CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Restricted cash	$ 34,779	$ 25,439
Total gross loans receivable	665,828	571,531
Allowance for loan losses	106,835	73,997
Accounts payable and accrued liabilities	60,083	49,146
Accrued interest	19,847	20,904
Long-term debt (excluding current maturities)	$ 790,544	$ 804,140
Preferred stock par value (in usd per share)	$ 0.001	$ 0.001
Preferred stock, shares authorized (in shares)	25,000,000	25,000,000
Preferred shares issued (in shares)	0	0
Class A common stock, par value (in usd per share)	$ 0.001	$ 0.001
Class A common stock, authorized (in shares)	225,000,000	225,000,000
Class A common stock, issued (in shares)	46,770,765	46,412,231
Class A common stock, outstanding (in shares)	41,156,224	46,412,231
Treasury stock (in shares)	5,614,541
Variable Interest Entity
Restricted cash	$ 17,427	$ 12,840
Total gross loans receivable	244,492	148,876
Allowance for loan losses	24,425	12,688
Accounts payable and accrued liabilities	13,462	4,980
Accrued interest	871	831
Long-term debt (excluding current maturities)	115,243	111,335
Issuance costs	$ 3,022	$ 3,856