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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Cash flows from operating activities    
Net income from continuing operations $ 25.7 $ 36.0
Adjustments to reconcile net income to net cash provided by continuing operating activities:    
Depreciation and amortization 5.0 4.5
Provision for loan losses 36.2 113.5
Amortization of debt issuance costs and bond discount 1.3 0.7
Deferred income tax (benefit) expense (1.5) 14.1
(Gain) loss on disposal of property and equipment (0.1) 0.0
(Income) loss from equity method investment (0.5) 1.6
Share-based compensation 2.7 3.2
Changes in operating assets and liabilities:    
Accrued interest on loans receivable 38.9 16.7
Prepaid expenses and other assets 1.9 1.0
Accounts payable and accrued liabilities 8.0 (7.5)
Deferred revenue 0.1 (3.3)
Income taxes payable 0.3 0.0
Income taxes receivable 8.0 (13.1)
Accrued interest (14.2) (14.4)
Other long-term liabilities (1.1) (1.2)
Net cash provided by continuing operating activities 110.7 151.8
Net cash provided by discontinued operating activities 0.0 0.4
Net cash provided by operating activities [1] 110.7 152.2
Cash flows from investing activities    
Purchase of property and equipment (2.8) (3.7)
Loans receivable originated or acquired (251.4) (439.2)
Loans receivable repaid 181.7 378.8
Net cash used in continuing investing activities (163.7) (78.5)
Cash flows from financing activities    
Debt issuance costs paid 0.0 (0.2)
Proceeds from exercise of stock options 0.0 0.1
Payments to net share settle restricted stock units vesting (1.7) (0.6)
Repurchase of common stock 0.0 (5.9)
Dividends paid to stockholders (2.4) (2.2)
Net cash used in continuing financing activities [1] (0.2) (2.7)
Effect of exchange rate changes on cash, cash equivalents and restricted cash 0.9 (0.8)
Net (decrease) increase in cash, cash equivalents and restricted cash (52.3) 70.2
Cash, cash equivalents and restricted cash at beginning of period 268.1 110.0
Cash, cash equivalents and restricted cash at end of period 215.8 180.2
Supplemental Cash Flow Elements [Abstract]    
Total cash, cash equivalents and restricted cash used in the Statement of Cash Flows 215.8 180.2
Revolving Credit Facility | Non-Recourse Canada SPV And SPE Facilities | Line of Credit    
Cash flows from financing activities    
Proceeds from credit facilities 12.5 23.6
Payments on credit facilities (8.6) (42.5)
Revolving Credit Facility | Senior Revolver | Line of Credit    
Cash flows from financing activities    
Proceeds from credit facilities 0.0 69.9
Payments on credit facilities 0.0 (44.9)
Ad Astra    
Cash flows from investing activities    
Acquisition, net of cash received 0.0 (14.4)
Flexiti    
Cash flows from investing activities    
Acquisition, net of cash received $ (91.2) $ 0.0
[1] (1) Investing activities and Financing activities were not impacted by discontinued operations