The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 248 8,144 SH   SOLE   0 0 8,144
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 1,607 76,250 SH   SOLE   0 0 76,250
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 3,124 146,676 SH   SOLE   0 0 146,676
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,422 160,983 SH   SOLE   0 0 160,983
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,293 153,247 SH   SOLE   0 0 153,247
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,443 67,758 SH   SOLE   0 0 67,758
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 352 16,420 SH   SOLE   0 0 16,420
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 267 1,362 SH   SOLE   0 0 1,362
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 291 2,696 SH   SOLE   0 0 2,696
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 532 4,494 SH   SOLE   0 0 4,494
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 589 9,081 SH   SOLE   0 0 9,081
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 1,454 27,628 SH   SOLE   0 0 27,628
ISHARES INC MIN VOL EMRG MKT 464286533 467 8,186 SH   SOLE   0 0 8,186
ISHARES INC MIN VOL GBL ETF 464286525 547 5,769 SH   SOLE   0 0 5,769
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,961 49,523 SH   SOLE   0 0 49,523
ISHARES TR 0-5YR HI YL CP 46434V407 4,002 86,084 SH   SOLE   0 0 86,084
ISHARES TR 0-5YR INVT GR CP 46434V100 3,162 61,838 SH   SOLE   0 0 61,838
ISHARES TR CONV BD ETF 46435G102 5,266 90,583 SH   SOLE   0 0 90,583
ISHARES TR CORE 1 5 YR USD 46432F859 1,079 21,379 SH   SOLE   0 0 21,379
ISHARES TR CORE S&P MCP ETF 464287507 732 3,789 SH   SOLE   0 0 3,789
ISHARES TR CORE S&P SCP ETF 464287804 351 4,514 SH   SOLE   0 0 4,514
ISHARES TR EAFE SML CP ETF 464288273 295 5,159 SH   SOLE   0 0 5,159
ISHARES TR EDGE MSCI MINM 46435G433 966 28,135 SH   SOLE   0 0 28,135
ISHARES TR EDGE MSCI USA VL 46432F388 554 6,756 SH   SOLE   0 0 6,756
ISHARES TR EXPANDED TECH 464287515 263 1,241 SH   SOLE   0 0 1,241
ISHARES TR FLTG RATE NT ETF 46429B655 543 10,658 SH   SOLE   0 0 10,658
ISHARES TR IBOXX HI YD ETF 464288513 1,935 22,202 SH   SOLE   0 0 22,202
ISHARES TR IBOXX INV CP ETF 464287242 2,610 20,473 SH   SOLE   0 0 20,473
ISHARES TR MSCI MIN VOL ETF 46429B697 5,072 79,123 SH   SOLE   0 0 79,123
ISHARES TR PFD AND INCM SEC 464288687 5,585 148,825 SH   SOLE   0 0 148,825
ISHARES TR S&P SML 600 GWT 464287887 1,078 6,046 SH   SOLE   0 0 6,046
ISHARES TR SP SMCP600VL ETF 464287879 579 3,858 SH   SOLE   0 0 3,858
ISHARES TR TIPS BD ETF 464287176 4,081 35,094 SH   SOLE   0 0 35,094
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,389 97,044 SH   SOLE   0 0 97,044
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,938 17,800 SH   SOLE   0 0 17,800
PROSHARES TR PSHS SHORT DOW30 74347B235 1,058 20,159 SH   SOLE   0 0 20,159
PROSHARES TR SHORT QQQ NEW 74347B714 1,059 38,172 SH   SOLE   0 0 38,172
PROSHARES TR SHORT S&P 500 NE 74347B425 1,058 40,507 SH   SOLE   0 0 40,507
PROSHARES TR SHRT RUSSELL2000 74348A210 454 11,169 SH   SOLE   0 0 11,169
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,746 20,780 SH   SOLE   0 0 20,780
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 263 9,381 SH   SOLE   0 0 9,381
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,851 99,452 SH   SOLE   0 0 99,452
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,602 49,351 SH   SOLE   0 0 49,351
VANGUARD INDEX FDS VALUE ETF 922908744 767 6,871 SH   SOLE   0 0 6,871
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,270 72,876 SH   SOLE   0 0 72,876
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,904 73,553 SH   SOLE   0 0 73,553
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 5,054 94,886 SH   SOLE   0 0 94,886
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,465 73,273 SH   SOLE   0 0 73,273
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 5,059 62,764 SH   SOLE   0 0 62,764