CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities
Net income	$ 23,292	$ 16,638
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	4,660	4,654
Provision for losses	81,031	61,736
Amortization of debt issuance costs	(34)	770
Amortization of bond discount/(premium)	1,163	14
Deferred income tax benefit	(1,094)	(504)
Loss on disposal of property and equipment	478	10
Loss on extinguishment of debt	11,683	12,458
Call premium payment from debt extinguishment	(9,300)	0
Increase in cash surrender value of life insurance	(1,482)	(502)
Share-based compensation expense	1,842	126
Changes in operating assets and liabilities:
Loans receivable	(55,975)	(34,818)
Prepaid expenses and other assets	9,739	4,792
Accounts payable and accrued liabilities	(3,239)	(9,345)
Deferred revenue	(1,734)	(1,715)
Income taxes payable	19,629	(841)
Income taxes receivable	(7,411)	3,816
Deferred rent	180	194
Accrued Interest	(19,084)	(292)
Other liabilities	443	(266)
Net cash provided by operating activities	54,787	56,925
Cash flows from investing activities
Purchase of property, equipment and software	(1,609)	(3,093)
Cash paid for Cognical Holdings preferred shares	(958)	0
Changes in restricted cash	(5,403)	(6,993)
Net cash (used in) investing activities	(7,970)	(10,086)
Cash flows from financing activities
Net proceeds from issuance of common stock	13,135	0
Proceeds from credit facilities	10,000
Payments on credit facilities	(10,000)
Proceeds from issuance of 12.00% Senior Secured Notes	0	461,329
Payments on 10.75% Senior Secured Notes	(77,500)
Payments on 12.00% Senior Cash Pay Notes	0	(125,000)
Debt issuance costs paid	(71)	(13,690)
Net cash (used in) financing activities	(73,955)	(95,390)
Effect of exchange rate changes on cash	(4,497)	829
Net (decrease) in cash	(31,635)	(47,722)
Cash at beginning of period	162,374	193,525
Cash at end of period	130,739	145,803
10.75% Senior Secured Notes
Cash flows from financing activities
Payments on 10.75% Senior Secured Notes	0	(426,034)
12% Senior Secured Notes
Cash flows from financing activities
Proceeds from issuance of 12.00% Senior Secured Notes		461,329
Payments on 10.75% Senior Secured Notes	(77,500)	0
Revolving Credit Facility
Cash flows from financing activities
Proceeds from credit facilities	3,000	19,802
Payments on credit facilities	(12,519)	(11,797)
Line of Credit | Revolving Credit Facility | Senior Revolver
Cash flows from financing activities
Proceeds from credit facilities	10,000	0
Payments on credit facilities	$ (10,000)	$ 0