Segment Information (Tables)

12 Months Ended

Dec. 31, 2023

Significant segment totals are reconciled to the financial statements as follows for the year ended December 31,:


	Banking		Mortgage Operations		Corporate		Total Segments
2023
Summary of Operations
Net interest income (expense)	$	292,573	$	5,871	$	(5,013)	$	293,431

Provision for credit losses	15,790		2,457		—		18,247

Noninterest income:
Service charges on deposit accounts	21,345		—		—		21,345
Credit and debit card fees	11,997		3		—		12,000
Trust and investment advisory fees	5,693		—		—		5,693
(Loss) income from mortgage banking services, net	(1,676)		33,060		—		31,384
Other noninterest income	8,670		—		—		8,670
Total noninterest income	46,029		33,063		—		79,092

Noninterest expense:
Salary and employee benefits	106,030		25,313		1,888		133,231
Occupancy and equipment	30,461		2,775		190		33,426
Other noninterest expenses	39,165		14,933		2,038		56,136
Total noninterest expense	175,656		43,021		4,116		222,793

Income (loss) before income taxes	$	147,156	$	(6,544)	$	(9,129)	$	131,483

Other Information
Depreciation expense	$	6,320	$	233	$	—	$	6,553
Identifiable assets	$	6,907,741	$	910,728	$	61,255	$	7,879,724


	Banking		Mortgage Operations		Corporate		Total Segments
2022
Summary of Operations
Net interest income (expense)	$	241,840	$	5,455	$	(5,663)	$	241,632

Provision for credit losses	14,781		3,269		—		18,050

Noninterest income:
Service charges on deposit accounts	18,211		—		—		18,211
Credit and debit card fees	11,511		—		—		11,511
Trust and investment advisory fees	6,806		—		—		6,806
(Loss) income from mortgage banking services, net	(3,035)		49,320		—		46,285
Other noninterest income	6,762		(9)		—		6,753
Total noninterest income	40,255		49,311		—		89,566

Noninterest expense:
Salary and employee benefits	94,310		38,456		1,593		134,359
Occupancy	27,407		3,854		83		31,344
Other noninterest expenses	57,082		13,814		2,527		73,423
Total noninterest expense	178,799		56,124		4,203		239,126

Income (loss) before income taxes	$	88,515	$	(4,627)	$	(9,866)	$	74,022

Other Information
Depreciation expense	$	6,754	$	364	$	—	$	7,118
Identifiable assets	$	6,633,383	$	752,841	$	44,098	$	7,430,322


	Banking		Mortgage Operations		Corporate		Total Segments
2021
Summary of Operations
Net interest income (expense)	$	152,515	$	7,270	$	(4,552)	$	155,233

Provision (benefit) for credit losses	3,235		(235)		—		3,000

Noninterest income:
Service charges on deposit accounts	12,504		—		—		12,504
Credit and debit card fees	9,596		—		—		9,596
Trust and investment advisory fees	7,795		—		—		7,795
(Loss) income from mortgage banking services, net	(2,409)		88,819		—		86,410
Other noninterest income	7,946		(7)		—		7,939
Total noninterest income	35,432		88,812		—		124,244

Noninterest expense:
Salary and employee benefits	95,064		55,557		1,305		151,926
Occupancy	24,558		3,067		3		27,628
Other noninterest expenses	30,297		12,341		2,443		45,081
Total noninterest expense	149,919		70,965		3,751		224,635

Income (loss) before income taxes	$	34,793	$	25,352	$	(8,303)	$	51,842

Other Information
Depreciation expense	$	5,728	$	390	$	—	$	6,118
Identifiable assets	$	5,058,281	$	573,552	$	34,981	$	5,666,814