The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1,147 37,330 SH   SOLE   36,878 0 452
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 12,290 583,496 SH   SOLE   576,640 0 6,856
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 11,908 565,370 SH   SOLE   558,077 0 7,293
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,217 58,662 SH   SOLE   58,335 0 327
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 299 14,551 SH   SOLE   14,551 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 3,072 25,617 SH   SOLE   24,907 0 710
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 2,676 39,003 SH   SOLE   37,949 0 1,054
ISHARES INC CORE MSCI EMKT 46434G103 1,255 24,269 SH   SOLE   23,917 0 352
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,658 16,751 SH   SOLE   16,574 0 177
ISHARES TR 0-5YR HI YL CP 46434V407 1,721 36,620 SH   SOLE   36,326 0 294
ISHARES TR 0-5YR INVT GR CP 46434V100 1,765 35,536 SH   SOLE   35,260 0 276
ISHARES TR CONV BD ETF 46435G102 1,711 28,580 SH   SOLE   28,344 0 236
ISHARES TR CORE S&P MCP ETF 464287507 1,462 7,294 SH   SOLE   7,164 0 130
ISHARES TR CORE S&P SCP ETF 464287804 1,009 11,593 SH   SOLE   11,123 0 470
ISHARES TR EAFE SML CP ETF 464288273 2,061 33,176 SH   SOLE   32,838 0 338
ISHARES TR EDGE MSCI USA VL 46432F388 5,951 67,721 SH   SOLE   67,277 0 444
ISHARES TR FLTG RATE NT ETF 46429B655 1,516 29,730 SH   SOLE   29,461 0 269
ISHARES TR IBONDS DEC19 ETF 46434VAU4 3,818 153,929 PRN   SOLE   152,929 0 1,000
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 3,589 142,962 PRN   SOLE   142,962 0 0
ISHARES TR MIN VOL USA ETF 46429B697 223 3,911 SH   SOLE   3,911 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 741 17,314 SH   SOLE   17,249 0 65
ISHARES TR MULTIFACTOR USA 46434V282 274 8,164 SH   SOLE   8,164 0 0
ISHARES TR S&P SML 600 GWT 464287887 3,359 16,696 SH   SOLE   16,441 0 255
ISHARES TR S&P US PFD STK 464288687 1,954 52,504 SH   SOLE   52,138 0 366
ISHARES TR SP SMCP600VL ETF 464287879 2,442 14,634 SH   SOLE   14,569 0 65
ISHARES TR US AER DEF ETF 464288760 773 3,558 SH   SOLE   3,381 0 177
NUVEEN AMT FREE QLTY MUN INC COM 670657105 654 51,560 SH   SOLE   51,560 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,734 57,721 SH   SOLE   56,975 0 746
SELECT SECTOR SPDR TR ENERGY 81369Y506 390 5,150 SH   SOLE   5,150 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 760 7,995 SH   SOLE   7,815 0 180
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,736 31,852 SH   SOLE   31,553 0 299
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,134 14,081 SH   SOLE   13,912 0 169
VANGUARD INDEX FDS VALUE ETF 922908744 2,279 20,616 SH   SOLE   19,957 0 659
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,069 18,977 SH   SOLE   18,680 0 297
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,591 25,658 SH   SOLE   25,439 0 219