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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 6,492 $ 5,945
Interest-bearing deposits in other banks 123,482 116,524
Total cash and cash equivalents 129,974 122,469
Securities available-for-sale, at fair value 123,852 130,257
Securities held-to-maturity at amortized cost, fair value of $77,575 and $76,270 as of December 31, 2025 and December 31, 2024, respectively 88,421 92,009
Restricted securities, at cost 7,644 7,634
Equity securities, at fair value 2,843 2,832
Loans, net of unearned income 1,975,360 1,872,173
Less: Allowance for loan credit losses (19,805) (18,715)
Loans, net 1,955,555 1,853,458
Bank premises and equipment, net 1,315 1,318
Accrued interest receivable 5,890 5,996
Right-of-use assets 4,551 5,013
Other assets 12,505 13,961
Total assets 2,332,550 2,234,947
Deposits:    
Non-interest bearing demand deposits 432,733 433,288
Interest-bearing demand deposits 745,323 705,097
Savings deposits 34,683 44,367
Time deposits 759,546 709,663
Total deposits 1,972,285 1,892,415
Federal Home Loan Bank advances 56,000 56,000
Subordinated debt 24,875 24,791
Accrued interest payable 2,124 2,394
Lease liabilities 4,819 5,369
Other liabilities 6,809 7,364
Total liabilities 2,066,912 1,988,333
Commitments and contingencies (Note 11)
Shareholders' Equity    
Preferred stock, par value $0.01 per share; authorized 1,000,000 shares; none issued
Additional paid-in capital 95,699 97,173
Retained earnings 176,913 159,951
Accumulated other comprehensive loss (7,115) (10,652)
Total shareholders' equity 265,638 246,614
Total liabilities and shareholders' equity 2,332,550 2,234,947
Common stock, non voting    
Shareholders' Equity    
Common stock
Common stock, voting    
Shareholders' Equity    
Common stock $ 141 $ 142