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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 BBG001S5N8V8 2,056,137 8,075 SH   SOLE   0 0 8,075
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 598,260 1,190 SH   SOLE   0 0 1,190
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 3,178,994 31,569 SH   SOLE   0 0 31,569
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 5,785,684 48,878 SH   SOLE   0 0 48,878
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 5,255,437 97,558 SH   SOLE   0 0 97,558
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 4,164,388 29,923 SH   SOLE   0 0 29,923
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 19,792,988 462,561 SH   SOLE   0 0 462,561
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 11,179,870 238,835 SH   SOLE   0 0 238,835
SPDR SERIES TRUST PORT MTG BK ETF 78464A383 BBG001T2HF72 19,125,413 852,291 SH   SOLE   0 0 852,291
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 BBG001STKCX8 24,873,314 860,667 SH   SOLE   0 0 860,667
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 12,788,324 377,348 SH   SOLE   0 0 377,348
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 BBG004T58LZ5 17,958,449 387,704 SH   SOLE   0 0 387,704
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 59,038,863 564,911 SH   SOLE   0 0 564,911
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 BBG001SG4284 30,577,915 552,646 SH   SOLE   0 0 552,646
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 BBG001SG4275 5,430,655 57,583 SH   SOLE   0 0 57,583