CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash flows from operating activities
Net income	$ 39,267	$ 32,980
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	9,259	9,330
Provision for losses	173,017	127,182
Amortization of debt issuance costs	2,493	1,702
Amortization of bond discount/(premium)	(376)	424
Deferred income tax benefit	3,199	(653)
Loss on disposal of property and equipment	517	244
Loss on extinguishment of debt	11,683	12,458
Call premium payment from debt extinguishment	(9,300)	0
Increase in cash surrender value of life insurance	(2,223)	(679)
Share-based compensation expense	4,023	219
Changes in operating assets and liabilities:
Loans receivable	(206,147)	(150,450)
Prepaid expenses and other assets	6,092	2,974
Accounts payable and accrued liabilities	(2,292)	(6,146)
Deferred revenue	(1,215)	(698)
Income taxes payable	26,727	3,780
Income taxes receivable	(18,436)	3,200
Deferred rent	(31)	31
Accrued Interest	(3,284)	0
Other liabilities	922	13,876
Net cash provided by operating activities	33,895	49,774
Cash flows from investing activities
Purchase of property, equipment and software	(3,055)	(6,828)
Cash paid for Cognical Holdings preferred shares	(958)	(4,975)
Changes in restricted cash	(411)	(4,437)
Net cash used in investing activities	(4,424)	(16,240)
Cash flows from financing activities
Net proceeds from issuance of common stock	12,431	0
Proceeds from exercise of stock options	39	0
Proceeds from credit facilities	18,798
Payments on credit facilities	(18,798)
Proceeds from issuance of 12.00% Senior Secured Notes	0	461,329
Payments on Senior Secured Notes	(77,500)
Payments on 12.00% Senior Cash Pay Notes	0	(125,000)
Debt issuance costs paid	(168)	(14,002)
Dividends paid to stockholders	0	(28,000)
Net cash used in financing activities	(71,361)	(115,719)
Effect of exchange rate changes on cash	(5,379)	2,440
Net decrease in cash	(47,269)	(79,745)
Cash at beginning of period	162,374	193,525
Cash at end of period	115,105	113,780
10.75% Senior Secured Notes
Cash flows from financing activities
Payments on Senior Secured Notes	0	(426,034)
12% Senior Secured Notes
Cash flows from financing activities
Proceeds from issuance of 12.00% Senior Secured Notes		461,329
Payments on Senior Secured Notes	(77,500)	0
Revolving Credit Facility
Cash flows from financing activities
Proceeds from credit facilities	13,000	41,130
Payments on credit facilities	(19,163)	(25,142)
Revolving Credit Facility | Senior Revolver | Line of Credit
Cash flows from financing activities
Proceeds from credit facilities	18,798	0
Payments on credit facilities	$ (18,798)	$ 0