CONSOLIDATED STATEMENTS OF CASH FLOWS $ in Thousands	12 Months Ended
	Dec. 31, 2019 USD ($)	Dec. 31, 2018 USD ($)	Dec. 31, 2017 USD ($)
Cash flows from operating activities
Net income from continuing operations	$ 103,898	$ 16,459	$ 60,609
Adjustments to reconcile net income to net cash provided by continuing operating activities:
Depreciation and amortization	18,630	18,337	18,185
Provision for losses	468,551	421,600	312,566
Amortization of debt issuance costs and bond discount	2,971	3,658	4,554
Deferred income taxes	(6,396)	2,126	9,036
Loss on disposal of property and equipment	85	889	2,278
Loss on extinguishment of debt	0	90,569	12,458
Loss from equity method investment	6,295	0	0
Share-based compensation expense	10,323	8,210	965
Realized loss on cash flow hedge	0	556	333
Changes in operating assets and liabilities:
Accrued interest on loans receivable	(12,844)	(11,096)	(16,770)
Prepaid expenses and other assets	10,771	(2,578)	(4,574)
Accounts payable and accrued liabilities	9,798	(5,085)	6,232
Deferred revenue	527	(1,630)	(682)
Income taxes payable	34,102	1,636	529
Income taxes receivable	9,798	(13,287)	2,557
Other assets and liabilities	(5,374)	(6,708)	16,962
Net cash provided by continuing operating activities	651,135	523,656	425,238
Net cash (used in) provided by discontinued operating activities	(504)	10,808	9,666
Net cash provided by continuing operating activities	650,631	534,464	434,904
Cash flows from investing activities
Purchase of property, equipment and software	(13,981)	(14,033)	(8,717)
Loans receivable originated or acquired	(1,835,301)	(2,136,164)	(2,063,213)
Loans receivable repaid	1,327,190	1,558,201	1,660,440
Investments in Cognical Holdings, Inc. (Katapult, formerly known as Zibby)	(8,168)	(958)	(5,600)
Net cash used in continuing investing activities	(530,260)	(592,954)	(417,090)
Net cash used in discontinued investing activities	(14,213)	(27,891)	(15,761)
Net cash used in investing activities	(544,473)	(620,845)	(432,851)
Cash flows from financing activities
Payments on 12.00% Senior Cash Pay Notes	0	0	(125,000)
Payments on subordinated stockholder debt	(2,256)	0	0
Debt issuance costs paid	(200)	(18,609)	(18,701)
Payments of call premiums from early debt extinguishments	0	(69,650)	0
Net proceeds from issuance of common stock	0	11,167	81,117
Payments to net share settle restricted stock units vesting	(2,400)	(1,942)	0
Proceeds from exercise of stock options	149	559	0
Repurchase of common stock	(71,942)	0	0
Dividends paid to stockholders	0	0	(182,000)
Net cash (used in) provided by financing activities	(97,968)	19,092	(36,691)
Effect of exchange rate changes on cash and restricted cash	1,974	(7,345)	7,776
Net increase (decrease) in cash and restricted cash	10,164	(74,634)	(26,862)
Cash and restricted cash at beginning of period	99,857	174,491	201,353
Cash and restricted cash at end of period	110,021	99,857	174,491
Less: Cash and restricted cash of discontinued operations at end of period	0	13,243	12,460
Cash and restricted cash of continuing operations at end of period	110,021	86,614	162,031
10.75% Senior Secured Notes
Cash flows from financing activities
Payments on Senior Secured Notes	0	0	(426,034)
12.00% Senior Secured Notes
Cash flows from financing activities
Payments on Senior Secured Notes	0	(605,000)	0
Proceeds from issuance of Senior Secured Notes	0	0	601,054
Non-Recourse U.S. SPV Facility and ABL Facility | Line of Credit
Cash flows from financing activities
Proceeds from credit facilities	0	17,000	60,130
Payments on credit facilities	0	(141,590)	(27,257)
Non-Recourse Canada SPV Facility | Line of Credit
Cash flows from financing activities
Proceeds from credit facilities	23,558	117,157	0
8.25% Senior Notes Due 2025
Cash flows from financing activities
Proceeds from issuance of Senior Secured Notes	0	690,000	0
Revolving Credit Facility | Non-Recourse Canada SPV Facility
Cash flows from financing activities
Payments on credit facilities	(24,877)	0	0
Revolving Credit Facility | Senior Revolver
Cash flows from financing activities
Proceeds from credit facilities	210,346	131,902	43,084
Payments on credit facilities	$ (230,346)	$ (111,902)	$ (43,084)