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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest and Dividend Income    
Interest and fees on loans $ 102,651 $ 96,332
Interest on investment securities, taxable 4,198 4,692
Interest on investment securities, tax-exempt 36 36
Dividends 484 391
Interest on deposits in banks 5,888 8,682
Total interest and dividend income 113,257 110,133
Interest Expense    
Deposits 49,027 54,492
Federal funds purchased 2 2
Federal Home Loan Bank advances 2,268 745
Federal Reserve Bank borrowings   2,451
Subordinated debt 1,396 1,396
Total interest expense 52,693 59,086
Net Interest Income 60,564 51,047
Provision for (recovery of) credit losses 1,688 (370)
Net interest income after provision for (recovery of) credit losses 58,876 51,417
Non-interest Income    
Service charges on deposit accounts 336 349
Other service charges and fees 571 655
Insurance commissions 328 416
Gain on sale of government guaranteed loans 322 520
Non-qualified deferred compensation plan asset gains, net 402 236
Other income 115 95
Total non-interest income 2,074 2,271
Non-interest Expenses    
Salaries and employee benefits 20,729 19,240
Occupancy expense of premises 1,544 1,760
Furniture and equipment expenses 1,285 1,220
Other operating expenses 10,009 9,589
Total non-interest expenses 33,567 31,809
Income before income taxes 27,383 21,879
Income Tax Expense 6,150 4,758
Net income $ 21,233 $ 17,121
Earnings per share, basic (in dollars per share) $ 1.49 $ 1.2
Earnings per share, diluted (in dollars per share) $ 1.49 $ 1.2