SEGMENT REPORTING (Tables)

3 Months Ended

Mar. 31, 2018

Segment Reporting [Abstract]

Summary of Financial Information by Segment

The following table illustrates summarized financial information concerning our reportable segments.

	Three Months Ended March 31,
(dollars in thousands)	2018		2017
Revenues by segment:
U.S.	$	204,593	$	174,322
Canada	46,250		41,566
U.K.	10,915		8,692
Consolidated revenue	$	261,758	$	224,580
Gross margin by segment:
U.S.	$	91,344	$	77,133
Canada	14,502		14,300
U.K.	3,399		3,472
Consolidated gross margin	$	109,245	$	94,905
Expenditures for long-lived assets by segment:
U.S.	$	788	$	1,672
Canada	754		1,291
U.K.	67		130
Consolidated expenditures for long-lived assets	$	1,609	$	3,093

The following table provides the proportion of gross loans receivable by segment:

(dollars in thousands)	March 31, 2018		December 31, 2017
U.S.	$	266,731	$	308,696
Canada	102,597		104,551
U.K.	20,510		19,590
Total gross loans receivable	$	389,838	$	432,837

Summary of Long-lived Assets by Geographic Region

The following table illustrates our net long-lived assets, comprised of property and equipment by geographic region. These amounts are aggregated on a legal entity basis and do not necessarily reflect where the asset is physically located:

(dollars in thousands)	March 31, 2018		December 31, 2017
U.S.	$	50,614	$	52,627
Canada	31,390		32,924
U.K.	1,518		1,535
Total net long-lived assets	$	83,522	$	87,086