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CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2018
Dec. 31, 2017
ASSETS    
Cash $ 130,739 $ 162,374
Restricted cash (includes restricted cash of consolidated VIEs of $12,268 and $6,871 as of March 31, 2018 and December 31, 2017, respectively) 17,656 12,117
Gross loans receivable (includes loans of consolidated VIEs of $186,492 and $213,846 as of March 31, 2018 and December 31, 2017, respectively) 389,838 432,837
Less: allowance for loan losses (includes loans of consolidated VIEs of $36,619 and $46,140 as of March 31, 2018 and December 31, 2017, respectively) (60,886) (69,568)
Loans receivable, net 328,952 363,269
Deferred income taxes 1,817 772
Income taxes receivable 0 3,455
Prepaid expenses and other 32,753 42,512
Property and equipment, net 83,522 87,086
Goodwill 145,764 145,607
Other intangibles, net of accumulated amortization of $42,540 and $41,156 as of March 31, 2018 and December 31, 2017, respectively) 31,961 32,769
Other 12,217 9,770
Total Assets 785,381 859,731
LIABILITIES AND STOCKHOLDER’S EQUITY    
Accounts payable and accrued liabilities 52,860 55,792
Deferred revenue 10,152 11,984
Income taxes payable 8,734 4,120
Accrued interest (includes accrued interest of consolidated VIEs of $1,263 and $1,266 as of March 31, 2018 and December 31, 2017, respectively) 6,384 25,467
Credit services organization guarantee liability 10,412 17,795
Deferred rent 11,732 11,577
Long-term debt (includes long-term debt and issuance costs of consolidated VIEs of $115,071 and $3,921 as of March 31, 2018 and $124,590 and $4,188 as of December 31, 2017, respectively) 622,644 706,225
Subordinated shareholder debt 2,322 2,381
Other long-term liabilities 6,199 5,768
Deferred tax liabilities 11,393 11,486
Total Liabilities 742,832 852,595
Commitments and contingencies
Stockholder's Equity    
Preferred stock - $0.001 par value, 25,000,000 shares authorized and no shares were issued at either period end 0 0
Class A common stock - $0.001 par value; 225,000,000 shares authorized; issued and outstanding of 45,561,419 and 44,561,419 as of March 31, 2018 and December 31, 2017, respectively) 9 8
Paid-in capital 61,056 46,079
Retained earnings 27,279 3,988
Accumulated other comprehensive loss (45,795) (42,939)
Total Stockholder’s Equity 42,549 7,136
Total Liabilities and Stockholder’s Equity $ 785,381 $ 859,731