CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 276,367	$ 213,343
Restricted cash (includes restricted cash of consolidated VIEs of $43,553 and $31,994 as of June 30, 2021 and December 31, 2020, respectively)	69,299	54,765
Gross loans receivable (includes loans of consolidated VIEs of $592,283 and $360,431 as of June 30, 2021 and December 31, 2020, respectively)	769,228	553,722
Less: allowance for loan losses (includes allowance for losses of consolidated VIEs of $44,605 and $54,129 as of June 30, 2021 and December 31, 2020, respectively)	(67,861)	(86,162)
Loans receivable, net	701,367	467,560
Income taxes receivable	2,175	32,062
Prepaid expenses and other (includes prepaid expenses and other of consolidated VIEs of $0 and $388 as of June 30, 2021 and December 31, 2020, respectively)	31,209	27,994
Property and equipment, net	51,170	59,749
Investments in Katapult	16,501	27,370
Right of use asset - operating leases	106,698	115,032
Deferred tax assets	6,264	0
Goodwill and intangibles, net	274,119	176,516
Other assets	9,296	8,595
Total Assets	1,544,465	1,182,986
Liabilities
Accounts payable and accrued liabilities (includes accounts payable and accrued liabilities of consolidated VIEs of $6,078 and $34,055 as of June 30, 2021 and December 31, 2020, respectively)	64,406	49,624
Deferred revenue	10,394	5,394
Lease liability - operating leases	113,415	122,648
Contingent consideration related to acquisition	21,239	0
Accrued interest (includes accrued interest of consolidated VIEs of $1,435 and $1,147 as of June 30, 2021 and December 31, 2020, respectively)	20,411	20,123
Liability for losses on CSO lender-owned consumer loans	5,265	7,228
Debt (includes debt and issuance costs of consolidated VIEs of $349,311 and $11,077 as of June 30, 2021 and $147,427 and $7,766 as of December 31, 2020, respectively)	1,019,127	819,661
Other long-term liabilities	13,796	15,382
Deferred tax liabilities	9,710	11,021
Total Liabilities	1,277,763	1,051,081
Commitments and contingencies
Stockholders' Equity
Preferred stock - $0.001 par value, 25,000,000 shares authorized; no shares were issued	0	0
Common stock - $0.001 par value; 225,000,000 shares authorized; 47,939,331 and 47,525,807 shares issued; and 41,679,541 and 41,370,504 shares outstanding at the respective period ends	9	9
Treasury stock, at cost - 6,259,790 and 6,155,303 shares at the respective period ends	(79,604)	(77,852)
Paid-in capital	84,490	79,812
Retained earnings	283,370	160,068
Accumulated other comprehensive loss	(21,563)	(30,132)
Total Stockholders' Equity	266,702	131,905
Total Liabilities and Stockholders' Equity	$ 1,544,465	$ 1,182,986