CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 135.4	$ 213.3
Restricted cash (includes restricted cash of consolidated VIEs of $47.6 million and $32.0 million as of March 31, 2021 and December 31, 2020, respectively)	80.4	54.8
Gross loans receivable (includes loans of consolidated VIEs of $554.6 million and $360.4 million as of March 31, 2021 and December 31, 2020, respectively)	731.0	553.7
Less: allowance for loan losses (includes allowance for losses of consolidated VIEs of $44.9 million and $54.1 million as of March 31, 2021 and December 31, 2020, respectively)	(72.4)	(86.2)
Loans receivable, net	658.6	467.5
Income taxes receivable	24.1	32.1
Prepaid expenses and other (includes prepaid expenses and other of consolidated VIEs of $0 and $0.4 million as of March 31, 2021 and December 31, 2020, respectively)	26.8	28.0
Property and equipment, net	57.6	59.7
Investments in Katapult	27.9	27.4
Right of use asset - operating leases	112.3	115.0
Deferred tax assets	1.5	0.0
Goodwill	181.3	136.1
Intangibles, net	92.6	40.4
Other assets	9.1	8.6
Total Assets	1,407.6	1,182.9
Liabilities
Accounts payable and accrued liabilities (includes accounts payable and accrued liabilities of consolidated VIEs of $8.0 million and $34.1 million as of March 31, 2021 and December 31, 2020, respectively)	67.7	49.6
Deferred revenue	5.5	5.4
Lease liability - operating leases	119.1	122.6
Contingent consideration related to acquisition	20.6	0.0
Income taxes payable	0.3	0.0
Accrued interest (includes accrued interest of consolidated VIEs of $1.2 million and $1.1 million as of March 31, 2021 and December 31, 2020, respectively)	5.9	20.1
Liability for losses on CSO lender-owned consumer loans	4.7	7.2
Debt (includes debt and issuance costs of consolidated VIEs of $331.9 million and $12.2 million as of March 31, 2021 and $147.4 million and $7.8 million as of December 31, 2020, respectively)	1,000.2	819.7
Other long-term liabilities	15.2	15.4
Deferred tax liabilities	8.3	11.0
Total Liabilities	1,247.5	1,051.0
Commitments and contingencies
Stockholders' Equity
Preferred stock - $0.001 par value, 25,000,000 shares authorized; no shares were issued	0.0	0.0
Common stock - $0.001 par value; 225,000,000 shares authorized; 47,779,082 and 47,525,807 shares issued; and 41,623,779 and 41,370,504 shares outstanding at the respective period ends	0.0	0.0
Treasury stock, at cost - 6,155,303 and 6,155,303 shares at the respective period ends	(77.9)	(77.9)
Paid-in capital	80.9	79.9
Retained earnings	183.4	160.1
Accumulated other comprehensive loss	(26.3)	(30.2)
Total Stockholders' Equity	160.1	131.9
Total Liabilities and Stockholders' Equity	$ 1,407.6	$ 1,182.9