CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents	$ 75,242	$ 61,175
Restricted cash (includes restricted cash of consolidated VIEs of $17,427 and $12,840 as of December 31, 2019 and 2018, respectively)	34,779	25,439
Gross loans receivable (includes loans of consolidated VIEs of $244,492 and $148,876 as of December 31, 2019 and 2018, respectively)	665,828	571,531
Less: allowance for loan losses (includes allowance for losses of consolidated VIEs of $24,425 and $12,688 as of December 31, 2019 and 2018, respectively)	(106,835)	(73,997)
Loans receivable, net	558,993	497,534
Right of use asset - operating leases (Note 1 and Note 17)	117,453
Deferred tax assets	5,055	1,534
Income taxes receivable	11,426	16,741
Prepaid expenses and other	35,890	43,588
Property and equipment, net	70,811	76,750
Goodwill	120,609	119,281
Other intangibles assets, net	33,927	29,784
Other	17,710	12,930
Assets from discontinued operations (Note 22)	0	34,861
Total Assets	1,081,895	919,617
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable and accrued liabilities (includes accounts payable and accrued liabilities of consolidated VIEs of $13,462 and $4,980 as of December 31, 2019 and 2018, respectively)	60,083	49,146
Deferred revenue	10,170	9,483
Lease liability - operating leases (Note 1 and Note 17)	124,999
Income taxes payable	0	1,579
Accrued interest (includes accrued interest of consolidated VIEs of $871 and $831 as of December 31, 2019 and 2018, respectively)	19,847	20,904
Liability for losses on CSO lender-owned consumer loans	10,623	12,007
Deferred rent	0	10,851
Debt (includes debt and issuance costs of consolidated VIEs of $115,243 and $3,022 and $111,335 and $3,856 as of December 31, 2019 and 2018, respectively)	790,544	804,140
Subordinated stockholder debt	0	2,196
Other long-term liabilities	10,664	5,800
Deferred tax liabilities	4,452	13,730
Liabilities from discontinued operations (Note 22)	0	8,882
Total Liabilities	1,031,382	938,718
Commitments and contingencies (Note 16)
Stockholders' Equity
Preferred stock - $0.001 par value; 25,000,000 shares authorized; no shares were issued	0	0
Common stock - $0.001 par value; 225,000,000 shares authorized; 46,770,765 and 46,412,231 shares issued; and 41,156,224 and 46,412,231 shares outstanding at the respective period ends	9	9
Treasury stock, at cost - 5,614,541 as of December 31, 2019	(72,343)	0
Paid-in capital	68,087	60,015
Retained earnings (accumulated deficit)	93,423	(18,065)
Accumulated other comprehensive loss	(38,663)	(61,060)
Total Stockholders' Equity (Deficit)	50,513	(19,101)
Total Liabilities and Stockholders' Equity (Deficit)	$ 1,081,895	$ 919,617