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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Cash flows from operating activities    
Net income from continuing operations $ 130,252 $ 57,093
Adjustments to reconcile net income to net cash provided by continuing operating activities:    
Depreciation and amortization 12,400 8,954
Provision for loan losses 81,310 164,229
Amortization of debt issuance costs and bond discount 2,954 1,600
Deferred income tax (benefit) expense (3,481) 9,861
Loss on disposal of property and equipment 4,322 116
(Income) loss from equity method investment (2,258) 877
Gain from equity method investment (135,387) 0
Share-based compensation 6,150 6,504
Changes in operating assets and liabilities:    
Accrued interest on loans receivable 30,527 28,654
Prepaid expenses and other assets (2,320) 3,286
Accounts payable and accrued liabilities 4,303 965
Deferred revenue 4,999 (5,040)
Income taxes receivable 29,910 (7,413)
Accrued interest 271 200
Other long-term liabilities (1,057) 914
Net cash provided by continuing operating activities 162,895 270,800
Net cash provided by discontinued operating activities 0 1,714
Net cash provided by operating activities [1] 162,895 272,514
Cash flows from investing activities    
Purchase of property and equipment (7,169) (4,724)
Loans receivable originated or acquired (563,327) (648,044)
Loans receivable repaid 421,123 616,223
Proceeds from Investment in Katapult 146,878 0
Net cash used in continuing investing activities [1] (93,698) (50,963)
Cash flows from financing activities    
Debt issuance costs paid 0 (3,531)
Proceeds from exercise of stock options 239 126
Payments to net share settle restricted stock units vesting (1,711) (638)
Repurchase of common stock (1,251) (5,908)
Dividends paid to stockholders (6,950) (4,500)
Net cash used in continuing financing activities [1] 8,088 2,123
Effect of exchange rate changes on cash, cash equivalents and restricted cash 273 (1,079)
Net increase in cash, cash equivalents and restricted cash 77,558 222,595
Cash, cash equivalents and restricted cash at beginning of period 268,108 110,021
Cash, cash equivalents and restricted cash at end of period 345,666 332,616
Supplemental Cash Flow Elements [Abstract]    
Cash and cash equivalents 276,367 269,342
Restricted cash 69,299 63,274
Total cash, cash equivalents and restricted cash used in the Statement of Cash Flows 345,666 332,616
Revolving Credit Facility | Non-Recourse Canada SPV And SPE Facilities | Line of Credit    
Cash flows from financing activities    
Proceeds from credit facilities 26,990 58,386
Payments on credit facilities (9,229) (41,812)
Revolving Credit Facility | Senior Revolver | Line of Credit    
Cash flows from financing activities    
Proceeds from credit facilities 20,934 69,778
Payments on credit facilities (20,934) (69,778)
Ad Astra    
Cash flows from investing activities    
Acquisition, net of cash received 0 (14,418)
Flexiti    
Cash flows from investing activities    
Acquisition, net of cash received $ (91,203) $ 0
[1] (1) Investing activities and Financing activities were not impacted by discontinued operations