Deposits

12 Months Ended

Dec. 31, 2021

Statistical Disclosure for Banks [Abstract]

Deposits

Deposits

The composition of our deposits is as follows as of December 31,:

	2021		2020
Noninterest-bearing demand deposit accounts	$	1,566,113	$	1,054,458
Interest-bearing deposit accounts:
Interest-bearing demand accounts	187,712		164,870
Savings accounts and money market accounts	2,757,882		2,472,965
NOW accounts	19,496		95,297
Certificate of deposit accounts:
Less than $100	147,386		164,491
$100 through $250	103,082		113,006
Greater than $250	73,277		88,462
Total interest-bearing deposit accounts	3,288,835		3,099,091
Total deposits	$	4,854,948	$	4,153,549

The following table summarizes the interest expense incurred on our deposits for the years ended December 31,:

	2021		2020		2019
Interest-bearing deposit accounts:
Interest-bearing demand accounts	$	379	$	420	$	100
Savings accounts and money market accounts	4,752		7,338		11,900
NOW accounts	377		599		503
Certificate of deposit accounts	3,036		7,285		10,549
Total interest-bearing deposit accounts	$	8,544	$	15,642	$	23,052

The remaining maturity on certificate of deposit accounts is as follows as of December 31, 2021:

2022	$	223,373
2023	60,450
2024	16,379
2025	11,157
2026	8,623
Thereafter	3,763
Total certificate of deposit accounts	$	323,745