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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Income Statement [Abstract]        
Revenue $ 187,693 $ 182,509 $ 384,244 $ 463,315
Provision for loan losses 45,165 50,693 81,310 164,229
Net revenue 142,528 131,816 302,934 299,086
Cost of providing services        
Salaries and benefits 26,056 24,723 50,971 50,730
Occupancy and office 17,745 16,843 36,049 36,533
Other costs of providing services 7,033 8,001 14,124 17,656
Advertising 7,043 5,750 15,127 17,969
Total cost of providing services 57,877 55,317 116,271 122,888
Gross margin 84,651 76,499 186,663 176,198
Operating expense (income)        
Corporate, district and other expenses 59,621 36,781 108,461 79,588
Interest expense 23,440 18,311 42,979 35,635
(Income) loss from equity method investment (1,712) (741) (2,258) 877
Gain from equity method investment (135,387) 0 (135,387) 0
Total operating (income) expense (54,038) 54,351 13,795 116,100
Income from continuing operations before income taxes 138,689 22,148 172,868 60,098
Provision for income taxes 34,172 1,068 42,616 3,005
Net income from continuing operations 104,517 21,080 130,252 57,093
Net income from discontinued operations, before income tax 0 1,324 0 1,714
Income tax expense related to disposition 0 331 0 429
Net income from discontinued operations 0 993 0 1,285
Net income $ 104,517 $ 22,073 $ 130,252 $ 58,378
Basic earnings per share:        
Continuing operations (in usd per share) $ 2.51 $ 0.52 $ 3.13 $ 1.40
Discontinued operations (in usd per share) 0 0.02 0 0.03
Basic earnings per share (in usd per share) 2.51 0.54 3.13 1.43
Diluted earnings per share:        
Continuing operations (in usd per share) 2.39 0.51 2.99 1.37
Discontinued operations (in usd per share) 0 0.02 0 0.03
Diluted earnings per share (in usd per share) $ 2.39 $ 0.53 $ 2.99 $ 1.40
Weighted average common shares outstanding:        
Basic (in shares) 41,655 40,810 41,580 40,814
Diluted (in shares) 43,672 41,545 43,556 41,686