 12,881 $ 88,213 $ 71,259
Basic (loss) earnings per share:        
Continuing operations (in usd per share) $ (1.02) $ 0.32 $ 2.13 $ 1.71
Discontinued operations (in usd per share) 0 0 0 0.03
Basic (loss) earnings per share (in usd per share) (1.02) 0.32 2.13 1.74
Diluted (loss) earnings per share:        
Continuing operations (in usd per share) (1.02) 0.31 2.03 1.68
Discontinued operations (in usd per share) 0 0 0 0.03
Diluted (loss) earnings per share (in usd per share) $ (1.02) $ 0.31 $ 2.03 $ 1.71
Weighted average common shares outstanding:        
Basic (in shares) 41,220 40,885 41,459 40,838
Diluted (in shares) 41,220 41,775 43,422 41,660