The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 816 26,813 SH   SOLE   0 0 26,813
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 2,305 109,311 SH   SOLE   0 0 109,311
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 3,906 183,745 SH   SOLE   0 0 183,745
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 3,309 156,169 SH   SOLE   0 0 156,169
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 3,162 147,810 SH   SOLE   0 0 147,810
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,289 60,929 SH   SOLE   0 0 60,929
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 252 11,870 SH   SOLE   0 0 11,870
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 227 2,108 SH   SOLE   0 0 2,108
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 581 4,866 SH   SOLE   0 0 4,866
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 632 9,730 SH   SOLE   0 0 9,730
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 1,113 21,701 SH   SOLE   0 0 21,701
ISHARES INC CORE MSCI EMKT 46434G103 431 8,377 SH   SOLE   0 0 8,377
ISHARES INC MIN VOL EMRG MKT 464286533 747 12,693 SH   SOLE   0 0 12,693
ISHARES INC MIN VOL GBL ETF 464286525 559 6,064 SH   SOLE   0 0 6,064
ISHARES TR 0-5 YR TIPS ETF 46429B747 7,179 71,375 SH   SOLE   0 0 71,375
ISHARES TR 0-5YR HI YL CP 46434V407 5,605 120,011 SH   SOLE   0 0 120,011
ISHARES TR 0-5YR INVT GR CP 46434V100 5,276 103,514 SH   SOLE   0 0 103,514
ISHARES TR CONV BD ETF 46435G102 5,251 88,203 SH   SOLE   0 0 88,203
ISHARES TR CORE 1 5 YR USD 46432F859 2,053 40,719 SH   SOLE   0 0 40,719
ISHARES TR CORE S&P MCP ETF 464287507 984 5,066 SH   SOLE   0 0 5,066
ISHARES TR CORE S&P SCP ETF 464287804 347 4,427 SH   SOLE   0 0 4,427
ISHARES TR EAFE SML CP ETF 464288273 574 9,997 SH   SOLE   0 0 9,997
ISHARES TR EDGE MSCI MINM 46435G433 764 22,911 SH   SOLE   0 0 22,911
ISHARES TR EDGE MSCI USA VL 46432F388 1,539 18,956 SH   SOLE   0 0 18,956
ISHARES TR FLTG RATE NT ETF 46429B655 5,183 101,775 SH   SOLE   0 0 101,775
ISHARES TR IBONDS DEC19 ETF 46434VAU4 222 8,929 SH   SOLE   0 0 8,929
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 228 8,979 SH   SOLE   0 0 8,979
ISHARES TR IBOXX INV CP ETF 464287242 838 6,736 SH   SOLE   0 0 6,736
ISHARES TR MIN VOL USA ETF 46429B697 3,911 63,354 SH   SOLE   0 0 63,354
ISHARES TR PFD AND INCM SEC 464288687 5,634 152,891 SH   SOLE   0 0 152,891
ISHARES TR S&P SML 600 GWT 464287887 1,226 6,717 SH   SOLE   0 0 6,717
ISHARES TR SP SMCP600VL ETF 464287879 744 5,003 SH   SOLE   0 0 5,003
ISHARES TR TIPS BD ETF 464287176 1,223 10,591 SH   SOLE   0 0 10,591
NUVEEN AMT FREE QLTY MUN INC COM 670657105 1,239 89,752 SH   SOLE   0 0 89,752
PIMCO ETF TR ACTIVE BD ETF 72201R775 640 5,956 SH   SOLE   0 0 5,956
PROSHARES TR PSHS SHORT DOW30 74347B235 731 13,677 SH   SOLE   0 0 13,677
PROSHARES TR SHORT QQQ NEW 74347B714 699 24,788 SH   SOLE   0 0 24,788
PROSHARES TR SHORT S&P 500 NE 74347B425 724 27,194 SH   SOLE   0 0 27,194
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,894 22,763 SH   SOLE   0 0 22,763
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,893 102,845 SH   SOLE   0 0 102,845
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,177 36,352 SH   SOLE   0 0 36,352
VANGUARD INDEX FDS VALUE ETF 922908744 635 5,729 SH   SOLE   0 0 5,729
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,051 51,713 SH   SOLE   0 0 51,713
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 4,118 62,427 SH   SOLE   0 0 62,427
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,472 27,855 SH   SOLE   0 0 27,855
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,615 75,736 SH   SOLE   0 0 75,736
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 4,486 55,776 SH   SOLE   0 0 55,776
WISDOMTREE TR FLOATNG RAT TREA 97717X628 648 25,840 SH   SOLE   0 0 25,840