CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 205,785	$ 213,343
Restricted cash (includes restricted cash of consolidated VIEs of $42,214 and $31,994 as of September 30, 2021 and December 31, 2020, respectively)	66,168	54,765
Gross loans receivable (includes loans of consolidated VIEs of $700,834 and $360,431 as of September 30, 2021 and December 31, 2020, respectively)	882,356	553,722
Less: Allowance for loan losses (includes allowance for loan losses of consolidated VIEs of $51,642 and $54,129 as of September 30, 2021 and December 31, 2020, respectively)	(72,543)	(86,162)
Loans receivable, net	809,813	467,560
Income taxes receivable	23,806	32,062
Prepaid expenses and other (includes prepaid expenses and other of consolidated VIEs of $0 and $388 as of September 30, 2021 and December 31, 2020, respectively)	31,558	27,994
Property and equipment, net	48,001	59,749
Investments in Katapult	14,919	27,370
Right of use asset - operating leases	102,296	115,032
Deferred tax assets	7,850	0
Goodwill	175,973	136,091
Intangibles, net	96,524	40,425
Other assets	9,430	8,595
Total Assets	1,592,123	1,182,986
Liabilities
Accounts payable and accrued liabilities (includes accounts payable and accrued liabilities of consolidated VIEs of $6,840 and $34,055 as of September 30, 2021 and December 31, 2020, respectively)	75,701	49,624
Deferred revenue	15,243	5,394
Lease liability - operating leases	108,655	122,648
Contingent consideration related to acquisition	24,129	0
Accrued interest (includes accrued interest of consolidated VIEs of $1,418 and $1,147 as of September 30, 2021 and December 31, 2020, respectively)	11,106	20,123
Liability for losses on CSO lender-owned consumer loans	7,007	7,228
Debt (includes debt and issuance costs of consolidated VIEs of $407,214 and $9,749 as of September 30, 2021 and $147,427 and $7,766 as of December 31, 2020, respectively)	1,131,998	819,661
Other long-term liabilities	16,185	15,382
Deferred tax liabilities	4,616	11,021
Total Liabilities	1,394,640	1,051,081
Commitments and contingencies
Stockholders' Equity
Preferred stock - $0.001 par value, 25,000,000 shares authorized; no shares were issued	0	0
Common stock - $0.001 par value; 225,000,000 shares authorized; 47,961,467 and 47,525,807 shares issued; and 40,737,111 and 41,370,504 shares outstanding at the respective period ends	9	9
Treasury stock, at cost - 7,224,356 and 6,155,303 shares at the respective period ends	(95,544)	(77,852)
Paid-in capital	88,408	79,812
Retained earnings	236,784	160,068
Accumulated other comprehensive loss	(32,174)	(30,132)
Total Stockholders' Equity	197,483	131,905
Total Liabilities and Stockholders' Equity	$ 1,592,123	$ 1,182,986